About
Overview
BBB Accreditation & Rating
About This Business
Montecito Bank & Trust, is the Central Coast’s largest locally owned community bank. They provide full-suite banking for individuals, businesses, nonprofits, and private wealth clients, while actively investing in community programs like Community Dividends® and financial literacy initiatives.
Products and Services
Personal Banking
- Checking accounts
- Everyday
- Cashback
- Access
- Private Access
- Savings accounts
- First Step
- Personal Savings
- Money Builder
- Money Market
- Certificates of Deposit
- Health Savings Accounts
- Digital banking
- online & mobile
- Zelle®
- QuickBooks
- Quicken integrations
Lending and Credit
- Consumer loans
- Mortgages
- Refinancing
- HELOCs,
- Manufactured Home Loans
- Farm Loans
- VA Loans
- Construction loans
- Personal & Business Credit cards
Business Banking
- Business Checking and Savings Accounts
- Non-Profit Checking and Savings Accounts
- Merchant services
- Cash Management
- ACH/wire origination
- SBA
- Commercial Owner-Occupied Real Estate Loans
- Business Credit Cards
Wealth and Trust Services
- Investment advisory
- Trust Services
- Estate Planning
- Executor Services
- Signature Banking
- Philanthropic services
BBB Accredited Since: 5/1/1988
Years in Business: 50
Business Details
- Local BBB:
- BBB of the Tri-Counties
- BBB File Opened:
- 1/1/1977
- Business Started:
- 3/17/1975
- Business Started Locally:
- 3/17/1975
- Type of Entity:
- Corporation
- Business Management:
- Mr. Anthony Castillo, Branch Manager
Additional Contact Information
- Principal Contacts
- Mr. Anthony Castillo, Branch Manager
- Customer Contacts
- Mr. Anthony Castillo, Branch Manager
- Additional Email Addresses
- Primary: Email this Business
Additional Information
- Other Resources
- California Department of Financial Protection & Innovation
300 S. Spring Street, Suite 15513
Los Angeles CA 90013
Phone Number: 213-897-2085
Fax Number: 866-275-2677
http://www.dbo.ca.gov
[email protected]
Industry Tip
More Resources
Featured Content
BBB Business Profiles may not be reproduced for sales or promotional purposes.
BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.
When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.
BBB Business Profiles generally cover a three-year reporting period, except for customer reviews. Customer reviews posted prior to July 5, 2024, will no longer be published when they reach three years from their submission date. Customer reviews posted on/after July 5, 2024, will be published indefinitely unless otherwise voluntarily retracted by the user who submitted the content, or BBB no longer believes the review is authentic. BBB Business Profiles are subject to change at any time. If you choose to do business with this company, please let them know that you checked their record with BBB.
As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.