Complaints

This profile includes complaints for Athene USA's headquarters and its corporate-owned locations. To view all corporate locations, see Find Local Branches.

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  Athene USA

  7700 Mills Civic Pkwy West Des Moines, IA 50266-3862

  
• 

  Athene USA

  1080 Jordan Creek Pkwy West Des Moines, IA 50266-6004

  

The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

• Initial Complaint

  Date:04/02/2024

  Type:Product Issues
  Status:

  ResolvedMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  1/24/2024 completed pension annuity forms for 3/1 payment commencement and spoke to representative to confirm.1/29 submitted annuity choice authorization, W-9, and birth certificate. Received written confirmation from Athene of annuity choice.2/1 received confirmation from Athene of receipt of authorization form.2/8 received confirmation from Athene of data verification form.3/1 no pension payment was received. After 1 hour 26 minutes on a call to Athene a problem ticket was opened.3/7 Call to Athene. Supervisor could find no record of a ticket being opened. A second ticket was opened.3/16 Athene website stated ticket had been closed and problem resolved.3/20 Call to Athene. Supervisor said no payment instructions had been set up by Athene. A third ticket was opened.4/1 no pension payment was received.4/2 call to Athene. Supervisor said the annuity authorization had expired, the process must be started over and the March and April payments that were owed to me may or may not be paid.

  Business Response

  Date: 04/02/2024

  Thank you for the opportunity to review and respond to our customers concerns.  We are currently researching the matter and will be mailing him/her our response soon. To protect the contract owners privacy, we will provide a written response directly to him/her by ************* Postal Service.    A response will not be posted to this site.

  Customer Answer

  Date: 04/02/2024

   
  Complaint: 21518100
  
  I am rejecting this response because:
  This is an automated response and appears in every complaint filed against this company.
  Sincerely,
  
  *****************

  Business Response

  Date: 04/09/2024

  Thank you for letting us know about the consumer's rejection of our first response.  In order to protect the financial and personal information of our customers, Athene does not post any contract information.  When our review is completed, we will respond directly to the complainant via US Postal Mail.  We appreciate your understanding.

• Initial Complaint

  Date:03/28/2024

  Type:Delivery Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  I was offered a lump sum pay out by Athene January 2022 for 100.371.04 I was 60 almost at the time Now that I'm 62 I want to move this money to a different account It's now 79.195.44 That's a difference of 21.175.60 I asked since February 13 2024 of what happened to all this money and had countless dates of calling and being left on hold of where my money is I asked for my financial records for the past 2 years and they will not give them to me explaining why there is such a huge difference I have all the dates documented on my conversations on the phone and online chats with all the customer service reps names The last conversation was on 3/25/2024 asking for my financial records to be in my email on 3/26/2024 I have received nothing I need to know what happened to my money and as a client I am *********** my records

  Business Response

  Date: 03/28/2024

  Thank you for the opportunity to review and respond to our customers concerns.  To protect the contract owners privacy, we have provided a written response directly to him/her by ************* Postal Service.  A response will not be posted to this site.

  Customer Answer

  Date: 04/04/2024

   
  Complaint: 21495802
  
  I am rejecting this response because: it's getting closer to the 10 day cut off and I have still not received any documents of all my gains and losses from March 2022-March 2024.This needed to be a priority on their part since I have been inquiring about my missing money since February

  This needed to be done ASAP and again they say 7-10 days and that would not be enough time to resolve this issue

  I do not want this closed until I receive the proper documents I need to see on my account 

  
  
  Sincerely,
  
  *********************************

  Business Response

  Date: 04/04/2024

  At Athene, our integrity and reputation depend on our ability  to do the right thing. The Company is committed to promoting a culture that encourages compliance with the law and all our policies and procedures. We will contact the individual separately to respond to any concerns.

• Initial Complaint

  Date:03/08/2024

  Type:Customer Service Issues
  Status:

  ResolvedMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  3/8/24 logged on to account. Unable to login. Called ************, got an "agent" who asked for name, address, birth, ss#. She then put me on hold, within a matter or seconds I was disconnected. Called again, went through prompts asking for name, address, last 4 ss#. Agent told me I had to wait 24 hours for my account to reset and I could log-in. I wanted to change the bank for the direct deposit of my monthly payment. I was told I could do so online, or a form would be mailed to me. Policy prevented Athene representative from emailing me the form. 1. The quality of the calls were poor. Transmission had background noise.2. The lack of features surprised me, both on the website and the voice prompts. i.e. There was no specific voice prompt for website issues.3. At the end to the call, the representative asked if I wanted to complete a survey. I responded yes. I waited 4+ minutes on hold before the survey started. There was no way to specifically respond to my concerns about Athene, only the specific representative assisted me.

  Business Response

  Date: 03/29/2024

  Thank you for bringing this matter to our attention.  To protect the privacy of our customers, Athene has responded directly to the consumer by US Postal Mail.  She should receive our response in 5 - 7 days.

• Initial Complaint

  Date:02/27/2024

  Type:Customer Service Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  ********************* recommended annuities products in a company that acted unethically and he would not address the problems causing undue tax ramifications. **** refused to even write a letter to Athene to ask them to fix the problem.

  Business Response

  Date: 03/11/2024

  Thank you for the opportunity to review and respond to our customers concerns.  To protect the contract owners privacy, we have provided a written response directly to him/her by ************* Postal Service.  A response will not be posted to this site.

  Customer Answer

  Date: 03/11/2024

   
  Complaint: 21336500
  
  I am rejecting this response because: Athene has only acknowledged the complaint.  They have taken no action to fix anything. Furthermore, my complaint is also against ********************* as representative of Athene and no action has been taken to contact him and his company.
  
  Sincerely,
  
  ***************************

  Business Response

  Date: 03/11/2024

  Thank you for the opportunity to review and respond to our customers concerns. To protect the contract owners privacy, we have provided a written response directly to him/her by ************* Postal Service.  A response will not be posted to this site.

  Customer Answer

  Date: 03/11/2024

   
  Complaint: 21336500
  
  I am rejecting this response because:  Once again, Athene has not addressed the issue in any way.  They simply sent a letter, see attached, indicated they received the complaint.  No action has been taken to rectify the problem, and again no action has been taken to address ********************* and his company.  I am asking BBB to also take action with ********************* and ****** ************** LLC who is responsible for creating the situation in the first place. 
  
  Sincerely,
  
  ***************************

• Initial Complaint

  Date:02/26/2024

  Type:Product Issues
  Status:

  ResolvedMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  Put out a complaint about athene not sending out our 55k annuity check on 1/30. Spoke to ***** from athene regarding our bbb complaint. She said we would get out check 2/23. They sent to the wrong address for the third time. DO NOT USE THEM!!!!

  Business Response

  Date: 03/18/2024

  Thank you for the opportunity to review and respond to our customers concerns.  To protect the contract owners privacy, we have provided a written response directly to him/her by ************* Postal Service.  A response will not be posted to this site.

• Initial Complaint

  Date:01/29/2024

  Type:Service or Repair Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  Today on 1/29/2, I contacted myathene since I have not been able to access my online account last 2/23/2022. I have changed my password numerous times since 2022 to get access, but every time the error message says "Incorrect userID or password. Try again." I have called customer service, but they have not been able to get me access to my online account. I have spoken to *** who said "they will send a ticket to IT and escalate the request" but not gotten anyone from this insurance company to return my calls or my pleas for help. Today's *** and I worked together and used different browsers, clicked on "allowed pop-***** used ****** incognito, etc. to get into my account, but without success. She also said that they don't have an IT ***** and all help I could get is from her. (So, the advertised technical support is a sham.) So, it appears that I am pretty stuck because she is "it" ... she is (and not IT) the only one who can help **** also requested for them to close this account and give me a new one, but they refused since the *** is not allowed to do that.Right now, I feel that my ~$50,000 two investment accounts are "frozen" since I could not access my two accounts online or by paper. I requested for a paper copy of my 2023 tax statement (obviously I can't get it online) and to receive paper copies of my monthly statements from this day on. I will keep you posted if I receive them. Please help me resolve this problem. I don't know who else to turn to. I need my money from my 2 investments in 2025, and I don't know if I will actually see my money or they took them away since I don't know what is happening to my accounts right now. I need to get access to my account online and need my 2023 tax statement by 2/15/2024.

  Business Response

  Date: 02/08/2024

  Thank you for bringing this matter to our attention.  We have reached out to the complainant directly and will continue assisting her with her concerns.  To protect the privacy and personal information of our customers, no response will be posted on this website.  Thank you again for your assistance.

   

  Athene Compliance Department

  Customer Answer

  Date: 02/17/2024

   
  Complaint: 21215773
  
  I am rejecting this response because: ******************************* sent me an email on 2/8/2024 (see attached). That is already 9 days now, and still no follow-up. However, I called Athene on 2/15/2024 about a document they sent me to sign, which I did not understand. Today, it is now 2/17/2024 and I have yet to receive a callback. I don't know and believe I will receive such a callback. I will continue to update BBB to resolve my (1) need for my 2023 tax statement, (2) access to my online account; and (3) paper delivery of my monthly statements to keep track of my account. I am very upset that I still have not heard from them.

  I need to know the status of my investment. I don't know how my two investments are doing and if they froze my assets, totally destroyed them, divested them of any interest I may have earned because I filed this complaint. I am concerned that they are making me pay for this offense I have caused them - even though I am the victim here. I don't know if they actually know the consequences they are causing someone who is about to retire, and I feel they are acting quite heartless about my predicament. I continue to ask BBB to advocate for me.
  
  Sincerely,
  
  *****************************

  Business Response

  Date: 02/27/2024

  Thank you for bringing this matter to our attention.  We have addressed the matter privately with the complainant. To protect the privacy and financial information of our customers, no response will be provided directly to this site.

  Thank you,

  Athene Compliance

  Business Response

  Date: 02/27/2024

  Thank you for bringing this matter to our attention.  We have addressed the matter privately with the complainant. To protect the privacy and financial information of our customers, no response will be provided directly to this site.

  Thank you,

  Athene Compliance

• Initial Complaint

  Date:12/27/2023

  Type:Order Issues
  Status:

  ResolvedMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  This licensed insurance company has been refusing the release or let me roll over funds from my 403b account established in ****. I left the private school employ in 2006. The school is no longer in operation.The insurance company provided me with a management company to contact, but that company informed me their contract with the now defunct school ended in 2013. They also provided me with an insurance agent who is supposedly the agent of contact on this policy but the number they gave was disconnected.They insist I must provide them with proof of severance from 17 years ago or provide proof that the school is no longer is operation, or that I go to the court jurisdiction from the city the school used to be in to get a court order, for what specifically they will not say. I am now self employed. I have not worked for a private school or a school district for over 17 years. This company refuses to accept a roll-over form for this retirement account nor will they accept a withdrawal form.

  Business Response

  Date: 12/27/2023

  At Athene, our integrity and reputation depend on our ability  to do the right thing. The Company is committed to promoting a culture that encourages compliance with the law and all our policies and procedures.  We will contact the individual separately to respond to any concerns.

• Initial Complaint

  Date:12/19/2023

  Type:Service or Repair Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  Called 12/8/23 for surrender of annuity. I called 4 times for status update. I was told on Thursday my check would be sent Tuesday (tomorrow). Today I call to confirm and am told nothing has been started as I need to submit in writing and have it notarized. I was never told this 5 previous phone calls including original request of funds. The person today told me after I submit this info it will be 24 to *************************************************************************************** 3 to 5 days and another 5 to 7 business days to send my money. Takes 1 to 2 hours to get thru. Representatives are rude and ill informed of any process anthene has. Seems like they make things up to keep MY MONEY longer. I have never dealt with such an unprofessional group of people who have no regard for the customer. No 2 people give the same answer. This company needs to either close its doors or train their staff. I have a ****** tax bill due Thursday. Who is going to pay my penalties? You are dealing with people's livelihoods and do not care. I WARN EVERYONE TO STAY AWAY FROM THIS SUPPOSED BUSINESS.

  Business Response

  Date: 12/19/2023

  At Athene, our integrity and reputation depend on our ability to do the right thing. The Company is committed to promoting a culture that encourages compliance with the law and all our policies and procedures. We will contact the individual separately to respond to any concerns.

  Customer Answer

  Date: 12/19/2023

   
  Complaint: 21026017
  
  I am rejecting this response because: I received a phone call this morning telling me they would send check today. They are closed for the day claiming all employees are attending a meeting. The funds are still in my account. Nothing has been done AGAIN another lie from ******. In addition this person told me my request was held up due to fraud suspicion because phone numbers didn't match. Never heard this before. Another lie from Athene. Today at 9am my water was shut off due to non payment. Merry Christmas from Athene. 
  
  Sincerely,
  
  *********************

  Business Response

  Date: 01/23/2024

  A response to this issue was sent to the consumer directly on  December 29, 2023, and the issue was resolved.  

• Initial Complaint

  Date:11/22/2023

  Type:Product Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  Athene Annuity and Life Assurance Company is claiming their "computers are down" and can not comply with my request to surrender an annuity. This has been the situation since Tuesday, November 7, 2023.

  Business Response

  Date: 11/22/2023

  At Athene, our integrity and reputation depend on our ability  to do the right thing. The Company is committed to promoting a culture that encourages compliance with the law and all our policies and procedures.  We will contact the individual separately to respond to any concerns.

  Customer Answer

  Date: 11/27/2023

   
  Complaint: 20904684
  
  I am rejecting this response because:  I need to know when they are going to comply with my request to surrender this annuity.  Their response did not address this.  This was their response: "At Athene, our integrity and reputation depend on our ability  to do the right thing. The Company is committed to promoting a culture that encourages compliance with the law and all our policies and procedures.  We will contact the individual separately to respond to any concerns."

  I fax to surrender the annuity on November 6th.  I've been told repeatedly that their "computers are down".  It is now November 27th.  I need to know when they will comply with my request.

  Sincerely,

  
  ***************************

• Initial Complaint

  Date:11/22/2023

  Type:Product Issues
  Status:

  ResolvedMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  My mother died September 15 2023. I called and asked for forms to secure my monies as a beneficiary. They sent me the forms I completed them and mailed back. 2 weeks later I got a letter stating I had used outdated forms and had to resubmit. Mind you, they mailed the forms to me that were the wrong ones. I have called about 5 times over the past 3 weeks to check the status. I have been told the system is down and has been down for weeks. I was told all claims on hold until the system is fixed. I do believe they are trying to keep the money as long as possible. It is now Nov 20. I called again and system still down. This is ridiculous.

  Business Response

  Date: 11/22/2023

  At
  Athene, our integrity and reputation depend on our ability  to do the right thing. The Company is committed to promoting a culture that encourages compliance with the law and all our policies and procedures. We will contact the individual separately to respond to any concerns.