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Business Profile

New Car Dealers

Fraser Valley Alfa Romeo

This business is NOT BBB Accredited.

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1

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Review Details

  • Ron H

    Date: 31/07/2023

    On August 14, 2022, my daughter purchased a vehicle from Fraser Valley Alpha Romeo in Maple Ridge. A 2021 ** **** ******** with ****** km for $37,894.87. The dealer also sold my daughter a 2-year warranty/service contract, that covered only tires and rims, for $700.We met with the car dealer on Monday, August 17, 2023 in Maple Ridge and, subsequently with a loans officer at a ** ******.The dealer had completed a credit application for my daughter that was approved by ** **** *******. The loan was for $37,894.87. At the time of purchase, my daughter was 22 years old, and unemployed with no regular income. After contact with ** **** *******, there was no record of a proof of income for the auto loan. The loans officer advised us that the ******* branch would never approve a loan of this size without documented proof of income. The loans officer tried to understand how such a large loan was approved to a person with no ability to sustain bi-weekly payments of $272.09.My daughter should never have purchased such a vehicle. She cannot afford it and will default on the loan. The car dealer and ** **** ***** seriously failed to exercise the diligence that is expected in seeking approval for a large loan.For an unemployed 22-year-old living in *********, the approval of a $37,000 car loan, and having to make bi-weekly payments of $272, without proof of income is quite simply incredible. Also incredible is the dealer selling a 22-year-old a warranty/service contract that has little real value. My daughter is in great financial risk. To date, ** **** ******* have not contacted us to explain as to how this loan was approved?

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