About

Los Angeles Mortgage is a BBB-accredited mortgage broker helping homeowners and investors secure competitive rates on home loans, refinancing, FHA, VA, and jumbo loans. Our expert brokers simplify the mortgage process with personalized service, transparent pricing, and fast approvals. Whether you're a first-time buyer, refinancing, or investing in real estate, we shop multiple lenders to find you the best terms. Committed to ethical lending, we prioritize your financial success. Contact us today for a free consultation.

Los Angeles Mortgage is a fully licensed mortgage brokerage firm dedicated to helping homeowners, first-time homebuyers, and real estate investors secure the best mortgage rates and loan products. With years of experience in the mortgage industry, we specialize in residential mortgages, refinancing, FHA loans, VA loans, USDA loans, jumbo loans, and commercial real estate financing. As a BBB-accredited business, we uphold the highest standards of transparency, integrity, and customer satisfaction.
Our team of expert mortgage brokers works closely with clients to provide tailored financing solutions that align with their financial goals. Whether you're purchasing a new home, refinancing an existing mortgage, or exploring investment property loans, we offer competitive rates, fast approvals, and a seamless lending experience.
Comprehensive Mortgage Broker Services
Home Purchase Loans – Competitive Mortgage Rates
Buying a home is one of the most significant financial decisions you’ll make. At Los Angeles Mortgage, we simplify the mortgage process by connecting you with the best lenders offering low-interest rates and flexible terms. Our mortgage experts guide you through conventional loans, FHA loans, VA loans, and other financing options to ensure you get the right mortgage for your needs.
Mortgage Refinancing – Lower Your Payments or Cash Out Equity
Refinancing your mortgage can save you thousands of dollars over the life of your loan. Whether you want to lower your monthly payments, switch from an adjustable-rate to a fixed-rate mortgage, or access home equity through a cash-out refinance, we help you compare lenders and secure the best refinance rates.
First-Time Homebuyer Programs - Expert Guidance
First-time homebuyers often face challenges with down payments, credit scores, and loan approval. Our mortgage brokers specialize in first-time homebuyer programs, including FHA loans, down payment assistance, and low-credit-score mortgage options. We educate buyers on the process and help them qualify for affordable financing.
Government-Backed Loans - FHA, VA, and USDA Mortgages
Government-backed loans provide flexible qualification requirements and low down payment options. We assist borrowers in securing FHA loans for low-credit-score buyers, VA loans for veterans and active-duty military, and USDA loans for rural home purchases. Our expertise ensures a smooth approval process.
Jumbo Loans - Financing for High-Value Properties
If you’re purchasing a luxury home or high-value property, jumbo loans provide the necessary financing beyond conventional loan limits. We work with lenders offering competitive jumbo mortgage rates and flexible underwriting.
Commercial and Investment Property Loans
Real estate investors and business owners need specialized financing for rental properties, multifamily units, and commercial real estate. Our mortgage brokerage services include investment property loans, DSCR loans, and portfolio lending solutions tailored to investors.
Debt Consolidation and Cash-Out Refinance Options
Homeowners with equity can leverage a cash-out refinance to consolidate high-interest debt, fund home improvements, or cover major expenses. Our brokers analyze your financial situation to determine the best refinancing strategy.
Why Choose Los Angeles Mortgage as Your Trusted Mortgage Broker?
As a BBB-accredited mortgage broker, we adhere to strict ethical standards, ensuring honesty, transparency, and customer satisfaction.
Personalized Mortgage Solutions
Every borrower has unique financial needs. We take the time to understand your goals, credit profile, and budget before recommending loan options. Our personalized approach ensures you get a mortgage that fits your long-term plans.
Access to a Wide Network of Lenders
Unlike banks that offer limited loan products, we partner with multiple lenders, including banks, credit unions, and private lenders. This allows us to shop for the best mortgage rates and terms on your behalf.
Fast and Efficient Loan Processing
We streamline the mortgage application process, ensuring quick pre-approvals and smooth closings. Our brokers handle paperwork, underwriting, and lender communications to minimize delays.
Transparent Pricing - No Hidden Fees
We believe in full disclosure. Before you commit to a loan, we explain all costs, including origination fees, closing costs, and interest rates, so there are no surprises at closing.
Expert Mortgage Advice and Education
Many borrowers don’t fully understand mortgage terms, interest rate structures, or loan types. We educate clients on fixed-rate vs. adjustable-rate mortgages, loan amortization, and refinancing strategies to help them make informed decisions.
Our Commitment to Ethical Mortgage Lending
At Los Angeles Mortgage, we prioritize our clients’ financial well-being over profits. Our mortgage brokers follow best practices, including:
Providing unbiased advice based on your financial situation
Ensuring compliance with federal and state mortgage regulations
Offering competitive rates without predatory lending practices
Maintaining clear communication throughout the loan process
Frequently Asked Questions About Mortgage Brokers
What Does a Mortgage Broker Do?
A mortgage broker acts as an intermediary between borrowers and lenders. Instead of applying directly with a bank, you work with a broker who compares multiple loan offers to find the best mortgage rates and terms for your needs.
How Much Does a Mortgage Broker Cost?
Most mortgage brokers are compensated by lenders, meaning borrowers pay little or no broker fees. We disclose all costs upfront, so you know exactly what to expect.
Can a Mortgage Broker Help with Bad Credit?
Yes. We specialize in helping borrowers with low credit scores secure FHA loans, VA loans, and subprime mortgage options. Even if you’ve been denied elsewhere, we can explore alternative lenders.
What’s the Difference Between a Mortgage Broker and a Bank?
Banks offer their own loan products, while brokers work with multiple lenders to find you the best deal. Brokers provide more options, faster approvals, and personalized service.
How Long Does Mortgage Approval Take?
Pre-approval can take as little as 24 hours, while full loan approval typically takes 2-4 weeks. We expedite the process by preparing your application correctly from the start.
Ready to secure the best mortgage rates? Whether you’re buying a home, refinancing, or investing in real estate, our BBB-accredited team is here to help. With years of experience, a commitment to transparency, and access to the best lenders, Los Angeles Mortgage is the preferred choice for homebuyers and investors seeking reliable mortgage solutions.