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Economic Research and Analysis

Invest Atlanta

This business is NOT BBB Accredited.

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3

Average of 1 Customer Review

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Review Details

  • Dina S

    Date: 01/12/2023

    Invest Atlanta does a fine job of providing financial assistance to new homeowners and I wanted to share my experience from of the past 5 years. I cant say if they are still implementing this process but I wanted to make you aware of the surprise second mortgage that *** be tucked into your loan documents at closing. This document was near the end and by that time you are probably sick of signing documents and *** not pay attention to it thinking its another grant.read it because if you sign you have agreed to a second lien on your home. The advertised grants only require you to stay in your home 5 years and the new lien is for 10 years so please keep this information in mind if you ever choose a cash-out refinance or sell between the **** year window. If you choose to accept this 2nd lien then remember the full amount will be taken from any proceeds you receive at closing. Another tip is to make sure you receive your deed cancellation/payoff letter from the lender within 3 months after the payoffs. If you dont receive this copy via mail after 2 months months then get be proactive and submit your request in writing via the website. Keep your mortgage docs in a safe place because you will need to refer to them if you encounter issues. Seek the aid of a *********** attorney if the lien is not released within 10 days of your request and its past the time frame for lenders to report the payoff which is currently 2 months but will increase to 3 months this summer. as the lender has violated the law and can be sued for damages. I hope this advice helps you as as it can be a hassle to get a resolution if your are unfamiliar with the real estate process. Happy house hunting. !

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