About

AMP Mortgage is your trusted partner in home financing, offering access to competitive mortgage rates by partnering with over 20 esteemed banks. Unlike traditional lenders, we provide a broad range of loan products without restrictive overlays and eliminate unnecessary "junk fees." Our team is dedicated to delivering personalized guidance and transparent service, ensuring a smooth and cost-effective mortgage process. Whether you're a first-time homebuyer, refinancing, or seeking a jumbo loan, AMP Mortgage connects you with tailored solutions to achieve your homeownership goals. Experience the difference with a dedicated mortgage broker today!

At AMP Mortgage, we simplify the mortgage process by connecting you with the best loan products tailored to your needs. With partnerships across 15 banks, we offer competitive rates, diverse loan options, and transparent service to help you achieve your homeownership goals.

Our Loan Products:

• FHA Loans: 100% financing, grants available, and approval with credit scores as low as 500.

• Conventional Loans: 1% down payment options, $4,000 grants, and flexible terms starting at 3% down.

• VA Loans: 100% financing for veterans and active-duty military.

• USDA Loans: 100% financing for eligible rural properties.

• DPA (Down Payment Assistance): Down to a 580 credit score, up to 5% in down payment assistance, and a maximum DTI of 56%.

• Bank Statement Loans: For self-employed borrowers, down to a 620 credit score with DTI up to 50%.

• HELOC & HELOAN: Access up to 90% LTV, down to a 620 credit score, and close in less than a week.

• Self-Employed Loans: Requires down to a one-year tax return with low down payment options.

• Foreign National Loans: 25% down for investment property purchases.

• Jumbo Loans: Financing for high-value properties starting at $810K, with 10% down and no mortgage insurance (MIP).

• Buy Before You Sell: Get up to 75% of your home’s equity, down to a 620 credit score, and choose a conventional loan.

• New Construction Loans: 5% down, down to a 680 credit score, and one-time closing.

• DSCR (Debt Service Coverage Ratio) Loans: 20% down for investment properties with no income verification required.

• No Income Verification Loans: Approval with a 660 credit score and up to 80% LTV.

• Hard Money Loans: Quick financing options for unique or urgent real estate investments.

• Land Loans: Tailored solutions for purchasing land.

• Commercial Loans: Financing options for business and commercial properties.

Additional Services:

• Pre-Approval Assistance: Get prequalified online to strengthen your purchase offers.

• Rate Shopping: Utilize a network of lenders to find the best rates and loan programs suited to your needs.

• Fast Loan Processing: Expertise in ensuring quick and hassle-free loan funding.

• Personalized Guidance: Dedicated support throughout every step of the mortgage process.

Experience the difference with AMP Mortgage—your dedicated mortgage broker committed to delivering personalized service and securing the best mortgage solutions for your unique needs.