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Business Profile

Credit Services

Heartland Credit Restoration

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Credit Services.

Reviews

Customer Review Ratings

1/5 stars

Average of 2 Customer Reviews

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Review Details

  • Review fromPatty Q

    Date: 03/20/2024

    1 star

    Patty Q

    Date: 03/20/2024

    They are the worst. They did nothing for me the 6 months that I had them to fix my credit. My credit score kept going down every month they called me. I have not see one thing that they tried to dispute. They told me they could help me. They asked if I had a goal, I told them I needed to buy a vehicle. They said that could be accomplished in 6 months. I was able to do more than what they did. I paid them a monthly fee for them to tell me, it takes time. Do not use these people.

    Heartland Credit Restoration

    Date: 03/25/2024

    Thank you for expressing your concerns. We appreciate your feedback and are sorry your experience didnt match your expectations. We take our customer service seriously. We wish you had shared this feedback during the different times we followed up with you since your program ended in October 2023. Each time we checked in, none of these concerns were expressed. We would be happy to help remedy this. We take pride in providing excellent results and guidance to our clients and understand how important it is to achieve a positive outcome. We worked hard to dispute all of your derogatory items and even offered multiple times to help you negotiate settlements and each time you declined. We also provided personalized credit coaching regarding positive tradelines which you confirmed were helping. We would love to help address your concerns by phone or in person. Please do contact us to set up a call or meeting. We look forward to helping you!
  • Review fromJoe K

    Date: 03/15/2023

    1 star
    If I could give them 0 stars, I would. My wife racked up some terrible credit previous to our marriage, it was only about $20k but her score was so low that when Heartland called, I listened to the pitch and told her to do it. They gave her a plan to pay almost $500 a month, and they would deal with all creditors. That was 2020, fast forward to today in 2023 and Heartland settled only 2 accounts, the smallest ones at that which totalled a little over $2k....we've paid them over $16k. My bank account was levied 3 times totaling $15k for 2 accounts plus the lawyer fees that were added. We called and canceled this scam of a program today and I paid to have my bank block any attempts they may make to try and continue to pull money as I have seen several reviews stating that after they canceled, the company was still taking their money. So we basically told them to pay off a $584 balance in full using the $1600 that was still in our savings account with them and to refund the rest....highly doubt I'll see that money without a fight. Now I have to negotiate the remaining cards on my own as this company is a complete SCAM!!!! TRUST THE NEGATIVE REVIEWS, THEY ARE VERY REAL, DO NOT DO BUSINESS WITH HEARTLAND CREDIT RESTORATION, IT WILL COST YOU A LOT MORE MONEY THAN WHAT YOU ACTUALLY OWE TO CREDITORS AND NOTHING WILL BE DONE FOR YOU!!!!

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