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Business Profile

Pet Insurance

Prudent Pet Insurance Agency, LLC

Headquarters

Complaints

Customer Complaints Summary

  • 1 complaint in the last 3 years.
  • 0 complaints closed in the last 12 months.

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The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

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  • Initial Complaint

    Date:06/29/2023

    Type:Service or Repair Issues
    Status:
    ResolvedMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    June 12th around 7:30 ish my cats were locked on for the night. My roommate ****** let both cats out and went to bed, without saying anything. I noticed, the got Ajax back and ***** ran around the next bldg over. She disappeared. Normally she'd come back in a few. She never came back. I updated all the animals chips - three different providers, Kimba was with Avid. I posted lost cat on apt web site niebors offered to keep an eye out. The apt office was told and the workers. Three days later I saw a white cat on the road coming from town Square halfway home by the 520 hwy and 148th Street near where the ********* complex starts roughly **** miles from home, also the direction of my cats desired direction to go. I was not able to stop. It was rush hr and the cats upper part was torn off missing. ***** was a Ragdoll fluffy cat, this was the same. I said that was our cat! I called Prudent Pet the story but told I woukd wait longer to cancel incase wrong. Well I wasn't and they said they never have handled a death claim before. But woukd seek advisement of superiors. Today was the 29th of June. They said the best they could do was spray or stolen Pet and wanted a ****** ******* My landlord just rewrote my least with ***** and knows the story. But they wanted a ****** ******* I said that's ridiculous...what I am I going to report. My cat got hit by a car, (truck or Bus) that I didn't see?! That's stupid...yeah I know! It's what I told them. So I canceled all my policies, because they didn't honor their claim for *****. I feel ripped off and terrible. Typical put hurdles. I looked everywhere for my cat for weeks, morn, day, night. She had a fixed collar and metals and chip. No one called all that time. This cat was approachable and nice. It wasn't a possum, I know what a fluffy white cat looks like and the timing! I can get the Horrible sight out of my head and feel bad and depressed. They don't want to pay up! The *****. I didn't even know about that till after I had trouble getting them to answer calls with filled full mail box, hanging up. I believe it's intentional and have read similar review s on them. I want what they insured the cat for. The cat is dead. I walked with my Beagle to to site and beyond and never found the head or collar, the site was cleaned up gone before I arrived. But looked on the way up and back home. This cat was smart and could open my car door from inside or the apt front door. She was also good at finding here way back home. It's wooded and 10 foot fenced where I live. Many things could get her but I know it was her on the street. My roommate knows it too ******. We both have accepted she's dead.****** don't necessarily make it easy to get a report once made and they know this. Besides unless you see someone do something wrong,, then you have nothing to ******* ****** don't make dead cat reports it's not there ***** Or dead squirrel on the road. I want them to pay up! For the callousness and deception. I was genuinely upset the entire calls with them. Shame!!

    Business Response

    Date: 07/13/2023

    I responded to this complaint via email on 7/6/2023.  Is there an update please?  Thank you!

    Customer Answer

    Date: 07/13/2023

     
    Better Business Bureau:

    I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.

    Sincerely,

    *********************

    Customer Answer

    Date: 07/20/2023

     
    Complaint: 20257729

    I am rejecting this response because:
    Prudent Pet didn't live up to what they offered me,  as a settlement.

    I was offered in *** of ******** dead animal benefit.  Under Strayed or lost ****** settlement plus on top cost of the cat Kimba or *************** fee of 150.00

    This was Reguardless of what the Company Polices might be...basically waving the police report requirement. 

    They got back with and my suspicions were correct I got a check for ****** what I paid for Kimba...she was listed at ****** with Papers. WE got her for ****** and that was the unpaired price. The recpt was a large posted showing paid ****** after almost years it was thrown away. But ***** and ******* were fine with paying the *** price of ******

    They tried to make only up to 500 if cat was more. That wasn't the agreement it was the full ****** on top of the cat cost.

    I told it's there offer, and not alright to try to get away with paying a fraction. When asked to read the offer she changed the wording and I said that's not how it reads. Your changing what was offered. ******** Refused to read it as written.

    I said you have a lot of complaints listed about not wanting people. If I knew I would have never used you. She claimed not to be that way. 

    I said yes you are, just pay up what you offered...it's your offer. 

    So the ** will contact me shortly. I prefer ********************* the CEO.

    I knew some was up with offering the cat Price. I was Right. They are not Honorable. They know ***** was run over my apts at ********************************************* Knows about it. Took her off my lease and had me post her lost...but I found her dead.

    They never called her.  Because they know it's true. I have her license tags and no cat it's over a month. Kimba 3 days later heading the direction she liked was killed slightly over a mile away. 

    I couldn't stop my car in rush hour, so I walked with my Beagle Bambi there...she has Cadaver dog abilities.  We couldn't find the body and there was no head, neck, shoulder with front leg.

    I looked all over and on way back.
    So what ever hit her lots of Buses by Microsoft,  truck or multiple cars.

    She was completely gone.

    I brushed my cat everyday,  so she woukd knot. I know a white ******* Siamese like her a Ragdoll

    I just want them to pay up as Agreeded and don't want to. This victimize me unnecessarily. I feel bad enough and some commented today on ring under my eyes. I feel bad.

    Do you think I don't know my cat when I see her!

    Think about why this benefit is offered in the 1st place. Nobody wants insurance typical games.
    Sincerely,

    *********************

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