Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies
Share
Business Profile

Financial Services

Morning Star Financial Services

Headquarters

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Financial Services.

Complaints

This profile includes complaints for Morning Star Financial Services's headquarters and its corporate-owned locations. To view all corporate locations, see

Find a Location

Morning Star Financial Services has 6 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • Morning Star Financial Services

      9400 Golden Valley Rd Golden Valley, MN 55427-4305

    • Morning Star Financial Services

      175 S 3rd St STE 1005 Columbus, OH 43215-5497

    • Morning Star Financial Services

      2300 N Lincoln Blvd Rm 101 Oklahoma City, OK 73105-4801

    • Morning Star Financial Services

      19740 Bridgewater Dr Clarksville, TN 37042

    • Morning Star Financial Services

      2825 E Cottonwood Pkwy STE 500 Salt Lake City, UT 84121-7060

    Customer Complaints Summary

    • 4 total complaints in the last 3 years.
    • 2 complaints closed in the last 12 months.

    If you've experienced an issue

    Submit a Complaint

    The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

    Sort by

    Complaint status

    Complaint type

    • Initial Complaint

      Date:07/11/2024

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Morning star/sun has done continus payroll clerical errors. Several emails were sent back and forth for clarification. In the end when asked a direct question in regards to back pay. The reply was not answered and was completely ambiguous. In the end nothing was resolved and ambiguity is their means on how to resolve any issue which results in nothing. There services need clear quick replys and a means to solve conflicts.

      Business Response

      Date: 08/01/2024

      Thank you for bringing these matters to our attention. We take all complaints seriously and are committed to addressing any concerns promptly.

      We acknowledge that a clerical error occurred where the pay items were grouped together on one line instead of being separated. However, we want to emphasize that the individual received the correct total compensation. The pay code discrepancy on the budget has since been corrected. In regard to the "take back", it reflects the employee's action in which they removed hours from the *** system due to a change in the services provided to the supported individual. This adjustment accurately reflects the actual hours worked and the corresponding wages paid.

      We understand that discrepancies can be frustrating, and we apologize for any inconvenience caused.

    • Initial Complaint

      Date:04/23/2024

      Type:Order Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      This company is doing an incredible disservice to the handicapped citizens of SC. Recently I was sent a packet of forms that only an unsophisticated desperate fool would submit! They have the temerity to demand, among other things, the power of attorney to view, adjust and modify my complete tax records with the **** Who is gullible enough to send such a signed form to an unknown company operating out of a strip mall in a state over 1200 miles away? They are also charging $27 per hour fee for their so called financial services. Well, there are 6000 people in this state receiving respite care services . Multiply this by 40 hours per week for each person and do the math. Who the heck is this organization and how can anyone trust this pack of wolves wit so much personal info, that one would just be begging for the inevitable crash and burn when this criminal outfit implodes. *** had the same caregiver for 18 years. Suddenly, this pack of wolves wants me to submit a thick pile of paper when I dont even know who the heck they are? Not a chance! Please investigate this business. Its a matter of when not if when they face federal fraud charges.

      Business Response

      Date: 05/28/2024

      Dear ****************,

       

      I have tried to reach you today by phone and email. The email I have doesnt appear to be correct because it bounced back to me. Morning Sun Financial Services is a vendor fiscal agent under contract with the State of **************, ********** of Disabilities and Special Needs DDSN). We serve participants who are eligible for ******** services and who are interested in self-directing their services. Morning Sun began a transition from another vendor, *********************, in January 2024 when the state selected us as the new vendor.

       

      Enrollment in this program involves a lot of paperwork. ********************* didnt require the same paperwork, because they were not using the national model for self-direction. I appreciate that the paperwork is overwhelming. The participant or their representative signs up to be an employer of their caregivers. In order to become an employer of the caregivers, people must fill out the form SS-4 which is an *** form that is an application for an Employer Identification Number (EIN) and the *** for 2678 which tells the *** that Morning Sun is the employers agent for this employer identification number. There are numerous other forms that go the *** and some that go to the State. When Morning Sun is the vendor fiscal agent we pay the employer taxes for the participants wages. We also withhold taxes from the employees paycheck and deposit those funds with the *** and the State. Regarding the power of attorney, that is relevant only to the Employer Identification Number for this self-directed program and not to your personal tax account.

       

      I would be happy to help you, answer any questions you may have, and help you fill out the forms. We also have a program administrator, ***********************, who is in **************. His job is to oversee the program in **************. **** can assist you too. As you may know, this program is voluntary and you can discuss other options with your case manager, but I think if we can talk about it, thats best.

       

      Other resources provided to participants can be found on our website: www.morningsunfs.com. Under **************, DDSN you will find written guides as well as video guides that walk you through the forms step-by-step. 

       

      I can be reached at ************. Nicks number is ************. We also have a customer service line ************ and an email for questions: ********************************************

       

      Thank you- ******

       

      ***********************************

      Chief Operating Officer

      Morning Sun Financial Services

      ************

      *****************************

       

    • Initial Complaint

      Date:10/25/2022

      Type:Service or Repair Issues
      Status:
      UnansweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Around 9/22/22, my company has a 401K account VOYA website only asking if I wanted to get investment advice, so I thought MorningStar would have someone to give me a call or email me to get my consent and to understand my investment goal; but without my consent, no phone call, no email, all the sudden, MoringStar automatically adjust my prolifio on VOYA website on my account, it casued my account from profitable of 17% positive to negative ******%, this is illegal and unacceptable. I spoke to ***** at **************, he said he couldn't figure out who was the person in MorningStar did that to my account.I asked him to report to his manager ****** to investigate, cancel the service with them ( which I never intended to) and repay me the loss of my money back to my 401 K account.

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period, except for customer reviews. Customer reviews posted prior to July 5, 2024, will no longer be published when they reach three years from their submission date. Customer reviews posted on/after July 5, 2024, will be published indefinitely unless otherwise voluntarily retracted by the user who submitted the content, or BBB no longer believes the review is authentic. BBB Business Profiles are subject to change at any time. If you choose to do business with this company, please let them know that you checked their record with BBB.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.