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Business Profile

Bank

TBO Bank

This business is NOT BBB Accredited.

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Reviews

Customer Review Ratings

1.23

Average of 26 Customer Reviews

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Review Details

  • Lianna G

    Date: 03/06/2025

    Lianna G

    Date: 03/06/2025

    Yes this loan is expensive, but an emergency is an emergency. All of these people complaining about how they got scammed or ripped off just wows me because it very obviously states your interest rate and exactly what you will have to pay back by the end of the 24 months not only when you start to apply, but also once you are approved, and again in your contract. Don’t be upset with them because you either failed to read your contract that it says in BOLD letters to ready carefully before signing. Or upset because you underestimated how much it would cost you in the long run. If you can’t afford to it or commit to the payments, then don’t get the loan.

    TBO Bank

    Date: 03/11/2025

    We really appreciate the positive feedback Lianna! Please reach out to us directly in the future should you ever need additional support!

  • Lynn L

    Date: 01/29/2025

    Lynn L

    Date: 01/29/2025

    They are not honest!! They were supposed to call me and never did!! They lied about the loan and didn't tell me that it was 24 months and the 219 that I pay doesn't pay the loan but the interest.

    TBO Bank

    Date: 01/30/2025

    Thank you for providing feedback, our customer service teams are available. Our team is working to investigate and respond directly. It is important to note, TBO Bank is based in Missouri. We have a branch in a local community in the city of Orrick where our operations are based. TBO Bank is an FDIC-insured bank and NOT a state licensed lender. This means we are regulated by the FDIC and the state of Missouri. The loans are governed by Missouri state and federal laws, which allows the bank to provide this loan product

  • Ana H

    Date: 01/22/2025

    Ana H

    Date: 01/22/2025

    Please everyone if you get into a financial situation please don't contact these people they try to lock you into a loan that you will be paying for 24 months, say you take out a loan for $1900 they foolishly want you to pay them back $10,000, yes this business put you in more financial crisis and should not be allowed to run such a business, please beware. And I keep calling them and emailing them and no answer when I just made the entire payment because I don't want be charge more because they took the payment. But they didn't even send a email confirmation when I can see the entire payment was taken from my bank account. If I could put zero star this company defetily this company.

    TBO Bank

    Date: 01/27/2025

    Thank you for your recent inquiry addressed to Atlas by Bank of Orrick. To ensure the most efficient handling, this correspondence was forwarded to the Atlas customer service team. The team will reach out to the customer directly to resolve any issues.

    Kind Regards,
    Atlas Team

  • Joceline S

    Date: 01/12/2025

    Joceline S

    Date: 01/12/2025

    I applied for a loan at a time where i was desperate for money to make it to my next check, this was the worst financial decision i have ever made. My loan was for $1,500 and i have made 15 payments biweekly of $215.05- in total so far i have paid $3,224.75. I applied for this loan because i needed help and it now has me struggling as every check it is a chunk of money out. At the moment if i want to pay it off it will cost me another $1,816.09. Please DO NOT get a loan with them! How is this ethical?!

    TBO Bank

    Date: 01/14/2025

    Thank you for your recent inquiry addressed to Atlas by Bank of Orrick. We are investigating your feedback and will respond directly to the personal email account provided if we can verify your identity through our internal records. For your protection, please do not provide any personally identifiable information through the BBB reviews. Kind Regards, Atlas Team

  • Carolina O

    Date: 09/26/2024

    Carolina O

    Date: 09/26/2024

    This bank has me as been applied for credit more than 40 times between last year and now.
    I requested from them to send me the applications that I have done and they refused.
    I have no applied to this bank ever and specially not over 40 times I think 1 is enough.
    This bank probably is a scammer.

    TBO Bank

    Date: 09/30/2024

    Thank you for your recent inquiry addressed to Atlas by Bank of Orrick. We are investigating your complaint and will respond directly to the personal email account provided if we can verify your identity through our internal records. For your protection, please do not provide any personally identifiable information through the BBB reviews. Kind Regards, Atlas Team

  • Harley K

    Date: 09/17/2024

    Harley K

    Date: 09/17/2024

    I would give a -5 star review if possible...charging 348% APR is extortion!

    TBO Bank

    Date: 09/30/2024

    Thank you for your recent inquiry addressed to Atlas by Bank of Orrick. We are investigating your complaint and will respond directly to the personal email account provided if we can verify your identity through our internal records. For your protection, please do not provide any personally identifiable information through the BBB reviews. Kind Regards, Atlas Team

  • John C

    Date: 09/11/2024

    John C

    Date: 09/11/2024

    Borrowed $1400 dollars and I’ve already paid $2500 and they are telling me I still owe $8600

    TBO Bank

    Date: 09/12/2024

    Thank you for your recent inquiry addressed to Atlas by Bank of Orrick. We are investigating your complaint and will respond directly to the personal email account provided if we can verify your identity through our internal records. For your protection, please do not provide any personally identifiable information through the BBB reviews. Kind Regards, Atlas Team

  • Florence M

    Date: 09/10/2024

    Florence M

    Date: 09/10/2024

    Please everyone if you get into a financial situation please don't contact these people they try to lock you into a loan that you will be paying for 24 months, say you take out a loan for $1600 they foolishly want you to pay them back $10,000, yes this business put you in more financial crisis and should not be allowed to run such a business, please beware.

    TBO Bank

    Date: 09/10/2024

    Thank you for your recent inquiry addressed to Atlas by Bank of Orrick. We are investigating your complaint and will respond directly to the personal email account provided if we can verify your identity through our internal records. For your protection, please do not provide any personally identifiable information through the BBB reviews. Kind Regards, Atlas Team

  • Asiah T

    Date: 09/03/2024

    Asiah T

    Date: 09/03/2024

    I took out a loan out LAST September for $1,700. I have so far made 25 $169.40 payments which equal too $4,235 & I will pay $7,108.80 by the end of the loan. The APR of 268.2675% outrageous & 10/10 do NOT recommend. That is almost TRIPLE what I received & would NEVER take a loan out from them again. I’m so far in debt trying to pay this loan down & want to close my account & talking to someone a few months back why my payments are literally not making any progress in the loan, response was rude & dismissive. I was in desperate need of money at that time & place & that’s making it impossible making payments that aren’t going anywhere on my loan. Response it horrible & APR is WAY too high, especially for people already in a terrible position financially. I just want to close the loan & be done. They’ve taken almost triple what I asked for in 25 payments not even a year later. APR like that should be & is illegal in most states.

    TBO Bank

    Date: 09/03/2024

    Thank you for your recent inquiry addressed to Atlas by Bank of Orrick. We are investigating your complaint and will respond directly to the personal email account provided if we can verify your identity through our internal records. For your protection, please do not provide any personally identifiable information through the BBB reviews. Kind Regards, Atlas Team
    Submitted: 08/29/2024

  • Axel G

    Date: 08/28/2024

    Axel G

    Date: 08/28/2024

    I took out a loan for $1500, only to come to realize the insane interest rates i was getting charged. I was paying $110 weekly to realize the total amount i was gonna was going to be $10,800 for just a $1500 loan. I stopped making payment because i cant afford them and have no help to cancel or make a deal. At this point this bank sold my account to a collections agency and they dont want to give me info on who to make payments to. Im getting harrassed with calls and emails about this being a criminal offense on my part. I dont know what to do.

    TBO Bank

    Date: 08/29/2024

    Thank you for your recent inquiry addressed to Atlas by Bank of Orrick. We are investigating your complaint and will respond directly to the personal email account provided if we can verify your identity through our internal records. For your protection, please do not provide any personally identifiable information through the BBB reviews.

    Kind Regards,
    Atlas Team

TBO Bank is NOT a BBB Accredited Business.

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