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Business Profile

Home Warranty Plans

Home Defense USA

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Home Warranty Plans.

Reviews

Customer Review Ratings

2.14/5 stars

Average of 7 Customer Reviews

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Review Details

  • Review fromAnton V

    Date: 07/15/2025

    1 star

    Anton V

    Date: 07/15/2025

    This company is FRAUD. They sent a fake letter to my mother who is 88 years old claiming a payment was past due. The letter had a number they wanted her to call. When she called, they badgered her into giving them her checking account number and are now collecting payments from her account. This is really disgusting. How can these people live with themselves.

    Home Defense USA

    Date: 07/16/2025

    We take these concerns very seriously. Our marketing team does not send letters stating a payment is past due unless there is an actual balance on an ********** this case, our records show that the customers mother contacted us directly to request coverage for her home and voluntarily provided her payment information to purchase a policy. We do not engage in deceptive practices or force anyone into making payments.We serve customers of all ages and declining coverage solely because of someones age would constitute age discrimination, which we do not practice.If theres any confusion about the policy or payments, wed be happy to review the account and help resolve any issues. Please reach out to our customer service team for assistance.
  • Review fromMargaret B

    Date: 05/22/2025

    1 star

    Margaret B

    Date: 05/22/2025

    Absolute scammers! They sent a mailing to my 89 year old father that said "Final Notice" even though he has NEVER done business with them. The entire letter was worded to cause panic that his home "warranty" was expiring, they listed a fake Expiration Date, and said he needed to contact them within a week. "Private & Confidential" listed but the name of the company was not even on the letter, no address at all of the company. I had to use the phone number to track down the name and address. I called them using a different phone number listed on their website to make sure a scammer was not using this company's info. They looked it up and had my father's address. The person who I spoke to got very flippant with me when I pointed out their wording and lack of company name and address on the letter. Leave the name and address off in hopes the receiver of the letter will think it is from their actual home insurance company and call the number on the letter thinking it is their insurance. Then they would have set my dad up with new insurance under the guise that he was renewing his current insurance.

    Home Defense USA

    Date: 05/27/2025

    Thank you for your feedback. Were sorry to hear about your concerns and appreciate you taking the time to reach out.


    Our mailers are part of a broad outreach effort and are not targeted based on age or any other personal characteristic. We follow strict compliance guidelines, and any implication otherwise is simply incorrect. That said, we understand how the language in our letters may have caused confusion, and we are actively working to make our messaging clearer and more transparent.


    If you would like your fathers address removed from future communications, please email us at ****************************************************************************. We take these matters seriously and are committed to ensuring a better experience moving forward.

  • Review fromAndrea E

    Date: 04/21/2025

    1 star
    Exploration and intimidation of my elderly mother. Called to cancel service after she received notice her home warranty was about to expire. Would not allow cancellation requested over 20 times during our conversation told no one available in cancellation department. Offered discounts asked her personal questions as how she would afford something on her home if it broke then offered her reduced rates etc ignoring the 20 requests to cancel at the end of the call was told we must submit written request for cancellation. Literally had to call the bank and have payments cancelled as we had no other option. Completely taking advantage of the most vulnerable. Sad
  • Review fromJohn B

    Date: 11/06/2024

    5 stars

    John B

    Date: 11/06/2024

    I switched to Home Defense USA from another company and it was probably the best decision I've made. Not only have they paid for repairs as promised, but they went above and beyond. Exceptional service from an exceptional company.

    Home Defense USA

    Date: 11/09/2024

    Thank you so much for taking the time to share your experience with Home Defense USA! Were thrilled to hear that switching to us has been a great decision for you. Providing reliable coverage and exceptional service is our top priority, so it means a lot to know weve met your expectations and gone above and beyond. Were grateful to have you as part of the Home Defense USA family and are here for anything you need in the future!
  • Review fromCameron T

    Date: 11/04/2024

    1 star

    Cameron T

    Date: 11/04/2024

    Pretty much a scam. I was told my policy was void after paying almost $200 per month for years.

    Home Defense USA

    Date: 11/09/2024

    Thank you for bringing this to our attention. After reviewing the information provided, we werent able to locate a contract under your name or email. We understand how frustrating this must be and want to ensure that any issues are resolved. Please reach out to our customer service team directly at ************, so we can investigate this matter further and provide any assistance you may need. We're here to help!
  • Review fromMichael D

    Date: 08/23/2024

    5 stars

    Michael D

    Date: 08/23/2024

    Had a great experience with Home Defense USA. They set me up with a great repair company for my hot water heater. They ended up replacing the whole unit and **** was super helpful. They are always nice when I call.

    Home Defense USA

    Date: 11/09/2024

    Thank you so much for taking the time to share your experience with Home Defense USA! Were thrilled to hear that switching to us has been a great decision for you. Providing reliable coverage and exceptional service is our top priority, so it means a lot to know weve met your expectations and gone above and beyond. Were grateful to have you as part of the Home Defense USA family and are here for anything you need in the future!
  • Review fromLester B

    Date: 05/16/2024

    1 star

    Lester B

    Date: 05/16/2024

    Scammer con operation Sending information under a false business name other than home defense usa. Violation of my rights to privacy Attempted pushing of personal infirmation

    Home Defense USA

    Date: 11/09/2024

    Thank you for your feedback. We want to assure you that Home Defense USA operates with transparency and integrity. It sounds like this review may have been submitted by someone who received one of our direct mail pieces, which are sent to inform individuals about our services. We take privacy and data protection very seriously and follow all regulations regarding consumer information. If you have concerns or would like assistance with any specific issue, please dont hesitate to contact our customer service team at ************. We're here to help and address any questions you may have.

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