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Important information

• Additional Info:

  The
  Washington State Department of Financial Institutions (DFI) has received
  complaints about the following online lenders:
  
  Island
  Finance, LLC d/b/a White Hills Cash
  Clear
  Water Lending, LLC d/b/a Cash Fairy
  West
  River Finance, LLC d/b/a West River Cash
  North
  Star Finance, LLC d/b/a Northcash
  Northern
  Plains Funding, LLC d/b/a Northern Plains Funding
  Riverbend
  Finance, LLC d/b/a Riverbend Cash
  Target
  Finance, LLC d/b/a Target Cash Now
  
  It appears that these companies may be
  operating as online tribal lending companies. These companies assert ownership
  by the Fort Belknap Indian Community, a federally recognized Indian Tribe.
  These companies are not licensed by DFI and are not registered to conduct
  business in Washington State by the Department of Licensing, the Department of
  Revenue or the Secretary of State.

  The
  DFI warns Washington State consumers that before doing business with a
  financial service provider the consumer should:

  Make sure that the entity is licensed.
  Consumers can use the “Verify a License” feature on DFI’s website at www.dfi.wa.gov to check
  whether a payday or consumer loan company is licensed to conduct business in
  the state of Washington.  Don’t provide any personal information such as
  social security number or bank account numbers if the company is not licensed
  or authorized to conduct business.
  Washington State residents are informed that
  Washington State law provides in RCW 31.45.105(1)(d) and (3) that a “small
  loan” made by an unlicensed entity to a person physically located in Washington
  State is uncollectible and unenforceable in Washington State. A “small loan” is
  defined in RCW 31.45.073 and is a loan that does not exceed $700.  Washington State residents with loans exceeding
  $700 are informed that Washington State law provides in RCW 31.04.035 that fees
  or interest charged in the making of a nonresidential loan by an unlicensed
  lender must be refunded to the borrower.

  If you live in another state, go to the
  following webpage to find the regulator in your home state:  http://mortgage.nationwidelicensingsystem.org/consumer/Pages/AgencyContacts.aspx.
  
  For
  more information go to http://www.dfi.wa.gov/consumer/alerts/fort-belknap-indian-community-not-licensed-washington or contact the
  Washington Department of Finance at 1-877-RING-DFI (746-4334) or online
  at www.dfi.wa.gov.