Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies

Complaints

This profile includes complaints for ACCESSbank's headquarters and its corporate-owned locations. To view all corporate locations, see

Find a Location

ACCESSbank has 6 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Customer Complaints Summary

    • 2 total complaints in the last 3 years.
    • 2 complaints closed in the last 12 months.

    If you've experienced an issue

    Submit a Complaint

    The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

    Sort by

    Complaint status

    Complaint type

    • Initial Complaint

      Date:10/10/2024

      Type:Billing Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      On Tuesday 10/8 around 1:30pm I had cashed a check into my account and had an issue. The account holder came to the bank and withdrew money to pay me. The money was not counted to me nor the other person but today 10/10 I went to ********* to buy medicine for myself and tried to pay with the money given to me from the bank and the bill was fake. I came back to the bank and they said their was nothing they can do but trusting a bank as a customer we also shouldn’t be given fake money. I also am filing a police report so the can see the 100 dollar bill given to me.

      Business Response

      Date: 10/15/2024

      Dear Better Business Bureau,

      We have reviewed the complaint submitted by *** *** ********
      regarding the counterfeit $100 bill she believes she received during her visit
      to our Center Mall Branch on October 8, 2024. After conducting a thorough
      investigation, we would like to provide the following information.

      On October 8, *** ******** visited our branch to resolve an
      issue related to her direct deposit, which her employer had processed for the
      first time through a new accountant. During this visit, *** ********** employer
      withdrew the owed amount, and our employee processed the transaction. The cash
      was counted and placed into an envelope, which her employer handed directly to
      *** ********* Both *** ******** and her employer left the branch after the
      transaction.

      On October 10, *** ******** returned to the branch, stating
      that one of the bills from the transaction was counterfeit. According to our
      branch procedures, any discrepancies must be addressed before leaving the
      premises, and once cash leaves the branch, it becomes the recipient's
      responsibility. Nevertheless, we understand *** ******** is frustrated and
      genuinely believes the counterfeit bill originated from our branch.

      While our investigation did not reveal any evidence that the
      counterfeit bill originated from within our bank, and our processes for
      handling currency—including replenishments from the Federal Reserve,
      counterfeit detection procedures, and multi-step verification—are robust, we
      value *** ******** as a client and wish to resolve this matter amicably.

      Therefore, as a goodwill gesture, we have placed $100 into
      *** ********** checking account to resolve the situation. We believe this
      action will help maintain a positive relationship while addressing her
      concerns.

      Thank you for your attention to this matter. Should any
      further questions arise, we are happy to provide additional details.

      Sincerely,
      ***** *****
      EVP, Consumer Banking Officer
      ACCESSbank


    • Initial Complaint

      Date:09/09/2024

      Type:Billing Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      This is my own personal experience and no one else experience. Attached is the transaction they allowed to go through that I disputed for unauthorized use of my card. I have still yet to be refunded. yet they still have not resolved my claim when I went to the local pls branch and the rep advised it successfully faxed to them.

      Business Response

      Date: 09/13/2024

      We do not have a record of a relationship with this customer.  We believe the complaint has been mistakenly routed to ********** instead of ******* **** as referenced in the complaint.  The *********** Prepaid Mastercard referenced in the complaint is issued by The ******* ****, N.A., Member FDIC, (****************************************) pursuant to a license from Mastercard International Incorporated. Additionally, the customer references a "PLS store" which does offer the *********** Card and has locations in North Carolina which coincides with the customer's cell phone area code.

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period, except for customer reviews. Customer reviews posted prior to July 5, 2024, will no longer be published when they reach three years from their submission date. Customer reviews posted on/after July 5, 2024, will be published indefinitely unless otherwise voluntarily retracted by the user who submitted the content, or BBB no longer believes the review is authentic. BBB Business Profiles are subject to change at any time. If you choose to do business with this company, please let them know that you checked their record with BBB.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.