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Business Profile

Consumer Finance Companies

Nations Lending Corporation

Headquarters

Complaints

This profile includes complaints for Nations Lending Corporation's headquarters and its corporate-owned locations. To view all corporate locations, see

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Nations Lending Corporation has 50 locations, listed below.

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    Customer Complaints Summary

    • 28 total complaints in the last 3 years.
    • 4 complaints closed in the last 12 months.

    If you've experienced an issue

    Submit a Complaint

    The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

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    Complaint status

    Complaint type

    • Initial Complaint

      Date:08/22/2022

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      We started the Rome process for a refy I got them all the information they needed they told me we'd close and 2.5 to 3 weeks then they told me not to pay the mortgage not to pay the car payment not to pay our 2 loans because because we would be closed and all that would be paid then then things kept getting dragged out, than they kept asking for more things 2 days before closing So we drove back-and-forth to the bank 2 days in a row twice in one day it's far from our house it's not close I finally got everything done we were supposed to close and then they're running around trying to get things figured out and get it closed by the time it was supposed to be and then they screwed it all up then they tell me I have to pay the mortgage because it's late and that's the only way they get The refy done we paid it and then they Told us oh we can't give you the one because but your payment was late I have all the emails and text messages stating for us not to pay those bills so now not Only are we out the money for the appraisal but we can't get alone because of the fact that they made us wait to pay our bill sir bill's credit has dropped over a 100 points because of the fact that the car wasn't paid the 2 loans weren't pait's weren't paid so now we're in Trouble because everything is behind they guaranteed us the loan. I have the text messages and emails to prove. If we don't resolve this quickly it will become a legal matter

      Business Response

      Date: 10/04/2022

      Nations Lending Corporation (“NLC”) received
      the concern filed by ***** ********** on 09/09/2022. A member of NLC management
      team contacted all parties involved to get a better understanding of the
      concern. Mr. ********** was concerned that his late mortgage payment was
      caused by NLC. His wife, Mrs. **********, signed an Obligation to Continue with
      Monthly Payments in May. Her loan originator advised her not to spend the funds
      for her June mortgage payment in case the refinance was not completed in June,
      and she would need to make that payment. The refinance did not happen in June
      and the mortgage was not paid until July for June’s payment. It is the customer’s
      responsibility to continue making their current mortgage payments until their refinance
      transaction is complete. I have discussed these findings with ***** **********
      and we consider this matter resolved and closed.

      Customer Answer

      Date: 10/05/2022

      Better Business Bureau:



      I have reviewed the response made by the business in reference to complaint ID ********, and have determined that this does not resolve my complaint.  For your reference, details of the offer I reviewed appear below.




      [To assist us in bringing this matter to a close, we would like to know your view on the matter.]



      they did not resolve the issue, I have text messages from ****** to hold payment and she told me she would tell me if I needed to do pay any payments including my car and credit cards. We had to charge cards to pay bills we were told to pay because we would close in 2-3 weeks. I was told on July 7th to pay mortgage ,paid on the 8th and sent receipt.I did everything I was told to do. This is ******’s fault and we will continue from here.I do have every text and voice mail and email from ******



      Regards,



      ***** **********









       

    • Initial Complaint

      Date:08/11/2022

      Type:Product Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I came to nations lending to refinance my home. I was told that we would be able to close on as little as 14 days but no longer than 30. We are now reachine 45 days! They loan officer wont return calls and text, continues to ask for documents that i have already provided, did not schedule the correct appraisal, and scheduled a late foundation inspection that continues to postpone the process. They also asked me to not pay my current mortgage payment because they would have the new loan closer in time and now im paying late fees as well as playong catch up on 2 months of mortgage payments!

      Business Response

      Date: 08/25/2022

      Nations Lending Corporation (“NLC”) received
      the concern filed ****** ***** on 08/11/2022. A member of NLC management team
      contacted all parties involved to get a better understanding of the
      concern. The customer was concerned with lack of communication between him
      and his loan originator, his late mortgage payments, and that he had not closed
      at the time of his complaint. After reviewing this case, it has been determined
      that the loan originator communicatee efficiently with Mr. *****. Mr. *****
      signed an Obligation to Continue with Monthly Payments form 2 months ago and it
      was his responsibility to take care of his mortgage payments on time. The customer’s
      loan file was closed last week. We have discussed these findings with Mr.
      ****** and we consider this matter resolved and closed.
    • Initial Complaint

      Date:07/28/2022

      Type:Product Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      starting around june 1, 2022 i tried to refinance my house so i could take the 1st owner off i contacted nations lending jason alexander and then scott reese because jason was on vacation asked to refinance the house so i could get 35,000.00 to pay off the first signer on my house because she no longer wanted on the house. i was advised that i could not do that unless i took out an addtional 20,000.00 to pay off my car due to my debt to ratio and because i had a late payment on the mortage in february. i also needed to pay off some debt which i did 600.00 on a credit card to pay it down and 600.00 toward an old credit card. i did this then emailed them to let them know and they did not respond back only sent me a denial letter. in the meantime the first signer and i figured it was because i did not make enough to finance on my own so we tried again to refinance and just take out money to pay off our debt. we now talked to john kupcik at nations lending. after getting the application going john and his family got sick and no one contacted us for a couple weeks then we were told we needed to pay an appraisel fee of 600.00. we did that and then we were denied again due to our credit and the late pay. i feel like they should not have had us make these payments and then we get denied we turned to them for help and instead ending up having to pay money that we really did not have to pay and did not get any help only run around and loss of time due to vacations and sick time that we were not made aware . i feel the 600.00 appraisel fee should be returned.

      Business Response

      Date: 09/12/2022

      Nations Lending Corporation (“NLC”) received
      the concern filed by ***** ******* on 07/29/2022. A member of NLC management
      team contacted all parties involved to get a better understanding of the
      concern. The customer was concerned that she was owed an appraisal refund.
      The customer does not qualify for an appraisal refund and has since declined
      the offer given to her by her loan originator. We have discussed these findings
      with Ms. ******* and we consider this matter resolved and closed.

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