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Business Profile

Payment Processing Services

InstaMed

Complaints

This profile includes complaints for InstaMed's headquarters and its corporate-owned locations. To view all corporate locations, see

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InstaMed has 2 locations, listed below.

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    • InstaMed

      1880 John F Kennedy Blvd Fl 12 Philadelphia, PA 19103-7432

      BBB accredited business seal
    • InstaMed

      3300 Irvine Ave Ste 305 Newport Beach, CA 92660-3108

    Customer Complaints Summary

    • 99 total complaints in the last 3 years.
    • 22 complaints closed in the last 12 months.

    If you've experienced an issue

    Submit a Complaint

    The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

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    Complaint status

    Complaint type

    • Initial Complaint

      Date:07/09/2023

      Type:Billing Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      On March 21st, I visited a ********** clinic and was later charged for the visit. I paid the full amount through Instamed, provided by my insurance provider *****, on April 4th through my checking account. I have a receipt from ***** and a bank statement from my checking account showing the funds were withdrawn. Regardless, ********** said they never received anything. Instamed claims the payment was settled on April 14th. On May 18th, I contacted ********** because they said they have still not received any payments. Instamed sent me a confirmation saying it went through, which I forwarded to **********. ********** later said that they will pause my account so it doesn't age or go to collections. Today, on July 9th, I received a collections warning from ********** saying they have still not received any payments. Instamed has failed to contact or resolve this issue despite reaching out to them. At this point, unless they can resolve this billing dispute immediately and with full confidence and confirmation, I would like a refund so I can go directly to ********** and pay them the amount

      Business Response

      Date: 07/14/2023

      InstaMed's Customer Service Team worked with ******* and his Provider on July 12 - 13, 2023 to locate his payment and have it credited to his account.  If there are any additional questions, please contact InstaMed's Customer Service Team at (866) INSTAMED, (866) 467-8263, or [email protected]

      Customer Answer

      Date: 07/15/2023

      [A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]

      Better Business Bureau:

      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me. 

      Regards,

      ***********************
    • Initial Complaint

      Date:07/07/2023

      Type:Order Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I made payment 6/23 +3 $5.25, $9.78, $5.25 5/30 +1 $9.78 12/20/2023 +2 168.41 and 158.00 I was infromed from the customer support none of the payments actually paid by the InstaMed to the providers, I am late on my bills. This is total scam for taking money from people and then not pay the ***** ****** Healthcare should not partnor with this company. They just scamming people, now I have to pay 2 times for same visits because I don't want get send to collections. Please don't use this company pay your medical expense because they take the money from your back but not actually pay the provider. It just scam

      Business Response

      Date: 07/18/2023

      InstaMed's Customer Service Team contacted ******** by email on 7/18/2023 with the proof of payment documentation for 3 of the transactions in question.  It is recommended that he share this information with his Provider so that they can locate his payments and credit them to his account.  For the other 2 transactions, the Customer Service Team informed ******** that he has the option to see if his Provider processes the payments prior to their expiration date or request the transactions to be cancelled and refunded to the account from which they were paid.  InstaMed's Customer Service Team can be reached at (866) INSTAMED, (866) 467-8263, or [email protected] on further inquiries.

    • Initial Complaint

      Date:07/04/2023

      Type:Product Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I was on the ****************** web-site. On June 5th I paid (InstaMed) $50.00 for my Bill from Dr ********. InstaMed withdrew $50.00 from my account 6/8/2023.. Then on June 9th I paid (InstaMed) $141.02 withdrew $141.02 from my account on 6/12/2023. I called on InstaMed on 6-15 when I received a bill from * ****** ******** they did not get the payment. InstaMed started a case file ******** and assured me the payment was on it's way. June 27th nothing received at * ****** ******** I called InstaMed again they started a 2nd case file ********! I had requested a refund through the phone and e-mail on 6/28/2023. Instead they resubmitted the payment on 6/28/2023!!!!!!! I had to pay my bill to M Health Fairview so my credit wasn't ruined. I need my money back from InstaMed. I want interest to from the money they stole.

      Business Response

      Date: 07/17/2023

      InstaMed's Customer Service Team contacted ****** by email on 7/5/2023 to explain that she should receive refunds for both payments by 7/24/2023.  The Team is monitoring the transactions, and will notify ****** when they have been processed.  If ****** would like a current status of the refunds, or if she does not receive them by 7/24/2023, InstaMed requests her to contact its Customer Service Team at (866) INSTAMED, (866) 467-8263, or [email protected].

      Customer Answer

      Date: 07/18/2023

      [A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]

      Better Business Bureau:

      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me. I received my money back in to my account on 7/17/2023 having paid it on June 5th & 9th.  I will not use Instameds services in the future.  

      Regards,

      *************************
    • Initial Complaint

      Date:07/03/2023

      Type:Order Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      On May 16th, 2023 I made an online payments on *******'s insurance website. A third party, InstaMed, "processed" the payments. They withdrew funds directly from my bank account on May 16th and on May 23rd. In total they withdrew $1471.10 in 6 seperate invoices. Later, they cancelled the payments with no notification- I had to check my ***** portal for a cancellation). In the cancellation, they told me quote "We're sorry - your provider was unable to accept your bank account payment. Your payment has been CANCELLED and a refund has been issued to you. Please contact your provider for additional information". Now July 3rd, 2023- months later- my clinic nor myself have received payment. InstaMed phone lines are "busy" and hang up on me when I try to call after being on hold. ***** says it's "out of their jurisdiction" though, clearly, I am not the first person seeing I have been stollen from using their payment portal- they are equally unhelpful and don't seem to care they have facilitated theft. I cannot get in contact with them- they have stollen from me. I want my money back and for this business to be marked permantly.

      Business Response

      Date: 07/20/2023

      InstaMed's Customer Service Team contacted Julia by email on 7/19/2023 to share that her refunded payments should have been credited to her account on 7/17/2023.  The Team provided trace information for the transactions, and advised her to contact her bank if she continues to have difficulty locating the funds.  InstaMed's Customer Service Team can be reached at (866) INSTAMED, (866) 467-8263, or [email protected] on further inquiries.
    • Initial Complaint

      Date:06/26/2023

      Type:Product Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      My daughter received general pediatric care on 4/3/23 and 4/13/23. The charges processed through insurance and a final invoice was generated 5/26/23 (Statement #******). I received this invoice via mail and promptly scheduled payment via online portal on 6/7. Payment was formally debited out of my HSA on 6/8 for the full invoiced amount. On 6/16/23, I received a email from InstaMed (contracted payment services to *******************************************) stating these charges were outstanding and affording me the opportunity to duplicate pay. I immediately contacted ******************************************* via email on 6/16/23, stating the issue and verifying payment. ******************************************* responded via email stating they were 'able to get the issue resolved'. I have since received another statement in the mail (statement date 6/16/23, received at my residence 6/24/23) stating that the charges of $134.52 under statement #****** are still outstanding and are now categorized as 30-60 days outstanding.

      Business Response

      Date: 07/14/2023

      InstaMed's Customer Service Team contacted ******* by email on 7/3/2023 to explain that InstaMed is the payment processor for his Provider.  The Team provided him with proof of payment documentation, and recommended that ******* share this information with his Provider to locate the payment.  InstaMed's Customer Service Team can be reached at (866) INSTAMED, (866) 467-8263, or [email protected] on further inquiries.
    • Initial Complaint

      Date:06/02/2023

      Type:Order Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Date of Transaction: 04/27/23 Amount of money paid to the business: $100 I accessed InstaMed via ****** ********** (my health insurance provider) to pay a portion of a doctor’s bill. I checked in with my doctor after a few week’s who said they still had not received payment. InstaMed said they mailed the check to **** ***** *** STE *** BALDWIN, NY *********. My doctor’s office has not been at that location in 10+ years, so the doctor’s office manager told me they would never receive that payment. I opened a case with InstaMed on 05/17/23 (CASE-******** & CASE-********). They said I’d get a refund in 5-10 business days. I followed up with InstaMed on 05/24/23, 05/26/23 & 05/28/23. On 05/31/23 InstaMed emailed me saying “30 business days to go back into the account it was taken from.” I called customer service and spoke with a man named James who asked for my case number. After a few minutes on hold, he said his computer wasn't loading and he hung up on me. When I called customer service back, I was on hold for 10 minutes before an automated machine told me that the call volume was too high to take my call. I called back AGAIN and was hung up on AGAIN by a rep. named *******. I’ve now had to pay my doctor’s bill ($286) PLUS the $100 InstaMed took to “pay” my doctor. Their slogan is 'Healthcare Payments Simplified'. This has been ANYTHING but simple. Please help me.

      Business Response

      Date: 06/26/2023

      InstaMed's Customer Service Team determined that the issue with ********* refund was due to the ***** system being disabled for approximately 36 hours from 5/17/2023 - 5/18/2023.  The Team contacted ******* by email on 6/20/2023, and provided trace information for the refund that was sent to her bank account on 6/13/2023.  InstaMed will gladly work with ******* on any further matters.  The Customer Service Team can be reached at (866) INSTAMED, (866) 467-8263, or [email protected].
    • Initial Complaint

      Date:05/30/2023

      Type:Product Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I paid my insurance company $480.00 for medical services for 02/08/2023 - 03/22/2023. My provider informed me that I paid too much and was going to return the $480.00. I received an InstaMed refund who sent the $480.00 in a form that was not acceptable to my banking institution. I called my provider and insurance company, both told me that InstaMed had to correct the issue. I have called multiple times to ask for a paper refund check and have been transferred, left on hold, hung up on several times.

      Business Response

      Date: 06/13/2023

      InstaMed's Customer Service Team contacted ********* by email on 6/2/2023 to provide an update that the refund to her account will be credited in 10-15 business days from 5/31/2023.  The Team also informed ********* that the refund will be made to the account from which the payment was made, and that a paper check could not be sent.   InstaMed's Customer Service Team can be reached at (866) INSTAMED, (866) 467-8263, or [email protected] on further inquiries.
    • Initial Complaint

      Date:05/30/2023

      Type:Customer Service Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Since January 25. 2023 I have been seeking log in credentials from InstaMed. They are the payor for ***** and ******** ****** patient exam payments, so log in credentials (user name, password) are required to get paid for services rendered. In two days it will be 5 months of futile attempts to obtain credentials from them. I have filled out their portal applications several times, I have answered their inquiries all of which generate case numbers without any resolution for obtaining the credentials (case ********, ********, ********, ********, ********). Calling their "customer Support" number always ended with the message "message quota exceeded, good bye". ** reached out to me asking for some clarifications, but the most recent request from ** was a REQUEST OF PREVIOUSLY GIVEN CLARIFICATION. The result of this feckless company is that I am owed over $7500 in patient payments and cannot receive them because I cannot log in to their portal.

      Business Response

      Date: 06/06/2023

      On 6/2/2023, the Customer was emailed by InstaMed's Customer Service Team that their account had been activated.   InstaMed will gladly work with the Customer in the future on any matters, and the Customer Service Team can be reached at (866) INSTAMED, (866) 467-8263, or [email protected].

      Customer Answer

      Date: 06/17/2023

      Better Business Bureau:

      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me. 

      I am grateful for your help in taking an unresolved 6 month old problem and resolving it in 3 days.

      Regards,

      *************************

    • Initial Complaint

      Date:05/14/2023

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I paid a medical bill through instamed they did not pay the bill with my money, finally after almost ending up in collections I realized they had not paid that bill with my money. Then I get an email that my money was being refunded to my account and it never came. I tried repeatedly to contact them. Its impossible to get ahold of them and they do not respond to their emails. I'm out $200. I will never use this service again.

      Business Response

      Date: 05/24/2023

      On 5/23/2023, the InstaMed Customer Service Team emailed the Customer with information and tracking details on the referenced transaction.  InstaMed will gladly work with the Customer in the future on any matters, and the Customer Service Team can be reached at (866) INSTAMED, (866) 467-8263, or [email protected].
    • Initial Complaint

      Date:05/13/2023

      Type:Billing Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I paid instamed 1000 dollars and made 2 more payments only to find out months later that the hospital i was supposedly paying never received any of the money. now i'm out all that money AND i still owe the hospital thousands of dollars. I've been scammed out of my money, Instamed told me i was issued a refund on may the 4th and I haven't received ANY refund from them at all. I want everyone to know not to use instamed for "paying" their hospital bills, it's a scam. They took my money, told me they were giving me a refund, and it was all a lie.

      Business Response

      Date: 05/23/2023

      InstaMed searched our records and was unable to find any matching ******'s name or email address.  The Customer Service Team emailed ****** on May 22, 2023 requesting payment details so that the transactions can be located and researched.  InstaMed will gladly work with ****** to further investigate the transactions when additional details are provided.  InstaMed customer service can be reached at (866) INSTAMED, (866) 467-8263, or [email protected].

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