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Business Profile

Financial Services

Snap Finance

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Financial Services.

Reviews

This profile includes reviews for Snap Finance's headquarters and its corporate-owned locations. To view all corporate locations, see

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    Customer Review Ratings

    4.51

    Average of 1,144 Customer Reviews

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    Review Details

    • Linda K

      Date: 07/24/2025

      I will never use this company again. The interest rate they charge you is astronomical. I will go without before using Snap ever again. I left them 1 star because I had to. I would rather have given them negative stars. They are awful.

      Snap Finance

      Date: 07/28/2025

      Good Morning *****, Thank you for your feedback. We apologize for any frustration or inconvenience this situation has caused you. We would love to be able to speak with you about your concerns, unfortunately we have been unable to reach you. If you can contact us - we would be more than happy to answer any and all questions or concerns you may have. You can reach our team M-F 8am to 5pm (MST) at **************. Thank you for you time, we loo forward to hearing from you.

    • Chris C

      Date: 07/23/2025

      Snap is convenient, flexible, and has great customer service. Ive used them for all my car repairs. Would recommend to everyone!

      Snap Finance

      Date: 07/28/2025

      Thank you, *****! We're so glad Snap Finance could be there to help when you needed it. We appreciate your amazing review and are always here to support you!

    • Theresa L

      Date: 07/20/2025

      Snap financial was easy to sign up. You can finance something for 100 days with no interest charge. **************** was fantastic. Very simple all the way through and a great help.

      Snap Finance

      Date: 07/23/2025

      *******, thank you so much for your kind words! We're happy to hear that signing up with Snap Finance was easy and that you found the 100-Day payment option helpful. It's wonderful to know our customer service team made the process smooth and simple for you. Thank you for choosing us.

    • Kayla C

      Date: 07/19/2025

      The customer service was great when I called and very helpful! I like the fact that they give the option of paying item off in 100 days interest free. Applying was easy and hassle free. I will definitely use the company again.

      Snap Finance

      Date: 07/21/2025

      *****, thank you for the wonderful feedback! We're so glad to hear that our customer service team was helpful and that the application process was easy for you. It's great to know you appreciated the 100-Day payment option as well. We truly value your support.

    • William B

      Date: 07/19/2025

      Entire process from application to funding is easy enough, 3 times using them and will do it again. A rating from my experience.

      Snap Finance

      Date: 07/21/2025

      *******, thank you so much for your continued trust and loyalty! We're glad to hear that the process from application to funding has been smooth each time you've worked with us. It means a lot that you've chosen us three times alreadywe truly appreciate your support and look forward to helping you again in the future!

    • Kimani R

      Date: 07/16/2025

      Overall Experience was exceptional. I am a repeat customer of Snap and use the 100 day option religiously. If you are looking for that short term loan this is great. Read and understand the long-term lease to own option before you submit to understand what you are getting into as the financial breakdown is clearly spelled out in the agreement and on their website. I fully recommend them.

      Snap Finance

      Date: 07/18/2025

      Thank you for sharing your experience, ******. We're glad to hear that you've had such a positive experience with Snap Finance and continue to utilize the 100-day payment option. Your advice about reviewing the lease-to-own terms is constructive for others considering short-term financing. We appreciate your recommendation and continued trust in Snap Finance.

    • Po M

      Date: 07/16/2025

      Lets face it, if your credit score is abysmal, you have no savings because you never really had the chance to build one and you're in a bind, Snap Financial is the wealthy Uncle that expects to be paid back with interest AND favors regardless that you can't afford to. We pay more than what is required for services, but you all knew that going in. Credit is a joke, so either you go without or you just continue the cycle. Thank you Uncle *****

      Snap Finance

      Date: 07/18/2025

      Thank you for openly sharing your experience, Po. We value the time you took to provide your perspective. Thank you for choosing Snap Finance.

      Snap Finance

      Date: 07/18/2025

      Thank you for openly sharing your experience, Po. We value the time you took to provide your perspective. Thank you for choosing Snap Finance.

    • Joseph A

      Date: 07/14/2025

      Snap Financial is there for those who cannot obtain traditional bank financing, they were fast, friendly and professional every step of the way. I would gladly recommend Snap to my friends and family and I will surely use then in the future.

      Snap Finance

      Date: 07/15/2025

      Thank you, ******! We're glad to know Snap Finance was able to support you when traditional financing wasnt an option. It's great to hear that the process was fast, friendly, and professional throughout. We truly appreciate your recommendation and look forward to assisting you again in the future!

    • April H

      Date: 07/14/2025

      Awesome outlet for emergency purposes and a reasonable payoff time frame with no interest!

      Snap Finance

      Date: 07/15/2025

      Thank you, April! We're glad to hear Snap Finance was a helpful option during an emergency and that the no-interest payoff timeframe worked well for you. We appreciate your feedback!

    • Ricky N

      Date: 07/10/2025

      So I borrowed $928 from this company because even the Merchant was confused on how it works. Turns out even the sales **** use really misleading terms. Our understanding was after *********************************************** thinking only owing $85 I would have to pay like $150 or something. NOPE, my balance went up to $1,212.51!!! This was more than I borrowed after already paying majority of it off. my balance went up *****%! I panicked thinking it was a mistake but they cover themselves so well there was nothing I can do but pay the early buyout option which was still $898.53. A few days later I felt so scammed so me and the merchant called and got my refund back. The customer service tried to hang up but I asked my balance and he said he wouldnt know and that he reopened my account and Ill have more payments coming back out of my checking account. I was back at square one except this time my balance would go up 70% PER DAY. I canceled my refund and finally talked to an American, more legitimate sounding person, who was very similar to a debt collections agent. He told me I should learn to read lease agreements better. He said he can help but Id have to settle and never be able to use them again and potentially ruin my credit. Even their fine print is very deceiving. Please avoid these people and use a trusted bank.

      Snap Finance

      Date: 07/15/2025

      *****, thank you for sharing your experience. We understand how the lease-to-own process can sometimes feel overwhelming, especially when it doesn't unfold as expected. While Snap Finance provides all terms in the agreement from the beginning, we recognize that navigating the details can still be challenging at times. Your feedback is appreciated, and well share it with the appropriate teams as we work to ensure a smoother experience for everyone. Well also be reaching out to you directly to verify your experience and see if theres anything we can assist you with.

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