Reviews
This profile includes reviews for Financial Pacific Leasing's headquarters and its corporate-owned locations. To view all corporate locations, see
Customer Review Ratings
Average of 9 Customer Reviews
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Review fromJon K
Date: 04/01/2025
1 starJon K
Date: 04/01/2025
These flipping scam a** MFrs I did a loan with **** now its with them I paid maze first payment and last payment Then, which I know theres interest but they jacked my loan to $6000 extra Interest and process fees which I paid already with maze They require insurance for the trailer I bought I sent it to max plus my Seagram *** sent info The pacific says they need it or they will ***o Never mind the fact I sent my insurance card 3 different times plus my agent . *************** plus they wont send me the contract or agreement with the loan which I hours with ************ in the first place I had to select a start to post they dont even deserve a single star
Financial Pacific Leasing
Date: 04/03/2025
Hello,
Financial Pacific Leasing takes customer concerns seriously and we appreciate the opportunity to address them. We partner with third party originators and ******* to provide innovative commercial equipment financing solutions for business customers. ********************** provided the equipment financing in accordance with the terms and conditions agreed upon by the third-party originator or lessor, and yourself. While we do not offer standard consumer principal & interest loans, Financial Pacific Leasing does provide commercial equipment financing options, along with commercial equipment leases. Please review our Leasing and Equipment Finance Agreement FAQs. This document provides an overview of the contrasts between these products and is located on our website **************. Management will perform a review of your account, as well as reach out to our partner for information on the origination process and promptly provide a written response. Our desire is to meet the needs of our customers, in a fair manner, and we thank you for your patience as we thoroughly investigate your concerns.
Review fromDon S
Date: 03/27/2025
1 starDon S
Date: 03/27/2025
Absolutely one of the most corrupt scams out there. They gave me a loan for 55k I will have to pay 92k back theres no early pay off and they dont tell u this. They tacked on 11k in late fees and charge an outrageous amount. This is hands down predatory lending. I am a single dad of four just trying to survive. I am having them send the proof of all late fees and the original contract to my lawyer. If anyone wants to join in a class action lawsuit contact me I believe its what we are going to need to do or they will keep doing this to people.Financial Pacific Leasing
Date: 03/30/2025
Hello,
Financial Pacific Leasing takes customer concerns seriously and we appreciate the opportunity to address them. We partner with third party originators and ******* to provide innovative commercial equipment financing solutions for business customers. ********************** provided the equipment financing in accordance with the terms and conditions agreed upon by the third-party originator or lessor, and yourself. While we do not offer standard consumer principal & interest loans, Financial Pacific Leasing does provide commercial equipment financing options, along with commercial equipment leases. Please review our Leasing and Equipment Finance Agreement FAQs. This document provides an overview of the contrasts between these products and is located on our website **************. Management will perform a review of your account and promptly provide a written response. Our desire is to meet the needs of our customers, in a fair manner, and we thank you for your patience as we thoroughly investigate your concerns.
Review fromBasilio A
Date: 01/13/2025
1 starBasilio A
Date: 01/13/2025
If I could give FPL "0" stars, I would!STAY AWAY, TAKE YOUR BUSINESS ELSEWHERE EXCEPT HERE! *********, ***********************. STAY AWAY! I recently asked if I could skip a couple of payments due to hardship and add em to the end of the loan. My payments are $3100 a month, they said I had to pay at least $1100 each of those 2 months and that my new payments would be $3495 a month for the remaining of the loan which is 38 months, did my numbers and by skipping $4K now I was gonna end up paying over $15K in return. This is highway robbery ladies and gentlemen, correct me if I'm wrong but to me this is 400% interest. So much for a helping hand. I wish the government would do something about this type of predatory lending businesses.Financial Pacific Leasing
Date: 01/14/2025
Hello, Financial Pacific Leasing takes customer concerns seriously and we appreciate the opportunity to address them. We partner with third party originators and ******* to provide innovative commercial equipment financing solutions for business customers. ********************** provided the equipment financing in accordance with the terms and conditions agreed upon by the third-party originator or lessor, and yourself. While we do not offer standard consumer principal & interest loans, Financial Pacific Leasing does provide commercial equipment financing options, along with commercial equipment leases. Please review our Leasing and Equipment Finance Agreement FAQs. This document provides an overview of the contrasts between these products and is located on our website **************. Management will perform a review of your account and promptly provide a written response. Our desire is to meet the needs of our customers, in a fair manner, and we thank you for your patience as we thoroughly investigate your concerns.Review fromReinaldo F
Date: 11/20/2024
1 starReinaldo F
Date: 11/20/2024
More than a year ago, Financial Pacific Leasing financed a piece of equipment that I had purchased, and during the year, I paid on time every month. Finally, I was able to pay off the loan. After I paid exactly two weeks later, the company charged me again for another month. For the last two months, I have been calling to get a refund, but the person handling the account always said that she would pass the request to management, but nothing has happened yet. She agreed to call back, and I kept waiting for answers.why do they keep charging people after they pay off?Financial Pacific Leasing
Date: 11/22/2024
Hello- Financial Pacific Leasing takes customer concerns seriously and we appreciate the opportunity to address them. Our desire is to meet the needs of our customers,in a fair manner, and to provide each of our customers with the best experience possible. We regret that your experience with our company has not met your expectations and apologize for any frustration or inconvenience. Management will perform a review of your account, including the communication records, and promptly provide a response. We thank you for your patience as we thoroughly investigate your concerns.Review fromcaprice R
Date: 03/31/2024
1 starcaprice R
Date: 03/31/2024
Predatory lending at its highest , these company pays ******** brokers to look for start up businesses to loan high interest loans too and then you have to pay the broker fee in ******** then they finance you for commercial equipment stay clear of these kind of lending please it's illegalFinancial Pacific Leasing
Date: 04/01/2024
Financial Pacific Leasing takes customer concerns seriously and we appreciate the opportunity to address them. We partner with third party originators and lessors to provide innovative commercial equipment financing solutions for business customers. Financial Pacific Leasing provided the equipment financing in accordance with the terms and conditions agreed upon by the third-party originator or lessor, and yourself. While we do not offer standard consumer principal & interest loans, Financial Pacific Leasing does provide commercial equipment financing options, along with commercial equipment leases. Our Leasing and Equipment Finance Agreement FAQ document provides an overview of the contrasts between these products and is located the ************************ on our website www.finpac.com. Management will perform a review of your account and promptly provide a written response. Our desire is to meet the needs of our customers, in a fair manner, and we thank you for your patience as we thoroughly investigate your concerns.Financial Pacific Leasing
Date: 04/03/2024
Financial Pacific Leasing takes customer concerns seriously and we appreciate the opportunity to address them. We partner with third party originators and lessors to provide innovative commercial equipment financing solutions for business customers. Financial Pacific Leasing provided the equipment financing in accordance with the terms and conditions agreed upon by the third-party originator or lessor, and yourself. While we do not offer standard consumer principal & interest loans, Financial Pacific Leasing does provide commercial equipment financing options, along with commercial equipment leases. Our Leasing and Equipment Finance Agreement FAQ document provides an overview of the contrasts between these products and is located the ************************ on our website www.finpac.com. Management will perform a review of your account and promptly provide a written response. Our desire is to meet the needs of our customers, in a fair manner, and we thank you for your patience as we thoroughly investigate your concerns.Review fromDani T
Date: 04/25/2023
1 starDani T
Date: 04/25/2023
Like many others, I only stumbled across this company because I was pawned off to them by less than transparent brokers. I acquired a box truck through Ryder in December 2021, and a few months after the transaction, I learned that I entered a "equipment finance agreement" rather than a purchase. The brokers who completed the transaction did not explain to me that even though the equipment was acquired for roughly $78,000, I owed $120,000 from day one. I recently contacted Financial Pacific due to financial hardship and explained my desire to buy out of the contract. Despite paying more than $28,000 towards the contract over the span of a year and several months (including a one-time fee of more than $3,000), they are demanding that I settle for $75,000. It is noteworthy that I am not a "bad credit customer" and I entered the contract with a credit score of over 800. My story is not different from those who were awarded $10 million as part of a class against lawsuit against Financial Pacific's parent company. I have contacted the company daily over the span of the last month in hopes of reaching a settlement but the response has been slow and less than courteous. To add insult to injury, in a conversation on 4/24 with *************************, the representative who is handling my account, I was challenged, talked over, and talked down to. Since the beginning, I have been cordial, professional, punctual, diligent, and responsible. I am not asking for a get out of jail free pass. I am simply calling on Financial Pacific to be fair and reasonable.Financial Pacific Leasing
Date: 05/01/2023
Financial Pacific Leasing takes consumer concerns seriously and appreciates the opportunity to address them. This is being investigated and management will be contacting you, in writing, shortly. Thank you for your time and feedback.Review fromMajor D.
Date: 04/20/2023
1 starMajor D.
Date: 04/20/2023
Last year, I got a loan for 60k from Financial Pacific Leasing (FPL). Like many reviews, I was misled and misinformed by the broker (****) at First Capitol, who suggested FPL. The semi-truck was originally 72k, but with taxes and fees, it came up to 80k. I put down 18k, and I borrowed 60k from FPL. I had to put down $2888. Today, after paying the $2035 monthly for nearly a year, I just found out my original load was 122k (double the amount of the loan). I was like OMG! WOW! The amount was never disclosed to me by FPL. But in the contract, it's 60 months' payments of $2035 that total 122k. Honestly, I never thought to do the math, because I had put down 18k, plus $2888 down on the 60k. This is clearly deception, predatory lending, and fraudulent activities. FPL is playing with consumers' intelligence by failing to disclose pertinent information regarding the total amount, and more importantly, the fact that they don't charge interest on a loan, but charge by the amount. I just learned this today, smh. Then, they bundle it up in a contract and get you to sign to later find out that you owe double. They know we want to purchase the equipment and they take advantage of us in our most vulnerable moment of needing a loan. I will challenge this. We need to take action and go to our attorney general and ************************ (FTC). File complaints. We need to create a class action regarding the violation of our consumer rights.Financial Pacific Leasing
Date: 05/01/2023
Financial Pacific Leasing takes consumer concerns seriously and appreciates the opportunity to address them. This is being investigated and management will be contacting you, by phone, and or in writing, shortly. Thank you for your time and feedback.Review fromKris L
Date: 03/24/2023
1 starKris L
Date: 03/24/2023
DO NOT EVER GIVE THIS COMPANY OR A BROKER THAT IS USING THIS COMPANY A BLANK CHECK!!! I signed a loan through ****** Financial for some equipment. I had no idea I would be dealing with this scamming company. The payments on the contract I signed were $303 per month. This company has drafted $3130 TWICE out of my company checking account for the past 2 months. It even says Lease Payment in the description of these unauthorized drafts. I called and spoke with 2 separate customer service representatives from **********************. Both of them were talking to me from their house. I could hear dogs barking and kids crying in the background, very unprofessional. After being stuck on the phone for over 30 minutes each call, neither one of them could tell me why their company took this money from us. They have no record of it at all, which was not surprising. I then emailed my bank statements proving these drafts to the email address they gave me and the only thing this person could tell me is that they are still looking into it. No one has a clue what is going on at this place. How is this scamming company still doing business? Oh yeah, they hide out in the small print of contracts from different brokers and then once you've signed and given the broker your blank check, they start stealing your money. FPL has until the end of today to refund my money back or I will dispute the charges with my bank, get my money back and block them from taking another dime from my company.Financial Pacific Leasing
Date: 04/01/2023
Financial Pacific Leasing takes consumer concerns seriously and appreciates the opportunity to address them. This is being investigated and management will be contacting you, in writing, shortly. Thank you for time and feedback.Review fromKevin G
Date: 12/25/2022
1 starKevin G
Date: 12/25/2022
Worst company ever involved in predatory lending. When I first got ahold of them to purchase a $50k box truck the lender told me the rate was 25% interest. At closing the 25% rate turned into double the cost of equipment even if I paid off early. The person I worked with first mislead me totally and they pressure you to take the loan. I tried to leave the truck at sellers and was told I had accepted the loan already. They need to be investigated no way this is legal!Financial Pacific Leasing
Date: 12/27/2022
Financial Pacific Leasing takes consumer concerns seriously and appreciates the opportunity to address them. In order to do so, we would need additional information to identify and locate your account. Please provide your contract number or contact our *************************** and we would be happy to address this situation.Kevin G
Date: 12/27/2022
Ive sat here and saw the same response to each complaint. How about discontinue your predatory practices and all of these complaints will be resolved. Nobody should be charged double for anything this is classic loansharking.Financial Pacific Leasing
Date: 01/10/2023
Thank you for the additional information regarding your account. Management has reviewed your comments and a response is forthcoming. Please expect a response in writing within the next 5-7 business days through *****
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