Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies
Share
Business Profile

Auto Insurance

ICBC

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Auto Insurance.

Complaints

This profile includes complaints for ICBC's headquarters and its corporate-owned locations. To view all corporate locations, see

Find a Location

ICBC has 2 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • ICBC

      118 151 W Esplanade North Vancouver, BC V7M 3H9

    • ICBC

      1720 Springfield Rd Kelowna, BC V1Y 7W2

    Customer Complaints Summary

    • 19 total complaints in the last 3 years.
    • 4 complaints closed in the last 12 months.

    If you've experienced an issue

    Submit a Complaint

    The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

    Sort by

    Complaint status

    Complaint type

    • Initial Complaint

      Date:12/06/2025

      Type:Billing Issues
      Status:
      UnansweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I believe and public enforced entity that is mandatory and requires payment, that is accessed by law courts, rcmp, police and government and consumers, should require that entity, to have readily accessible and hold the ability to provide consumers with statements of payment. I have made multiple payments to icbc over the last year upon renewal and post default of my payment plan, that icbc is unable to provide me a record of transaction for. They say I owe them way more money than I should, leaving me unable to obtain insurance. They seem to not be honoring my payments.

      Customer Answer

      Date: 13/06/2025

      I have called icbc to obtain a balance. The balance seemed high considering I made payments in person throughout the year after defaulting on the direct withdrawal plan. I requested a record of transaction of payments made onto my account, to which they stated they aren't able to provide that. If they have a record of non payment then they should also have a record of payment. All businesses run this way. The lady on the phone said there were payments made and listed a few but would not disclose amounts insisting I owe 743 for last year. I told her that my discount was not applied or my refund and payments to my final bill and she said you don't get insurance until you pay 743. I phone my broker who also could not provide a record of transaction and so they do not know where my payments went, I don't have all the receipts which is why I requested a transaction record which they cannot provide
    • Initial Complaint

      Date:29/01/2025

      Type:Billing Issues
      Status:
      UnansweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I am writing to formally report my disappointing experience at the ******************************* location and to request a refund for the fees I was wrongfully charged when obtaining a new license with my updated name. This happened on 8 Jan 2025 around 1130. My name change was undertaken to reclaim my Indigenous last name, an act deeply rooted in cultural restoration and aligned with the principles of Truth and Reconciliation (TRC 17). This process is supposed to be free of charge, as outlined in the documentation I presented during my visit. Despite this, ICBC refused to honour the waiver and made me pay for the new license, citing an unclear and baseless excuse. They made me pay for the new license despite me showing the attached document and informing them about TRC 17.The letter I provided clearly states that fees are to be waived for name changes under TRC 17. There is no clause in the letter that excludes individuals whose licenses are set to expire in the same year. The explanation given to me was arbitrary and unjustified, leaving me feeling disrespected and exploited.This treatment is deeply unacceptable and contradicts ICBC's purported commitment to reconciliation and supporting Indigenous peoples in reclaiming their identities. As a Crown corporation operating in British Columbiaa province rich in Indigenous heritageICBC has a responsibility to uphold the principles of Truth and Reconciliation, not undermine them through bureaucratic roadblocks.
    • Initial Complaint

      Date:13/11/2024

      Type:Billing Issues
      Status:
      UnansweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Suffered major stroke mid September. car was scrapped with plates on. UNABLE to get **** to cancel insurance so monthly payments will stop plates on car were GX231B. Have had multiple phone calls with ICBC WHERE I have been given numerous lame excuses why nothing can be done or told to do things that are medically impossible for me, I am unable to leave hospital an go to an ICBC insurance agent
    • Initial Complaint

      Date:23/07/2024

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      ok so i went in 2 days ago too renew my Off-Road Vehicle insurance im told the insurance isn't compliant with ICBC ORV laws even tho right off ICBC site its states (Insurance requirements If you operate an ORV on or across highways, you're required to obtain ICBCs Basic Insurance. If you operate an ORV on forest service roads, you'll need $200,000 in third party liability insurance. This may be obtained from ICBC or other insurers.On all other Crown land, liability insurance is voluntary but recommended.)but she claims and pulls up some stupid paper that says that not legal and tells me i need a 2 million unlicensed 3rd party liability insurance which i payed for to give her the benefit of the doute just too crosscheck it and be mislead try too cancel it for her too go on about how i'm not legal even tho right on ICBC's site about the laws, i have been scammed and extorted by the new owner and am extremely ****** and never going too that broker again all so she can get payed more money this is extremely disgusting behaviour and not acceptable for a broker too lie about LAWS or not even know laws when they are available right on ICBC's website and too tell me that even tho i printed them and the sites right on top that its not legal for the crowns land ECT blows my mind!

      Business Response

      Date: 25/07/2024

      Thank you for notifying ICBC of this customer's concern about the information he received from an insurance broker regarding Off-Road Vehicle (ORV) insurance. 

      It is important to note that brokers are independent businesses. Although they sell ICBC insurance products, they are not ICBC employees. Since this concern is about the information and service provided by the broker, I would suggest the customer ask to speak with the manager of the broker, or visit a different broker and seek a second opinion about his coverage. He may also wish to contact Insurance **************** at ********************** *********** and they can look into his policy and answer any questions he has regarding coverage. Insurance **************** can be reached at: **************. Their hours of operation are: Monday to Friday: 8 a.m. to 6 p.m. Saturday: 9 a.m. to 5 p.m. Sunday: Closed.

      The customer may also wish to check out the information on ORV's on our website, at: ************************************************************************************************.

      I hope this information is helpful. 

      Sincerely, 

      **************

      Fair Practices Advisor

      File Ref # ******

       

       

       

       

    • Initial Complaint

      Date:16/02/2024

      Type:Service or Repair Issues
      Status:
      UnansweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I was trevelling from work to home on highway 91 towards south.At the merge of night street a car merge in front of my car from double solid line and almost stoped. I have video tap of whole incident. It is more than 3 months ICBC did not make any decision.when I called them they keep saying we are still reviewing.Please sort my matter and solve this issue as quickly. Thank You
    • Initial Complaint

      Date:11/12/2023

      Type:Customer Service Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      When I was doing an extended vacation in Australia, I called ICBC through ***** to book a road test for my full license. I am a natural-born Canadian citizen, a permanent residence of North Vancouver for all my life, and I have a Canadian (N level) driver's license.

      I casually mentioned on the phone that I might return to Australia after I returned home for Christmas just because I didn't know my full vacation plans when the lady wanted to book my road test after Christmas (I am not returning to Australia!). I wanted to book a road test for when I came back and that was it! I did not want to change my residency status or my legal address. I did not give the woman permission to ******** contact the residency department of ICBC or ******** write notes about my personal vacation on my driver's license profile. She had no right to do this. I never, ever planned to permanently stay in Australia.

      I received a letter a few weeks ago saying I needed to prove my residency in North Vancouver to ICBC or that my residency status will expire in 90 days.

      I went to the North Vancouver ICBC office today at 08/12/.2023. The lady who provided me customer service was not helpful at all even though ICBC created the problem. She did update my employments and residency information on driver's profile and that's it. She said that ICBC office can't do anything about it and I would have to email the residency office. She did not give me a proper phone number.

      Also, apparently I now need to fill out a whole package of forms that was mailed to me in November to prove I am a Canadian citizen! I am also apparently supposed to have a caseworker assigned to my case. This is the first I heard of any of this.

      I have not received the so-called residency package that I apparently need to fill out (which I shouldn't need to) and I have not been assigned a caseworker. I should not have to do any of this.

      ICBC needs to fix this and remove this from profile. I should not be under investigation!

      Customer Answer

      Date: 12/12/2023

      I would like ICBC to retract their requirement that I need to prove my residency and for them to apologize for creating this mess to me. I want it to accept the fact that it has no right to do this to me, a natural-born Canadian citizen. I have lived in North Vancouver my whole life. I do not need to prove that I live here for no reason!

      I want an apology for the fact that one of its employees ******** took notes about things I casually said. I want apology for ICBC to not send me the package it wants me to fill out. 

      Most of all, I want ICBC residency department to fix the problem it has created. 

      Business Response

      Date: 14/12/2023

      The ICBC Fair Practices Office received a voicemail on Dec 8/23 from the complainant. The complainant also sent an online submission to the ICBC Fairness Officer on Dec 11/23. Our office will be reaching out to the manager of the ICBC Residency Investigation department to request a review of his concerns.

      We will send a response will be sent to the complainant once the matter has been looked into. 

      As background, the BC driver's licence (BCDL) is restricted to people who are
      ordinarily residents of B.C. This means they are in BC for a settled
      purpose, and they have a fixed intent to remain. This has been ICBC policy for
      many years and is legislated in Section 24.1 of the Motor Vehicle Act and Section 30.15 of the Motor Vehicle Act Regulations. This is applied
      uniformly to all applicants. 

      When a concern about whether a customer is a
      resident of B.C. arises, a customer’s application is referred for a residency
      verification to ensure they meet the ordinarily resident standard.
      Investigators will assess the evidence an applicant provides to determine
      whether the applicant can establish themselves as ordinarily resident in B.C.

      Fair Practices file number for reference is *******.

      Thank you. 

      Customer Answer

      Date: 18/12/2023



      Complaint: ********



      I am rejecting this response because:

      - I am and always have been a permanent resident of British Columbia. I am also a natural-born Canadian citizen!

      - I never wanted to change my address or residency status. I only called ICBC during the summer in the hopes of booking a road test. That was it!

      - While trying to book a road test, your worker ******** wrote down what I said even though I did NOT give her consent to do say and gave her NO indication that my residency status was up for debate. She gave me NO indication of what she was going to do afterwards to me using what I innocuously said to her.

      - ICBC has no right to ******** document innocuous information about me and use it against me! I want to made very clear that this is to never, ever happen again. All I merely said to that woman was that I was vacationing in Australia and that I may go back for a second time after Christmas. I have the right to legally spend my own money travelling as I please. MY personal travelling plans are none of ICBC's concern. That woman had no right to ******** put this information on my driver's file! ICBC owes me a big apology.

      - I contacted the office of Susie ****** (Member of *********** ********). They were very confused about the situation. The woman I spoke to said ICBC has no right to do any of this to a Canadian citizen. Once again, they made it very clear that ICBC has no right to do any of this to me or to put my British residency status into limbo! I will be reported this comment you sent me on this forum to the MLA's office.

      - I knew nothing about my alleged need to fill out a huge package of forms and needing a case manager. I only found this information out by chance when I visited the North Vancouver ICBC's location. Your package still has not arrived and, once again, I should not have to do any more work. I am a Canadian citizen who was born and raised in British Columbia! This is on you guys. You created the problem. You can do the work to fix it.

      - It took me complaining in person to the North Vancouver ICBC's location in-person, calling your customer service hotline, talking to the local MLA's office, leaving a voice-message to your Fair Practice Office, sending a written- and online-submission to your Fair Practice Officer, and reporting all this to the Better Business Bureau to FINALLY receive something of an adequate response from you.


      Sincerely,



      ******* ********

      Business Response

      Date: 18/12/2023

      Dear ******* ********:

      By way of background,
      the BCDL was initially put in place only as a permit for driving privileges.
      Similar to other driver’s licenses throughout the world, the BCDL has evolved
      and is now regarded as the de facto government-issued proof of identification
      and residency. This is one of the many reasons it is important to ensure the
      BCDL is issued only to those who meet the requirements of identification and
      residency.

      Effective January 1, 2022,
      the BCDL has been restricted to people who are residents of B.C. While this has been ICBC
      policy for a number of years, this requirement is now explicit in section 24.1
      of the Motor Vehicle Act Full Multi - Motor
      Vehicle Act and section 30.15 of the Motor Vehicle Act Regulations Motor Vehicle Act
      Regulations. This residency requirement is applied uniformly to all BCDL customers and we do not have the ability to go behind this legislation and waive the requirement to be a resident to qualify for a BCDL.

      The Fair Practices Office has reached out to the manager of the Residency Investigation Unit, who confirmed that based on information you provided to the Driver's Licence Head Office  during your August 10, 2023 phone call, a referral was sent to the Residency Unit. The customer service representative who you spoke with on August 10, 2023 recorded the reason for your call. This is standard practice and the information you provided to ICBC is not considered "secret".   

      The manager of the Residency Unit confirmed you will be required to provide documentation to verify you are a resident of British Columbia, and also confirmed a package was mailed to you on November 8, 2023, which contained instructions on how to  verify your residency. We will ask them to re-send the residency verification package since you indicated you have not received it. Once you have submitted documents to verify your residency, they will be reviewed by an investigator in the Residency Investigation Unit and you will receive a response. 

      You may also email ********************* if you have any further
      questions regarding the verification process.  

      I hope you find this information helpful to clarify your next steps to resolve this matter. 

      Fair Practices Office  

      Customer Answer

      Date: 18/12/2023



      Complaint: ********



      I am rejecting this response because:

      - "The Fair Practices Office has reached out to the manager of the Residency Investigation Unit, who confirmed that based on information you provided to the Driver's Licence Head Office  during your August 10, 2023 phone call, a referral was sent to the Residency Unit. The customer service representative who you spoke with on August 10, 2023 recorded the reason for your call. This is standard practice and the information you provided to ICBC is not considered "secret".   
      The manager of the Residency Unit confirmed you will be required to provide documentation to verify you are a resident of British Columbia, and also confirmed a package was mailed to you on November 8, 2023, which contained instructions on how to  verify your residency. We will ask them to re-send the residency verification package since you indicated you have not received it. Once you have submitted documents to verify your residency, they will be reviewed by an investigator in the Residency Investigation Unit and you will receive a response. " 

      I am puzzled by your response. The woman ******** wrote down casual things I said and reported it without my consent! Once again, I only wanted to book a road test! That was the reason for my phone call! It is nice that you don't consider my personal information "secret" but writing it down without my consent and using it against me is something that really crosses the line. I did not tell her to write it down that I was vacationing in Australia and she did not tell me that this was going to ******** my residency status! I never consented to her to ******** my residency status! I never once wanted to change my residency status at all!

      -I have never received the so-called documents you sent me as well! I went to ICBC in-person with the my driver's license and BC healthcare card and they refused to fix this problem. I live here and I have the solid proof! I want you to fix the problem you created right now!

      - "Effective January 1, 2022, the BCDL has been restricted to people who are residents of B.C. While this has been ICBC policy for a number of years, this requirement is now explicit in section 24.1 of the Motor Vehicle Act Full Multi - Motor Vehicle Act and section 30.15 of the Motor Vehicle Act Regulations Motor Vehicle Act Regulations. This residency requirement is applied uniformly to all BCDL customers and we do not have the ability to go behind this legislation and waive the requirement to be a resident to qualify for a BCDL."

      That is nice. I live here as a Canadian citizen who has been a resident of British Columbia my entire life!  I am a resident of BC and you are in no position to ******** my legal status of such. I went to the MLA office again and they were very clear that this is absolutely ridiculous! They were very clear that you guys have no right to do this to me just because I went on vacation. I have given them legal permission to investigate. You have NO right to strip my residency status! This is an arbitrary investigation based on nothing! You have no right to strip my right to self-determinate as a resident of BC!

      - You never responded to the fact that I had to complain to many different factions of ICBC until I finally got a response from you. Your customer service is terrible. You have a C minus rating on the Better Business Bureau website and your online reviews are terrible!

      -"You may also email ********************* if you have any further questions regarding the verification process." The email does NOT work! 




       

    • Initial Complaint

      Date:01/12/2023

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I put in a deferral for my Dec insurance payment. Instead of Nov 30 to be taken out Dec 20, 2023. I always defer it when mt disability comes in. I got an email stating it was deferred to Mar 1, 2024. I never put the that date as my insurance expires on Dec 23, 2023. It was deferred not to the wrong date but it was in wrong. They took my payment out and my rent bounced. I kept calling them and they kept hanging up on me stating I was yelling. I was NOT Yelling Listen to the recordings. I am so upset they don’t listen. I got a email from ICBC stating the deferral was now for Mar 1, 2024. I did not defer it that far ahead regardless o got an email stating it was deferred., but t they went ahead and took the payment. I deferred it in Wed as owe the email stating f my information was incorrect. I only got the email yesterday morning and they replied that it was deferred. ICBC is really awful to deal with. They hang up for no reason. They don’t listen and they didn’t investigate the reason why they raised my insurance. I am still waiting for a the ***. I can’t afford to renew my invoice heck of this non investigation they said they did. I am so frustrated with them being ********* and entitled. Here is the screen shot of my letter stating it was deferred to March 1, 2024. And also the original showing whenI actually did the referral and abs they responded late then took my payment. I going if to cell a With bc ********* as well.

      Business Response

      Date: 07/12/2023

      Our account services department is attempting to speak with the customer to discuss her concern. She is encouraged to contact us directly at ************** to discuss any account services concerns she may have. 
    • Initial Complaint

      Date:10/10/2023

      Type:Service or Repair Issues
      Status:
      UnansweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      ICBC denied to pay for the repairs of my vehicle that I was not 100% at fault. I have attached correspondence & document to share how ICBC responded on my claim despite the third party reported and admitted that this his100% all his doing and fault. ICBC also sent me a letter that shows authorized for the repairs of my vehicle. Please help me because I feel I got betrayed and treated for being not fair despite of being a roadstar holder. Thank you, ******** *****
    • Initial Complaint

      Date:08/09/2023

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      In October of 2022 I took my car, which was my only vehicle, to a **** repair shop (******** *** ****, ** ***** *****, BC). It was evaluated for repairs from extensive mouse damage and I was given a claim number and also give an estimate of time when the repairs were to be completed. As it was my only vehicle, I borrowed a vehicle from family for a few months. With my insurance, I was able to rent a vehicle up to $500 which was about one week. There have been problems getting parts and now the car sits at the repair shop - almost a year later. In the meanwhile, I've had to purchase a vehicle so I have something to drive. My ******* **** * **** *** *** * **** ** * **** ***** **** so not having a vehicle is not an option for me. I've kept the insurance up on my car, and now I need to purchase new winter tires for the ***** I bought. I've tried to talk to **** but have had no satisfaction. The repair shop has had no luck either and they are also out about $10,000 in parts that they have purchased for the repair and have not gotten paid for yet. There is no eta on the remaining parts required. I am basically stuck. The ***** I have is not suitable for me, I cannot afford to buy another vehicle until something is decided regarding my car.

      Business Response

      Date: 19/09/2023

      We have a robust process for customers to bring their concerns forward. This process also ensures customers privacy is protected because the matters we deal with are often about confidential information,including ****** information. Customers with concerns should contact **** directly so we can assist with their concern while still maintaining the confidentiality and privacy of their information. For more information on escalating a concern related to a claim, please visit: ******************************************************************************************.
    • Initial Complaint

      Date:06/09/2023

      Type:Order Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I was in a car accident on 08/09/23. My auto insurance company is ****** Insurance. ICBC insured the other driver. The other driver was found to be 100% at fault. I emailed the ICBC adjuster Amar S**** on 08/22/23 and again on 08/24/23 requesting details on how to submit for rental car reimbursement. Finally on 09/01/23 Rebecca B***** from ICBC responded in lieu of Mr. S****. She told me to email her the rental invoice. I sent her a rental invoice for 21 days (08/09/23 - 08/28/23). Today, 09/05/23, Rebecca informed me that ICBC would only reimburse me for 9 days of rental because the total loss offer was made to me on 08/16/23. They never advised me of this rule or provided me with any information regarding their time limits. Mr. S**** was not available by phone or email and has never contacted me regarding this claim. My first contact with ICBC was with Ms. B***** by email on 09/01/23. ICBC is only paying $385.88 of my car rental invoice which totaled $810.34. I want ICBC to pay the full amount due to their delay and lack of disclosure and failure to provide pertinent information in a timely manner which was duly requested by me.

      Business Response

      Date: 18/09/2023

      Thank you for your September 6, 2023 email to ICBC Fair Practices, regarding ******* ******** and his concern regarding the amount ICBC reimbursed him for his car rental. 

      I have reviewed the claim file notes and it appears the first communication from Mr. ******** to ICBC advising his vehicle was a total loss was on Aug 22.23. There is nothing in this note about any car rental expenses being discussed,

      Aug 25/23, an ICBC duty adjuster called Mr. ******** and left him a message advising him to submit any receipts that his own insurance company, ******, wasn't covering to ICBC for consideration. 

      Sep 1/23 ICBC received an email from him with a car rental receipt attached. This was reviewed and he was advised as per ICBC's policy and based on confirmation from his insurance company that ICBC would pay for 10 days of his car rental, which included 3 days past when he settled the total loss of his vehicle with ******. 

      ICBC's policy for paying loss of use (car rental) is to pay a maximum of 3 days for car rental after an offer has been presented to the claimant to settle their total loss.   

      Our office cannot approve any additional payment for Mr. ********'s car rental, but we will request a review by the adjuster's manager. 

      Thank you. 

      Debby R. 

      Advisor - Fair Practices Office

      Customer Answer

      Date: 18/09/2023


      Complaint: ********

      I am rejecting this response because:

      ICBC had my full contact information and was aware from the beginning that the damages from the accident rendered my vehicle undrivable and eventually declared a total loss.  Even though they were fully aware of this, at no point after the accident did they provide any specifics regarding the parameters or limitations on the length of rental periof or the rental price of any vehicle.  When I eventually reached out to them, I was only instructed to submit my receipts to them for any out of pocket expenses that were not covered by my insurance provider.  Even when I specifically mentioned that I wanted to submit receipts for a rental vehicle, ICBC remained silent regarding any restrictions on those receipts and allowed me to continue to accrue additional out of pocket costs.  It was only after denying my full claim did ICBC explain the limitations to which my expenses were being subjected.  Advising me after the fact is unacceptable. 

      The balance due is minimal and sufficiently less than the costs IBC would incur just to attend a small claims hearing.  


      Sincerely,

      *******************************

      Business Response

      Date: 19/09/2023

      As noted in my response yesterday, the Fair **************** cannot overturn the decision made by our claims department regarding payment of car rental expenses. 

      I will email the claims adjuster's manager and ask them to review the request and advise of their response once they have responded. 

      Thank you. 

      Customer Answer

      Date: 19/09/2023


      Complaint: ********

      I am rejecting this response because:

      The results remain the same:  At no time did ICBC provide any guidelines to its rental reimbursement procedures until after it rejected my claim.  While I await your final answer, I will compose my final demand letter to ICBC, as recommended by small claims court prior to filing a claim.

      Sincerely,

      *******************************

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period, except for customer reviews. Customer reviews posted prior to July 5, 2024, will no longer be published when they reach three years from their submission date. Customer reviews posted on/after July 5, 2024, will be published indefinitely unless otherwise voluntarily retracted by the user who submitted the content, or BBB no longer believes the review is authentic. BBB Business Profiles are subject to change at any time. If you choose to do business with this company, please let them know that you checked their record with BBB.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.