Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies
Share
Business Profile

Consumer Finance Companies

Fairstone

Headquarters

Reviews

This profile includes reviews for Fairstone's headquarters and its corporate-owned locations. To view all corporate locations, see

Find a Location

Fairstone has 162 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Customer Review Ratings

    1.21/5 stars

    Average of 135 Customer Reviews

    Want to share your experience?

    Leave a Review

    Review Details

    • Review fromKamaljit K

      Date: 23/08/2022

      1 star

      Kamaljit K

      Date: 23/08/2022

      From last one year my wife is struggling with this company. Not even know When she took loan from them without asking them we have paid $20 which showing in her account . **************** is so disgusting and poor no one wants to help you . They told her it will remove within 45 days but still her credit score is hurting .We asked them if they can provide us the letter that we have paid everything to them but one wants to help. So that credit union can remove the remarks from her account because this s*** company we are not able to buy our dream house . Again after 6 months we have talked to our bank same thing they told us and we have contacted customer service again they said your request even not processed yet . I can't understand how this kind of companies are working in ****** . First without knowing customer you signed her consent form for the loan .I hope i can write the letter to Minister of Finance ********************************* and told them about this company . File a big compliant about this company .

      Fairstone

      Date: 08/12/2022

      ********, if there are outstanding payments required on an account, a letter accounting for completed repayment cannot be provided. An account can only be created with the signature of the applicant. If you believe there are mistakes on your credit report, you can dispute them following the process we detail here: https://www.fairstone.ca/en/learn/finance-101/how-to-check-your-credit-report-and-dispute-errors
    • Review fromJen B.

      Date: 10/08/2022

      1 star

      Jen B.

      Date: 10/08/2022

      We have a car loan out with this company. We had a death in family I need to contact them about a payment reagrament. I called then it put me on hold for 1 hour. So I did the call back and no one back me back.. so few day later the same thing again. Few more weeks go buy I tried it again same thing again. Left 30 message for them to call me back. 2 month later thay call me back . I ask what happened they said that massage was under pappers and that thay last it. . Please stay away from this company. As iam writing this iam on hold for the 3 time . For 2 hour then get hung up on.

      Fairstone

      Date: 22/08/2022

      **** I want to apologize for the delay in customer service you've experienced. It doesn't meet our standards of care and your feedback on the process has been shared with our management team for review.If you are still experiencing delays, I encourage you to reach out to our service escalations team at ****************************** The team there will be able to assist you with a solution.
    • Review fromTylile F.

      Date: 02/08/2022

      1 star

      Tylile F.

      Date: 02/08/2022

      Worst customer support experience Ive ever had!I had to wait AN HOUR only to be hung up on by some young punk with an attitude problem. All I was trying to do was get my credit card information all updated because I had gotten an email saying I had missed a payment on this laptop I just starting making payments on last month so I updated it on the website a couple day ago and I still havent been deducted. So I called Bestbuy TWICE, only to be told to call Fairstone. So, after waiting 45+mins to get through calling those 2 times to Bestbuy I was forced to wait another 15+mins trying to get through to Fairstone customer service and when I finally think Im at the end of this whole ordeal I get a worker on the phone who has abit of an attitude and me being a little impatient having being on a goose chase trying to update my info so you guys at Fairstone can get your payment. I asked this guy Id wish to speak to someone who is abit more friendly to make the experience abit more pleasant given the whole circumstance only to be laughed at and hung up on. Now I really dont think you guys at Fairstone condone the treatment of your customers like this so I suggest action being taken so an example can be made of him. If this is to left as is without consequences whose to say this employee wont treat future customers this way and effectively loosing future customers and future business while doing it.Id appreciate a response Thank you

      Fairstone

      Date: 04/08/2022

      Hello Tylile. The service you describe doesn't meet our standards of care in any way and we apologize for the experience. Your feedback is vital to our continued development and it has been shared with the appropriate management team to ensure we continue to improve our services. If you are still experiencing payment setup issues and require assistance, you can reach a live agent via web chat at Fairstone.ca during business hours or you can, of course, give us a call. We'd be happy to help.
    • Review fromD. M.

      Date: 02/08/2022

      1 star

      D. M.

      Date: 02/08/2022

      **************** I called their mailing list removal number to have name removed from mailing list, and had no success. It had a recording of medical devices, and on subsequent calls said the number had changed and press 1 to pay over $3 to get directory assistance. Avoid any contact with them.

      Fairstone

      Date: 03/08/2022

      Hello *****. Unfortunately, it sounds as though you were targeted by false material. Our unsubscription requests for Fairstone mail are received at ************ and you are connected with a live agent who facilitates your request. There are no recordings about medical devices, and no costs of any kind associated with that service. We appreciate you bringing this to our attention and we will be investigating the source of this misinformation. In the meantime, to make a request for removal you can call us at that number, or even message ** on web chat at Fairstone.** during business hours, or through ******** private messages if you are comfortable with that. We will gladly remove you from our lists. We apologize for the confusion you experienced.

      D. M.

      Date: 04/08/2022

      Avoid this company. I believed what they wrote above, and called the new unsubscribe number they gave me above, and it asks you to press pound if you are above a certain age, and then computer voice (no live agent) wants you to press another key to pay for directory assistance as the number is changed. Unbelievable.
    • Review fromClint M

      Date: 25/07/2022

      1 star

      Clint M

      Date: 25/07/2022

      Fairstone is the worst company ever, they informed me I wouldn't have anything show up on my credit report if I applied for a loan through them but bam a week later down significantly. DON'T USE THIS COMPANY ITS COMPLETELY GARBAGE.

      Fairstone

      Date: 27/07/2022

      *****, this is a common misunderstanding, and we're happy to offer some clarification.The application process is two-fold. The initial step for many is to submit an online loan quote through our free tool. When an online loan quote is submitted, we do what is called a 'soft credit pull.' A soft pull won't affect your credit score. Soft credit pulls are often used to issue pre-qualifications, so if you've ever received a credit card promotion in the mail, the credit card company likely did a soft credit check on you which would signal to them how likely you are to meet their credit criteria. Other types of soft credit checks are credit monitoring services or loan and insurance quotes.A 'hard credit pull' is done when a formal lending decision is being made; these pulls give the provider access to more of the borrower's information so they can verify qualifications. A hard credit pull can affect a credit score. While our online loan quote doesn't leverage a hard credit pull to indicate whether you could receive a loan, a full, official application does require a hard credit pull before a formal application decision is made.Learn more about soft and hard credit pulls on our website here: https://www.fairstone.ca/en/learn/finance-101/soft-vs-hard-credit-check Learn more about when and how checking your credit score can affect it: https://www.fairstone.ca/en/learn/finance-101/credit-score We apologize for any confusion in the lending application process, and if there is anything else we can do, please don't hesitate to give us a call or visit your local branch.

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period, except for customer reviews. Customer reviews posted prior to July 5, 2024, will no longer be published when they reach three years from their submission date. Customer reviews posted on/after July 5, 2024, will be published indefinitely unless otherwise voluntarily retracted by the user who submitted the content, or BBB no longer believes the review is authentic. BBB Business Profiles are subject to change at any time. If you choose to do business with this company, please let them know that you checked their record with BBB.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.