Reviews

Review Details

• Review fromMark J

  Date: 26/06/2024

  1 star

  Mark J

  Date: 26/06/2024

  ***** ********* No connection to these people yet they have my info and send me daily emails regarding my credit score. Tried calling, emailing, submitting reports, they ignore it all. **** ** *** ***** ****** *** **** ******** Will they get respond now? ******** ***
  

  Borrowell Inc

  Date: 18/07/2024

  We're sorry to hear that you had a negative experience, and we appreciate your feedback. If you have any additional questions or concerns, please contact us at ****@*********.com.

• Review fromPierre Feliny J

  Date: 31/12/2023

  2 stars

  Pierre Feliny J

  Date: 31/12/2023

  *** *** ***** *** **** **** ************* ** **** **** ** **** ******* I can’t understand why it’s always decrease my credit score. May I understand why it’s like that. I really want ** **** someone who could explain me when it’s decreasing or increasing. * **** *** ***** **** ***** *** i complain so much for this because it’s decreased step by step every month. I think Borrowell *** credit score could help me and I already referred over those people. I hope once a day my file with ******** could be clear as soon as possible. Too much story payments put down my credit score and the file have had to clean properly because of history payments. Thank you for understanding an advance.
  

  Borrowell Inc

  Date: 30/01/2024

  Hello!
  Thank you for your message. Borrowell doesn't calculate your credit score as we're not a credit bureau. We pull the score and report it to you directly from *******. ******* is a credit bureau and calculates your credit score. Your lenders report your credit information to ******* and then ******* updates your score and report. Which we then provide to you for free.
  Credit scores can be complex. I want to help you understand your credit score and provide you with the tools you need to improve it!
  There are five main factors that impact your overall score:
  1. Your payment history
  2. Your credit card and line of credit usage (aka your credit utilization ratio)
  3. Length of credit history of your overall credit file and your individual accounts
  4. Number of hard inquiries (to receive further credit)
  5. Your credit variety (loans, credit cards, mortgages, open (i.e.phone bill).
  Here are some helpful articles that explain these factors in more detail. I hope this information is helpful.
  https://************************************************************************* ************************************************* https****************************************************************

• Review fromBruce M

  Date: 23/10/2023

  1 star
  Since signing up with Borrowell, and apparently I can't opt out now, I get calls from collection agencies who must have got my number from them.
  I don't owe any money and the callers never address me by name, ** ** **** ** * ***** One called giving me a "case number" and another demands I call back by 4:00PM.
  I don't.

• Review fromStephen J

  Date: 04/10/2023

  1 star
  either their system for assessing credit score is broken or they are ************ providing lower credit scores to encourage people to use their strategic partners. My credit score is 750+ and their site continues to calculate it at 550 ! I tried to get an answer from someone about the discrepancy and received no reply to several approaches. I am completely suspicious of this company due to its misleading information.

• Review fromlaurie j

  Date: 01/08/2023

  3 stars
  I thank you for your, quick and professionalism! Also, your patience, with seniors!

• Review fromAshanti M

  Date: 01/08/2023

  4 stars
  I have been their customer for just under a year. I have not had any issues with them so far and am happy with the service I have received. My only gripe is that it would be nice if there was a way to talk to an actual person as opposed to doing so only through email.

• Review fromKrista H

  Date: 20/07/2023

  1 star

  Krista H

  Date: 20/07/2023

  I applied for a loan, was denied, they told me I qualified for a credit builder loan. Well I never received any money and a payment had already been taken out. I contact them they tell me that I will get the money after it's paid off and if I cancel early it will affect my credit which made zero sense to me but anyways I paid for about a year and asked if I could now have my money and they didn't know what I meant by that or so they said. They said I still owed money but what did I owe money for? I cancelled and it's still on my credit record but no amount and I never got any money back.
  

  Borrowell Inc

  Date: 25/07/2023

  We are sorry to hear of your experience. As the account we have on file is from 2017, please email our team at **************************** and we can investigate this further.

• Review fromTiffany R

  Date: 20/07/2023

  5 stars
  Good experience and great work and services thank you for all you work

• Review fromMichael T

  Date: 24/05/2023

  1 star
  ********* ** ******* ** ******** ****** ********** **** ** ** **** **** **** *** ********* ******. I have emailed them a dozen times to get fixes to my report fixed and to query some issues. Replies to date NONE! Not one.
  All I get are automatic emails to say "We will get back to you" They never do.
  What *** **** is wrong with a company that does not respond to ANY communication? ** ***** *** * ***** * **** ******* * ***** ***** **** *** ******** ************. They talk the talk but DO NOT walk the walk. Terrible company.
  ******* *****

• Review fromGabriela W

  Date: 04/05/2023

  2 stars
  Checked credit score today. Down 35 points. Payments always on time and always paid off. Only thing they recommend is having recurring payments. I have several yet they don't seem to be recognized.