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Business Profile

Home Warranty Plans

Old Republic Home Protection

Headquarters

Important information

  • Customer Complaint:
    BBB’s file for Old Republic Home Protection was created in
    November 1989. A review of complaints was completed in March 2025. Complaints
    on file concern issues related to claims processes and reimbursements.

    BBB encourages consumers to review the links below that details the company’s
    claim processes and reimbursements for services outside the contract.

    https://www.orhp.com/homeowners/resources
    https://www.orhp.com/homeowners/faq

Complaints

This profile includes complaints for Old Republic Home Protection's headquarters and its corporate-owned locations. To view all corporate locations, see

Find a Location

Old Republic Home Protection has 4 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

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    Customer Complaints Summary

    • 929 total complaints in the last 3 years.
    • 213 complaints closed in the last 12 months.

    If you've experienced an issue

    Submit a Complaint

    The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

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    Complaint status

    Complaint type

    • Initial Complaint

      Date:05/15/2025

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I contacted Old Republic on April 23rd to report my ** not working properly. After the contractor visited a claims representative called to let me know my claim had been denied. The claim was denied due to an issue caused by another one of their contractors that installed a "new" Coil component of the ** back in 2020. After doing more research I discovered the system was installed incorrectly, and I was charged for a new system, but a 17 year old system was installed instead. I contacted Old Republic to let them know of this error. Instead of transferring me to an actual person who could address the issue they sent my claim to Contractor Relations and then transferred me to a voicemail. I was told that someone from Contractor Relations would reach out to me. I never received a call. I did however receive an automated email telling me they were not responsible and that I needed to contact the contractor that originally installed the system. It also said if I needed additional assistance after I called the contractor to call them back. The contractor is no longer in business and they knew this from the beginning. They also knew that they personally quit using this contractor for issues just like mine. I have called back multiple times and have not be able to speak to a single person regarding this issue. They are a home warranty company. They originally started covering my home site unseen in 2019. Now they are unwilling to warranty work done by contractors they sent to my home. If they are not willing to warranty the work done by their contractors what good are they. They have also ignored my requests to cancel my policy. Old Republic is refusing to honor this claim because they know they will have to replace my entire system to correct the issue due to new federal regulations set in place in January of this year regarding ** coolant. Below is the cost to replace my current system provided by another one of Old Republics Contractors that I called for a second opinion

      Business Response

      Date: 06/06/2025

      Please see attachment
    • Initial Complaint

      Date:05/08/2025

      Type:Order Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I have asked how to cancel my home warranty with Old Republic Home Warranty, Every time I ask they tell me they have to transfer me and they hand up the phone. Can you please help me cancel the contract with Old Republic Home Warranty. I just want the account canceled. This has occurred for 3 months

      Business Response

      Date: 06/02/2025

      see attached

      Customer Answer

      Date: 06/03/2025

       

       

       

       

      i'll rejecting old Republic home warranties solution because it is not complete. I have tried to cancel this Warranty three times. Each time I am unable to cancel it because when I call on the phone, they Transfer me and And the call is ended on their end. So I had no choice, but to keep it active because they would not willingly cancel it. I only used it again for the garage door opener because it was still active and I was paying for it. I request a refund of four months service based on all republic's refusal to terminate the warranty.

       

       

      Complaint: 23303678

      I am rejecting this response because:

      Sincerely,

      **** ****

      Business Response

      Date: 06/03/2025

      Dear BBB,

      Old Republic Home Protection (ORHP) is in receipt of the rebuttal for review and response. As previously stated, Mr. **** initiated a subsequent service request for the garage door issue. Once that submitted request is resolved, the cancelation will be completed per the terms of the Plan.


      Best regards,  

      ** ****
      Plan Compliance Manager
      Old Republic Home Protection

      Customer Answer

      Date: 06/03/2025

       

       

      I am requesting three months refund for my policy because all Republic home #Warranty ignored the prior request to cancel this policy. They only agreed to cancel this policy after I contacted you. There is no open request On my behalf with old Republican home #Warranty. I request a refund of Three months and immediate closure of my home warranty,

       

       

      Complaint: 23303678

      I am rejecting this response because:

      Sincerely,

      **** ****

    • Initial Complaint

      Date:05/06/2025

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I filed a service request with Old Republic Home Protection on April 30, 2025, regarding a non-functioning AC unit. A technician was assigned and inspected the system. He informed me that he was waiting for company approval to proceed with the repair.The next day, I contacted ORHP and was told they were waiting on the technicians report. I followed up several times, but kept receiving the same response. Days have passed, and the issue remains unresolved, despite the extreme ******* make things worse, the technician contacted me later and said they were very busy and advised me to contact ORHP to request a different technician. This added even more confusion and frustration to an already stressful situation.The constant delays, lack of communication, and shifting responsibility between the company and the technician are unacceptable. I respectfully request BBBs assistance in urging Old Republic to act immediatelyeither authorize the repair or assign a new contractor

      Business Response

      Date: 05/06/2025

      Dear BBB,

      Regarding the service request for the **** issue; on behalf of Old Republic Home Protection (ORHP) and its employees, please extend our sincere apologies for the circumstances outlined in Ms. ***** letter.

      I assure you ORHP employees value the trust each of our Plan Holders place in ** to resolve their service request in a timely and professional manner and when this does not occur, steps are taken to review what went wrong and implement improvement.

      In connection with my response to the above complaint, I have reviewed the plan that Ms. **** purchased. The plan was purchased as a renewal on June 05, 2024, with an effective date of June 17, 2024. (FL 7.0 Gold coverage Plan). The plan document has limits and exclusions and required trade call fees.

      Pursuant to that plan a service request was submitted via ORHPs online portal for an **** issue on April 30, 2025. ORHP immediately assigned ********************************************** an **** in-network service provider, to address the issue.

      My review included service provider notes, authorization agent notes and supervisor notes. A timeline of the events surrounding your complaint is listed below.

      1.         April 30, 2025. Ms. **** contacted ORHP to report that the ** in the home would not cool to the desired temperature. **** assigned ******** Heating to address the issue. They reported that the issue was with the R-22 evaporator coil. The work was approved for replacement R-22 evaporator coil with $25.00 in costs that were not covered.These would need to be approved by Ms. **** and paid directly to *********which occurred that same day. ORHP initiated research for the necessary parts.

      2.         May 02, 2025. ORHP is unable to locate a replacement R-22 evaporator coil. Further research was being conducted. ORHP also received an email from Ms. **** asking how much longer it would be before the work is completed. ORHP contacted Ms. ***** however, had to leave a voice message. Notes indicate that additional information was necessary from ******** to include pricing for a full system replacement due to the R-22 coil being unavailable.  

      3.         May  05, 2025. ORHP received another email from Ms. **** asking for an update. It was explained that ORHP was waiting for updated pricing from ******** for the full system change. Until that specific updated pricing is received, OHRP cannot provide an authorization. ORHP has reached out to ******** again to obtain that information.  

      ORHP understands that the weather is getting warmer, however, the process is being followed as designed. If ORHP does not receive the requested information by the end of business today May 6 the request may be transferred to a subsequent service provider.

      ORHP appreciates Ms. **** taking the time to provide her opinion and perspective of her service experience, which in turn, provides ORHP the opportunity to improve the service we provide to our customers.

      Best regards,  

      ** ****
      Plan Compliance Manager
      Old Republic Home Protection
    • Initial Complaint

      Date:05/05/2025

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      After buying a new home, an $800 Old Republic Platinum warranty was added to the purchase. We attempted to use this policy when we identified a leak in a pipe outside the home. Old Republic sent a technician who smelled strongly of marijuana and was acting strangely. He cut the insulation off the outdoor plumbing and turned the water off. He then took some photos of the leak. After that, he went into our garage and placed the water conditioner into a six hour regen cycle and told us not to use any water. This is/was unrelated to the outdoor leak. He told us that he would be back later, after attending to some other calls. He then departed and never returned. A day or so later, Old Republic left voicemail stating the repair was not covered under the warranty plan but we were welcome to pay that technician to return at "retail cost." They then sent us an invoice for $100 for a "trade call fee" even though no work was done and their technician caused additional damaged by cutting open insulation and leaving our water turned ****** that point we obtained a local and independent plumber to repair the leak. He charged us $275 for the work.We then attempted to call Old Republic and spoke with "****" on 5/5. This was after 15 minutes of voice prompts and 30+ minutes of hold time. **** said we were responsible for the $100 trade call fee even though no repairs were performed. If we wanted to dispute it, that would require a separate email to ******************** We asked that the policy be cancelled and we receive no other charges, to which she said she could not do that and would need to transfer me to another department if we wanted to cancel the warranty and avoid future charges. At that point she hung up on us and dropped the call!This company is operating a scam. We want a refund for the $100. We also demand the policy cancelled. We hope other home owners do not endure the unethical practices of this predatory business.

      Business Response

      Date: 05/06/2025

      Dear BBB,

      Regarding the service request for the plumbing issue; on behalf of Old Republic Home Protection (ORHP) and its employees, please extend our sincere apologies for the circumstances outlined in Mr. ****** letter.

      I assure you ORHP employees value the trust each of our Plan Holders place in ** to resolve their service request in a timely and professional manner and when this does not occur, steps are taken to review what went wrong and implement improvement.

      In connection with my response to the above complaint, I have reviewed the plan that was purchased. The plan was purchased and had an effective date of March *******. (NV 7.1 Platinum Total Care). The plan document has limits and exclusions and a required $100.00 trade call fee.

      Pursuant to that plan a service request was submitted for an plumbing leak on April 24, 2025. ORHP assigned ***********************, an **** in-network service provider, to address the issue.

      My review included service provider notes, authorization agent notes and supervisor notes. A timeline of the events surrounding your complaint is listed below.

      1.         April 24, 2025. ********* contacted ORHP to report that there was a water leak outside the home. The service request was assigned to ***************************, an in-network service provider.

      2.         May 01, 2025. First Plumbing reported that the leak was in the backflow prevention device for the residential sprinkler system.  The Plan excludes coverage for irrigation or sprinkler systems. Mr. ****** was informed of the denial.  

      3.         May 02, 2025. ORHP received a social media complaint due to the denial. While the denial for the repair would remain, it was discussed that a coupon for the outstanding $100.00 trade call fee could be provided. The issue with the water softener reset was simply that the reset button was activated. It did, unfortunately, cause the water to be unable to be used for a 6-hour period.

      4.         May 04, 2025. Mr. ****** provide a request to cancel the Plan. The Plan was canceled per the terms of the Plan with an effective date of May 04, 2025.

      5.         May 05, 2025. Mr. ****** contacted ORHP to dispute the Plan required $100.00 trade call fee. It was explained he can submit a dispute via email. ORHP received another social media complaint due to the denial. Further discussion occurred related to the trade call fee coupon. It was approved to waive the trade call fee as a gesture of goodwill.  


      ORHP appreciates Mr. ****** taking the time to provide his opinion and perspective of his service experience, which in turn, provides ORHP the opportunity to improve the service we provide to our customers.

      Best regards,  

      ** ****
      Plan Compliance Manager
      Old Republic Home Protection

      Customer Answer

      Date: 05/06/2025

       
      Complaint: 23287855

      I am rejecting this response because:

      The company has not contacted me whatsoever regarding any type of refund.  In fact, the email address they provided, before rudely hanging up on me when I called them, was never delivered per the attached.

      I would like written confirmation of a refund in the amount of $100 and for the refund to appear on the credit card they charged.  I would also like written confirmation that the account is closed and no further charges will ever be made by this predatory company who makes it impossible to correspond up to and including an email address they provide to dispute a charge (again, see attached).   Until they provide a refund and written cancellation to the consumer (me), I do not accept any resolution.  It's nice that they reply quickly and politely to the BBB yet do not correspond with their paying customers.  


      Sincerely,

      ***** ******

    • Initial Complaint

      Date:05/02/2025

      Type:Order Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      1/5/25 paid seRvice fee for plumbing stoppage. Never received a detail receipt about repairs. Called for receipt (called 5 times since 1/25),reviewed and I noted description per the plumber. Explained I can not pay this guys fee. What are my options. I was told I must pay the total $9000 or pay the difference then ORH would pay out the extra insurance . I asked to cashout this claim,was told I could not. This amount exceeds my extra premium I paid (maybe it $2000). I get nothing for paying a fee for insurance. I do not have $9000. I want to know why I can not cashout. I have to pay day workers,buy my on supplies to fix my sewage line. You can not just take my money and give me nothing. The contract says "you ORH can make a decision to payout the difference minus any fees. I want to speak with one person,the customer service is lacking. I was on hold thirty minutes of one person,forty minutes for another. Such a terrible first year experience with ***,please do not renew me 9/2025.

      Business Response

      Date: 05/06/2025

      Dear BBB,

      Regarding the service request for the plumbing leak issue; on behalf of Old Republic Home Protection (ORHP) and its employees, please extend our sincere apologies for the circumstances outlined in Ms. ******** letter.

      I assure you ORHP employees value the trust each of our Plan Holders place in us to resolve their service request in a timely and professional manner and when this does not occur, steps are taken to review what went wrong and implement improvement.

      In connection with my response to the above complaint, I have reviewed the plan you purchased. The plan was purchased on August 29, 2024, with an effective date of September 28, 2024. (TX 7.1 Deluxe coverage with AC, washer/dryer, and enhanced slab/external leak coverage.) Ms. ******* does not have insurance with ORHP as she states multiple times. She has a home warranty Plan. The plan document has limits and exclusions and required trade call fees.

      Pursuant to that plan a service request was submitted for a main line stoppage on January 05, 2025.That work was assigned on January 6, 2025 to *********************** an **** in-network service provider

      My review included service provider notes, authorization agent notes and supervisor notes. A timeline of the events surrounding your complaint is listed below.

      1.         January 05, 2025. Ms. ******* submitted a service request online for a main line stoppage. It was initially assigned to 1st Choice HVAC & ************* However, Ms. ******* was requesting service sooner than 1st Choice was able to provide.  

      2.         January 06, 2025. The service request was assigned to **********************. They reported that the issue was with roots and this was confirmed via camera. They reported that they were able to utilize a snake to clear the issue. However, they reported that 22 feet of cast iron pipe would require replacement. The provided an estimate of $8,950.00 to repair the issue.  

      3.         January 16, 2025.  Ms. ******* contacted ORHP to report that the toilets were now making a gulping sound.  Discount Drain was contacted to return to the property. They confirmed the issue with a break in the cast iron drain line. They provided an estimate for repairs. ORHP approved $2,850.00 for repairs based on the Plan limit for a slab and external plumbing leak. However, there were $8,515.00 in additional costs that the Plan does not provide coverage that would require Ms. ******** authorization before the work would be started. This additional non-covered portion would be paid directly to Discount Drain. A phone message was left with Ms. ******* requesting a return call.

      4.         January 23, 2025. ********** contacted ORHP to discuss the issues. The coverage amount was explained. She stated that she did not have that amount of money for the non-covered costs. She stated she would be obtaining her own quotes for the work. She then requested the approved amount sent as payment in lieu. It was explained that per the Plan terms, the money would be sent after receipt of a paid in full invoice. Ms. ******* stated that was not right to require her to pay first, but she was still getting the additional quotes.  

      5.         February 20, 2025. ********** contacted ORHP to discuss the non-covered costs. She then requested ORHP provide a second opinion. It was explained that she would need to secure her own second opinion and provide ORHP with that estimate.

      6.         March 26, 2025, ORHP received an email from Ms. ******* requesting the details of the repair. ORHP sent an email to Discount Drain requesting that they provide those details.

      7.         May 01, 2025. Ms. ******* contacted ORHP via email stating that there was no work performed for the slab leak. She states she requested the payment in lieu, but ORHP would not pay until a paid receipt was received. She alleges that ORHP is not doing anything.

      8.         May 02, 2025.  ORHP contacted Ms. ******* to explain that nothing can be done until she either authorizes the work to be completed by approving the non-covered costs or she submits a paid in full invoice showing the work was completed. If she submits the paid in full invoice, she will receive reimbursement of $2,755.00 within 21 business days.  

      ORHP understand that it may be difficult to pay that much for non-covered costs.However, the Plan is clear on the process for receipt of reimbursement for work in lieu of having the repair completed by the ORHP in-network provider. That process is explained on page 5.

      ORHP appreciates Ms. ******* taking the time to provide her opinion and perspective of her service experience, which in turn, provides ORHP the opportunity to improve the service we provide to our customers.

      Best regards,  

      ** ****
      Plan Compliance Manager
      Old Republic Home Protection
    • Initial Complaint

      Date:05/01/2025

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      To Whom It May Concern,I am filing a formal complaint against Old Republic Home Protection (ORHP) for deceptive practices, unethical denial of service, and complete disregard for customer safety and well-being.On April 29, 2025, my central ** system failed. I filed a claim with ORHP. The inside of my home reached 90F, and I have two toddlers (ages 2 and 3) and am a 100% disabled U.S. veteran. Despite this, ORHP denied coverage for the compressor repair, citing that the part is under manufacturer warranty. However, this warranty only covers the part itself not labor, refrigerant, or installation, which ORHP advertises as covered in their ** protection.The exclusion is buried in small print nowhere near the ** coverage section and was never disclosed clearly when I purchased the policy. Their brochure lists compressor and cooling components as covered and there is no clear warning that manufacturer coverage voids their ****** make matters worse, I was charged an additional $100 for a technician to come diagnose the unit which ORHP knew was still under manufacturer warranty. This feels like a scheme to extract money while avoiding responsibility. When I called to appeal, I waited over 30 minutes on hold, only to be interrupted, dismissed, and treated with no compassion, even after stating this was a heat-related emergency affecting small children.This is disgraceful behavior from a company that claims to provide protection. ORHPs actions are misleading, dangerous, and exploitative especially toward vulnerable people like disabled veterans and families with children.I am requesting:Reimbursement of the $100 service fee Coverage of the compressor labor and related repair costs Investigation into ORHPs failure to disclose key exclusions A formal apology If no action is taken, I will file with state agencies, media outlets, and post publicly.Sincerely,******* ***** ******************************************** ************ Policy #: **********

      Business Response

      Date: 05/02/2025

      Dear BBB,

      Regarding the service request for the **** issue; on behalf of Old Republic Home Protection (ORHP) and its employees, please extend our sincere apologies for the circumstances outlined in *** ****** letter.

      I assure you ORHP employees value the trust each of our Plan Holders place in us to resolve their service request in a timely and professional manner and when this does not occur, steps are taken to review what went wrong and implement improvement.

      In connection with my response to the above complaint, I have reviewed the plan you purchased. The plan was purchased on December 23, 2024, with an effective date of January 03, 2025. (TX 7.1 Standard level Plan). The plan document has limits and exclusions and required trade call fees.

      Pursuant to that plan a service request was submitted for the condenser of the **** system not operating, not cooling to desired temperature, cycling on and off and blowing warm air on April 30, 2025. ORHP assigned *************************************, an **** in-network service provider

      My review included service provider notes, authorization agent notes and supervisor notes. A timeline of the events surrounding your complaint is listed below.

      1.         April 30, 2025. *** ***** contacted ORHP to report that the ** was not operating. He also stated that he had an outside service provider arrive to diagnose the system. ORHP assigned an in-network service provider, **************************************, to make a diagnosis of the issue.

      2.         May 01, 2025. ******** reported to ORHP that the compressor had failed. It was reported that the compressor was only 3 years old and still under the original manufacturers warranty. ********************* request was denied. This was communicated to *** *****, who requested to speak with a supervisor. He explained that the home is 90 degrees and wants the denial overturned. It was explained that the Plan does not cover for items still covered under the original manufacturers warranty and the denial will remain. *** ***** stated he would be making a formal complaint and wants reimbursement for the Plan.           


      ORHP very much appreciates ****************** to the country. It is also understood the frustration related to having a non-functioning **** system in a home, especially when the temperatures are in the 90s. However, the Plan states on page 9, Section 1, General Limitations, This Plan Contract Does Not Cover: F. any costs related to the repair or replacement of systems, appliances, or components covered, in whole or in part, by an existing manufacturer/distributor/ or other warranty.

      If *** ***** wishes to cancel his Plan and receive a refund, he can email me directly at *********************************** and I will have that process completed. The cancelation and refund will be per the terms of the Plan as stated on page 10.

      ORHP appreciates *** ***** taking the time to provide his opinion and perspective of his service experience, which in turn, provides ORHP the opportunity to improve the service we provide to our customers.

      Best regards,  

      ** ****
      Plan Compliance Manager
      Old Republic Home Protection

      Customer Answer

      Date: 05/02/2025

       
      Complaint: 23276173

      I am rejecting this response because: Thank you for the response, but I do not accept ORHPs resolution. The core issue is not just the denial itself, but the misleading structure and communication of the policy, which resulted in unexpected out-of-pocket costs and a complete lack of support.


      While ORHP references a clause on page 9 excluding components under manufacturer warranty, that clause is buried in fine print, not listed alongside the **** coverage details, and was never clearly disclosed at the time of purchase. The plan advertises coverage for failures like mine including compressors and cooling system components yet fails to explain that such coverage becomes void when the part is under a limited manufacturer warranty that does not cover labor, refrigerant, or installation.


      This omission creates a false sense of protection. I purchased this policy specifically to cover what manufacturer warranties do not, and ORHP denied the claim based on a technicality that was never made clear.


      Additionally, I was charged $100 for a service call to confirm something ORHP already knew that the unit was under manufacturer warranty. I was left with no repair, no support, and no relief from unsafe living conditions.


      I am formally requesting : 


      Full reimbursement for labor and all associated repair costs




      If this matter is not resolved fairly, I will continue escalating it to all appropriate consumer protection agencies, legal avenues, and public forums to ensure others are informed.


      Sincerely,
      ******* *****



      Sincerely,

      ******* *****

      Business Response

      Date: 05/05/2025

      Dear BBB,

      Old Republic Home Protection (ORHP) is in receipt of the rebuttal for review and response.  As previously stated, the Plan states that any component that is covered in part or in whole by an existing manufacturers warranty is excluded from coverage.

      Mr.****** compressor is covered by the original manufacturers warranty.Therefore, the request for service is correctly denied. It is stated in the same exact print as the majority of the Plan, other than category headings and initial paragraph descriptions.

      When Mr. ***** contacted ORHP to submit the service request, there was no way for ORHP to have any inclination of what the failure to the **** system at the property might be, let alone that a component was still covered under a manufacturers existing warranty. That warranty was not realized until the diagnosis occurred, and the serial number of the compressor for Mr. ****** system was researched.

      Again,if Mr. ***** wishes to cancel his Plan and receive a refund, he can email me directly at *********************************** and I will have that process completed. The cancelation and refund will be per the terms of the Plan as stated on page 10.


      Best regards,  

      ** ****
      Plan Compliance Manager
      Old Republic Home Protection
    • Initial Complaint

      Date:05/01/2025

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I filed a claim for my bathroom faucet. I was told that the faucet had to be replaced but because my fixture is bronze and they only cover the cost of standard chrome that I would have to cash out and they offered me $150. I assumed that was a reasonable and fair amount and agreed. I purchased a bronze faucet on ****** for $49.99. For installation, I could not find anyone to install for less than $175. I called the company's own plumbing contractor and they quoted me $185. I called and spoke to someone in "Authorizations" on 4/25 and was told that there may be an exception available for me and that they would call me back by then end of the day. I never received a call back. Since 6 people use the restroom and need the sink, I proceeded to schedule the installation for $175 (the lowest I could get) and had it installed on 4/28. I received a $150 check in the mail today which I am not cashing. I called back today and spoke with Brazil R. (she would not give me her full name) and she told me that she could see where they dropped the ball and she would be upset too, but there was nothing she could do because I had agreed to the $150 (not realizing it was an unfair settlement) and that I had the new faucet installed (even though they never called me back and I was never informed that I would need to wait to have the faucet replaced until they informed me of a decision). This is not only terrible customer service, but unfair insurance practice by offering an amount that is unreasonable. I was not able to even cover the cost of the installation, let alone a "chrome" faucet replacement. I would like for the company to make me whole by paying the full amount of a reasonable claim of $229.49 (I have both receipts attached.). The disputed amount ends up totalling $79.49 ($229.49-$150.00).

      Business Response

      Date: 05/02/2025

      Dear BBB,

      Regarding the service request for the faucet issue; on behalf of Old Republic Home Protection (ORHP) and its employees, please extend our sincere apologies for the circumstances outlined in Ms. ****** letter.

      I assure you ORHP employees value the trust each of our Plan Holders place in ** to resolve their service request in a timely and professional manner and when this does not occur, steps are taken to review what went wrong and implement improvement.

      In connection with my response to the above complaint, I have reviewed the plan that was purchased. The plan was purchased as a renewal on November 07, 2024, with an effective date of December 07, 2024. (CA 7.0 Deluxe Plan with optional AC,pool/spa equipment incl saltwater, pre-season HVAC tune up and washer/dryer coverage). The plan document has limits and exclusions and required trade call fees.

      Pursuant to that plan a service request was submitted on April 21, 2025 for the faucet in the downstairs primary bathroom leaking from the handle. ORHP approved the replacement of the faucet per the terms of the Plan which allows for a standard chrome builders grade faucet. Highway Plumbing lists the cost of that unit as $225.00. Ms. ***** did not want that style and requested a different color unit. The Plan is clear on the allowed replacement.

      Therefore,in lieu of replacement, Ms. ***** was provided payment in lieu of repair. The $225.00 less the labor to diagnose the issue of $75.00 equaled the $150.00 that she received. It was correct and per the terms of the Plan.

      However,and strictly as goodwill, I am processing a check for the $79.49 that Ms. ***** requested. It will be received within the next 21 business days. If she has any questions, she can reach me at ***********************************************************.

      ORHP appreciates Ms. ***** taking the time to provide her opinion and perspective of her service experience, which in turn, provides ORHP the opportunity to improve the service we provide to our customers.

      Best regards,  

      ** ****
      Plan Compliance Manager
      Old Republic Home Protection
    • Initial Complaint

      Date:04/30/2025

      Type:Service or Repair Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I bought a single family home and Old Republic Home Protection plan (ORHP) in late *******. I realized a leak in the bathroom toilet on 2025-04-27. I reported the issue to ORHP and a plumbing company sent a technician on 2025-04-29 to fix the leaking toilet. The technician noted a bad wax ring and ****** and made a request to ORHP to authorize the fix. I called ORHP on 2025-04-29 around 12:30 PST and confirmed that both the wax ring and ****** are covered in home protection plan. On 2025-04-30 @ 9:30am PST, a lady from ORHP called me and told me that ORHP denied the fix because the house is a vacant home. I told her that the house is a seller occupied property and the seller has just moved out. I am moving in and I realized the toilet leak. The lady then said that the person who used the toilet might have accidentally caused the damage to the toilet. Additionally, the wax ring might have caused the ****** to go bad and therefore it's not covered. Well, is that part of home protection and the reason to get a home protection plan? If both Wax ring and ****** are covered in the protection plan then ORHP should get them fixed instead of finding imaginary excuses to deny the fixes. As a customer of **********************, we pick the plan that provides the most coverage and expect ORHP to provide the dependable service and peace of mind just like their website says, and not the hassles that I am dealing with now. I hope ORHP can resolve the issue ASAP so my family can have a working bathroom.

      Business Response

      Date: 05/01/2025

      Dear BBB,

      Regarding the service request for the toilet issue; on behalf of Old Republic Home Protection (ORHP) and its employees, please extend our sincere apologies for the circumstances outlined in Mr. ***** letter.

      I assure you ORHP employees value the trust each of our Plan Holders place in us to resolve their service request in a timely and professional manner and when this does not occur, steps are taken to review what went wrong and implement improvement.

      After receipt of the above BBB complaint an additional review was conducted. It is determined that while rust could be considered not normal wear and use, the environment that a toilet ****** is placed is a normally wet environment.

      Therefore,coverage for the ****** replacement will be provided within terms of the Plan. There may be additional costs that the Plan does not provide coverage. Those costs will be Mr. ***** responsibility. If there are any questions, Mr. **** can reach me at ***********************************************************

      ORHP appreciates Mr. **** taking the time to provide his opinion and perspective of his service experience, which in turn, provides ORHP the opportunity to improve the service we provide to our customers.

      Best regards,  

      ** ****
      Plan Compliance Manager
      Old Republic Home Protection

      Customer Answer

      Date: 05/01/2025

      Better Business Bureau:

      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.

      Sincerely,

      *** ****
    • Initial Complaint

      Date:04/29/2025

      Type:Product Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      The business refuses to answer calls in a timely manner. They record calls, and blatantly lied to me over the phone and possibly changed transcripts to refuse to reimburse customers for the work previously agreed upon.

      Business Response

      Date: 04/30/2025

      Dear BBB,

      Regarding the service request for the **** issue; on behalf of Old Republic Home Protection (ORHP) and its employees, please extend our sincere apologies for the circumstances outlined in Mr. ****** letter.

      I assure you ORHP employees value the trust each of our Plan Holders place in us to resolve their service request in a timely and professional manner and when this does not occur, steps are taken to review what went wrong and implement improvement.

      Mr.****** has a limited warranty Plan that covers failures that are caused by normal wear and use. The Plan has limitations and exclusions to any coverage. The Plan states on page 8 the process for filing a service request. It also states that we will not reimburse you for services performed without our prior authorization.

      Mr.****** contacted ORHP on April ************************** his home was not turning on. He also stated that he had secured a contractor who has already been to the home, and he states that they already replaced parts. Mr. ****** also stated that the unit had not been repaired.

      As Mr. ****** secured his own contractor and they went home prior to any authorization from ORHP, the request was denied. However, on April 29 and ORHP supervisor reviewed the situation and allowed the request to be submitted. A work order, *********, will be visible in Mr. ****** online home-owner central account if he has set one up.

      Any reimbursement will be at **** in-network pricing. To explain, if Mr. **************** is charging $900.00 and ORHPs in-network contractor would charge $425.00 then the reimbursement is $425.00. This is the advantage of securing an **** in-network service provider. While allegations of ORHP not answering the phone are made, ORHP answers multiple thousands calls daily to assist our Plan holders.

      If Mr. ****** does not have someone from ORHP contact him by the end of business today, April 30, 2025 he is welcome to email me directly at ************************************ I am unable to bypass normal process, however, I can be sure communication occurs.

      ORHP appreciates Mr. ****** taking the time to provide his opinion and perspective of his service experience, which in turn, provides ORHP the opportunity to improve the service we provide to our customers.

      Best regards,  

      ** ****
      Plan Compliance Manager
      Old Republic Home Protection
    • Initial Complaint

      Date:04/22/2025

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Two Issues:1. Oven replacement--They delivered the wrong size oven after we waited for a month for them to replace it and now they have provided no one to install it (I am still waiting for installer). It is the wrong size. They claim they won't take it back but I never agreed to an oven that was the wrong size. We want them to take the wrong oven away (which is sitting in my dining room) and give us the money to buy our own ($2000-$4000 which is in our gold plan). A normal company would deliver and install the RIGHT SIZE. This problem has been going on for one month. They need to make this right. I have NO OVEN STILL for my family.2. Toilet replacement--Two replacement toilets were installed for the same bathroom but both were different from what our gold plan provides (replace like item for like item)--They gave us the wrong choices and both were discovered to be wrong after installation. We want them to remove the toilet and give us the money to buy our own--$600 based on our gold plan. What we have now is not a viable option--It is too tall (very unusual and we did not know this until it was installed). I am 5'1" and can't use it. This problem has been going on for one month. They need to make this right.This is terrible service.

      Business Response

      Date: 05/05/2025

      Dear BBB,

      Regarding the service request for the oven and toilet issue; on behalf of Old Republic Home Protection (ORHP) and its employees, please extend our sincere apologies for the circumstances outlined in Ms. ****** letter.

      I assure you ORHP employees value the trust each of our Plan Holders place in us to resolve their service request in a timely and professional manner and when this does not occur, steps are taken to review what went wrong and implement improvement.

      ******** has a limited warranty Plan that covers failures that are caused by normal wear and use. The Plan has limitations and exclusions to any coverage. The Plan states on page 14 that the Plan does not guarantee matching dimensions,color or brand.  

      On April 25, Ms. ***** was approved for reimbursement for ORHPs cost of the oven.She is aware that the refund will not be processed until the unit that was delivered is picked up. That pick-up time will be scheduled between Ms. ***** and GE delivery. Once ORHP has notification of the unit being returned, the reimbursement will be processed.

      On March 18, 2025 it was approved to replace the toilet in the primary bath. ******** requested to receive a photo of the replacement toilet. Ms. ***** has a gold level Plan. That Plan allows for up to a $600.00 limit for the cost of a replacement toilet. The Plan does not state it is a like for like replacement. On the contrary, as listed above, the Plan clearly states that matching dimensions, color or brand are not guaranteed. On March 21, notes indicate that Ms. ***** may not want the builders standard unit and inquired if she could receive payment in lieu of replacement.

      On March 25, 2025 ORHP received an email from Ms. ****** It stated that she would like to schedule the installation of the toilet (builders Standard). This information was communicated to the service provider, First Class.

      Although Ms. ***** agreed to the unit that was previously installed. ORHP approved replacement and on March 28, First Class replaced the prior builders standard with a new 2-piece elongated unit.

      On April 1, Ms. ***** sent an email to ORHP stating that she was still having an issue with the unit. On April 3, ORHP spoke with First Class. They stated that they were told that the unit had to be a builders standard.

      April 10, 2025 Ms. ***** was offered two different style toilets in the appropriate price range. According to First Class, neither was acceptable to Ms. ****** On April 11, it was explained to Ms. ***** that the $600.00 Plan limit includes the unit, installation, and any fee for hauling away the old unit. Ms. ***** stated during that call that she would like to move forward with First Class replacing the toilet. That work was completed on or about April 21, 2025.

      Should there be additional information that Ms. ***** would like to be reviewed, she is welcome to provide it to me via email at ************************************************************

      ORHP appreciates Ms. ***** taking the time to provide her opinion and perspective of her service experience, which in turn, provides ORHP the opportunity to improve the service we provide to our customers.

      Best regards,  

      ** ****
      Plan Compliance Manager
      Old Republic Home Protection

      Customer Answer

      Date: 05/05/2025

       
      Complaint: 23234154

      I am rejecting this response because:

      I am trying to arrange pick up of the Oven that is the wrong size but the company keeps giving me the wrong phone number. I have no idea when the item will be picked up. I have probably spent a good eight hours on the phone, etc. dealing with this issue. Still no resolution. Regarding the toilet, the wrong toilet was installed and then another toilet was installed, which was much too tall and then a third toilet has now been installed, which is adequate. All I want to do is get this oven out of my dining room and get the cash out option which they promised to me I could do once the oven is removed. I told the company I need to leave town and they say they are waiting for a response from ** but cannot provide a phone number for me to contact ** to arrange a pick up. I have no idea when they will and have no way to arrange it. Finally, when the item was dropped off, they took it out of the box. Ive been told I need to bubble wrap the oven for them to pick it up. That is expensive for me, but I have no choice. Im really shocked at this service. I pay a lot of money for it every year and Ive been a good customer for many years. Why cant they just resolve this problem?

      Sincerely,

      ********* *****

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