Auto Insurance
CSAAThis business is NOT BBB Accredited.
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Important information
- Customer Complaint:
BBB’s business profile for CSAA was created in May 1932. A review of CSAA complaints was completed in June 2025
https://mwg.aaa.com/insurance
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Complaints
This profile includes complaints for CSAA's headquarters and its corporate-owned locations. To view all corporate locations, see
Customer Complaints Summary
- 359 total complaints in the last 3 years.
- 109 complaints closed in the last 12 months.
If you've experienced an issue
Submit a ComplaintThe complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.
Initial Complaint
Date:05/23/2023
Type:Service or Repair IssuesStatus:ResolvedMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
Called AAA for a tow 4/9/23, they were unable to provide a tow until 4/10/23. AAA dispatcher contacted a local taxi company to arrange a ride home, advised that they had this approved through their manager and that I would pay for the taxi and submit the invoice for reimbursement. AAA is now denying the reimbursement stating that the invoice does not have specific required information. Was never advised that this specific information would need to be on the invoice for reimbursement, only that I would need an invoice. AAA set up the taxi ride and has recordings of the phone call between the dispatcher and myself and the dispatcher and the taxi company discussing pick up and drop off location as well as cost.Business Response
Date: 05/24/2023
We have made an exception and are refunding her for the cab fare.
Sincerely,
Lakshmi Pal
************
Customer Answer
Date: 05/24/2023
Better Business Bureau:
I have reviewed the response made by the business in reference tocomplaint ID ********, and find that this resolution is satisfactory to me.
Sincerely,
***********************************Initial Complaint
Date:05/11/2023
Type:Service or Repair IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
Approximately 1 year ago AAA decided they were going to cancel my insurance because the roof on my smaller rental unit needed replacement and the bigger unit needed repairs. I spoke with my contractor and he inspected it and after doing some repairs he let me know that the roof was water proof and did not need replacement yet. He felt there was 5 years left on it. I spoke with my aaa insurance representative about this more than once and also with underwriting about not wanting to replace it yet. My problem is mostly with communication. Im not an expert and I felt that I would just find a different insurance provider if aaa cancelled me. Now that my insurance is running out in 3 days, why didnt anyone that I spoke with notify me that I would have trouble finding insurance after Ive been cancelled? I apply for insurance quotes and every time they ask me if my insurance has been cancelled, they deny me insurance. I was also told by a aaa representative that I never mentioned my contractors advice. I absolutely did, more than once. Dont assume I dont want to replace my roof because I just dont want to. People need to know that when an insurance company cancels you, that person needs advanced notice that they will have trouble finding insurance because of it.Business Response
Date: 05/18/2023
May 18, 2023
Better Business Bureau, ****
***************************************************************************
Attn: **********
Disputes Resolution Specialist
Re: Complainant: ***************************
BBB File Number: 20048737
Dear ********:We are in receipt of your offices inquiry. We have reviewed the complainants concerns to your department.
Below you will find our response concerning this matter.
We periodically audit our homeowners book of business. Our records show the complainants policy is set to non-renew July 4, 2023, at 12:01AM. A non-renewal is when an insurance company decides to not to renew the policy when it expires. A cancellation is the termination of the policy before its expiration.
We have provided the complainant with the opportunity of presenting supporting documentation of photos and record that the roof is scheduled for repair/replacement for consideration. We did receive an e-mail from the policyholder on April 25, 2023, involving a statement from RAD Systems, **** This e-mail was reviewed and found to be insufficient by our Underwriting Team. After the review, we let the complainant know what was needed in email communication on May 2, 2023.
In the inquiry to your office, the complainant has asked for a billing adjustment. Unfortunately,we cannot adjust the bill as we are providing coverage for the policyholder up to the end of the policy term. If the complainant cancels the policy in the upcoming days, please contact our ******************* we will prorate the premium and provide a refund, if warranted. We do not apply cancellation fees.
Should you have any questions or require any additional information, please contact me at the number below.
Sincerely,
*****************************
Policyholder Relations
Corporate Headquarters
Phone: **************Initial Complaint
Date:05/10/2023
Type:Customer Service IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I have a pending claim with this company since December 2022. Ive been really patiently waiting for them to do their job and resolve and close the issues but the person whos In charge with handling my bodily injury claim isnt contacting me at all. Her name is myvang ***** contact number is ************. I have been trying to get a hold of her for a whole month now, been calling leaving voicemail, emailing almost every day and still no response at all doesnt answer any of my calls or emails. This is a complete burden and I just want this claim to be resolved its been 6 months now and I need them to pay me out.Business Response
Date: 05/12/2023
Dear **********
Attached, please our response to *********************** inquiry.
Sincerely,
CSAA Insurance Group Policyholder Relations Department
Initial Complaint
Date:05/09/2023
Type:Service or Repair IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I opened a claim with *** on 1/13/23 due to a water leakage in my bathroom. The *** adjuster that was doing my claim is ***********************. My claim number is ************. She sent SRI Environmental to take care of the problem. The first day they arrived, they installed their dehumidifier to make sure that there was no moisture in the air to prevent further damage to the walls. They had their equipment in my bathroom for over 3 weeks and during that time I had already contacted them to take it back. On 3/03/23, SRI came by and took back their equipment and on that same day they started taking down my bathroom walls that had water damage on it. There were 2 people working on my bathroom, one man and one woman. I had asked them if they were able to take down more of the walls that had water damage but they told me that they could only take down however much *** told them. During their job, they didn't completely seal any of the rooms around my bathroom to make sure that no asbestos and debris would get in. I told them that I didn't feel comfortable with that and their response was very unprofessional and rude. After they got done with removing the walls, I asked them if they were able to cover up the open space that they had taken out. They didn't bother to and wanted to get the job done and leave. My bathroom has been undone for over a month and I haven't been able to use it due to the ceiling and walls being exposed from the attic. I had told *** that I needed a hotel to stay at in the meantime while my bathroom was not in use. On 3/25/23, she was able to book me a hotel and I had been staying there for over a month. I asked *** if there was any way she could hire a different company to finish the rest of my bathroom since my first experience with *** wasn't good. She told me that she wasn't able to due to having a contract with *** and she refuses to hire anyone else finish the job. Now I'm left with an unfinished bathroom and *** won't do anything about it.Business Response
Date: 05/16/2023
Dear **********
Attached, please find our response to **************** inquiry.
Sincerely,
CSAA Insurance Group Policyholder Relations Department
Customer Answer
Date: 05/17/2023
Complaint: 20040058
I am rejecting this response because:
I have already contacted the last contractor that came to my house and he told me he sent the documents and information to the *** adjuster for further reviewing. The contractors name is ******* and their company name is **********************. He did testing in my bathroom and found that theres still moisture in the walls and that it needs to be taken out. I want *** to approve this company to finish taking out whats damaged in my bathroom.
Sincerely,
*******************Business Response
Date: 05/25/2023
Dear **********
Attached, please find our response to **************** inquiry.
Sincerely,
CSAA Insurance Group Policyholder Relations Department
Initial Complaint
Date:05/04/2023
Type:Service or Repair IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
On Sat 3/29/23 I had my 2007 Corvette towed from ******* to ********* **. Tow truck driver refused to place my car on ************ instructed him to take car to *****************,******************************************** Today, I was just informed that the Corvette was dropped a block away from the *****************, however, the keys were placed in their key box. At the time of this writing, they are still trying to move my non-operating Corvette to their shop. If there is any damaged to my Corvette, I'm asking to be compensated immediately. *************************Business Response
Date: 06/09/2023
We have not heard from the member regarding any damage to his vehicle.We have now closed this file.
SincerelyLakshmi Pal
Initial Complaint
Date:05/02/2023
ResolvedMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
Business Response
Date: 05/05/2023
Dear **********
Attached, please find our response to ****************** inquiry.
Sincerely,
CSAA Insurance Group Policyholder Relations Department
Customer Answer
Date: 05/05/2023
I have reviewed the response made by the business in reference to
Sincerely,
*************************
Initial Complaint
Date:05/01/2023
AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
Business Response
Date: 05/05/2023
05/05/2023
Better Business Bureau, ****
***************************************************************************
Attn: **********
Disputes Resolution Specialist
Re: Complainant: *****************
BBB File Number: 20005647
Dear ********:
We are in receipt of your offices inquiry. We have reviewed the complainants concerns to your department.
Below you will find our response concerning this matter.
While we do apologize for any miscommunication, or communication issues, we strived to maintain contact with this customer throughout the life of this claim.
Our records show the policyholder holds a $5,000 deductible. A deductible is the amount of money you pay out of your pocket toward a covered claim. Unfortunately, we cannot honor the complainants request to pay the mitigation bill of $1,049.79 as the deductible amount must be met first. This has been explained to the policyholder. As with any claim presented to us, if there are damages that the customer feels may have been overlooked, we are always more than willing to review any information provided to support that to date we have not received any information to review. We also do not feel it is necessary to assign a new adjuster at this time.
Should you have any questions or require any additional information please contact me at the number below.
Sincerely,
*************************
Senior Claims Manager
Phone:************
Customer Answer
Date: 05/06/2023
Complaint: 20005647
I am rejecting this response because: CSAA adjuster *************** wrote in an email on February 7,2023: You questioned whether water mitigation/restoration is covered on your claim, and I answered that water mitigation/restoration is covered.
i did not agree to have Adjuster Yoo to send out CSAA contractor if it was not covered. This contractor was hired by CSAA. They did not start mitigation due to a company policy. It is the responsibility of CSAA to pay for contractor that was covered. In addition, they did not perform mitigation.
Sincerely,
*****************
Business Response
Date: 05/10/2023
5/10/2023
Better Business Bureau, ****
***************************************************************************
Attn: **********
Disputes Resolution Specialist
Re: Complainant: *****************
BBB File Number: 20005647
Dear ********:
We have reviewed the complainants additional concerns submitted to your department on May 8, 2023.
Below you will find our response concerning this matter.
At the complainants request, we provided, through a third-party administrator, a vendor to mitigate the damages to his home. The policyholder also signed a work authorization for this vendor before any work was performed. The adjuster is correct in stating that the water damage and mitigation are covered, as they were not denied by the policy. However, because the policyholder is responsible for the first $5,000 of any covered occurrence, we still are not able to make a payment, as this is still the policyholders responsibility up until the $5,000 deductible has been met.
Should you have any further questions, please contact me at the number below.
Sincerely,
***************************** Claims Manager
Phone: ************
Customer Answer
Date: 05/11/2023
Complaint: 20005647
I am rejecting this response because:
Csaa adjuster did not write what you had just wrote. If that was written and stated and explained to me then I would not have agree to the vendor.
At the same, ******* charged over $1K. They did not do any mitigating work was insistent on getting asbestos testing when it had not been used in decades. It was time consuming and waste of resources!
Sincerely,
*****************
Business Response
Date: 05/17/2023
May 17, 2023
Better Business Bureau, ****
***************************************************************************
Attn: **********
Disputes Resolution Specialist
Re: Complainant: *****************
BBB File Number: 20005647
Dear ********:
We are in receipt of your offices message concerning the above complaint.
We reviewed the complainants additional concerns submitted on May 11th, we believe we have addressed the issue presented from the complainant.
Please note: We received notification of a complaint presented to the California Department of Insurance by the complainant. We will be responding directly to the Department of Insurance and policyholder as required.
Should you or the complainant have any further questions, please contact me at the number below.
Sincerely,
*****************************
Policyholder Relations
Corporate Headquarters
Phone: ************
Initial Complaint
Date:05/01/2023
AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
Business Response
Date: 05/08/2023
We have contacted member and addressed his concerns to his satisfaction.
Sincerely,
Lakshmi Pal
************
Initial Complaint
Date:04/29/2023
AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
Business Response
Date: 05/04/2023
May 4, 2023
Better Business Bureau, ****
*************************************************************************
Attn: **********
Re: Complainant:*********************
Claim Number: ************
BBB File Number: 19999290
Dear Disputes Resolution Specialist:
We are in receipt of your offices inquiry. We have reviewed *********************** complaint to your department which was submitted on April 31, 2023. I have provided the information you requested below.
During the course of any claim, we seek to conduct a comprehensive investigation which requires securing information from our insureds to ensure we have all relevant information for our coverage analysis and final claim determination. A letter was sent to you dated April 26,2023, outlining the documentation requested for our review as a part of the investigation. As this is a public forum, we will not disclose the specific request in that letter, only that to date, we have not received the requested documentation for review. As you stated, the decision made on the claim was a result of your statement in which you indicated that you were working delivering food at the time of the loss. Should you elect to produce the documentation previously requested we will happily review for consideration.
Should you have any questions or require any additional information please contact me at the number below.
Sincerely,
***********************, Claims Manager
************
Customer Answer
Date: 05/04/2023
Complaint: 19999286
I am rejecting this response because: AAA continues to mention take in consideration, however no matter what we do and prove, AAA continues to deny our coverage regardless.
Sincerely,
*********************
Initial Complaint
Date:04/25/2023
ResolvedMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
Business Response
Date: 04/27/2023
***** with member and addressed his concerns. Offered to pay his membership renewal dues and he accepted.
Sincerely,
Lakshmi Pal
************
Customer Answer
Date: 05/01/2023
I have reviewed the response made by the business in reference to
Sincerely,
*******************************
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