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Business Profile

Collections Agencies

National Credit Systems, Inc.

Headquarters

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Collections Agencies.

Complaints

This profile includes complaints for National Credit Systems, Inc.'s headquarters and its corporate-owned locations. To view all corporate locations, see

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National Credit Systems, Inc. has 4 locations, listed below.

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    Customer Complaints Summary

    • 2,985 total complaints in the last 3 years.
    • 650 complaints closed in the last 12 months.

    If you've experienced an issue

    Submit a Complaint

    The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

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    Complaint status

    Complaint type

    • Initial Complaint

      Date:01/12/2023

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I have requested the FULL AGREEMENT including original application from NATIONAL CREDIT SYSTEMS which has NOT BEEN PROVIDED.I have NO CONTRACT with NATIONAL CREDIT SYSTEMS.I DEMAND THIS REPORTING ACCOUNT BE REMOVED IMMEDIATELY FROM MY CREDIT REPORT.

      Business Response

      Date: 01/13/2023

      The purpose of this posting is specifically, and only, related to the review you left on our company.  While it is our obligation to collect on debts placed with our company by our clients, it is our strong desire to operate in an ethical and professional manor. Additionally, we do not wish to collect any amount that is not legitimately owed according to the agreement you may have signed or by law in your state.  If you believe that this has not occurred, we encourage you to contact us at ************************************** provide specifics, such as account ID and other details, so we may access your account to review. Thank you in advanced for providing this information so we can improve our service.

      I have also attached the full lease agreement, and list of charges to validate this bill. We do not send out applications as to it has sensitive information on them. 

       

      Thank you,

    • Initial Complaint

      Date:01/09/2023

      Type:Billing Issues
      Status:
      Resolved
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      This complaint is in regard to a collection placed by National Credit Systems on consumers credit report. This is in violation or multiple laws. 15 U.S.C **** section 602 A. States I have the right to privacy. 15 U.S.C **** section 604 A Section 2: It also states a consumer reporting agency cannot furnish an account without my written instructions. 15 *********** Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt.

      Business Response

      Date: 01/12/2023

      The purpose of this posting is specifically, and only, related to the review you left on our company.  While it is our obligation to collect on debts placed with our company by our clients, it is our strong desire to operate in an ethical and professional manor. Additionally, we do not wish to collect any amount that is not legitimately owed according to the agreement you may have signed or by law in your state.  If you believe that this has not occurred, we encourage you to contact us at *******************************. 

       

      I hope that the above response will provide your office with the information you are seeking. Please contact me with any additional questions.



      Thank you,

      Customer Answer

      Date: 01/12/2023

       
      Better Business Bureau:

      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.

      Sincerely,

      *******************

    • Initial Complaint

      Date:01/09/2023

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      NCS has taken a vital role and created a account with ***************** with my personal information without my written consent. NCS repond back through the cfpb stating they had proof that i owed the company that they were reporting on my consumer report. The documents clearly shows there is inaccurate information they are reporting on my consumer report. I have never had a signed contract bearing my signed signature with the company that NCS is reporting on my consumer report. Attached is a identity/ affidavit report. according to 15u.s. **** {a}{1}[2}{3]{4] The account: ***************** #******X need to be blocked and delete. NCS is to send notice to Experian that this account is to be blocked.

      Business Response

      Date: 01/12/2023

      I would like to point out that National Credit Systems, Inc. is only a third-party debt collection agency that is collecting a debt on behalf of ****************************. This debt did not originate with our organization, nor do we have permission from **************************** to release **************** from liability for this debt.

      **************** has disputed her debt and NCS, as required by law,has submitted her dispute to the CRAs. We have conducted an investigation of ****************** dispute and our client confirmed that the charges accessed to her were accurate. 

      In addition, I am enclosing the documentation NCS received from **************************** supporting the charges that they accessed to *****************

      Also, if this is fraud, you will need to go to idtheft.gov to report the fraud, and print the report out, and mail it back to us with a copy of your id, and the police report for the id theft.

      I hope that the above response will provide your office with the information you are seeking. Please contact me with any additional questions.



      Thank you,

      Customer Answer

      Date: 01/12/2023

       
      Complaint: 18662903

      I am rejecting this response because: The documents that NATIONAL CREDIT SYSTEM HAS SENT FOR PROOF IS NOT ACCURATE INFORMATION . NCH CLAIM THAT I OWE ***************** BUT FAIL TO SEND A SIGNED CONTRACT WITH THE **** AT BEARING MY SIGNED SIGNATURE . THE CONTRACT THAT THEY SENT WAS BETWEEN A DIFFERENT COMPANY . I ALSO CALLED ***************** . I WAS TOLD THAT THEY ARE A NEW COMPANY AND ARE NOT THE SAME COMPANY AS BROOKSIDE APTS WHICH NCH HAS SHARED PROOF OF THIS BY SENDING A CONTRACT WITH A TOTAL DIFFERENT NAME THEN ***************** . THE LEDGER THAT NCS HAS SENT IS NOT PROOF OF ME HAVEING A SIGNED CONTRACT AND OWEING ***************** APT.I AM ATTACHING PROOF FROM THE ******* COUNTY COURT HOUSE THE THE **** WAS DISMMISSED WITHOUT PREDIUCE WHICH IS PROOF THAT I DO NOT OWE ANYONE . I AM REQUESTING THAT NATIONAL CREDIT SYSTEM DELETE THE ACCOUNT ON MY CONSUMER REPORT ACCOUNT#******X I HAVE SENT AN IDENTY REPORT IF THIS IS NOT DELETED WITHIN 4 BUSIMESS DAYS . I AM TAKING FURTHER COURT ACTION.

      Sincerely,

      *****************************

      Business Response

      Date: 01/13/2023

      NCS has investigated this consumers complaint.  During this process, we review our system notes along with call recordings that *** have been associated with this issue. Additionally, if necessary, we will discuss the matter with any employee who *** have communicated with the consumer. In this instance, we performed our investigation and believe our company acted appropriately.  It appears that the consumer has mischaracterized this issue and the complaint is unwarranted.

      We have advised the consumer on the previous response, if she is stating this is fraud, and not her signature to please go to www.idtheft.gov and file the complaint, print out the report, and mail it back to NCS with the police report case#, and the copy of her id. we now have a copy of the id; we would only need the actual report so that we *** fully investigate the claim. 

      I hope that the above response will provide your office with the information you are seeking. Please contact me with any additional questions.



      Thank you,

       

       

      Customer Answer

      Date: 01/13/2023

       
      Complaint: 18662903

      I am rejecting this response because:
      You all are wilfully ignoring the fact that I request for signed SIGNATURE CONTRACT BETWEEN ***************** . YOU ARE FAILING TO PROVIDE THIS INFORMATION.  I SWNT PROOF WITH COURT DOCUMENTS PROVING THAT THE CONTRACT TOU SENT WITH THE NAME ******** & BROOKSIDE. THIS CASE WAS DISSMISSED IN COURT. YOU ALL CONTINUE TO REPOET ***************** AND HAVE NOT SENT VERIFICATION OF A SIGNED CONTRACT BETWEEN ME AND *****************. THIS MATTER WILL ALSO BE SENT TO YOUR REGISTER AGENT AND ATTORNEY . IM SEEKING MONETARY COMPENSATION BECAUSE I SENT PROOF FROM A COUNTY COURT HOUSE SHOWING THIS WAS DISSMISSED 
      Sincerely,

      *****************************

    • Initial Complaint

      Date:01/07/2023

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I am filing a complaint in reference to collection account filed to my credit bureau. After many weeks of trying to get a representative to call me back to get any information on this account. I never received any correspondence via phone or mail. I have also emailed national credit system, **** with no availability. I am at a point of frustration with this company.

      Business Response

      Date: 01/09/2023

      NCS has investigated this consumers complaint.  During this process, we review our system notes along with call recordings that *** have been associated with this issue. Additionally, if necessary, we will discuss the matter with any employee who *** have communicated with the consumer. In this instance, we performed our investigation and believe our company acted appropriately.  It appears that the consumer has mischaracterized this issue and the complaint is unwarranted.

       

       

    • Initial Complaint

      Date:01/06/2023

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Received a notice,that I have a outstanding debt to ****************** ************************************************************ I moved from them in September 2022.They gave me my deposit in November of 2022 Not I get a letter stating I owe the lofts( own by *********) $352.29 No one has ever notify me of this debt.

      Business Response

      Date: 01/09/2023

      Please see attached letter stating that this account has been recalled by our client The ****************** Apartments.

      We received an email from our client on 01/05/2023 to cancel this account. 

       

      I hope that the above response will provide your office with the information you are seeking. Please contact me with any additional questions.



      Thank you,

    • Initial Complaint

      Date:01/05/2023

      Type:Service or Repair Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I fully paid my debit on Jan 4th 2023, but I did not receive any receipt from National Credit Systems, inc. They promised me that they will send me fully paid letter within 24 hours, but I did not receive any. Information they provided to me to check debt status and download receipt is invalid. I have no where to live, my apartment application is rejected because of this. As long as I cant get fully paid letter, I have nowhere to live. I am staying in my car for three days now.

      Business Response

      Date: 01/06/2023

      NCS has investigated this consumers complaint.  During this process, we review our system notes along with call recordings that *** have been associated with this issue. Additionally, if necessary, we will discuss the matter with any employee who *** have communicated with the consumer. In this instance, we performed our investigation and believe our company acted appropriately.  It appears that the consumer has mischaracterized this issue and the complaint is unwarranted.

       

      Additionally, Consumer made their payment on 1/4/2023 at 6:00pm est time. the consumer started to call in asking for their paid in full letter as of 12:57pm on 1/5/2023. We sent out the information to the dbtr as soon as the account was closed. 

      I am also enclosing a copy of the instructions for the consumer to follow to be able to download their paid in full letter via our website. 

      I hope that the above response will provide your office with the information you are seeking. Please contact me with any additional questions.



      Thank you,

       

    • Initial Complaint

      Date:01/03/2023

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      The business I am complaining about is due to they are calling me about a debt that I keep informing them that I do not owe and they are hassling me as well called med from this number ************ but they are located in GA I feel I am being scam by them because of the different number calling me I am scared to conduct business with them since of this

      Business Response

      Date: 01/04/2023

      I would like to point out that National Credit Systems, Inc. is only a third-party debt collection agency that is collecting a debt on behalf of Fox Run Apartments. This debt did not originate with our organization, nor do we have permission from Fox Run Apartments to release **************** from liability for this debt.

      **************** has disputed her debt and NCS, as required by law,has submitted her dispute to the CRAs. We have conducted an investigation of **************** dispute and our client confirmed that the charges accessed to her were accurate.  The outcome of our investigation has been Emailed to *************** on 11/23/22.

      In addition, I am enclosing the documentation NCS received from Fox Run Apartments supporting the charges that they accessed to *****************

      I hope that the above response will provide your office with the information you are seeking. Please contact me with any additional questions.



      Thank you,

      Customer Answer

      Date: 01/04/2023

      I have provided an copy of my lease to the email address I was advised to reply back to on 11/15/22 I advised them that my lease with fox run has ended on 02/28/22 and that I signed an new lease with Walnut 1 LLC which shows my lease ended on 2/28/22 the owners has sold the property I would like for this collection company to stop contacting me about this if the people I have signed the lease with is not reaching out we had verable agreement and not with new management I had verbal agreement with the owner Walnut 1 LLC in person and over the phone way before whoever is the new management of the old property of Fox Run

      Business Response

      Date: 01/09/2023

      NCS has investigated this consumers complaint.  During this process, we review our system notes along with call recordings that *** have been associated with this issue. Additionally, if necessary, we will discuss the matter with any employee who *** have communicated with the consumer. In this instance, we performed our investigation and believe our company acted appropriately.  It appears that the consumer has mischaracterized this issue and the complaint is unwarranted.

       

       

      Customer Answer

      Date: 01/09/2023

      I just want NCS to leave me alone as my lease ended on 2/2022

      Business Response

      Date: 01/12/2023

      NCS has investigated this consumers complaint.  During this process, we review our system notes along with call recordings that *** have been associated with this issue. Additionally, if necessary, we will discuss the matter with any employee who *** have communicated with the consumer. In this instance, we performed our investigation and believe our company acted appropriately.  It appears that the consumer has mischaracterized this issue and the complaint is unwarranted.

       

      NCS has a web-based phone service, any phone number we call will populate the same area code for the number we are calling. If the consumer calls the number back that shows up on their caller id, it will still route them to our office. I have uploaded the documents that we have been supplied by The Fox Run Apartments. 

      I hope that the above response will provide your office with the information you are seeking. Please contact me with any additional questions.



      Thank you,

       

       

       

      Customer Answer

      Date: 01/12/2023

       
      Complaint: 18676023

      I am rejecting this response because: my lease ended and I do not say any more documents showing other dates

      Sincerely,

      *********************

      Business Response

      Date: 01/13/2023

      NCS has investigated this consumers complaint.  During this process, we review our system notes along with call recordings that *** have been associated with this issue. Additionally, if necessary, we will discuss the matter with any employee who *** have communicated with the consumer. In this instance, we performed our investigation and believe our company acted appropriately.  It appears that the consumer has mischaracterized this issue and the complaint is unwarranted.

      Customer Answer

      Date: 01/13/2023

       
      Complaint: 18676023

      I am rejecting this response because: there is no further documents stating I went over my lease if the is another lease showing I went over contract or is over due for rent my lease ended on 2/28/22 with Walnut 1 LLC and ended with Fox Run on 2/28/21 and that was with the property manager ********* please close this case out thank you

      Sincerely,

      Tornicka ******

    • Initial Complaint

      Date:01/02/2023

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      My identity was stolen, someone got an apartment in my name. And they are trying to make me pay $6616. They cant provide me with any information to even prove it was mine!!!! I have lived in my same HOUSE for YEARS!!!!!

      Business Response

      Date: 01/04/2023

      The purpose of this posting is specifically, and only, related to the review you left on our company.  While it is our obligation to collect on debts placed with our company by our clients, it is our strong desire to operate in an ethical and professional manor. Additionally, we do not wish to collect any amount that is not legitimately owed according to the agreement you may have signed or by law in your state.  If you believe that this has not occurred, we encourage you to contact us at ************************************** provide specific information regarding your fraud. You are able to go on idtheft.gov and download the fraud affidavit. Please print and fill this out in its entirety and mail it back to us with a copy of your id, and the police report for the id theft. we will investigate your claim.

       

      Thank you in advanced for providing this information so we can improve our service.

      Customer Answer

      Date: 01/05/2023

       
      Complaint: 18670081

      I am rejecting this response because: the documents they provided does not show any proof that it was me. The company uploaded a document with an electronic signature with me and another ladies name from the company. Nothing has my signed signature on it. Nothing has my information, the company uploaded a lease that doesnt look real or possess any solid proof it was me. 

      Sincerely,

      *************************

      Business Response

      Date: 01/05/2023

      The purpose of this posting is specifically, and only, related to the review you left on our company.  While it is our obligation to collect on debts placed with our company by our clients, it is our strong desire to operate in an ethical and professional manor. Additionally, we do not wish to collect any amount that is not legitimately owed according to the agreement you may have signed or by law in your state.  If you believe that this has not occurred, we encourage you to contact us at ************************************** provide specifics, such as account ID and other details, so we may access your account to review. Thank you in advanced for providing this information so we can improve our service.

       

      Additionally, in my last response, I adv of the website to go to and file your id theft report, and print it out, and mail back to us with a copy of your id and the police report case#. Please follow those steps we will be glad to investigate the claim. 

      I hope that the above response will provide your office with the information you are seeking. Please contact me with any additional questions.



      Thank you,

       

      Customer Answer

      Date: 01/09/2023

       
      Complaint: 18670081

      I am rejecting this response because:

      I have fought with this for too long. I have been at my same home for years and I also have my lease to provide where I have been at my current residence for years. This is insane that someone else has the right to get away with something like this!!!!!

      Sincerely,

      *************************

    • Initial Complaint

      Date:12/31/2022

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I noticed a collections on my credit report. I am attempting to contact them to validate the debit and make payment if necessary. They will not return my calls or emails. I would like to hear from them as soon as possible to take care of this situation

      Business Response

      Date: 01/04/2023

      Please see the copy of the final invoice, also a letter with instructions on how to access your account online.

       

      I hope that the above response will provide your office with the information you are seeking. Please contact me with any additional questions.



      Thank you,

       

       

       

       

    • Initial Complaint

      Date:12/30/2022

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      National credit systems has broken federal law and will not provide me with a contract bearing my signature to bind me to a agreement that is now being erroneously reported on my credit. I have called and asked for this signature bearing information as well as mailed by certified. Any and all information I need for relief has not been made to and what they are reporting on my credit is inaccurate, incorrect, and misleading.

      Business Response

      Date: 01/04/2023

      The purpose of this posting is specifically, and only, related to the review you left on our company.  While it is our obligation to collect on debts placed with our company by our clients, it is our strong desire to operate in an ethical and professional manor. Additionally, we do not wish to collect any amount that is not legitimately owed according to the agreement you may have signed or by law in your state.  If you believe that this has not occurred, we encourage you to contact us at ************************************** provide specifics, such as any proofs of payment, or any documents that were signed by all parties that signed this lease that changes any of the verbiage. Thank you in advance for providing this information so we can improve our service.

      In addition, I am enclosing the documentation NCS received from The Village Apartments supporting the charges that they accessed to *******************


      I hope that the above response will provide your office with the information you are seeking. Please contact me with any additional questions.



      Thank you,

      Customer Answer

      Date: 01/04/2023

      This is no more than a COPY of paperwork that appears to be a signature. The original document should and must be presented to assure validation; as well as lawful and ethical fairness to the consumer. Almost every one of the dates on these alleged contract and/or papers are also inconsistent with what is reported on my credit report. This is a insignificant peace of material that took more than (90) days to present which is also approximately (3) times longer than federal law grants and still holds no merit or shows no proof of ownership to this account. This account should be removed as a collection on my credit report immediately!

      Business Response

      Date: 01/09/2023

      The purpose of this posting is specifically, and only, related to the review you left on our company.  While it is our obligation to collect on debts placed with our company by our clients, it is our strong desire to operate in an ethical and professional manor. Additionally, we do not wish to collect any amount that is not legitimately owed according to the agreement you may have signed or by law in your state.  If you believe that this has not occurred, we encourage you to contact us at ************************************** provide specifics, such as account ID and other details, so we may access your account to review. Thank you in advanced for providing this information so we can improve our service.

       

      In addition, I am enclosing the documentation NCS received from The Village Apartments supporting the charges that they accessed to *******************

      I hope that the above response will provide your office with the information you are seeking. Please contact me with any additional questions.



      Thank you,

       

       

      Customer Answer

      Date: 01/09/2023

       
      Complaint: 18663001

      I am rejecting this response because:  (1) this is the same exact response National Credit Systems initially sent, literally copy and pasted with no solution, no new or relevant documentation nor contractual agreements; I am deeply saddened that National credit systems would send the same computer automated response and would not assess this matter carefully for fair and ethical reasons. Also that they would not take a BBB complaint seriously enough to respond with new and relevant information or text given the creditable of a BBB complaint. As stated before no original contract, nor documentation that accurately depicts what is reported on the consumers credit was presented in over (90) days before and after their last response. Hopefully National Credit Systems can respond with a deletion of this account to satisfy their company by treating consumers fairly while also being lawful and ethical.

      Sincerely,

      Fecoriya *******

      Business Response

      Date: 01/10/2023

      I would like to point out that National Credit Systems, Inc. is only a third-party debt collection agency that is collecting a debt on behalf of The Village Apartments. This debt did not originate with our organization, nor do we have permission from The Village Apartments to release ****************** from liability for this debt.

      ****************** has disputed her debt and NCS, as required by law, has submitted her dispute to the CRAs. We are currently conducting an investigation of ****************** dispute and once our client responds to us, we will forward the outcome of our investigation to *******************

      I hope that the above response will provide your office with the information you are seeking. Please contact me with any additional questions.



      Thank you,

       

      Customer Answer

      Date: 01/10/2023

       
      Complaint: 18663001

      I am rejecting this response because: Firstly, National credit systems did not supply any contractual agreements bearing my signature for more than (90) days. Secondly, National credit systems produced a Copy of a document appearing to be a signature instead of producing a contract bearing my signature binding me to an alleged debt. Thirdly, while National credit systems claims to be only a third party agency, National credit systems is NOT taking responsibility for reporting inaccurate information on the consumers credit report and is instead placing the burden on ************ Apartments, when in fact, National Credit Systems themselves are reporting this inaccurate, and erroneous information. Lastly, National credit systems has acknowledged that they are reporting this alleged debt from an original creditor* while undermining every continuous message of the reporting on the consumers credit report as being inaccurate and cause for deletion from the consumers credit report which is unethical and unlawful. I am overwhelmingly stressed that National Credit Systems  would go to these lengths to treat the consumer unfairly instead of deleting and and ceasing to reporting inaccurate, and erroneous information on the consumers credit report; in addition, National credit systems supplied a insignificant copy of a alleged document that shows and proves inaccurate credit reporting. Ethically, this account should be removed.  Please delete this inaccurate, erroneous account immediately!
      Sincerely,

      Fecoriya *******

    National Credit Systems, Inc. is NOT a BBB Accredited Business.

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