Reviews

This profile includes reviews for NC Financial Solutions, LLC's headquarters and its corporate-owned locations. To view all corporate locations, see Find Local Branches.

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  NC Financial Solutions, LLC

  175 W Jackson Blvd STE 1000 Chicago, IL 60604-2863

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  NC Financial Solutions, LLC

  200 W Jackson Blvd Ste 1400 Chicago, IL 60606-6929

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  NC Financial Solutions, LLC

  175 W. Jackson Blvd Suite 600 Chicago, IL 60604

Review Details

• Review fromBrittany J

  Date: 11/30/2022

  1 star
  You have to go though so many loops just to change your bank account information so payments can be withdrawn. I have spoken with 3 different people who tried to help me change my bank and still no luck. you have to submit a bank statement to an email, they have to review it, and don't call you or respond if they need more info. Then they send you a text message to log into your bank to confirm information. huh????? I gave up and will be just using my debit card to make payments. Just let me change it online like every other website does. make it easier for people if you want your money.

• Review fromjack c

  Date: 11/29/2022

  1 star
  I took out a loan on October 5th for $1,200.00 then another loan of $1,250 on October 13th, I then made one payment on October 13th for $186.25. After that I paid off the remaining balance of $2,508.75 on November 18th. They still want another $130 from me, this is extremely predatory lending. As NetCredit already takes out 10% for a "fee" of your loan I only ever received $2,205 but I have paid back $2,694.25 AND THEY STILL WANT $130 MORE. This is outrageous, this business should be shut down it's disgusting. Paying 25% interest in only a month and they still want closer to 35%, this is not specifically outline and very deceptive. My account number is ********, as I have paid over $484 in fees an interest I will be blocking Net Credits deductions from my back account and also filing a complaint with the ****************

• Review fromSh T

  Date: 11/28/2022

  1 star
  Do not use this company! My payment wasnt even 30 days late and they reported it to the credit bureau! This is a company that charges an extreme amount of interest and prey on those who cannot normally get traditional loans! Beware!!!

• Review fromPatty D

  Date: 11/04/2022

  1 star
  Yes I have noticed ************* and ************* and I have kept Net credit's emails and they lied they don't do business with Republic on loans they need an F rating and closed down. I talked to a lady today she left me on hold I hung up that was ridiculous you don't leave people on hold that's rude

• Review fromMary R

  Date: 09/22/2022

  1 star
  They made me go through days of waiting and paperwork. I uploaded my paystubs from this month and after five days, despite my pre approval denied me for not uploading my pay stubs. This is a scam to get your bank info. Do not use!!

• Review fromDaniel H

  Date: 09/02/2022

  1 star
  Horrible, horrible company. Suggests a great loan opportunity, then at the last step, offers 164% interest rate. This is $15,000+ re-payment of a $5000 loan. DO NOT USE THIS COMPANY NO MATTER WHAT KIND OF BIND YOU MAY BE IN

• Review fromAnthony L

  Date: 08/19/2022

  1 star
  I would like to mention that this company takes advantage of the users. I attempted to contact the company on the 3rd of Aug in attempts to make them aware of new financial instance that recently took place. I've begun having to assist my father in medical bills as we just recently found out that he has pancreatic cancer. I asked the company if they'd be able to postpone a payment for a month in order to allow me to take care of my father even though a month wouldn't really help but anything would be better than nothing. Days went by and I didn't receive any response so I sent out another email to the company as once again no one answered the phone when I attempted to call. I ended up finally receiving a response on the 11th of Aug with them stating they'd be unable to help me as there was a payment pending for the 12th in their system. I'm very upset and wish there was some way to get out from under this company. With them sitting on the request and not responding to any of my emails or calls they ended up causing me to be unable to assist my father in making more payments for his medical. I want this company to be held accountable for their actions and want people to avoid this group by all means. As others have mentioned they take advantage of you and will not assist when you need it the most.

• Review fromNorma S

  Date: 08/09/2022

  1 star
  I would like to first state, that this company is not worthy of even one star, I give them 0 stars, the one star is only there because I had to put something.I am writing to any consumer who is considering a loan with this business, DO Not take out a loan with this company, they are predatory lenders that take advantage of and prey on people with less than perfect credit, the interest rates for paying back their loans are outrageous and should be against the law, I paid over 3 times the amount of the loan I took out with them, they do not allow you to refinance it and it is very difficult to get a hold of anyone at the company, for any reason at all, except when your taking out your loan. I would also encourage anyone who has also been taken advantage of by this company to contact the ********** ********** of ******************* ******** Services http://www.dbo.ca.gov. or who governs them, and file a formal complaint so that this company and companies like these will not be able to continue to charge exorbitant amounts of money for loans such as these, the more people complain the more something will be done about companies such as this one.

• Review fromGregory L

  Date: 08/04/2022

  1 star
  Recently, I applied and was approved for a loan. My information was entered correctly in the system, but when my pay schedule came out, it did not coincide with my pay dates. It appears that the system just put whatever it wanted to. My pay weeks and days are ALL incorrect. Since I opted to have payments set up on ACH, this is obviously a BIG problem.I contacted Net Credit, before the funding, to correct this problem, and have been told there is nothing the company can do. I either have to accept the incorrect dates or call every due day to adjust. This is a loan that is set for 2 to 3 years...REALLY! I'm supposed to call every pay period, and it has to be done 2 business days before the actual due date...REALLY!That is unacceptable! I should NOT have to pay for a mistake that was NOT made by me. Then I'm told that I can have the loan rescinded, and reapply to correct the dates, but guess what...THE LOAN MAY BE DENIED!Again, unacceptable!Writing this review to make other customers aware!

• Review fromNicole M

  Date: 08/02/2022

  1 star
  This lending agency is very exploitive in their tactics. I was asking for a payoff amount minus the interest and was not given a result. I also wanted my ACH bank information to be deleted as I was sending a check and that could not be done either even though it clearly states in the terms that is a payment option. This lending agency has been revoked from my bank and will be reported to the Better Business Bureau.