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Business Profile

Extended Warranty Contract Service Companies

Guardsman

Important information

  • Customer Complaint:
    Before filing a complaint through the BBB, Guardsman encourages consumers to contact Sonya, Guardsman's designated resolution specialist. She can be reached at 877-525-7767 and will personally handle your inquiry. Thank you.

Complaints

This profile includes complaints for Guardsman's headquarters and its corporate-owned locations. To view all corporate locations, see

Find a Location

Guardsman has 43 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

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    Customer Complaints Summary

    • 605 total complaints in the last 3 years.
    • 128 complaints closed in the last 12 months.

    If you've experienced an issue

    Submit a Complaint

    The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

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    Complaint status

    Complaint type

    • Initial Complaint

      Date:04/23/2024

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I had purchase 2 recliner sofa sets along with other things from Nebraska Furniture along with 5 Yrs GOLD PLUS Protection Plan with GUARDSMAN on 07/18/2020. Order Number - ********. I filed a claim with Guardsman on 07/30/2020. Since I did not get a response after 2 weeks, I contacted them. And I was told that because my wrong selection of the category, the claim cannot be processed. I explained to **************** to check the pictures and the pictures to understand what caused the damages. But the **************** person was not ready to listen. I asked for Supervisor call back but still got the same response. I checked, if I can refile the claim but was told that until I explain how I rectified the issues caused by the rejected claim they will not process my new claim. I asked them to sent a technician to check the issues and decide. But I was told that technician cannot be sent. I am basically confused why was even that category provided there if GUARDSMAN was going to reject the claim filed under that category. Or the Customer's like me should have been given clear information on what category should be selected for issues when one file the claim.

      Business Response

      Date: 05/21/2024

      According to our records we do not have any claims filed on for the reclining sofa on 7/30/2020.  We have a claim that was filed on 3/28/2024 that was denied for damages that are not covered under the protection plan.  the protection plan does not cover general soiling or stress tears/fabric failure. Claims can't be resubmitted with new information in order to get a denied claim to be accepted. We are unable to service this request.

      Customer Answer

      Date: 05/27/2024

       
      Complaint: 21615909

      I am rejecting this response because neither you are ready to accept that the selected option was a typo from my side or ready to sent a technician to check it out. 

      Sincerely,

      *********************** ***************************

      Business Response

      Date: 06/20/2024

      All claims are processed based on the information provided on the claim form. This information can't be changed after the fact. The original issues reported would have to be resolved before any new claims can be filed.
    • Initial Complaint

      Date:04/22/2024

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Guardsman has done nothing but put off any and all complaints until legal action was threatened and even then I was constantly put under a delay 3 weeks 4 weeks 5 weeks at every step of the way anytime anything happened there was a five to six week delay to the next step they don't give you any information about your claim they don't try to contact you poor customer service when you call to request the status of your claim it's always the wrong number or the wrong department and they don't have any way to transfer they also do not know any information that you might have everything is pending at all times.

      Business Response

      Date: 04/29/2024

      We do apologize for the delay.  Due to an unusually high volume of claims the technician reports are currently being reviewed within ***** days of the technicians visit.  We do show an email was sent to you on 4/24/2024 asking for a copy of the sales invoice (receipt). We show that we do have the invoice and we have reached out to the appropriate department to have them complete the review of the technicians report.  They will be reaching out to you in the next few days.
    • Initial Complaint

      Date:04/11/2024

      Type:Service or Repair Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I purchased a Guardsman warranty with my dining room table in 2020. The warranty lasts 5 years. My table was damaged in late 2023, and I filed a request for repairs. First, I had an issue with submitting the claim. I had a copy of the claim on my computer, downloaded from their website. They stated they did not receive my claim, so I refiled. A date for a technician to come was then scheduled. A technician asked me to take photos when he was unable to make a repair on his service visit. My issue was then escalated to the resolution department. On February 13, I received an email stating that my claim would be handled in ***** days. On March 27, I received another email stating that the business would follow up with me in 7-10 days. It is now April 11, and I have not heard back from anyone. I attempted to call during their regular hours, and I was on hold for 70 minutes. I could not get anyone on the phone.At this point, I would like to have my money refunded for the purchase of this warranty. The company has not communicated whether my dining room table will be repaired or presented any alternatives. I have patiently waited the timelines provided by Guardsman, but I cannot get any additional information about my repair.

      Business Response

      Date: 04/18/2024

      We do apologize for the delay.  Our records show that we needed some additional information from the Retailer.  We have received that information and you should hear from the appropriate department in the next few days.

      Customer Answer

      Date: 04/19/2024

      Hello,

      The company has reached out, and we have agreed on a settlement option.  I would like to close this complaint.

      Best,

      ****

    • Initial Complaint

      Date:04/11/2024

      Type:Product Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I purchased a couch from ******* in 2020 and also acquired a warranty from Guardsman. In August 2023, I submitted a service request to Guardsman via their online web form. However, I never received any communication regarding my request. Consequently, I resubmitted the request in November 2023. Guardsman then informed me that my service request was declined due to not being submitted within a 30-day timeframe. Thou it was only 5 days from my last submission. Following this decline, I made several attempts to seek clarification via email but received no response. I then decided to contact Guardsman's customer service by phone (November 2023) to inquire about how to resolve the issue. During this call, I was informed that my initial submission in August was the basis for the decline, as I allegedly failed to respond to an email from Guardsman during that period. I could find no record of receiving such an email from Guardsman requesting information or clarification.On that call (November 2023) , I was advised that the only way to dispute the decision was to send a letter to the Guardsman's **************** which I promptly did. Despite this effort, I received a response stating that my request was again declined for the same reason - not responding to an email sent in August. I sent another letter in January 2024, on the same day I received the response. However, to date, I have not received further communication from Guardsman regarding my service request.My couch has dog stains and is separating at one of the seams. Both of these are covered by the warranty. I request that they honor the warranty to repair or replace these items.

      Business Response

      Date: 04/15/2024

      Our records show that we have responded to 2 letters that we received.  The response letters were mailed on 12/13/2023 and 1/4/2024.  The emails for the additional information were sent to the same email address that was provided on the claim forms and the same email address that the email advising of the outcome of the claim was sent to. The email was originally sent on 8/17/2023. We are unable to service this request.

       

      From: Guardsman NMI Follow Up 
      Sent: Thursday, August 17, 2023 9:18 AM
      To: ******************
      Subject: Service Request Number: 12363327

      Service Request Number: 12363327
      Dear ***************************,
      We have reviewed the service request referred to above. To ensure accurate processing, please respond to this email with answers to the following questions and/or any requested documents.
      -Please verify exact locations of damaged cushions (right arm facing cushion, left arm cushion, left arm, right arm?)
      -Send pictures of the damages to your unit.
      Please upload an overall photo of each unit of furniture and a clear photo of each stained/damaged area to our website as described below.
      1.            Go to www.guardsman.com 
      2.            Click on Consumers at the top of the page.
      3.            Click on Submit a claim
      4.            Click on add photos
      5.            Enter your last name, zip code, and phone number or service agreement number
      6.            Click on add photos
      7.            Upload an overall photo of each unit of furniture and a clear photo of each stained/damaged area.
      "              Stains on upholstered furniture: Along with the overall photo, take a clear photo of each stained cushion, so the entire cushion is visible from edge to edge.
      "              Tabletops: Looking down at the tabletop (cleared of all personal items), take a clear photo of the entire top. This can be broken into two photos if the top is too large.
      8.            If you are unable to upload the photos to the website, you can email them to *****************************************  using your request number as the subject line

      Be sure to respond via email within 15 days, or your claim will be closed and ineligible for processing.
      Thank you for choosing Guardsman.

       

       

       

      Customer Answer

      Date: 04/16/2024

       
      Complaint: 21560537

       
      I'm rejecting this response for two clear reasons: Firstly, I never received the second letter response. Secondly, they haven't justified why my couch repairs, falling within the warranty contract are not covered. The repairs needed are due to animal stains and an open seam

      Sincerely,

      *****************************

      Business Response

      Date: 04/22/2024

      We have explained why the claim was not accepted for service verbally, in 2 letters and also in the first response to the BBB complaint. The piling, fading/discoloration and wear are not covered under the protection plan. These are listed under the What is not Covered section of the plan. In addition, we did not receive a response for the needed information within the required timeframe.  All email communication has been sent to the same email address and nothing has come back as undeliverable. We are unable to service this request. 
    • Initial Complaint

      Date:04/10/2024

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I filed a claim on 1/26/2024 for a problem with my adjustable bed. As of 4/10 it has not been fixed. I've a attached a document that provides all the pertinent information along along with a detailed timeline of communications, many, many of which have gone unanswered by Guardsman and the Retailer.Product Purchased: *************** ****** 2.0 Foundation Style Adjustable Bed Base Retailer: DealBeds.com Date: 11/16/2017 Warranty Purchased: Guardsman 10 Year Protection Plan (attached)Claim # ********

      Business Response

      Date: 04/15/2024

      We do apologize for the delay. Our records show that we have been in contact with the Retailer several times as it appears there is some confusion as to how the protection plan works. We do show that the purchase order was sent to the store to replace the control box and headrest motor on 4/8/2024.  We also show that we sent an email to you with this information.

       

      From: Grand Rapids Request Followup 
      Sent: Monday, April 8, 2024 6:06 PM
      To: ********** <**************************>
      Subject: RE: Guardsman claim ******** / Deal beds

      Hi,

      We have reached out to Deal Beds to order the control box and headrest motor at our expense I think Deal Beds are confused how the Guardsman plan works.  Once we receive an update from Deal Beds we will follow up with you.

      Thank you,
      Guardsman 

      Customer Answer

      Date: 04/16/2024

       
      Complaint: 21556251

      I am rejecting this response because the bed is still not fixed after almost three months.  Guardsman has dragged their feet and been mostly unresponsive to my emails as my documenation shows.   I am aware that they responded to me on the 8th.  I've shown that in my documentation.  However, they have mostly been unresponsive to my messages over the course of the past three months; I am of the impression that they are dragging this thing out as long as they can in hopes that I'll just go away.    They are not taking responsibility for ensuring they get the part.  DealBeds is claiming they have not received anything.

      I've also sent a complaint to the Georgia ************************* and am hiring an attorney next week if this is not resolved.

      Sincerely,

      ***********************

      Business Response

      Date: 04/22/2024

      Guardsman processed the claim according to plan terms.  Unfortunately, the Retailer is confused as to how the plan works.  Guardsman does not order parts.  We send the purchase order to the Retailer to order the parts.  The purchase order was sent to the Retailer and any questions regarding the parts would need to be directed to the Retailer.

      Customer Answer

      Date: 05/04/2024

       
      Complaint: 21556251

      I am rejecting this response because: 1.  Deal Beds is not confused.  Guardsman is entirely responsible for ensuring my bed is fixed with a reasonable time.  My claim was filed on 1/26/2024.  Guardsman did not reach out to DealBeds.com until 4/8/2024 to order the motor.  Dealbeds has reached out several times to Guardsman requesing approval, including following up with Guardsman this past week.  My understanding is there was a slight delay by Dealsman because the motor is no longer made, but they solved the issue and have been awaiting the next step from Guardsman.  Why did Guardsman take no action to order the motor between the time that the repair person identified the issue in early February until April 8.  The manufacturer's warranty is perfeclty clear that Guardsman is responsible for the motor and any other parts associated with the issue in years 3 through 10.  

      Also, most of my emails to Guardsman over the course of the past three and half months have gone unanswered.  This and the failure to order the part until April 8, only after by the way, my complaint was filed with the BBB, have they taken action.  Now once again, they are delaying.   

      I believe there business model is to ignore the customer, and delay delay delay in hopes that the customer will give up.    

      It's been 3 1/2 months and I am still sleeping in a partially inclined bed.  I try to sleep on just the bottom half of the bed, but my legs hang off.  Not matter what position I try to get into, I'm partially on the incline.  As a result, I've suffered from back pain this entire time.

      Not to mention all the time I've lost in my life and incredible emotional duress this has caused. 


      Sincerely,

      ***********************

      Business Response

      Date: 05/13/2024

      Guardsman processed the claim according to plan terms. Guardsman does not order parts this is done by the Retailer.    Our records show that the Retailer  confirmed on 5/3/2024 that they have ordered the parts. Any questions regarding the replacement parts would need to be directed to the Retailer.
    • Initial Complaint

      Date:04/09/2024

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      We have purchased a Rattan Outdoor Patio sectional from Overstock along with 5yr warranty which they sold, service provided by Guardsman. Less than 3yrs into us using this outdoor set, material started to deteriorate and crumble. ********* directed us to file a case with Guardsman. This case was filed 2 weeks ago. We have had 0 communication from them. No emails, no confirmation of our claim, nothing. I tried calling them when we were at 10 days after filing claim and rude phone service rep basically dismissed my call and said they'll get to it whenever they will. I still have no heard from them, 2 weeks after filing the claim. It's preposterous that this "service provider " hasn't reached out to us in any capacity. I purchased and paid money for their service and I expect to receive that service. So far this company acts like scammers.

      Business Response

      Date: 04/18/2024

      We do apologize for the delay.  Our records show that the email below was sent on 4/15/2024. Once we receive the needed information and the sales invoice we can complete the claim.

      From: Guardsman NMI Follow Up 
      Sent: Monday, April 15, 2024 11:32 AM
      To: ****************** <****************>
      Subject: GUARDSMAN CLAIM 12422200
      Importance: High

      Service Request Number: 12422200

      Dear *************************, 

      We have reviewed the service request referred to above. To ensure accurate processing, please respond to this email with answers to the following questions and/or any requested documents.

      1.)Please provide a copy of your itemized sales receipt. Please be sure the receipt has your information, the Retailers information, the purchase or delivery date, the furniture that was purchased and the Guardsman Protection Plan purchase. You can reply to this email and attach a digital copy, or you can mail it to Guardsman *****************************************************. Be sure to reference the above Service Request Number in any correspondence

      2.)Can you clarify which units have the wicker breakage and where is the damage is located (E.g., Outdoor Sofa - Right arm, Outdoor chair - leg, Outdoor table - Top, Outdoor table #2 - leg, etc.)?

      Be sure to respond via email within 15 days, or your claim will be closed and ineligible for processing.

      Thank you for choosing Guardsman.

      Customer Answer

      Date: 05/02/2024

       
      Complaint: 21553625

      I am rejecting this response because:

      This email reply went straight to SPAM folder so this businesses domain reputation is marked as spam. In any event, pictures and descriptions of damage was provided the day I opened the claim!! Earlier today I replied to them with copy of the invoice as well as explanation of damage. 


      Sincerely,

      *************************

      Business Response

      Date: 05/07/2024

      We did receive the needed information from you and an email was sent on 5/3/2024 advising that the claim as not accepted for service. Breakage of wicker/rattan is not covered under the protection plan. We are unable to service this request.

      Customer Answer

      Date: 05/15/2024

       
      Complaint: 21553625

      I am rejecting this response because:

      As every other complaint about these scammers, they rejected my claim. This is a scam company and I've already reached out to *********************** as well as *************************** These scammers have 1 star ratings everywhere for a reason. Their business model is to defraud customers. They collect money from resellers and reject all claims. This will not go unnoticed. AG office will get involved. 


      Sincerely,

      *************************

    • Initial Complaint

      Date:04/09/2024

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      On Wednesday Dec 13th 2023 I opened up a claim as per their policy for my couch. Claim number was given as ********. I was told a part order would be shipped to me. I haven't heard anything since December 2023. I tried to call today 4/9/24 and hung up after 1 hour of hold time.

      Business Response

      Date: 04/15/2024

      We do apologize for the delay. Our records show that the purchase order was sent to the store on 12/13/2023. We did reach back out to the Retailer on 2/9/2024 and at that time the email came back as undeliverable. We called the store on 2/12/2024 and left a message, however, we still did not get a response.  We did speak with the store on 3/29/224 and they provided us the correct email information.  The purchase order was sent to the store again on 3/29/2024.  Any information regarding the replacement part should be directed to the store.

      Customer Answer

      Date: 04/16/2024

       
      Complaint: 21550311

      I am rejecting this response because: we would prefer to have your team simply come clean it.  It worked before to our satisifaction.

      Sincerely,

      ***************************

      Business Response

      Date: 05/07/2024

      The technician has advised that they can't clean this stain. The replacement seat casing is the only option available. You will need to contact the Retailer regarding the replacment seat casing.

    • Initial Complaint

      Date:04/08/2024

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I purchased a recliner I believe in January of last year and paid $150 to guardsmen for fabric protection against stain. They are impossible to contact via email or phone so I have had the company I purchased the recliner from contacting them for me and they have had the same problem. after many emails and phone calls from the furniture store they did send me a bottle of cleaner which did not remove the stain and a form to fill out in an envelope but guess what there was no form in the envelope. I think all of this is stall tactics , thinking that people will give up. At this point I want a new foot rest for my recliner. I would never ever recommend this company to anyone and apparently many other people who have left reviews have had the same problem. They will not contact you unless you make repeated phone calls or emails over and over and over. So at this point I either want a new foot rest from my recliner or refunded the $150 from this shyster company.

      Business Response

      Date: 04/15/2024

      The hours of operation for our customer service team are Monday-Fri ************* EST. We are unsure of what number you may have been calling but there are Representatives available to take calls during those hours.  When the claim was submitted online on 3/28/2024 the instructions for the cleaning kit being sent advised to go back to the website to report whether the cleaning kit worked or no and an email would have been sent with this information as well as a link to the website to report this.  There is no form to fill out to report this.  Our records do show that your claim has been processed and a technician will be contacting you to schedule an appointment.

      Business Response

      Date: 04/15/2024

      The hours of operation for our customer service team are Monday-Fri ************* EST. We are unsure of what number you may have been calling but there are Representatives available to take calls during those hours.  When the claim was submitted online on 3/28/2024 the instructions for the cleaning kit being sent advised to go back to the website to report whether the cleaning kit worked or no and an email would have been sent with this information as well as a link to the website to report this.  There is no form to fill out to report this.  Our records do show that your claim has been processed and a technician will be contacting you to schedule an appointment.
    • Initial Complaint

      Date:04/04/2024

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I spent $320.00 on the ultimate defense plan. My toddler got permanent ink stains on the furniture. This type of damage is covered per their policy. I have been denied for excessive stains which makes no sense. The ink damage occurred in the span of ~10 minutes.

      Business Response

      Date: 04/10/2024

      The photos received with the claim show an accumulation of other stains in addition to the marker stains on the sectional. The protection plan does not provide service for an accumulation of stains.  We ae unable to service this request.
    • Initial Complaint

      Date:04/03/2024

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I contacted Guardsman in Nov 23 to file a claim on a piece of furniture. They sent a technician out to review the furniture on 12/7 and it was determined by the technician it couldnt be repaired. He informed me Id hear something within a couple of days to determine the next steps. Id be given possibly 3 options. I never heard from anyone. On 1/22, I received a message from the repair company asking for the serial numbers for each piece of the couch. I provided them with 3. Never heard anything after. On 2/26 I called, sat in a cue for 1 hr 40 mins only for the lady to tell me theyd be getting in touch with me in 2 days. Still havent heard a word! I called today and the message says they are closed. I called within the window they said, which is 10-2pm eST. This is ridiculous that its been 4 months and no resolution!

      Business Response

      Date: 04/09/2024

      We do apologize for the delay and the long hold time.  The current hours for the department you need to speak with are Mon-Tues and Thurs-Fri 8:30am-2:00pm EST.  We have forwarded your information to the appropriate department and have asked that someone reach out to you.

       

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