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About

About This Business

Embrace Home Loans provides mortgage lending services, including a variety of mortgage options such as conventional, FHA, VA, jumbo, and USDA loans. The company assists clients with purchasing homes, refinancing existing mortgages, and consolidating debts. Embrace Home Loans offers personalized solutions and resources like mortgage calculators and educational tools to help clients navigate the mortgage process. The company also offers specialized programs to aid first-time homebuyers and supports community members through initiatives focused on diversity, equity, and inclusion within the mortgage industry. The business provides services to residential and commercial customers.

Products and Services

Residential Mortgage Loans , Residential Mortgage Loans First and Second Liens, Residential Mortgage Purchase Loans, Residential Mortgage Refinance Loans, Residential Mortgage Second Lien Loans, FHA, USDA, VA

BBB Accredited Since: 8/11/2009

Years in Business: 42

Photos and Videos

Business Details

BBB File Opened:
8/18/2011
Business Started:
5/1/1983
Business Started Locally:
8/22/2016
Business Incorporated:
5/13/1983
Type of Entity:
Corporation
Business Management:
Mr. Brian Woltman, Branch Manager
Number of Employees:
400

Additional Contact Information

Customer Contacts
Mr. Brian Woltman, Branch Manager

Licensing information

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

BBB records show a license number of 87000213LL for this business, issued by Rhode Island Department of Business Regulation

Rhode Island Department of Business Regulation

1511 Pontiac Avenue

Cranston RI 02920

Website

BBB records show a license number of 90000214LB for this business, issued by Rhode Island Department of Business Regulation

Rhode Island Department of Business Regulation

1511 Pontiac Avenue

Cranston RI 02920

Website

Additional Information

Payment methods
  • Check
  • American Express
  • Discover
  • MasterCard
  • Visa
  • Money Order
Refund and Exchange Policy
After APR disclosures are provided to the consumer, AFS may require that an appraisal be performed to determine a market value for the subject property, and a fee will be collected from the consumer for that service. The fee, which is then paid to a third party appraiser, will not be refundable after the appraisal services have been performed.
Other Resources
NMLS - Nationwide Mortgage Licensing System & Registry
NMLS Consumer Access
Washington DC 20036
Phone Number: 855-665-7123
http://www.nmlsconsumeraccess.org/
Program Participation
BBB Community Patrons
BBB Community Patrons are like-minded businesses that see ethics as the key factor in creating a stronger, healthier business community.

BBB Community Patrons' additional financial support enables BBB to pursue distinctive, mission-based programs focused on ethics that would not be possible if not for the generous backing from BBB Community Patron Sponsors.
Business Categories
Mortgage Banker

More Resources

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