Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies
Share
Business Profile

Credit Repair Services

Vargas Consulting

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Credit Repair Services.

Reviews

Customer Review Ratings

1/5 stars

Average of 12 Customer Reviews

Want to share your experience?

Leave a Review

Review Details

  • Review fromErika D

    Date: 05/25/2025

    1 star
    This person is a scam artist. I didn't do my due diligence before sending her 199 fir credit repair
    She never did anything and never returned my texts. Do not hire her. She is a know scammed. Google her name.
  • Review fromRyan M

    Date: 04/02/2025

    1 star
    SHE’S A SCAMMER!!!! MY MOM SIGNED UP FOR HER SERVICES AND PAID HER $700 VIA CRYPTO. DO NOT DO BUSINESS WITH HER. WE’RE NOT TRIPPING OVER $700, IT’S THE PRINCIPLE. SHE’S BEEN IN TROUBLE BEFORE FOR SCAMMING. SMH
  • Review fromMatthew M

    Date: 03/07/2025

    1 star
    Don’t get tradelines from her! She straight up scammed me!
  • Review fromKareem M

    Date: 11/11/2024

    1 star
    What ever you do, do not send this person a dime! I've been following this person and was impressed by your knowledge. If I only did more research into the past of this company. Terrible. Many people have been defrauded and even made the paper. If it seems good to be true then it is!
  • Review fromRaymond A

    Date: 08/05/2024

    1 star
    Kristian's Credit Repair Service is a major scam. She charged me $700 upfront and then sent generic updates that made it seem like she was working on my case. Despite my repeated requests for specific details, I saw no real improvement in my credit score. Her communication was evasive at best and she eventually block my number.
    Avoid this service and find a reputable company. Don't waste your money like I did.
  • Review fromEric M

    Date: 05/20/2024

    1 star
    ************************************************
    STAY AWAY FROM THIS CRIMINAL!! KRISTIN ****** IS A FRAUD. SHE'S BEEN CONVICTED OF MONETARY CRIMES, NOW, SHE"S A CREDIT REPAIR EXPERT CHARGING FEES UPFRONT CLEARLY IN VIOLATION OF THE CROA LAWS. REPORT HER TO LAW ENFORCEMENT, CFPB, FTC AND THE BBB FOR ENFORCEMENT. SHE STILL HAS NOT LEARNED CRIME DOES NOT PAY!!!
  • Review fromDontay P

    Date: 05/13/2024

    1 star
    Awful scam credit repair business. I have paid for services for 3 months and only recieved one packet of dispute letters. I have called left voicemails, sent emails and text messages. No reply. She only messages when it is time to pay. I would give no stars if was possible.
  • Review fromTodd H

    Date: 04/03/2024

    1 star
    This woman is a scam artist. Stay away from her and anything she offers. She will take your money and do absolutely nothing. Stay away!!!!
  • Review fromMitch G

    Date: 10/29/2023

    1 star
    She’s a Scammer. She collects your money and doesn’t do the work she promised to do. She’ll lie and tell you yes, It’s done, when in fact she hasn’t done a thing. She’s very convincing on ******* but she’s just a con artist. You have been warned!
  • Review fromPaul R

    Date: 10/22/2023

    1 star
    --- KISTIN IS A SCAM ARTIST ---
    I retained Kristin's services, and we maintained correspondence for two months. However, she suddenly ceased returning my calls and blocked my number. A ****** search revealed "Kristin V*****" has a few mugshots and an extensive criminal record for committing fraud and identity theft. DO NOT TRUST KRISTIN or her services. KRISTIN IS ON PROBATION IN NYC.

BBB Business Profiles may not be reproduced for sales or promotional purposes.

BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

BBB Business Profiles generally cover a three-year reporting period, except for customer reviews. Customer reviews posted prior to July 5, 2024, will no longer be published when they reach three years from their submission date. Customer reviews posted on/after July 5, 2024, will be published indefinitely unless otherwise voluntarily retracted by the user who submitted the content, or BBB no longer believes the review is authentic. BBB Business Profiles are subject to change at any time. If you choose to do business with this company, please let them know that you checked their record with BBB.

As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.