Insurance Services Office
Aon Affinity Travel PracticeComplaints
Customer Complaints Summary
- 1,520 total complaints in the last 3 years.
- 153 complaints closed in the last 12 months.
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Submit a ComplaintThe complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.
Initial Complaint
Date:04/04/2025
Type:Order IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
Had purchased a cruise in May 2024. The cruise with Princess was to take place March ******. Had also taken out insurance through Princess with AON Infinity Insurance. In January 2025 our primary doctor had stated that I would not be able to travel at this time because of health issues. A number of letters from the doctor and health procedures were sent to the insurance and every time the insurance comes up with issues that they still need. I have called and sent emails to Princess Cruises and AON insurance over 30 times in the past 3 months starting in January 2025 through April 2025. The contract with the insurance company states they are liable to pay the cancellation fee. They have still not done that. I dont know what else to do to get our rightful money.Business Response
Date: 04/08/2025
We have reviewed *** ********* inquiry, and we are happy to provide status on this matter.
Our claims department has reviewed the claim and has contacted the customer regarding the finalization of the claim.
The claim has been processed according to the terms of the plan purchased and therefore, the customers concerns have been addressed.
We thank *** ******* for her patience during the claim process.Initial Complaint
Date:04/01/2025
Type:Service or Repair IssuesStatus:ResolvedMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
We had a cruise scheduled with Princess for March 15. We found out in January. My husband had to have surgery on March 11 so canceled our cruise on January 15 and received our half our money from Princess. Weve filed claims we had the doctor fill out a physician statement. *** keeps saying that they need more information Ive offered to send them a picture of the surgery on his back weve gave them all the information theyve asked for all his doctors. They said this physician statement would be what they needed but we gave them that and they still are not happy. We never hear from them. We have to constantly reach out to them to get a status of our claim, I wont give up though they owe me money. This is a ridiculous company. Buyer beware. This company is not your only option.Business Response
Date: 04/15/2025
We have reviewed *** *********** inquiry and would like to provide the following status.
Our claims department has reviewed the claim and has contacted the customer regarding documentation required to finalize the claim.The claim has been processed according to the terms of the plan purchased until such information is received.
We thank *** ********* for her patience during the claim process.Customer Answer
Date: 04/15/2025
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID# ********, and have determined that my complaint has NOT been resolved because:we have supplied Aon with all the forms they have asked for from us. Now theyre asking the doctor for another form which they wont disclose to us and they just keep mailing the doctor this form which probably sits on an desk somewhere and will probably never be seen by the doctor. It really just gives Aon an excuse not to pay if they are not going to pay I think they need to refund the money we paid for this worthless insurance.
***** *********
Business Response
Date: 04/28/2025
We have reviewed *** *********** additional inquiry.
Our claims department has contacted the customer regarding this additional inquiry and we have provided him with the requested update including his final claim determination
We thank *** ********* for his patience during the claim process.Customer Answer
Date: 04/29/2025
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me and the matter has been resolved.
Sincerely,
***** *********
Initial Complaint
Date:04/01/2025
Type:Product IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
Per the policy guidelines if a customer has a medical condition/issue/reason that prevents them from traveling then he/she are entitled to a full refund with supporting documentation from a physician. I was not able to travel per my doctor for several days for medical reasons! I provided all requested information to AON Travel Insurance. I made contact with the company because they failed to communicate with me. It has been longer than 15 days and my refund has not arrived.Business Response
Date: 04/08/2025
We have reviewed *** ******** inquiry, and we are happy to provide status on this matter.
Our claims department has reviewed the claim and has contacted the customer regarding the finalization of the claim.
The claim has been processed according to the terms of the plan purchased and therefore, the customers concerns have been addressed.
We thank *** ******* for her patience during the claim process.Initial Complaint
Date:03/26/2025
Type:Service or Repair IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I purchased trip cancellation insurance. I filled a claim in January. For a cruise departure 2/15 *********** has fraudulently denied receipt of requested information in spite of sending confirmation of receipt hiBusiness Response
Date: 04/09/2025
We have reviewed *** ************* inquiry and would like to provide the following status on this matter.
Our claims department has reviewed the claim and has contacted the customer regarding the finalization of the claim.
The claim has been processed according to the terms of the plan purchased.
We thank *** *********** for his patience during the claim process.Initial Complaint
Date:03/24/2025
Type:Order IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I canceled my Cruise due to my Wife being diagnosed with Cancer on 1/7/25, 32 days prior to departure date and paid $350. I have submitted a claim with them and they keep asking for a Physican Statement. According to the instructions, if a Death occurred, provide a copy of the Death Certificate in lieu of the Physician Statement. Physican will not complete this form as my wife is deceased and can't sign a Release Statement. I've called many many times that a Claims *** will call me. NO ONE has ever called me back. I'm looking at around a 500$ reimbursement. PLEASE HELP.Business Response
Date: 03/26/2025
We have reviewed *** ******* inquiry and would like to provide the following status on this matter.
Our claims department has reviewed the claim and has contacted the customer regarding the finalization of the claim.
The claim has been processed according to the terms of the plan purchased and therefore, the customers concerns have been addressed.
We thank *** ****** for his patience during the claim process.Customer Answer
Date: 06/02/2025
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID# ********, and have determined that my complaint has NOT been resolved because:
***** ******
Business Response
Date: 06/12/2025
We have reviewed *** ******* inquiry, and we are happy to provide status on this matter.
Our claims department has reviewed the claim and has contacted the customer regarding the finalization of the claim.
The claim has been processed according to the terms of the plan purchased and therefore, the customers concerns have been addressed.
We thank *** ****** for his patience during the claim process.Initial Complaint
Date:03/20/2025
Type:Service or Repair IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I took out travel insurance for a cruise.I went to the dentist for a partial fit. Upon having that done I them had to pay for my upper teeth to be done cause nothing would fit right. I sent them the dental paperwork and they denied the claim saying it's not medical.Business Response
Date: 03/28/2025
We have reviewed *** ******** inquiry and would like to provide the following status at this time.
Our claims department has reviewed the claim and has contacted the customer regarding the finalization of the claim.
The claim has been processed according to the terms of the plan purchased and therefore, the customers concerns have been addressed.
We thank *** ************* for her patience during the claim process.Customer Answer
Date: 05/09/2025
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID# ********, and have determined that my complaint has NOT been resolved because:
AON Travel has not resolved or attempted to resolve anything with me. They have contacted me 1 time asking for additional information. I sent them the paperwork they asked for. Since then, they have not contacted me at all saying it is still being reviewed.
The paperwork was sent to them at the beginning of April, 2025. They are not telling you all the truth so please contact them because I deserve my money back. I am still not done with the dentist office. The trip is over with at this time and I was not able to go due to my dental work.
People need to know what type of company this is. They are not reliable, just want the money. They don't care about what is going on with their customers. The reason for ********************** is for emergency situations and dental work is a serious situation!!
Thank You,
***** *******
***** ************
Customer Answer
Date: 05/21/2025
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID# ********, and have determined that my complaint has NOT been resolved because:They have received all of the paperwork and receipt twice. It was and is a dental issue. I am still dealing with the same issue now.
They can contact the dentist office, they have the paperwork. They keep telling your office one thing and not acknowledging anything I have been saying or provided them.
***** *******
Business Response
Date: 05/28/2025
We have reviewed *** ********* additional comments.
Our claims **** has again contacted the claimant to explain what documentation she is required to submit to our office under the terms of the plan purchased. Upon receipt of this documentation, we will be happy to continue review of this claim in accordance with the terms of the plan.
However, if we continue to receive no response from the claimant after an additional 60 days, we will close the file until further activity.Initial Complaint
Date:03/19/2025
Type:Product IssuesStatus:ResolvedMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
10/24/2024 - Norwegian Cruise to extend from 12/01/24 to 12/13/24 was purchased for $4040.04.Aon Affinity travel insurance was purchased at the same time.10/25/24 - Routine yearly mammogram revealed a suspicious spot. 11/13/24 Follow-up imaging caused radiologist to schedule a breast biopsy for 11/25/24.11/21/24 - We attempted to cancel cruise and were told we would not receive a refund because we could still travel. We rescheduled the cruise that same day, hoping the biopsy would be negative.Travel insurance remained intact throughout this process.11.25.24 - Biopsy was difficult and caused significant bruising and swelling. Pathology results would be delayed by Thanksgiving.11/27/24 - We cancelled the cruise.Since that time we have exchanged emails and paperwork with Aon Affinity to try to get a refund. We were asked to have a form filled out by one doctor and access to medical records. 12/20/24 primary care physician form submitted.1/30/2025 more information was requested and all attending physicians (primary care, surgeon, radiation oncologist, chemical oncologist) names, addresses, phone numbers, were provided along with signature granting medical records access.3/18/25 - There has been no further response. When we request update on status, we are told we will receive information in 2 to 3 business days. There is no other response.Business Response
Date: 04/02/2025
We have reviewed *** and **** ******* inquiry, and we are happy to provide status on this matter.
Our claims department has reviewed the claim and has contacted the customer regarding the finalization of the claim.
The claim has been processed according to the terms of the plan purchased and therefore, the customers concerns have been addressed.
We thank *** and **** ***** for their patience during the claim process.Customer Answer
Date: 04/08/2025
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me and the matter has been resolved.
Thank you for your work to seek resolution to the claim.
It HAS now been resolved to our satisfaction.
****** *****
Initial Complaint
Date:03/17/2025
Type:Product IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
My mom and I were supposed to go on a cruise later this year but we decided to cancel due to planes crashing. We canceled because our safety is important to us!! We were denied a refund of the cruise protection plan in the amount of $375 on 3/12/25!!! This is unacceptable. A refund should be given no matter the circumstances!!! If they valued our safety they would reconsider this denial!!!Business Response
Date: 03/31/2025
we have reviewed *** ******** inquiry and would like to provide the following status on this matter.
Our claims department has reviewed the claim and has contacted the customer regarding the finalization of the claim.
The claim has been processed according to the terms of the plan purchased and therefore, the customers concerns have been addressed.
We thank *** ****** for her patience during the claim process.Initial Complaint
Date:03/14/2025
Type:Service or Repair IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I booked a ****** cruise on July 15th 2023 as a surprise for our Family. A few days later we told our kids (9&7) about the trip. Our older Son became VERY overwhelmed and said he couldn't go on the cruise ship as he became extremely anxious about going on a cruise ship in the Ocean. We tried to talk to him daily to ease the worries but nothing worked. We contacted his Behavioral pediatrician and they instructed not to force the trip as he clearly has anxiety about it. Our son has **** and *** so we decided to cancel the trip. I contacted our Travel Agent and she canceled on July 24th. This was 11 DAYS LATER! We were refunded all of our payment EXCEPT a total of $686.44 which COULD ONLY BE USED AS CRUISE CREDITS! THAT'S THE WHOLE REASON WE CANNOT GO BECAUSE IT IS A CRUISE! My Son cannot go on a cruise! I called Aon Travel Insurance and they instructed me to have my Son's Doctor write a letter stating it was in his best interest not to go. After back and forth several times and the ********* writing 2 Letters they still would not refund the $686.44 !!!! 11 Days after booking I cancel and they GIVE ME CRUISE CREDITS FOR A CRUISE I CANNOT GO ON !Business Response
Date: 03/28/2025
We have reviewed *** ******** inquiry, and we are happy to provide status on this matter.
Our claims department has reviewed the claim and has contacted the customer regarding the finalization of the claim.
The claim has been processed according to the terms of the plan purchased and therefore, the customers concerns have been addressed.
We thank *** ******* for her patience during the claim process.Initial Complaint
Date:03/13/2025
Type:Product IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
Purchased Premium Travel Insurance that stated cancel for any reason for me and my son..I ended up in the hospital because I have Kidney disease and was unable to go on the cruise. The insrance company was AON Travel insurance and I provide all documents they requested. I have yet to hear from them. This was for a Princess cruise in August 2024 to ******. AON Reference number **********Princess Booking Number ******Business Response
Date: 03/26/2025
We have reviewed *** ****** inquiry and would like to provide the following status on this matter.
Our claims department has reviewed the claim and has contacted the customer regarding the finalization of the claim.
The claim has been processed according to the terms of the plan purchased and therefore, the customers concerns have been addressed.
We thank *** ***** for her patience during the claim process.
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