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Business Profile

Mortgage Lenders

JPMorgan Chase Bank, National Association

This business is NOT BBB Accredited.

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Complaints

This profile includes complaints for JPMorgan Chase Bank, National Association's headquarters and its corporate-owned locations. To view all corporate locations, see

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    Customer Complaints Summary

    • 175 total complaints in the last 3 years.
    • 52 complaints closed in the last 12 months.

    If you've experienced an issue

    Submit a Complaint

    The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

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    Complaint status

    Complaint type

    • Initial Complaint

      Date:07/01/2024

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Chase Bank has not operated in good faith or ethical business practices. After multiple attempts, and over 20 communications, we have yet to receive our Lien Release document or Certificate of Satisfaction from Chase Bank. No outstanding balances are owed, and now we are in jeopardy of losing the present sale of our home because of this document. Since redeeming our property from the Sherrif Sale on April 12th, 2024, we have continuously reached out to Chase for the Lien Release document and have been unsuccessful. We have paid the verified judgment amount in full and received a redemption receipt from the Union ********************** of NJ. We have confirmed with their (Chase) attorney Powers and **** LLC (of *************) that their funds have been received. We have additionally confirmed with Chase internally that the funds have been received, yet we still have not received a Lien Release from Chase. We are extremely frustrated as well as disappointed by the actions or lack of action on Chase Bank. We have received no document as of this date and have been patient following their supposed process with no success. It makes no sense why we are not getting any answers, were just being told repeatedly itll take 3 to 5 business days or 5 to 7 business days, well its now going 60 plus business days ago with no success. If you pay for something in full and there is no outstanding balance you should be provided legal proof of that payment reflecting the completion of your obligation to the debtor and that you are no longer indebted to them. You should not be disregarded, ignored, or provided any plausible reason as to why, what is legally and rightfully yours, the document demonstrating freedom from a debt that is paid in full.

      Business Response

      Date: 07/08/2024

      We responded to our customers concerns in our letter dated July 8, 2024. To protect our customers privacy, we are not providing you with the details of our resolution. Our customer may use their discretion in sharing our response directly with you.

      Customer Answer

      Date: 08/20/2024

      Thank you for the follow-up and we appreciate your efforts in helping us resolve this matter. Although Chase has responded, they have provided us with incorrect documentation and were still not getting direct responses. Its frustrating being bounced back and forth and getting nowhere. Attached is the document they provided listing the incorrect mortgage, along with the incorrect book and page listing. The lien release provided by Chase from our initial complaint was from a previous mortgage (which had already been released via refinance). It has nothing to do with the current mortgagor ******************************* which is the lien release weve been seeking after redeeming the property following the foreclosure auction. This should be a simple process but has been dragged out for months at our expense. Multiple daily calls (at times for hours at a time with our attorney and Chase mortgage/foreclosure department without resolution. **** had to additionally pursue their lawyer ********************* for assistance with getting this matter resolved. All at unnecessary costs to us.

      Please forgive my delayed reply, unfortunately, this process has caused much strife and stress as it has taken a toll on my brothers health in which he experienced a stroke in July while trying to help get this frustrating ordeal behind us. The property has been our home since 1998, and after our parents death, we could never imagine it would be this difficult to get something like this resolved as long-standing customers of this institution. We simply want to get the correct documentation to move forward. You would think providing the correct account number, mortgagors information, and property address would not prove to be this difficult. 

      Attached is the Chase response letter/email along with the incorrect data. Additionally, *** included a recent reply from Chase's attorney, ********************* who handled the foreclosure and auction. The document confirms the redemption of our property, as we have stated to Chase, for us to receive an immediate lien release that shouldve been recorded as a Public Land Record with the Union County Clerks Office by now, since this transaction took place back in April 2024. 

      Thanks again for your assistance.

      Business Response

      Date: 08/21/2024

      We responded to our customer's concerns. To protect their privacy,we are not providing you with any details of our resolution. Our customer may use their discretion in sharing our response directly with you.
    • Initial Complaint

      Date:06/30/2024

      Type:Billing Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I had a HELOC with Chase that was tied to a Chase checking account for automatic withdrawals. Everything was fine for 20 years, but last year Chase froze the checking account and did not notify me. Due to this my loan was reported to the credit bureaus as past due for the months of Jul, Aug, Sep, and Oct which ruined my credit. I have been trying since October to get Chase to correct my credit report as the issue was through no fault of my own. Despite numerous calls, faxes, and letters to Chase no can even tell me why the account was frozen, and refuse to make corrections for their mistake.If needed, I can provide the address and account number tied to the ******

      Business Response

      Date: 07/16/2024

      **********************;
      Wed, Jul 10, 4:07 PM (6 days ago)
      to me, *******

      Good afternoon:

       

      We are still researching the customers complaint and request an additional 10 days to complete our research.

       

      Thank you,

      ***********************| Business Analyst - Chase **************** Letter Review Team | Chase | ************************| ********, *********; ***** |Email: ***************************************

      Business Response

      Date: 07/22/2024

      We responded to our customer's concerns. To protect their privacy,we are not providing you with any details of our resolution. Our customer may use their discretion in sharing our response directly with you.

      Customer Answer

      Date: 07/27/2024

      [If you do not say why you are rejecting the company's response, BBB must close your complaint.] 

      Complaint: 21923186

      I am rejecting this response because: Chase is still refusing to correct my credit report. Their current story is that my checking account ending in 2218 was placed into an inactive status on November 2, 2022. Deposits were made to this account on a monthly basis, and my home loan payments were automatically deducted from this account on a monthly basis, so if it was placed in an inactive status it was due to an error by Chase.

      I have attached the letter I received from Chase that they did not wish to share with the BBB because they know they are in the wrong and are hoping that I will drop this.

      Regards,

      *******************

    • Initial Complaint

      Date:06/25/2024

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      We are writing to complain about a loan closing date problem with our mortgage lender. Our supposed loan-closing date was 5/8, but it didn't close; we were asked to return the following day for the closing. We are yet to receive our reimbursement, as it is supposed by the advertised stipulation clause on their website, because the holdup in our closing was not our fault and cost us a great deal of inconvenience with our family and our moving plans. According to their website, when you buy a new home or an investment property, you can be eligible for their Chase Closing Guarantee, which provides an on-time closing, or they'll pay you $20,000. We believe we are qualified and would like to seek help sorting out this matter.

      Business Response

      Date: 07/08/2024

      From: ************************ <**************************************************>
      Date: Fri, Jul 5, 2024 at 3:45 PM
      Subject: **************************** BBB Complaint ID ********
      To: *************************************** <**************************************************>
      Cc: ********************************************************************************************************************************** afternoon:

       

      We are still researching the customers complaint and request an additional 10 days to complete our research.

       

      Thank you,

      ***********************| Business Analyst - Chase **************** Letter Review Team | Chase | ************************| ********, *********; ***** |Email: **************************************************

       

      This message is confidential and subject to terms at: ****************************************************** including on confidential, privileged or legal entity information, malicious content and monitoring of electronic messages. If you are not the intended recipient, please delete this message and notify the sender immediately. Any unauthorized use is strictly prohibited.


      --
      ***************************************
      Senior Dispute Resolution Consultant
      BBB Serving ************
      *********************
      bbb.org

      Business Response

      Date: 07/09/2024

      We responded to our customer's concerns by letter. To protect their privacy, we are not providing you with any details of our resolution. Our customer may use their discretion in sharing our response directly with you.
    • Initial Complaint

      Date:06/25/2024

      Type:Customer Service Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      In about 2006 I had a HELOC with Chase, which I believe was paid off. Regardless, when the recession hit and everyone quit payment me, I filed bankruptcy and my loan(s) were discharged. They say I owe $250.00 on a line of credit that was $54,000 and which I believe was paid off anyway. Their "bill" correctly notes that the debt was (DISCHARGED) yet they are demanding payment for $250.00, thirteen years later. The discharge was in 2011!

      This is apparently an unethical attempt to rope me in to acknowledging the debt by trying to secure a payment, for which they did attach a payment coupon at the bottom of their bill with the amount of $250.00 which they allege is due and owing. I believe I have had a chase bank account since the discharge and a chase credit card.

      Recently, my elderly mother added me to her bank accounts at chase and this was when their "bills" started to arrive. I asked the bank about it when I went in with my mother, but she (bank worker) didn't know anything about it and I am not going to contact chase directly because they are apparently trying to get me to acknowledge the debt and begin paying on it.

      This seems to be very unethical and I believe the Attorney General needs to be advised. My mom is 93 and I will be 60 in August. I am not sure if that is one or two senior citizens they are trying to harass and scare and intimidate into paying.

      I DO NOT ACKNOWLEDGE THIS AS DEBT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

      I am attaching redacted copies of my discharge and their bill. I can provide original un-redacted copies but I do not want my personal information to be available to the public.

      Please do NOT kick my complaint as the public needs to be aware of these tactics and i have removed the request for payment for my time. My requested resolution of them acknowledging no debt owing and to stop contacting me should fit BBB's requirements for resolution.

      Business Response

      Date: 07/24/2024

      We responded to our
      customer's concerns. To protect our customer's privacy, we are not providing
      you with any details of our resolution. Our customer may use their discretion
      in sharing our response directly with you.

      Customer Answer

      Date: 07/24/2024

      I am rejecting this response because: 

      CHASE has sent a communication in which Chase acknowledges that the undersigned consumer filed for
      Chapter 7 Bankruptcy protection on July 19, 2011, but didn’t reaffirm the HELOC
      before the bankruptcy was discharged on December 22, 2011. As a result, they
      say the consumer had no personal obligation to make payments; however, Chase
      says it retained their interest in "your" home as collateral for the
      HELOC. However, the home, I believe, was secured by a CHASE MORTGAGE!! Chase
      repossessed said home, upon which I placed some $120,000 down and which was
      left in good condition. Chase knew or should have known that it possessed the
      very property upon which the HELOC was placed. Chase acknowledges that this
      HELOC never was used. Chase, being the mortgagor and HELOC issuer had superior
      knowledge that said home had been repossessed by Chase, which incidentally,
      though I was promised cash for keys and paid out for mediation through the
      State of Nevada, never came into fruition. Chase acting like it didn’t know
      what was going on with the home is ironically both comical and sad. CHASE
      states that the draw period of the HELOC ended in August 2017. . . . and they
      confirm that a block was placed on the HELOC in May 2008, due to market
      conditions. Their excuse that because of the block this stopped any advances to
      be made on the HELOC as well as any service fees, but after the Chapter 7
      Bankruptcy protection on July 19, 2011, the block was removed on July 26, 2011.
      They are saying that this caused the annual service fee started to be charged
      to the HELOC. What I want to know is WHY on EARTH would Chase put a block on an
      open line of credit and NOT inform me? WHY on EARTH would Chase then remove a
      block on an allegedly open line of credit AFTER the mortgagee had vacated the
      premises and filed for bankruptcy? WHY on EARTH would Chase then commence an
      annual service fee for a debt that was noticed in a Bankruptcy? This seems like
      it is straight from Alice in Wonderland. CHASE says that they were not
      reporting the HELOC activity on my credit report and because the chapter 7
      Bankruptcy is more than seven years ago they are not reporting the actual HELOC
      account on my credit report. If Chase did ANYTHING to my now pristine credit,
      there WILL be all lawful actions taken to remedy any and all possible
      ramifications. CHASE says that because the property was used as collateral to
      secure the HELOC, I was required to inform them to close the HELOC and pay the
      recording fee of $42; however, Chase was informed of the Bankruptcy Chapter 7
      proceedings. Any alleged debt was DISCHARGED in BANKRUPTCY (as Chase correctly
      notes), so any “recording fee” would be on Chase, not the alleged debtor. CHASE
      admits that they sent the enclosed payoff quote on June 30, 2024, with the
      amount needed to pay off the HELOC in full, but only now acknowledges attempting
      to collect a debt discharged in Bankruptcy. CHASE tried to posit that it was
      determined that upon filing the Chapter 7 Bankruptcy, the block was supposed to
      remain on the HELOC to avoid advances and the annual service fees from being
      charged for $50; however, again Chase only now acknowledges that they believe
      they should not have removed whatever “block” they say they put on the fees. It
      took two (2) complaints for them to figure this out. CHASE concludes that for
      all those "excuses" they waived the total annual service fees for
      $250 that was charged on the HELOC and closed the HELOC and waived the
      recording fee for $42. HOW MANY OTHER CONSUMERS HAVE YOU TRIED TO BULLY INTO
      PAYING DEBT WHICH NEVER EXISTED? WHY DID YOU ONLY START CONTACTING ME AFTER MY
      93 YEAR OLD MOTHER PUT MY NAME ON HER CHASE ACCOUNT? CHASE HAD MY ADDRESS FROM
      A BANK ACCOUNT AND CREDIT CARD I HAD WITH THEM IN APPROX. 2014, YET THEY DID
      NOT CONTACT ME. ADMIT IT, THIS APPEARS TO BE NOTHING MORE THAN A “SHAKE DOWN”
      OF CHASE TO RECOVER A NON-EXISTENT DEBT SOME 13 YEARS AFTER A DISCHARGE IN
      BANKRUPTCY. CHASE SHOULD BE ASHAMED OF IT’S ACTIONS!!!! I HOPE OTHER INNOCENT
      CONSUMERS COME FORWARD.

      Regards,



      ****

    • Initial Complaint

      Date:06/25/2024

      Type:Service or Repair Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I received a letter from chase bank in regards to my deceased parents for their mortgage stating threat they owed them 1100 dollars I have provided them all documents showing I am the excutor of the will provided death certificates I went in the branch and this was escalated to their branch complaint department I have had no resolution in a month they will not call me back when I ask I have talked to my case manager once

      Business Response

      Date: 06/27/2024

      We responded to our customer's concerns. To protect their privacy, we are not providing you with any details of our resolution. Our customer may use their discretion in sharing our response directly with you.

      Customer Answer

      Date: 07/05/2024

      Resolved
    • Initial Complaint

      Date:06/15/2024

      Type:Product Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Refund requested $58.76.01-05-2024: I had a Home Loan from Chase Home Lending (CHL). I paid a prepaid interest.01-17-2024: I deposited $150,000 towards the principal of $350,000.01-18-2024: Loan Balance $200,000. I deposited another $150,000 towards the principal.01-19-2024: Loan Balance $50,000 01-20-2024: Loan Balance. Attachment starting with 04-16-2024 contains all these details.CHL's response is in attachment starting with 05-21-2024. My response to that is the file starting with 06-02-2024.

      Business Response

      Date: 06/26/2024

      We responded to our customer's concerns. To protect their privacy, we are not providing you with any details of our resolution. Our customer may use their discretion in sharing our response directly with you.

      Customer Answer

      Date: 07/08/2024

      From: *********************** <*******************>
      Date: Wed, Jul 3, 2024 at 1:07 PM
      Subject: Complaint ID: ********
      To: <*******************************************>


      Namaste!

      Dear Sir/*****,

      I tried to attach a copy of the voice-mail through my Yahoo email, and it would't send it.

      So, I am attaching it through my gmail email address.

      Very many thanks.

      *********************************************
    • Initial Complaint

      Date:05/27/2024

      Type:Billing Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Paid escrow in full at the beginning of the year. The bank made a clerical error by applying it to principal instead. I tried 12 different times to call them and couldn't get past automated teller to talk to human being. Finally I had to go up to the bank to talk to a person about the error they made. They told me they would charge me $156 to correct their error. All payments are current and up to date but they are now trying to say that I am behind one payment plus fees.

      Business Response

      Date: 06/06/2024

      On Thu, Jun 6, 2024 at 3:20 PM ************************ <***************************************> wrote:
      Good afternoon:

       

      We are still researching the customers complaint and request an additional 10 days to complete our research.

       

      Thank you,

      ***********************| Business Analyst - Chase **************** Letter Review Team | Chase | ************************| ********, *********; ***** |Email: ***************************************

      Business Response

      Date: 06/13/2024

      We responded to our customer's concerns. To protect our customer's privacy, we are not providing you with any details of our resolution. Our customer may use their discretion in sharing our response directly with you.
    • Initial Complaint

      Date:05/22/2024

      Type:Billing Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      * We cancelled mortgage insurance as of 05/15/24 - going from ******** (premiums being paid out of escrow) to ******** (premiums paid by us, first premium already paid)
      * On 05/20/24 Chase paid out of escrow $2300 homeowner's insurance to Farmer's
      * On 05/22/24 in the morning, my spouse tried to find a resolution with Chase, to no avail - ******** couldn't tell him anything because the policy was cancelled, Chase couldn't say anything because they didn't have the money anymore
      * O5/22/24 we saw that Chase paid another $3500 homeowner's insurance to ********; even though they were told by ******** and my spouse that premiums are being paid by us
      This is either the grossest incompetence or the grossest ignorance and indifference we have ever encountered. We are out $5500 and nobody can tell us where that money is and when we can expect it back? That is just plain unacceptable.

      Business Response

      Date: 06/04/2024

      We responded to our customer's concerns. To protect our
      customer's privacy, we are not providing you with any details of our
      resolution. Our customer may use their discretion in sharing our response
      directly with you.
    • Initial Complaint

      Date:05/02/2024

      Type:Customer Service Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I have a Assignment of Mortgage on my **** ****** Records of deeds, that was filed by JP Morgan Chase Bank without a Power of Attorney, which means it was filed illegally. I told JP Morgan Chase Bank they are the only company that can correct it because they are the company that added it. There is no POA for JP Morgan after 2010. The Correct Noteholder and Investor was *********, who advised there was no lien, there is also ***** ***** who is the authorized Servicer with a Power of Attorney from 2006, sent us our Satisfaction Of Mortgage letter dated from 5-2007,
      Chase acknowledge error but claim can't correct because they sold Servicing rights, I then contacted, **** ****** Records of Deeds, who then advised me that because JP Morgan Chase Bank added the Assignment of Mortgage in error without the correct document (POA), there the only one that can issue the Corrective Recording Affidavit.

      Business Response

      Date: 05/07/2024

      We have previously addressed
      our customer’s concerns multiple times by letter and phone. To protect their
      privacy, we are not providing you with any details of our resolutions. Our
      customer may use their discretion in sharing our previous responses directly
      with you.

      Customer Answer

      Date: 05/08/2024

      Chase still refuse to acknowledge my complaint, by not issuing the Corrective Recording Affidavit, because Chase Bank added this Assignment of Mortgage without having a Power of Attorney to our **** ****** Records of Deeds, they are the only company that can remove the Assignment of Mortgage, Chase sold the Servicing Rights to ****** ********* *********, without a POA, and now Chase Bank claim they can't issue the Corrective Recording, even though they sold the servicing rights Chase Bank still listed themselves as the Investor and Noteholder in Foreclosure Court ,  We contacted Chase Executive Office, explained to them that there representative (***** in ****- bankruptcy Dept.) this department handles all of **** **** *********, and they realized they added the Assignment of Mortgage in Error, because they had no rights, we had a Loan Modification making our Noteholder and Investor  ********* , and **** was only the Servicer as of  6-2008, we have received a Lien release letter from *********, and sent to Chase and ****** ********* ********* , we also received Mortgage Satisfaction letter from ***** ***** who actually has the Power of Attorney from ****, they still refuse to do anything,  

      Regards,



      ******* ******* *****
    • Initial Complaint

      Date:04/23/2024

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Between 2018 and 2023 Chase has been paying a strangers home owner's insurance policy from my escrow account. Due to this fraud, my mortgage payment has been going up significantly every year. ***** **** has been made aware and has reimbursed Chase $9786.69 to cover the amount that was paid out of my escrow account. Chase received a payment of 2805.92 on 3/06/24 and a payment of 6980.77 on 4/02/24 from ***** ****. As of today, Chase has only reimbursed me 5895.44 of the money that was stolen from me. Chase is claiming escrow shortages that are clearly no fault of mine for the reduced amount. I have always paid my constantly increasing mortgage on time and I am completely appalled that Chase will not reimburse the full amount that was fraudulently taken from me considering that ***** **** acted properly and rectified the issue. The fact that Chase is completely aware of my victimization and still continues to act improperly is absolutely abhorrent.

      Business Response

      Date: 04/26/2024

      We responded
      to our customer's concerns. To protect their privacy, we are not providing you
      with any details of our resolution. Our customer may use their discretion in
      sharing our response directly with you.

      Customer Answer

      Date: 05/01/2024

      Chase’s resolution to this egregious situation is
      laughable.  First off, what actually took
      place here? Was this gross incompetence or am I a criminal victim of fraud? If it
      is the latter, I would certainly like to know. 
      Simply put, I absolutely have a right to know how and why I was
      victimized.  I have a complaint filed
      with the CFPB and if they determine that a financial crime took place let it be
      known that I will fully cooperate in any prosecutions.  For six years my escrow payments increased significantly
      to pay for a stranger’s home owners insurance. 
      Why did this happen? Why was I financially strained for six years? Chase
      doesn’t address any of this. $9786 over six years is a significant amount of
      money for average working folk.  Not that
      Chase could possibly care.  I inquired
      about lost interest on this money that was unjustly taken from me.  Chase coldly stated no interest is owed to me.  Would Chase lend someone nearly ten thousand
      dollars over six years interest free? Obviously not.  However, if one of their customers is a financial
      victim directly due to Chase’s actions the customer is informed they are
      deserving of nothing.  The fact that I
      only got back $5895 of the $9786 that was reimbursed is absurd.  Chase stated my property taxes went up.  Of course they did, but so did my escrow
      payments as a result.  What actually goes
      on in the Chase escrow department where a customer can be so abused?  Are there other Chase customers falling
      victim to similar injustices within the escrow department?  It is my sincere hope that a proper
      investigation is completed.  Times are
      tough for working folk nowadays.  Abusive
      financial institutions must be held responsible for their actions.  




      Regards,



      ***** *******

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