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Business Profile

Credit Union

Ardent Credit Union

This business is NOT BBB Accredited.

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Reviews

This profile includes reviews for Ardent Credit Union's headquarters and its corporate-owned locations. To view all corporate locations, see

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Ardent Credit Union has 10 locations, listed below.

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    Customer Review Ratings

    1.5/5 stars

    Average of 2 Customer Reviews

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    Review Details

    • Review fromIsha L

      Date: 10/10/2024

      1 star
      Over 20 years with Ardent Credit Union they close my account for $185 which is their fees. I was laid off in June my 401 was added to account and my monthly income i receive less than a regular paycheck. I called them today to find out my account was closed because I was trying to see if the loan I have could start payments in November I was 45 days late. You would think after 20 years they would work with. They sent this to collection and the representative after Ardent disconnected the call twice stated I did my job in telling you. Provided the number to collections. They commingled my loan and my regular account to decide to close my account. No loyalty at all or empathy. I have never been in this position before. Its ridiculous.
    • Review fromSonya N

      Date: 09/25/2023

      2 stars
      Ardent Credit Union has deceitful banking practices. When vendors submit a finalized debit not visa, transaction the bank holds the amount as pended for 2 or three days. Unless visa is used, other banks release funds immediately and reflect correct bank balance. The customer view of balance is misleading. I calculated my pended transactions against my balance and added funds to cover the charges. At 2 AM I received an insufficient fund notification. I checked my balance and it reflected enough to cover the transaction. I called the representative in request to have it reversed and she stated that my actual balance was less than what I can view online. She stated that behind the scene transactions appear different than what customers can view online. Which has always been my suspicion. There system is set up to collect NSF fees any way it can. This happened one month ago. I went to the bank and they can never explain. Usually, I get refunded for the error, Now they are simply keeping my money. I have screen shots and a host of email communication of where money went missing and if I did not have a screen shot I would have lost out on. Many banks are being sued for NSF fraud and Ardent needs to be added to the list.

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