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Business Profile

Home Accessories

Kirkland's, Inc.

Headquarters

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Home Accessories.

Complaints

This profile includes complaints for Kirkland's, Inc.'s headquarters and its corporate-owned locations. To view all corporate locations, see

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Kirkland's, Inc. has 407 locations, listed below.

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    Customer Complaints Summary

    • 52 total complaints in the last 3 years.
    • 18 complaints closed in the last 12 months.

    If you've experienced an issue

    Submit a Complaint

    The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

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    Complaint status

    Complaint type

    • Initial Complaint

      Date:12/29/2022

      Type:Product Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I ordered an item from **********. It arrived damaged. I promptly returned it using their shipping label. It was received at their ************* on 12/08/22. Weeks have gone by and I still have not received a refund. I sent three separate emails and I finally received a response on 12/20/22. The representative advised that I would be receiving a refund to my credit card within 3-5 business days. I did not receive said refund. I contacted my credit card issuer on 12/27/22 for assistance. A call was placed to ********** and the representative stated that the matter would be expedited. She issued me a $5 rewards credit (I did not ask for) and again stated that a refund would be issued to my credit card. Two more days have passed and I still have not received a refund. In total, this nonsense has been going on for nearly three weeks. All I want is a refund. Are they going under or something? They certainly act like they are about to close. I have been an in-store customer for several years. This is very disappointing.References:Order number #******** Fed Ex Returned Item Tracking number #**************

      Business Response

      Date: 01/09/2023

      Hi

      *************** did return his order and we received it back at our facility on 12/8/2022- The customer was refunded back to Master Card ending in ****. We show that it did process correctly. If the customer is not seeing this credit he will need to get with his financial institution. 

       

       

       

      Customer Answer

      Date: 01/10/2023

       
      Better Business Bureau:

      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me. I'd still rate the business ZERO STARS.

      Sincerely,

      ***********************
    • Initial Complaint

      Date:11/14/2022

      Type:Product Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I want to unsubscribe to ********** emails but their link to do so doesn't work. I have emailed to complain but haven't received a response. I want to be removed from their emailing list.

      Business Response

      Date: 11/15/2022

      request has been sent to our ******************** to have the email address removed 
    • Initial Complaint

      Date:11/09/2022

      Type:Service or Repair Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I am writing to inform you a surprising disappointing experience that I received by purchasing Matte Bronze and white ******* Arm **************. The second set within two years. Generally speaking I was highly impressed with the lamp and shopping at the ********** location in ********** ,****. This was my first time ordering on the website. The experience was one of the lamps was causing electrical issues in my new apartment I put in work orders because my New surge protector blow. Therefore I blamed the ******************** they were confused on what was causing the problem after careful investigation by the supervisor of maintenance problem trace back to the actual lamp. I was embarrassed. I contacted ********"s customer service to explain what had happen. They suggested that I send pictures and documentation from my the maintenance department. I comply and indicated that I was this experience has traumatizes me once realizing the seriousness of this issues. They assured me that the matter would be sent to the vendors. After the length of time Of me reaching out with multiple emails. I final received a called from a *************************** after giving her title She then Quoted: " I am that girl" I told her all I want is a refund for my the lamp and to replace the surge protector and a gift certificate as a good will gesture she stated that she didn't know why it reached the legal department I told her I didn't reached out to my attorneys that we could handle this please pick up the lamp and consider my stress and trauma .She said I will get back with you in a few days. I am not trying to get rich or get anything over and above. I received a email back from ******** stateding after much and carefully consideration that they were going to reimbursed me for the lamp and $30 to replace the surge protector and felt that there was not enough evidence to prove that the lamp was the cause of the electrical issues and to get rid of the lamp.

      Business Response

      Date: 11/23/2022

      We checked with our claims department and there is no further action from **********. 

       

      From the vendors response, she was not charged anything for any repairs and it is truly inconclusive what caused the issue. However, we did issue a check for the refund of the lamp and the surge protector. I feel that is sufficient compensation.  


      Customer Answer

      Date: 11/28/2022

       
      Better Business Bureau:

      I have reviewed the response made by the business in reference to complaint ID ********.

      Sincerely,

      *********************************
    • Initial Complaint

      Date:10/27/2022

      Type:Product Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      We purchased dinnerware (white and blue vine) last April thinking we got some very good product, however we started getting black streaks from the bottoms of all plates and bowls. Come to find out its mold. The dishes are unsealed on the bottom causing them to absorb water and it produces mold both black and green. The product claims to be dishwasher safe, however the mold it creates is very concerning. We put the plates in the oven at 100deg and watch water coming out of the bottom?? I reached out to Kirklands and got a generic answer about there return policies? This product is a health concern to my family and whoever else I serve food to. I purchased the product both at the store and online. I can get the credit card receipt if needed.

      Business Response

      Date: 11/07/2022

      Information has been sent to our buying team and claims department to verify if there have been previous issues. 

      We will reply once we hear back from them

    • Initial Complaint

      Date:10/25/2022

      Type:Product Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I placed an order online with kirklands.com I then returned 2 of the canvas paintings together, that somehow was only refunded for 1 of the canvas paintings, which I did not catch at the time of return. I called to speak to online support and they told me there was nothing they could do. ORDER: ******** The two canvases I returned at the same time: Meadow ****************** Giclee Canvas Art ***** Item: ****** $111.99 and Before The Storm Giclee Canvas Art ***** Item: ****** Price: $159.99 It was not refund for the latter canvas painting (the before the storm - $159.99)

      Business Response

      Date: 10/31/2022

      according to the notes in our system, the agent called the store and the ** processed the return.  She states only on print was returned. 

       

      called store-ticket 2471767-spoke with ** who processed her return-she only returned one painting

       

      Customer was sent this email. 

      Good Afternoon ***,
       
      I finally was able to get in touch with the store to confirm your return and they were not able to confirm that item ******, the Before The Storm canvas, was returned. Unfortunately, since we have no proof return we are unable to issue a refund on our end for that item. We do apologize for the inconvenience. 

      Have a great day!
      ********** Customer Service

      Customer Answer

      Date: 11/01/2022

       
      Complaint: 18310265

      I am rejecting this response because: That is not what happened. I returned both paintings and was only refunded for one. Disappointing


      Sincerely,

      **************

      Business Response

      Date: 11/04/2022

      Store manager confirmed only 1 print was returned. 

      Customer Answer

      Date: 11/07/2022

       
      Complaint: 18310265

      I am rejecting this response.

      Sincerely,

      *******************

      Business Response

      Date: 11/10/2022

      Unfortunately, ********** would not be able to refund said missing credit.  The customer can dispute with their credit card if they choose. 
    • Initial Complaint

      Date:10/13/2022

      Type:Product Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      There's no ********** store near me, so I decided to place an order online. I ordered 2 items, one of those items was the "Serene Sea Landscape Giclee Canvas Art ****** SKU: ****** on 10/3/22. I used Affirm to make the purchase. Upon receiving the item it looked cheap and just not of quality at all, and definitely not at all like the picture online, the negative reviews regarding the product were correct. There is no ********** store near me, so I drove ****************************************************** ************* to return the item & get a refund. Return instructions state that's the quickest/easiest way. I returned the item 2 days ago but could not receive a refund and was told the store cannot "punch in numbers by hand, they're not allowed," and that my only option was a ********** giftcard. This return policy is not mentioned on the website site (only PayPal!) and if something is exchanged after 90 days I believe, it is stated you will receive a giftcard. So now I'm am stuck with a ********** giftcard for $119 that can't be used (there's nothing else I need to purchase or would like to buy!), meanwhile I still have to pay off my Affirm account. I would like my money back and for the website to reflect the return policy concerning Affirm as well. I will return the gift card. Had I known this was the policy I would've used another form of payment.

      Business Response

      Date: 10/31/2022

      The original form of payment must be present in store to make a return. 

       

      Return Policy
      The quickest and easiest way to return your order is by bringing your order confirmation email and the item to any of our convenient store locations. Items can also be returned by mail. Look up your order and print your return label online or sign in to view your complete order history.
      Returns and exchanges can be made up to thirty (30) days from the date of purchase. If it has been more than thirty (30) days from the purchase date, you may receive a gift card for the current value of the item plus tax. We reserve the right to refuse any item that is past ninety (90) days from the date of purchase. Orders purchased with a gift card will be refunded to a gift card. Orders returned to a store without an order confirmation email will be refunded to a gift card for the stores lowest selling price. Items returned must be in the same condition as it was sold.
      Kirklands Home only refunds shipping charges for damaged orders. All other shipping charges are non-refundable.
      Clearance merchandise and any items marked Final Sale may not be returned or exchanged.
      PayPal Orders
      PayPal orders returned in the store will be refunded to a gift card. PayPal orders returned by mail will be credited to your PayPal account.
      Return By Mail
      Look up your order and print your return label online or sign in to view your complete order history.
      Follow the steps below to complete your return to Kirklands.com;
      Print a copy of your order confirmation email to accompany your return.
      Circle the item(s) you are returning on the copy of the order confirmation email.
      Choose one of the following six return codes that best explains the reason for the return, then enter that number next to your circled item(s).
      RETURN CODES :
      1. Wrong Item (Refund Requested)
      2. Damaged / Product Quality (Refund Requested)
      3. Changed My Mind (Refund Requested)
      4. Gift Return (Refund Given Via Gift Card)
      5. Wrong Item (Send Replacement IF Available)*
      6. Damaged (Send Replacement IF Available)*
      Secure your return in its original shipping package and attach the prepaid return label on the outside of the package.
      Take your package to ***** or ***** Office location. Go to www.fedex.com www.fedex.com or call ************** to locate your nearest facility.
      Please note that items delivered via In-Home Delivery are not eligible to be returned through the mail. For more information on In-Home Delivery returns, see the In-Home Delivery Returns section below.

      Customer Answer

      Date: 11/01/2022

       
      Complaint: 18291470

      I am rejecting this response because:

      I presented a copy of the internet order and receipt received by email to the store clerk *****. The clerk scanned a bar code from that order/receipt. I also presented a digital copy of the credit card used to make the purchase from Affirm and that digital copy of the credit card (which is all Affirm provided) contained all of the information needed to process the return, and the return was made to the store a few short days after having received the unsatisfactory order & I still was only offered a Kirklands giftcard and not a monetary refund. The clerk told me she could not hand punch in numbers, and this response does not address that or my specific request regarding my refund. I would like a refund and NOT a Kirklands giftcard. 


      Sincerely,

      *********************************

      Business Response

      Date: 11/04/2022

      When a return is made it is applied back to the same form of payment. If payment is not present a gift card will be issued. 

      If the store returned the item with the card used, ********** credited Affirm and customer will need to get credit back from Affirm. 

      Customer Answer

      Date: 11/12/2022

       
      Complaint: 18291470

      I am rejecting this response because:

      I explained previously, the store refused to credit the Affirm credit card, simply because it was a virtual credit card, which was shown to the customer service person. The virtual credit card had the card number, expiration date, and 3 digit security code, etc.; The store stated they cannot punch in numbers by hand from the card to credit it. So I did present my original form of payment, receipt/order from online with a scannable barcode, yet I was given a Kirklands giftcard. I wanted the money to go back on the affirm account or refund me the money so I can pay the affirm account. I cannot pay the affirm account off with a Kirklands giftcard.the giftcard forces me to make additional purchases in a Kirklands store that arent needed. If ******* was capable of crediting the affirm account, then why didnt that happen? 


      Sincerely,

      *********************************

      Business Response

      Date: 12/05/2022

      Below is our return policy.  We don't offer Affirm.  If her credit card is an Affirm credit card she would need to present that card for the return to be processed. We don't accept credit card numbers written down. 

      Return Policy
      The quickest and easiest way to return your order is by bringing your order confirmation email and the item to any of our convenient store locations. Items can also be returned by mail. Look up your order and print your return label online or sign in to view your complete order history.
      Returns and exchanges can be made up to thirty (30) days from the date of purchase. If it has been more than thirty (30) days from the purchase date, you may receive a gift card for the current value of the item plus tax. We reserve the right to refuse any item that is past ninety (90) days from the date of purchase. Orders purchased with a gift card will be refunded to a gift card. Orders returned to a store without an order confirmation email will be refunded to a gift card for the stores lowest selling price. Items returned must be in the same condition as it was sold.
      Kirklands Home only refunds shipping charges for damaged orders. All other shipping charges are non-refundable.
      Clearance merchandise and any items marked Final Sale may not be returned or exchanged.
      PayPal Orders
      PayPal orders returned in the store will be refunded to a gift card. PayPal orders returned by mail will be credited to your PayPal account.

      Customer Answer

      Date: 12/06/2022

       
      Complaint: 18291470

      I am rejecting this response because: Again, the Affirm virtual card was presented at the store. The numbers were not written down. This stores return policy was followed and you failed to give me a refund. Shady business practices on your part. ****** learned, I will never purchase anything else again period from Kirklands due to poor customer service and refusal to follow their own return policies. I will take my hundred of dollars (sometimes more!) a year I used to spend in Kirklands store else where. At this point, I have donated the giftcard to Domestic Violence Shelter for abused women, hopefully than can purchase items for the shelter. Done with Kirklands, their stores, etc.; I will share my experiences with others I know to hopefully help them avoid the same negative experience.


      Sincerely,

      *********************************

    • Initial Complaint

      Date:10/04/2022

      Type:Product Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I purchased 2 solar stools that worked for 4 months. ********** cannot replace the non-working garden stool because they have no stock. They also are refusing to refund. The item was not advertised as being a disposable item and should have lasted longer than 4 months.

      Business Response

      Date: 10/17/2022

      We don't see an order number or transaction number for the sale of the solar stools mentioned in this concern.

      It sounds as if the rechargeable battery needs to be replaced.

      Customer Answer

      Date: 10/18/2022

      (The consumer indicated he/she DID NOT accept the response from the business.)
      The receipt for the stools, as well as the communication with ********** customer service was attached to this complaint. I have attached them again.
      See Attachment/File: Kirklands Re_ Product

      Business Response

      Date: 10/31/2022

      The battery can be replaced with a new rechargeable battery.  Our return/refund policy is within 90 days of purchase to a gift card.  Unfortunatey, it is past this time frame. 

       

      Return Policy
      The quickest and easiest way to return your order is by bringing your order confirmation email and the item to any of our convenient store locations. Items can also be returned by mail. Look up your order and print your return label online or sign in to view your complete order history.
      Returns and exchanges can be made up to thirty (30) days from the date of purchase. If it has been more than thirty (30) days from the purchase date, you may receive a gift card for the current value of the item plus tax. We reserve the right to refuse any item that is past ninety (90) days from the date of purchase. Orders purchased with a gift card will be refunded to a gift card. Orders returned to a store without an order confirmation email will be refunded to a gift card for the stores lowest selling price. Items returned must be in the same condition as it was sold.
      Kirklands Home only refunds shipping charges for damaged orders. All other shipping charges are non-refundable.
      Clearance merchandise and any items marked Final Sale may not be returned or exchanged.
      PayPal Orders
      PayPal orders returned in the store will be refunded to a gift card. PayPal orders returned by mail will be credited to your PayPal account.
      Return By Mail
      Look up your order and print your return label online or sign in to view your complete order history.
      Follow the steps below to complete your return to Kirklands.com;
      Print a copy of your order confirmation email to accompany your return.
      Circle the item(s) you are returning on the copy of the order confirmation email.
      Choose one of the following six return codes that best explains the reason for the return, then enter that number next to your circled item(s).
      RETURN CODES :
      1. Wrong Item (Refund Requested)
      2. Damaged / Product Quality (Refund Requested)
      3. Changed My Mind (Refund Requested)
      4. Gift Return (Refund Given Via Gift Card)
      5. Wrong Item (Send Replacement IF Available)*
      6. Damaged (Send Replacement IF Available)*
      Secure your return in its original shipping package and attach the prepaid return label on the outside of the package.
      Take your package to ***** or ***** Office location. Go to www.fedex.com www.fedex.com or call ************** to locate your nearest facility.
      Please note that items delivered via In-Home Delivery are not eligible to be returned through the mail. For more information on In-Home Delivery returns, see the In-Home Delivery Returns section below.

      Customer Answer

      Date: 11/01/2022

       
      Complaint: 18291639

      I am rejecting this response because:  The product was not advertised as a disposable product.  For it to work barely over 3 months is unacceptable.

      Sincerely,

      ***************************

      Business Response

      Date: 11/04/2022

      Please replace the rechargeable battery.  If stool has been in direct sun light for some time the battery evidentially loses its life. 

      Customer Answer

      Date: 11/08/2022

       
      Complaint: 18291639

      I am rejecting this response because:

      The stool specifially states that the battery cannot be replaced. I shared a picture of that tag in the original complaint.


      Sincerely,

      ***************************

      Business Response

      Date: 11/10/2022

      this is past our return policy and ********** will not be able to refund the stools,  Our buyer do not have any reports of issues with this product. 
    • Initial Complaint

      Date:08/27/2022

      Type:Product Issues
      Status:
      UnresolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Made a purchase from ******** which ***** said they delivered. Item was not delivered as described. I have video from my house that supports ***** did NOT deliver the product as stated. Called ******** NO customer support only to be told I had to file a claim with ***** and dispute the barge on my credit card. They offered no assistance. Now I have to spend time working with ***** and my credit card company for resolution. I have seen several other such complaints and ******** management need to come dodger using another shipping company or do ship to store only transactions. Very disappointed.

      Business Response

      Date: 08/29/2022

      We have attached a POD of the delivery of order from ***** See attached
      See Attachment/File: ********.docx

      Customer Answer

      Date: 08/29/2022

      (The consumer indicated he/she DID NOT accept the response from the business.)
      Clearly ******** have not read my complaint. The package was not delivered as indicted by ****** I have cameras all around my house and the package was not left at my garage door. Showing me a document that says otherwise is futile as I have video evidence to the contrary.
    • Initial Complaint

      Date:07/25/2022

      Type:Customer Service Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Have been receiving a lot of marketing emails from Kirkland's. Unsubscribe option, at the bottom of the email is not working, as required by privacy law. Emailed the company several times asking to fix de link and to unsubscribe me, also contacted company via twitter. No response. Still getting marketing emails. Major privacy violation here.

      Business Response

      Date: 08/15/2022

      Business Response /* (1000, 8, 2022/08/05) */
      Customer was unsubscribed on 7/25 from all mailing lists see attached
    • Initial Complaint

      Date:07/18/2022

      Type:Product Issues
      Status:
      UnresolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      On 7/2/2022 I ordered a rug online from **********. On 7/14/22 I notified ********** that the wrong rug (one larger in size and more expensive than the one I had purchased had been delivered). Per the instructions of the customer service rep I removed the rug from the packaging and emailed photos. I was **** to bring the rug to the closest store, however I advised that I could not do so as the rug was too large for my car. On 7/15/22 I was told that a ***** driver would be to my residence to pick up the rug from my home and to wrap it it trash bags as the original packaging had been removed as instructed by the *** I spoke with on 7/14/22. I confirmed that the rug would be outside as I work during the day. On the morning of 7/22 I emailed photos confirming that the rug had been placed outside. When I got home after 5:30 the rug was still there. I called customer service and was told that a pick up had not been scheduled as promised. I requested a refund several times and was refused each time. It has been a nightmare dealing with this company to correct an error that they made.

      Business Response

      Date: 07/25/2022

      Rung has been picked up. Delayed by *****

      see attached
      See Attachment/File: ********.docx

      Customer Answer

      Date: 07/25/2022

      (The consumer indicated he/she DID NOT accept the response from the business.)
      The rug was picked up from my home by Fed Ex on 7/19/2022. I have video evidence of the rug being picked up. Since that time I've reached out to ****************** to obtain status of the rug I originally ordered being delivered or a refund. My calls and emails have received no response. At this time I've complied with all of the requests made by ********** and yet they've still failed to provide me with the product I've paid for or to issue a refund. Not only am I out of funds but I've also accumulated interest on a product that I do not have. I feel that the process in place by ********** equates to negligence, theft and poor business practices.

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