Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies
Share
Business Profile

Mortgage Lenders

Churchill Mortgage Corporation

Headquarters

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Mortgage Lenders.

Reviews

This profile includes reviews for Churchill Mortgage Corporation's headquarters and its corporate-owned locations. To view all corporate locations, see

Find a Location

Churchill Mortgage Corporation has 72 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Customer Review Ratings

    1.8/5 stars

    Average of 5 Customer Reviews

    Want to share your experience?

    Leave a Review

    Review Details

    • Review fromKristy H

      Date: 06/10/2025

      1 star
      I am trying to get a construction loan approval and this had been the most frustrating loan ordeal of my life. I was approved finally but getting my builder approved has been a ridiculously hard process. I have bought 3 homes and built one and I have never had this issue. The lack of response and communication is VERY concerning, and it has made me look to other options for lenders because if it is this hard to get through the process, I fear when it comes time to needing draws, and getting to the finish line. I am very disappointed because I listen to **** ****** a lot and he highly recommends Churchill but I have not had a good experience at all. It seems like it's always something as to why the process is taking so long but they never reach out to tell me anything on why, it's me reaching out to see what's going on. I've never left a BBB review but I have wasted so much time with Churchill, I don't anyone else experiencing this same thing.
    • Review fromJewel G

      Date: 04/28/2025

      1 star

      Jewel G

      Date: 04/28/2025

      Applying for ***** loan for home improvements. Filed completed application on 1/27/2025. Since then I have sent numerous inquiries about the approval status. I never received a response. Finally on 3/27/25 received email confirmation that a decision would be made on 48 hours. As of today I have not received confirmation of my loan status. As a business, I think that they owe me the courtesy of a response. Thank you for giving me to opportunity to share my experience.

      Churchill Mortgage Corporation

      Date: 05/08/2025

      Thank you for bringing your concerns to our attention. We sincerely apologize for the lack of communication and follow-up you experienced during your recent loan inquiry.
      After reviewing your file, we acknowledge that your Loan Officer did not follow up in a timely manner to communicate the outcome of your loan application. This lapse in communication does not reflect the level of service we strive to provide, and we regret any frustration or confusion this may have caused.
      After further review of your loan scenario, your request was initially evaluated under the WHEDA program. During that process, it was determined that the loan terms would result in the loan exceeding federal high-cost thresholds. Unfortunately, due to this we are unable to grant credit under the terms requested and, as such, we are unable to proceed with this loan request. Your statement of denial has also been sent to you for your records.
      We understand how important transparency and timely updates are during this process, and we are taking steps to ensure better communication moving forward.
      If you have additional questions or would like help exploring options with another lender that may offer this type of credit, please don’t hesitate to reach out to me directly.
      Sincerely,
      ***** ********
    • Review fromJacob B

      Date: 04/09/2024

      5 stars
      I worked with Churchill Mortgage to finance my home with a zero credit score. I had no credit or house payments for about two years and my credit score tanked. With a zero credit score, they were able to perform a manual underwriting process and verify my ability to pay my bills on time. I have enjoyed working with them and would do business with them again.
    • Review fromChristina H

      Date: 04/09/2024

      1 star
      Most frustrating experience of my life. Admittingly we do not have great credit so before Churchill responds with that is the cause let me advise that it is not. We started the mortgage process in 12/2023 and by the end of 03/2024 we were no closer in getting approved. Every time they would ask for proof of something we would be very reactive and provide this information within a few hours sometimes of the ask, and they would respond that this should be all we need. Inevitably, they would take DAYS to respond to us only to say that they needed something else. Most times this was ridiculous items like pay stubs from jobs we haven't worked in a year or more. The reason that I know that this ridiculous is that we went through ********** **** we were approved within two weeks.
    • Review fromL. A.

      Date: 06/23/2023

      1 star

      L. A.

      Date: 06/23/2023

      I have never contacted Churchill Mortgage, but for the last few days I have been innovated with texts, emails and calls from Churchill. I never heard of this company before and don't know why they are harassing me non-stop. Obviously, they are desperate for business or pulling some kind of scam. These vultures need to stop there sick practice of harassment. I tried to call Churchill to ask them to stop. Shar answered the phone and stonewalled me. Refused to get someone on the phone and told me she would leave a message for them to stop calling me. It sounded like she get these calls daily. Then she just hang-up on me. I tried to call back but no on ever never answered. Working for phone company I was able to leave a voicemail message and bypass Shar. I want to know why they are calling, texting & emailing me constantly. What kind of company runs their business in this manner with this kind of employee who hangs up on people. Run from this mortgage company, there are reputable mortgage companies out there. Nobody should ever have to deal with this treatment.

      Churchill Mortgage Corporation

      Date: 06/28/2023

      Dear **** ********,
      Thank you for giving us the opportunity to respond to your complaint. Churchill Mortgage Corporation, as a community-based mortgage lender, prides itself on its attention to customer service and on its commitments to protecting its customers. We recognize, however, that the customer service you received may not have met the standards we set for ourselves.
      We have addressed this issue and found that you had been in contact with one of our home loan specialists in 2018, Debbie S******. You then signed up for our 2023 Summer Sweepstakes which activated you in our system. We have added you to our do not contact list and you will not be contacted again in the future.
      Churchill embraces our responsibility to serve our customers and in everything we do, we seek to build long-lasting relationships based on honesty, integrity, and trust. We trust this will close out this complaint and wish you every success in your future endeavors.
      Please feel free to contact me should you have any questions.
      Sincerely,
      Liliana C*** ******** Chief Compliance Officer

      L. A.

      Date: 06/28/2023

      So you put on a contest and people entering this contest. Next, unbehnosnst to each individual, you take their personal information and use it to harassed that individual day and night. Now you are claiming you're a company which is based on honesty, integrity, and trust! I'm speechless by the irony of your statement. There is nothing honest or trustworthy in Churchill Mortgage actions. You trick people into getting their information and you use to call, email and text them constantly and then you claim to have intergrity. Laughable!

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period, except for customer reviews. Customer reviews posted prior to July 5, 2024, will no longer be published when they reach three years from their submission date. Customer reviews posted on/after July 5, 2024, will be published indefinitely unless otherwise voluntarily retracted by the user who submitted the content, or BBB no longer believes the review is authentic. BBB Business Profiles are subject to change at any time. If you choose to do business with this company, please let them know that you checked their record with BBB.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.