Reviews

This profile includes reviews for Replace Your University's headquarters and its corporate-owned locations. To view all corporate locations, see Find Local Branches.

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  Replace Your University

  730 Cool Springs Blvd Franklin, TN 37067-7289

  
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  Replace Your University

  Franklin, TN 37067-6323

  

Review Details

• Review fromLinda P

  Date: 03/04/2025

  5 stars
  Best program to learn how to pay off your mortgage. Thanks Guys

• Review fromDAVID O

  Date: 03/02/2025

  5 stars
  We were on vacation last december and found RYU. We watched a video, had our consult and signed up. We just closed on the first position HELOC and are very excited to have our mortgage retired in about 6 years rather then 25 at a savings of about 205k in interest. All of the folks we worked with were awesome and the process was quite easy. Thank you Michael, William and the whole team. **** 

• Review fromDora M

  Date: 02/19/2025

  5 stars
  I have joined RYU in April 2024. I took the course and learned all about HELOCs versus 30 year mortgages. It is the most valuable information that I have ever learned. It has taught me how to be my own bank and no longer a debt slave by being indebted to a mortgage for 30 years, not to mention the TIP (Total Interest Percentage) amount of the the 30 year mortgage that everyone is paying. We are taught to look at the interest rate and NOT the TIP. I thank you RYU for all you do for the average person whom has been brainwashed to be a debt slave forever and for teaching us how to get out of that corrupted system. My Rep that was assigned to me, Paul W., is the most fabulous, knowledgeable and caring person. Paul, and everyone in the company I have dealt with, truly care about helping people. I will be paying off my home in less than 4 years now that I have a 1st position HELOC, versus 27 more years that I had left to pay with the 30 year mortgage. Also, I am saving over $80,000 in interest. Amazing how this is not taught to us in school so that we NEVER get out of debt. The money I spent to join the program is but a tiny fraction compared to the tremendous savings. Thank you RYU and the entire team for being a company that TRULY cares about helping people! I am so glad to have joined RYU and highly recommend them!

• Review fromBebe S

  Date: 02/14/2025

  5 stars
  We are excited to say we found RYM FIVE YEARS AGO AND IT HAS BEEN THE BEST THING FOR US! We got the education we stayed the course and we are mortgage free! It works! The education is wonderful!

• Review fromManuel C

  Date: 02/10/2025

  5 stars
  One of the best programs that I ever encountered in my life, being able to pay your mortgage off in 5-7 years is unreal, good job Michael in bringing that up to regular folks, congratulations

• Review fromEverett H

  Date: 08/01/2024

  1 star
  They come accross as knowlagable, I had technical difficulties right away they charged us $10K for educational information only and I was not able to access the information quickly then the guy that we were handed off to was unresponsive after the first meeting. This company has been unresponsive ever since. The information is not worth the $10K investment and we werent able to qualify for the HELOC strategy because they didn't explain the complete details. Don't use this service, you can message me and I will answer your questions at no charge! NOT WORTH IT!!!!!

• Review fromRon R

  Date: 05/03/2024

  5 stars
  Best service and fantastic education on all money maters. Worth every penny.

• Review fromDebbie E.

  Date: 03/30/2024

  3 stars

  Debbie E.

  Date: 03/30/2024

  I paid for this university 11 days ago and encountered technical difficulties with the website. RYU is impossible to work with Lisa B does not respond to emails, or texts. She finally returned a phone call that I missed and followed up with a text to me that said “Tag you’re it”. She did not answers my questions in either format and refuses to set a phone call meeting. Her fiancé Sonny has been in touch by text -however I’m not sure he is an employee for RYU. Website does not offer chat or a way to email for help. Very unprofessional. Once they have your money, radio silencer. I have a filed a fraud claim with my bank. Please pray for me.

  Debbie E.

  Date: 04/16/2024

  I could not update my earlier complaint. RYU has bent over backwards to resolve my issues. Eating is much higher than 1 star now because of their professional expertise and assistance. I plan to update review again once the contract has been fulfilled

• Review fromElwood S

  Date: 03/05/2024

  1 star
  I can't get a refund because Lisa B*****, who works for the company is not responding to me. I cancelled within six hours and was told I would receive my refund of 7999.97. This company is à complete rip off and I would like my money returned ASAP.

• Review fromJoAnne F

  Date: 11/27/2023

  1 star
  No response from this company and left multiple messages for a return call to TRY to do business ..over a span of a month. Says to leave VM OR go online and leave info. I chose VM, and NEVER one response bwck from them. I hate to see what would happen if I had started with them, only to never get return calls, as I read in another complaint. I consider myself lucky at this point. Regardless, Was very disappointing to listen to multiple videos to work with them, only to be ignored every time. I stated my name and phone number clearly, along with clearly stated messages to please call me back. Not good business practice whatsoever, and if you cant return calls, do not say that you will, and then just admit that the only option is online. One more thing is that over the month I called many, many times (not leaving a vm every time, but in hopes of catching someone to answer) and each and every time, You get 2 options. I always chose the new customer option, only to be reverted back each time to Michael L*** VM, saying, sorry..they must be busy. Leave me your phone number and we will call you, or the online. They obviously do NOT monitor the phone messages.