We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies
Resources for Businesses My BBB
Share
Business Profile

Collection Attorneys

Scott & Associates, P.C.

Headquarters

BBB accredited business seal
BBB Accredited BusinessA+Rated by BBB

Complaints

This profile includes complaints for Scott & Associates, P.C.'s headquarters and its corporate-owned locations. To view all corporate locations, see

Find a Location

Scott & Associates, P.C. has 2 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Please enter a valid location.

    Customer Complaints Summary

    • 77 total complaints in the last 3 years.
    • 32 complaints closed in the last 12 months.

    If you've experienced an issue

    Submit a Complaint

    The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

    Sort by

    Complaint status

    Complaint type

    • Initial Complaint

      Date:09/19/2024

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Received a letter from Scott & Associates pursuing a lawsuit again me, regarding a balance for ***************** this account was closed out according to my Credit Karma (written off) they are coming after me for a loan who has been bought by several companies. said will take legal action and result in a judgement against me to include costs and necessary disbursements allowed by law. according to them I opened this account in 2024 but it was from 2020 there is a clause in the State of ********** they can not come after me since it's been over 4 years. Should I be concerned?

      Business Response

      Date: 09/30/2024

      Please see attached response.

    • Initial Complaint

      Date:09/18/2024

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I had two debts through **********, I paid this debt in April of this year and called to let ********** know that it had been paid off. They said I had to contact *************************, who intern said I had to contact Scott & Associates by sending an email to a ************************************************************** with proof that I had paid these debts off and that once they received everything showing that the debt was paid, they would contact Credit One and ************************* to let them know the debts has been paid. Then they would update the credit reporting agencies. Therefore, I emailed an email to ************************************************************** with all paperwork. I am still to this day getting calls and now I am getting text messages from Scott & Associates saying that I need to resolve my account. This should have already been taken care of and my credit report updated but nothing has been done!!!!!

      Business Response

      Date: 09/20/2024

      Please see attached response.

      Customer Answer

      Date: 09/20/2024

      I am rejecting this response because:   I only had and have ever had two Credit One accounts and I paid both of those off through Resurgent per the letters.  I will wait for the letter that the law firm has sent and go from there.  As of right now, I will not be paying out any more money if I have already paid the debts off.

      Business Response

      Date: 09/25/2024

      Please see attached response.

    • Initial Complaint

      Date:09/13/2024

      Type:Billing Issues
      Status:
      Resolved
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I have called this company for a week, i have tired to settle the debt with the company and they wont let me..they are suing me with out even letting me settle the debt outside of court..the case is under ****** ******.. VALIDATION OF DEBT HAS NOT BEEN PROVIDED, PROVIDE ALL THE DOCUMENTATION THAT HAS BEEN requested or i will i be taken legal action against these company

      Business Response

      Date: 09/25/2024

      Please see attached response.

      Customer Answer

      Date: 09/25/2024

      I am rejecting this response because: i have authorization to speak with the company because i am a authorized user on the credit account, when i tired to settle the debit amount with the company they will not let me.:.i recorded the calls of them giving me a hard time trying to pay off the debt.:if this goes to court i will get a lawyer play the recording in court will also counter sue the company..:

      Business Response

      Date: 10/04/2024

      We appreciate another opportunity to respond to your concerns. Please be aware that the account has been closed in our office and the lawsuit has been dismissed.

      Customer Answer

      Date: 10/04/2024

      I have reviewed the business response and accept this resolution. 

    • Initial Complaint

      Date:08/16/2024

      Type:Service or Repair Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      The company claims to be a law firm with lawyers. Those lawyers are non existent and do not represent the creditor or make presents as witness in court. There is no mediation process. It is on suite from the court the cases are turned over to. Their goal is to have the Judge ***** judgment not to litigate discrepancys. The beneficiary of funds received from debtors is **************** Scott not the original creditor. They are a for profit debt collectors NOT a law firm.

      Business Response

      Date: 08/20/2024

      Please see attached response.

    • Initial Complaint

      Date:07/01/2024

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      SCOTT AND ASSOCIATES TOOK ME TO CIVIL COURT TO COLLECT AN OLD DEBT FROM CREDIT ONE CREDIT CARD COMPANY. I AM DISABLED AND THE **** SHOULD BE DROPPED AND REMOVED FROM MY CREDIT REPORT, ASAP !!!

      Business Response

      Date: 07/10/2024

      Please see attached response letter.

      Business Response

      Date: 09/27/2024

      Please see attached response.

    • Initial Complaint

      Date:06/22/2024

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      THIS COMPANY CHOOSES TO HARASS ME, AND IGNORE MY LETTER THEY ARE VIOLATING THE FOLLOWING : Title 15, U.S.C. 1692 - 1692p, which encompass the following: 1692 - Congressional findings and declarations of purpose: Outlines the purpose of the ****** including the elimination of abusive debt collection practices. 1692c - Communication: Limits the ways in which debt collectors can communicate with consumers, particularly regarding the consumers location and third-party communications. 1692d - Harassment or abuse: Prohibits debt collectors from engaging in any conduct that harasses, oppresses, or abuses any person in connection with the collection of a debt. 1692e - False or misleading representations: Prohibits debt collectors from using any false, deceptive, or misleading representations or means in connection with the collection of any debt. 1692f - Unfair practices: Prohibits the use of unfair or unconscionable means to collect or attempt to collect any debt. 1692g - Validation of debts: Requires debt collectors to provide consumers with a debt validation notice that includes the amount of the debt, the name of the creditor, and a statement of the consumer's right to dispute the debt within 30 days. 1692i - Legal actions by debt collectors: Dictates where debt collectors must file lawsuits regarding the collection of debts.

      Business Response

      Date: 07/03/2024

      Please see attached response.

      Customer Answer

      Date: 07/03/2024

      PER 15 U.S.C. 1692a(6). YOUR COMPANY IS A DEBT COLLECTOR, As ruled in ****** ******************, 514 U.S. 291 (1995)

      VALIDATION OF DEBT HAS NOT BEEN PROVIDED,  PROVIDE ALL THE DOCUMENTATION THAT HAS BEEN REQUESTED:

      PROVIDE THE VALIDATIONS OF DEBT THAT WAS REQUESTED IN THE CORRESPONDENCE THAT WERE DELIVERED JUNE 29, 2024 & MAY 14, 2024

      SEND THE INFORMATION NOW, OR IT WILL BE DEMANDED DURING DISCOVERY FOR COURT. 

      Business Response

      Date: 07/09/2024

      Thank you for your feedback. Scott & Associates ("the Firm") appreciates another opportunity to answer your concerns. We have notified our client of your request for verification of the debt. They will send the verification information by separate correspondence. Please allow 30 days to receive the information. Per your request, your file remains on a cease communication hold with the Firm. As such, we will not communicate with you except for limited circumstances as applicable per federal and state law. We would also ask you to be aware  that a cease communication does not apply to the legal process. Should you have any additional questions, you may contact our offices at ************** between the hours of 8:00AM and 6:00PM CT Monday Friday. This communication is from a debt collector.  

    • Initial Complaint

      Date:05/22/2024

      Type:Service or Repair Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      We have received a notice from Scott & Associates regarding an account in the name of & belonging to *****************. It appears that Scott & Associates is in possession of the account, but has not submitted any proof of the right to claim the legal title. We did not authorize Scott & Associates to hold the account. We need further clarification of your possession and who authorized this without the consent of the Executor Office.Additionally, if you do not have any proof of this, we would like to further connect with you as you have agreed to be our agent and we graciously accept your role and welcome you to do what is in our best interest.We have enclosure the notice from Scott & Associates and will be happy to send an updated agreement for possession of the legal title.

      Business Response

      Date: 05/31/2024

      Please see attached response.

    • Initial Complaint

      Date:05/18/2024

      Type:Service or Repair Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Called 2 weeks ago to settle from going to court. Took my payment and yet I come home from taking my husband to MD ******** to find I am still being sued.

      Business Response

      Date: 05/31/2024

      Please see attached response.

    • Initial Complaint

      Date:04/04/2024

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      On 01-11-2024 I received a letter from ********************************* claiming I owe a debit of $11,391.13. Their letter contained many violations to my consumer rights. Being alarmed by this matter since my information has been involved in the data breach. On 01-31-2024 I sent them a ************** and Debt Validation letter stating 15 USC 1692 (g) that their claim is disputed and validation is requested. I asked for 1.Audit trail (including all documents, papers, correspondence, books of account, ledgers, notarized documents, financial and corporate records, transaction summary, accounting file, etc. and any and all other names it could possibly be called. 2.Validation of the debt (That is, the actual accounting.) 3. Verification of your claim against me (That is a signed INVOICE. NOT A STATEMENT) 4. A Copy of the Contract binding both parties (You and I in a letter by certified mail so that there is an independent witness to it having been delivered.) None of these documents have ever been sent to me to validate their claim against me. They responded 02-06-2024 stating they have verified without providing any document to validate disputed information. There is multiple violations against my consumer rights within their response letter. I responded to their claim with an unrebutted Affidavit of Truth 02-28-2024. They completely ignored my response and have yet to show proper verification steps on disputed debt 15 USC 1692g(b).

      Business Response

      Date: 04/17/2024

      Please see attached response.

    • Initial Complaint

      Date:04/01/2024

      Type:Service or Repair Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      In February of 2024 I got a call from Scott, ******** and Associates saying that I had a debt that started back in 2014 and it was around $4000. I do not have any debts on my credit and I pay all of my credit cards on time. I was very confused, so I asked the lady to tell me when and where it was opened and she said in ************ which I havent lived in since I was 11 years old so it could not have been my debt. She then said that it was probably fraud and the phone call ended. I just got another call from them saying that they were going to garnish my wages because they had sent multiple letters to my home. I have not received any notifications from this company or the court. They said that I could pay $1400 today and have it resolved. But I dont even know this company and I asked for documentation that they had sent supposedly to my house to my email address and they said they would but then they refuse to send me anything. Every time I call they just hang up on me or they send me to voicemail. Now they wont even deal with me and it seems fraudulent.

      Business Response

      Date: 04/03/2024

      Scott & Associates has been unable to locate a business relationship with this consumer. We would also note that we are not Scott, ******** and Associates.

    Scott & Associates, P.C. is BBB Accredited.

    BBB accredited business seal

    This business has committed to upholding the BBB Standards for Trust.

    Why choose a BBB Accredited Business?

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period, except for customer reviews. Customer reviews posted prior to July 5, 2024, will no longer be published when they reach three years from their submission date. Customer reviews posted on/after July 5, 2024, will be published indefinitely unless otherwise voluntarily retracted by the user who submitted the content, or BBB no longer believes the review is authentic. BBB Business Profiles are subject to change at any time. If you choose to do business with this company, please let them know that you checked their record with BBB.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.