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Business Profile

Collections Agencies

National Credit Audit Corporation

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Collections Agencies.

Complaints

This profile includes complaints for National Credit Audit Corporation's headquarters and its corporate-owned locations. To view all corporate locations, see

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National Credit Audit Corporation has 2 locations, listed below.

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    Customer Complaints Summary

    • 87 total complaints in the last 3 years.
    • 17 complaints closed in the last 12 months.

    If you've experienced an issue

    Submit a Complaint

    The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

    Sort by

    Complaint status

    Complaint type

    • Initial Complaint

      Date:01/08/2025

      Type:Billing Issues
      Status:
      Unanswered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I am not liable for this debt with ******** AT INTERNATIONAL. I do not have a contract with NATIONAL CREDIT AUDIT CORP. They did not provide me with the original contract as requested.

    • Initial Complaint

      Date:01/02/2025

      Type:Billing Issues
      Status:
      Unanswered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I am not liable for this debt with SHERWOOD CROSSING, I do not have a contract with NATIONAL CREDIT AUDIT CORPORATE. They did not provide me with the original contract as requested

      Customer Answer

      Date: 01/08/2025

      National Credit Audit Corporation (NCAC) has received your final bill  ACCT #****** $821.82


      Please contact NCAC at ************************ to make arrangements to satisfy the balance OR  you have options to make your payment

      Pay on line at ***************************** (to access your on-line account please enter acct #  and the last 4 digits of your ss#)
      Complete the attached credit card authorization form and email back to this email address and your payment will be applied to your account.
      Mail your payment to NCAC, P.O. BOX ******, ******, *******;  75251 (please include account #   on your payment)
      Call, ************************ to pay your balance.



      NCAC is a debt collector.This is an attempt to collect a debt; any information obtained will be used for that purpose.
      If you no longer want to receive future emails from NCAC please reply STOP to opt-out.

      ****** *******
      Collections Specialist
      ************************
      Fax:  ************
      email:  ********************************************
      ************

      The screening solutions business of
      LexisNexis has combined with First Advantage
      Creating the Global Leader in Screening




      NCAC is a debt collector. This is an attempt to collect a debt, any information obtained will be used for that purpose.

    • Initial Complaint

      Date:12/22/2024

      Type:Billing Issues
      Status:
      Unanswered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      NATIONAL CREDIT AUDIT CORPORAT Reported a collection of $ *****on my account without contacting me. they claimed to send email to me and I did not receive any email. the collection amount and information reported on my credit report is inaccurate and it has affected my credit and ability to scale forward financially. I am requesting you to please compel NATIONAL CREDIT AUDIT CORPORAT to remove a collection of $ ***** from my account based on the following reasons: 1. I was not notified of this account before reporting it as as collection on my credit report. 2. I was not aware of this debt from any original creditor. 3. Every attempt to call them to settle this has not been fruitful.4. I was not giving the opportunity to dispute this debts.

      Customer Answer

      Date: 12/30/2024

      National Credit Corporation reported a collection account on the 3 ********************** agencies without properly notifying me or given me a chance to validate or dispute the account. when I filed a complaint against them at ****, they responded with a letter to ****, they claimed they sent to it me. please note that the address on that letter was not my address. i never lived in that location, as a matter of fact, that location never existed. I attached their so-called letter and proof of my own address to spot the difference in the addresses. my addresses can be confirmed publicly. The were sending letters to a wrong address without doing their due diligence. I was never notified of this debt, and I was never aware of it from the original creditor. I will like National Credit Corporation to be compelled to delete their collection accounts from the 3 ********************** agencies immediately.

    • Initial Complaint

      Date:11/26/2024

      Type:Billing Issues
      Status:
      Unanswered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I am not liable for this debt to Nation Credit Audit Corporation. I do not have a contract with Nation Credit Audit Corporation. They did not provide with the original contract as I requested.

      Customer Answer

      Date: 11/27/2024

      This company never sent me documentation, contract(s) or notifications about this debt. 

      Besides my credit report theres nothing linking me to this company. This is a wrongful collection. 

    • Initial Complaint

      Date:11/01/2024

      Type:Billing Issues
      Status:
      Unanswered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I am not liable for this debt with NATIONAL CREDIT AUDIT *** I do not have a contract with NATIONAL CREDIT AUDIT *** They did not provide me with the original contract as I requested.

      Customer Answer

      Date: 11/01/2024

      Have no documentation to present as I am not aware of or liable for this debt. I have no knowledge of this account or contract.

    • Initial Complaint

      Date:10/23/2024

      Type:Billing Issues
      Status:
      Unanswered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I am not liable for this debt with RIVER PARK TOWERS, I do not have a contract with NATIONAL CREDIT AUDIT CORPORATION they did not provide me with a contract as I requested

      Customer Answer

      Date: 10/24/2024

      I never received any email, text or documents from National credit Audit corporation.

    • Initial Complaint

      Date:10/06/2024

      Type:Billing Issues
      Status:
      Unanswered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      l am not liable for this debt with winsdors lake apartment. I do not have a contract with National Credit Audit Corperation , they did not provide me with the original contract as l requested with my signature.

      Customer Answer

      Date: 10/07/2024

      I do not have any debt validation letter and l *** not have any **ntact with national credit audit ** to be reporting on my credit . I requested for a debt validation and have still not received any . Thank you 

    • Initial Complaint

      Date:09/21/2024

      Type:Billing Issues
      Status:
      Unanswered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I was a victim of identity theft and I do not have a debt with National Credit Auditors. I asked for itemized receipts of said debt and have not received them. I tried to dispute this debt over and over and it was not taken off my credit report. It is unjust for a company to file negative remarks and collections on my credit report and they can not prove that the debt belongs to me with no agreement, no signatures, no contracts. This company is doing bad, unjust, shady business

    • Initial Complaint

      Date:09/09/2024

      Type:Billing Issues
      Status:
      Unanswered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I am not liable for this debt with ******* at **********. I do not have a contract with National Credit Audit Corporation, they did not provide me with the original contract as I requested.

      Customer Answer

      Date: 09/11/2024

      This is the only documentation that National Credit Audit Corp has sent me to my current address or that has reached me period. On top of that, this is only after I noticed and disputed the balance since its not accurate. When I spoke to them over the phone they wont send me something in writing that they themselves are attempting to collect a debt that they bought from another corporation. The balance is inaccurate and I will provide documents showing that. The ledger doesnt even show dates before 7/1/21 where it shows the checks sent to them for payment. I had a third party pay 5 months of rent. 

      Customer Answer

      Date: 09/11/2024

      Here is some additional information. 

    • Initial Complaint

      Date:09/04/2024

      Type:Billing Issues
      Status:
      Unanswered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I am not liable for this debt with Newport at ***** , I do not have a contract with NATIONAL CREDIT AUDIT *** they did not provide me with the original contract as i requested

      Customer Answer

      Date: 09/06/2024

      I have no emails, no tex,  no voicemail, No type of letter from this company. I do not have a contract with them. I contacted NATIONAL CREDIT AUDIT and asked for them to investigate & remove the inaccurate account from my consumer report that they are illegally reporting and I requested specifically the alleged original application bearing my signature they have not been able to provide such proof to me.

    National Credit Audit Corporation is NOT a BBB Accredited Business.

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