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Business Profile

Check Cashing Services

Check City

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Check Cashing Services.

Complaints

This profile includes complaints for Check City's headquarters and its corporate-owned locations. To view all corporate locations, see

Find a Location

Check City has 43 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

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    • Check City

      2474 N University Ave Provo, UT 84604-3879

    • Check City

      15 S State St Orem, UT 84058-5417

    • Check City

      2311 E 3300 S Salt Lake City, UT 84109-2723

    • Check City

      5575 S Redwood Rd Taylorsville, UT 84123-5320

    • Check City

      3491 S Redwood Rd West Valley City, UT 84119-3403

    Customer Complaints Summary

    • 10 total complaints in the last 3 years.
    • 6 complaints closed in the last 12 months.

    If you've experienced an issue

    Submit a Complaint

    The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

    Sort by

    Complaint status

    Complaint type

    • Initial Complaint

      Date:06/25/2025

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I recently took out a small payday loan for $250. I paid back the first two, but the last one, I've had financial issues with my job. I've been paying it off bi-weekly. I've explained to them that's how often I get paid. I've made two payments in the last two times to lower the balance due. They keep sending me emails and calling me nonstop. It's harassing me at all times, including at work.

      Business Response

      Date: 06/23/2025

      This complaint is for the incorrect company. This belongs to CCO Financial.

       

      Overview
      Headquarters
      Check City
      **** * ********** ***
      ****** ** **********
      View Service Area
      Find Local Branches
      BBB Accreditation & Rating
      Check City is NOT a BBB Accredited Business.
      To become accredited, a business must agree to BBB Standards for Trust and pass BBB's vetting process.
      Why choose a BBB Accredited Business?
      BBB Rating
      A+
      Reasons for rating
      Customer Reviews are not used in the calculation of the BBB Letter Grade Rating.
      How are BBB ratings calculated?
      Business Details
      Local BBB:
      BBB Mountain West
      BBB File Opened:
      4/22/1999
      Business Started:
      1/1/1986
      Business Started Locally:
      1/1/1986
      Business Incorporated:
      5/31/2004
      Type of Entity:
      Corporation
      Alternate Names:
      CCO Financial, LLC
      Check City Partnership, LLC
      Tosh, Inc

      Business Response

      Date: 07/07/2025

      Thank you for forwarding the complaint submitted by Mr* ***** *******. We take all concerns seriously and are currently researching the matter to better understand the situation and review the account details.

      We will provide a formal response as soon as our review is complete.


      Sincerely,

       

      ******** *********

      Compliance Officer 

    • Initial Complaint

      Date:11/13/2024

      Type:Product Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I paid them their payday loan back, ********* now they had sent an ach payment that that went through after I paid it now I'm out 300 dollars and they are telling me I won't have my money for 5 days saying my debit card is blacked

      Business Response

      Date: 11/13/2024

      Complaint ID: ******** does not belong to Check City Partnership, LLC in ******. This complaint belongs to Check City in ****, CCI Financial. I have alerted them about the complaint, can you please move it to their portal?

       

      Thank You,

      ***** *****

      Business Response

      Date: 11/22/2024

      Dear BBB Representative/Customer,

      Thank you for bringing this matter to our attention. Our General Manager of the ***************** reached out to the customer via email to address their concerns and provide assistance. However, we have not received any response from the customer to date. Below is the email that was sent:

      Good Morning *** ******,

      I am the General Manager of the Check City online department, and Im reaching out to better understand your account and assist with resolving your BBB complaint. My goal is to address your concerns and provide any clarification or explanation that may help.

      Here is what I found in our logs:

      A loan with a balance of $300 was due on 11/5/2024 and was returned to us for insufficient funds on 11/6/2024 which created a debt with a balance of $315.00.
      You logged into your online account and paid the balance of $315.00 with your debit card ending in ****3976 at 2:49 PM MT.
      You then requested a new loan on 11/6/2024 for $255 at 3:01 PM MT and it funded to the same card.

      If you notice any discrepancies between our logs and your bank account transactions, please let me know. I'm happy to arrange a three-way call with your bank, or if it's more convenient, you can share your bank transactions with us so we can review them together.

      My goal is to resolve this matter promptly and ensure we retain your trust and business. We take great care in our accounting and account management, so I want to understand where the confusion might be arising and address it as quickly as possible.

      I look forward to hearing from you soon.

      Kind Regards,


      ***** ******
      General Manager
      PO Box 970028
      Orem, UT 84097
      p. ************ | f. ************

       

      We are committed to resolving this issue promptly and encourage the customer to respond so we can address their concerns effectively. Please let us know if further clarification is needed.

      Sincerely,

       

      ******** *********

      Compliance Officer 

    • Initial Complaint

      Date:01/12/2024

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Good afternoon
      I took small loan of 300 and I was making the $50 dollar payment, but I got behind due to a crisis in my health and my job job got paralyzed and I try to paid off my balance and the manager Dana try to charge me $177 when that's not my balance of my loan. My correct balance is $76.50 and they harrasm me constantly without allow me to continue with my payment process.

      Business Response

      Date: 01/29/2024

      Ladies and Gentlemen:

      Please find attached to the foregoing response to Ms. *****'s Complaint a detailed record of Check City's internal collection department's communications with the customer, as well as a detailed explanation of all pertinent transactions.

      The $177 disputed amount is explained by the addition of Ms. *****'s loan balance and associated fees, etc. as she agreed upon in the controlling loan agreement that she signed. 

      Our Collections Department would like to encourage Ms. ***** to reach out to us, as we are willing to settle this account favorably. We are mindful of how important our customers are to us, and we remain willing to work towards an amicable solution.

      Thank you,

      Jorge G*****

      COMPLIANCE OFFICER

      Customer Answer

      Date: 01/30/2024



      Complaint: ********



      I am rejecting this response because my balance of righ now is $26 dollars that I'm goin to pay in the next week. After this payment I'll have no other payments remaining with this company. 



      Sincerely,



      ********** *****

      Business Response

      Date: 01/30/2024

      Check City has no issue with Ms. *****'s response. The response it submitted was simply an attempt to explain the existing balance at the time of the customer's original complaint. We appreciate Ms. *****'s business and hope to serve her needs in the future, should she choose to borrow from us again. 

      Customer Answer

      Date: 01/31/2024



      Complaint: ********



      I am answering the recent emails from check city and to be clear in your site my balance of today is $26 that I'll paid soon. Thank you 



      Sincerely,



      ********** *****

    Check City is NOT a BBB Accredited Business.

    To become accredited, a business must agree to BBB Standards for Trust and pass BBB's vetting process.

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