Factoring Services
FleetsmartsThis business is NOT BBB Accredited.
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Average of 153 Customer Reviews
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Review fromAbraham Q
Date: 05/12/2025
4 starsAbraham Q
Date: 05/12/2025
The only reason it's not 5 stars is because when you speak to them the first time and say yes to hear how they work, they automatically put a lean on your company not allowing you to work with any other factoring company until after 60 days or paying a release. ****** is very helpful and friendly, there hasn't been issues with money so far hope it remains the same.Fleetsmarts
Date: 05/15/2025
Thank you for your feedback and for recognizing Taylors helpful and friendly support. Were pleased to hear that your payments have been smooth so far. At Fleetsmarts, were committed to providing clear communication and competitive factoring solutions designed to help your business thrive. We appreciate your trust and look forward to continuing to support you every step of the way.Review fromKamau M
Date: 05/12/2025
5 starsKamau M
Date: 05/12/2025
Great company, gives you a detailed description on contract, will beat any Factoring company on percentage....Fleetsmarts
Date: 05/15/2025
Thank you for your kind words about Fleetsmarts! Were proud to provide clear, detailed contract information and some of the most competitive factoring rates in the market. Our goal is to offer a full range of services including fuel discounts, insurance financing, and equipment financing to support your business growth. We appreciate your trust and look forward to helping you succeed!Review fromReginald J
Date: 05/10/2025
1 starReginald J
Date: 05/10/2025
DO NOT ANSWER THE PHONE FOR THIS COMPANY! They have a verbal SCAM going on, once they get you on the phone to talk to you about a fuel card they will use that as a verbal consent to sign you up for a fuel card and once that happens they will file a ucc-1 on your MC for a line of credit for the fuel card, I am dealing with this now and other factoring companies will not work with you. AND TO BE RELEASED IT WILL COAT YOU $500 for a scam system DO NOT ANSWER THE PHONEFleetsmarts
Date: 05/20/2025
This is a mischaracterization of what we do. Fleetsmarts offers discounts for fuel and opens generous credit lines for fuel that help new trucking companies with cash flow. This is not a scam, we have thousands of companies that use our card every day. ******** was one of those that wanted fuel discounts with a credit line. Before we open a credit line, we ask the customer like ******** if that's what he wants. ******** was very excited about the credit ******* we explained to ********, to secure the credit line in the event of a non-payment, we do a standard UCC-1 notice so that in the event of a default, we can get paid from ********. We ask permission every time, like we did with ******** and he agreed and so we opened the line and sent him ******** is true, some disreputable factoring companies, that are looking to manipulate new Carriers like ******** will not factor from an inferior UCC position. But this is just the internal policy of some companies. We also have a factoring company and this is not our policy. It's certainly not a legal restriction.Further, Fleetsmarts is willing to provide any customer with a simple document called a subordination for free, which is the standard procedure for appeasing a prospective factoring company's security concerns with an inferior position. ANY FACTORING COMPANY THAT DOESN'T ACCEPT A SUBORDINATION IS MANIPULATING YOU. RUN AWAY AND DON'T LOOK ******* truth, the other factoring company is manipulating ********, like they have done with so many others into thinking that we're the bad guy, when in reality it's the other factoring company that is trying to limit ********** other options so that they can charge him whatever they want.Don't be another ********. 90% of trucking companies go out of business because they just accept what manipulative, unscrupulous factoring companies' sales people tell them on the phone. Don't be the next victim.Fleetsmarts is awesome and is really the only company that gives small new guys credit lines for fuel without perfect credit. Do your research, figure out for yourself who's telling the truth.Review fromSagar S
Date: 05/08/2025
5 starsSagar S
Date: 05/08/2025
I am getting good experience from ********** and the best staff name Lei . One of my friend recommended to work with Lei . He helped me a lot for Fuel and set up Factoring. He give good factoring rate than other Factoring company as well as he have good communication skill and never get upset with positive vibes. Lastly l am so satisfied with **********. Thank you guys for working hard with me .Fleetsmarts
Date: 05/15/2025
Thank you for sharing your great experience with Fleetsmarts! Were glad Lei could assist you with fuel and factoring setup and provide excellent service along with competitive rates. We take pride in our teams communication and positive approach to supporting our customers. It means a lot to know youre satisfied with Fleetsmarts. If you or your friends ever need assistance with fuel discounts, insurance financing, or equipment financing, feel free to reach out. Were here to help your business thrive and look forward to continuing to support you!Review fromLillian B
Date: 05/06/2025
5 starsLillian B
Date: 05/06/2025
I was kinda dreading the whole signup thing cause I hate paperwork. But Fleetsmarts made it easy. My account manager broke everything down for me over the phone, sent the docs, and I was good to go same week. No hassle, no back and forth. Just straight up got it done. Salute!!!!Fleetsmarts
Date: 05/08/2025
Thank you for the awesome feedback! We know paperwork can be a pain, so we work hard to make onboarding as fast and easy as possible. It's great to hear your account manager got everything squared away without the usual back and forth. If you ever need help with fuel, factoring, or anything else down the road, Fleetsmarts has your back. Salute right back at you!Review fromCamilla J
Date: 05/06/2025
5 starsCamilla J
Date: 05/06/2025
We made the switch to Fleetsmarts about 8 months ago after getting fed up with the constant headaches from our previous providers, hidden fees, slow payments, and zero support when things went wrong. I can honestly say, moving our business to Fleetsmarts was one of the smartest operational decisions we've made.Their fuel card program alone has saved us thousands per month. The discounts are consistent, the reporting is clean, and there are no surprise fees creeping in. Beyond that, the factoring service is fast and reliable. Loads get paid out within minutes of paperwork submission, which keeps our drivers happy and cash flow solid.Fleetsmarts
Date: 05/08/2025
Thank you for the powerful review! We're glad to hear that switching to Fleetsmarts has brought real results: consistent fuel savings, clean reporting, and fast, no-hassle funding. We built our services to eliminate the exact problems you mentioned, and its great to see that reflected in your experience. We're here to keep your drivers paid, your cash flow strong, and your operation running smoothly every step of the way.Review fromFrederick T
Date: 05/06/2025
5 starsFrederick T
Date: 05/06/2025
Yes this is ********* ******/*** trucking working with ****** has been a great experience so far. She is really staying on top of keeping me in the loop of everything as well as getting me funded on time. Cant wait to see what the future holds with working with and FleetsmartFleetsmarts
Date: 05/08/2025
Thank you, *********! Were thrilled to hear that working with ****** has been a great experience so far. Staying in the loop and getting funded on time are top priorities for us, and its great to know shes delivering. Were excited for the road ahead with ZMK Trucking and are always here to support you with factoring, fuel, and beyond. Lets keep it rolling!Review frombradley
Date: 05/04/2025
1 starbradley
Date: 05/04/2025
this fleetsmarts is a scam i got a email saying that they file a ucc-1 on for a fuel card. i dont even have a truck or any assets for them to put a ucc-1 on me. sound like to me that fleetsmats just randomly goes around and just files ucc-1 on any business they want toFleetsmarts
Date: 05/06/2025
Mr. ********** claimed that ********** filed a *** against you even though you have no assets and did not sign anything. Here are the facts:No Signature Required: A UCC-1 filing does not require a physical signature. It can be filed when a debtor authorizes the transaction, including through verbal authorization. This is standard and lawful under the *** code adopted by all 50 ********* Assets Needed to File: A UCC-1 notice does not depend on whether a person currently owns assets. It serves as a public notice of a secured interest in the event assets are acquired or proceeds are generated in the future. This protects our ability to recover in case of default on credit ********** Verbally Agreed to the Program: You never disputed the credit line or services. In fact, you confirmed your participation in the ********** program during your call with *******. Below is a portion of the transcript from that conversation:Call Transcript ******** "Once you're ready, I'll go ahead, Mr. ******* and ready the fuel card. And while you're waiting for this fuel card to arrive, since you're based here in the state of *************** to prepare everything in our system and to open up a credit line for the fuel card in the future, we file what's called the UCC-1 to register us with the state as the payee, and this will allow us to open that fuel credit line for you as well, OK?" Mr. ******* "OK." ******** "Now we sent you email check that later when we get off the phone and make sure everything looks good to you."Your OK was a clear verbal confirmation after a full explanation of the *** and credit line process. You made it clear that you intended to move forward, and the *** was filed to protect the credit line Fleetsmart opened on your behalf based on that authorization.********** operates within the law and only files **** where there's a confirmed agreement and credit risk involved. If your position has changed, were available to have a professional and factual discussion to resolve this appropriately.Review fromGanbat E
Date: 05/02/2025
5 starsGanbat E
Date: 05/02/2025
Hello' to team of Blue Water Capital, DBA fleetsmarts thank you for your hard work and great transparency. Special thank you to Lei acc manager for walking me through all my questions. I'm enjoying my fuel card services and discounts, promotional rate factoring, with assistances of factoring team is very easy for me now.Fleetsmarts
Date: 05/05/2025
Thank you so much for the kind words! We truly appreciate your recognition of the Fleetsmarts team and are thrilled to hear that Lei has been able to assist you every step of the way. Its great to know that you're enjoying your fuel card services, discounts, and factoring solutions. At Fleetsmarts, were committed to making your experience as smooth as possible. If you ever need any further support or additional services, were always here to help!Review fromKeslie P
Date: 05/01/2025
5 starsKeslie P
Date: 05/01/2025
Lei has been very good to us during our transition to fleetsmarts!!! I have no quams with this company!!!Fleetsmarts
Date: 05/05/2025
Thank you for the great feedback! We're so glad to hear that Lei has been able to make your transition to Fleetsmarts smooth and seamless. We're committed to providing excellent service and ensuring that your experience continues to be positive. If you ever need additional support or services, like our fuel cards or factoring solutions, dont hesitate to reach out. Were here to help your business thrive!
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