Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies
Share
Business Profile

Credit Repair Services

Credit Joy Software LLC

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Credit Repair Services.

Reviews

Customer Review Ratings

4.47/5 stars

Average of 158 Customer Reviews

Want to share your experience?

Leave a Review

Review Details

  • Review fromConstance h

    Date: 02/14/2025

    5 stars
    lean was absolutely amazing we need more people like them in this world. The guest service that I received was top notch. They could teach a class on how to treat your customers. They remained happy and answered all my questions. Thank you so much Lean !
  • Review fromJahmal C

    Date: 02/13/2025

    5 stars
    Romario S was amazing and assisted me with everything I needed and more. Wonderful customer service and the service they are providing will have a great impact on my life.
  • Review fromCharline J

    Date: 02/12/2025

    5 stars
    Kim was an absolute joy to work with. She was so patient and very thorough. She was very helpful, her directions were clear and I would recommend anyone to work with her! Thank you Kim!
  • Review fromEric L

    Date: 02/07/2025

    5 stars
    Pedro was great. Answered all my questions with efficiency you asked me. Did I understand everything he was reading. He was clear and transparent he stayed on the phone with me even though they were closed. Excellent customer service
  • Review fromBrandy M

    Date: 02/07/2025

    5 stars
    I had a wonderful experience pedro was so nice and broke it all down..
  • Review fromRosario C

    Date: 02/05/2025

    1 star
    This is a public warning. Do not do buissness with Credit Joy. Credit Joy hides under another company name Meta Data. The employees will tell you. That for each successful dispute resolution. Your credit score will jump up 50 points. They charged me $199. I at first accepted their offer. Because they said that I had recieved a discount. Which wound up being a lie. After I found out the truth. That is your credit umbers will not go up 50 points. And that I did not receive a discount. I canceled roughly fourteen hours later. They refused to refund me my money. Basically saying sorry charlie. It's ours now and you ain't getting it back. Again peopke avoid Credit Joy at all costs.
  • Review fromReina A

    Date: 02/05/2025

    5 stars
    Tom Bueno was very knowledgeable and helpful in helping me in recovering my score back. He educated me He was very thorough and kind and I appreciate all the help. Thank you Tom Bueno for your patience and great job!
  • Review fromJ.L. C

    Date: 01/30/2025

    5 stars
    Romario S. was very helpful and knowledgeable about my report. Very thorough and explained to me about the various things affecting my credit report.
  • Review fromKimberly M

    Date: 01/30/2025

    5 stars
    Had an absolute amazing experience! Highly recommend using their services!
  • Review fromJeremy C

    Date: 01/30/2025

    5 stars
    Very helpful service if you do not have the credit knowledge to repair your score. Mine took about 90 days but actually raised my score back where it should have been. Highly recommended to anyone looking to get their financial credit situation better.

BBB Business Profiles may not be reproduced for sales or promotional purposes.

BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

BBB Business Profiles generally cover a three-year reporting period, except for customer reviews. Customer reviews posted prior to July 5, 2024, will no longer be published when they reach three years from their submission date. Customer reviews posted on/after July 5, 2024, will be published indefinitely unless otherwise voluntarily retracted by the user who submitted the content, or BBB no longer believes the review is authentic. BBB Business Profiles are subject to change at any time. If you choose to do business with this company, please let them know that you checked their record with BBB.

As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.