Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies
Share
Business Profile

Credit Repair Services

Credit Joy Software LLC

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Credit Repair Services.

Reviews

Customer Review Ratings

4.46/5 stars

Average of 154 Customer Reviews

Want to share your experience?

Leave a Review

Review Details

  • Review fromCindy A

    Date: 06/26/2025

    5 stars
    Abbie is very nice, and helpful, and makes sure you understand what she says
  • Review fromRosalinda R

    Date: 06/25/2025

    5 stars
    Rene Brown, all i can say is im so happy you were the one who spoke to me, resolved my issues so fast and honestly made my day 10x better. Words cannot explain how grateful i am.

    She is knowledgeable, very helpful, understanding of anyone and everyone’s current situation and she has a great personality. You will end up hanging up the phone with the biggest smile on your face knowing that everything is resolved and everything will get better! She made me feel so uplifted and I appreciate that.
  • Review fromRachel C

    Date: 06/25/2025

    5 stars
    Shaymoi was incredible! I had no idea what other options I had. She was knowledgeable, informative and lovely to speak to. Thankful to her for making the experience painless!
  • Review fromJennelle M

    Date: 06/24/2025

    5 stars
    I Just Wanted To Thank Both Garnell & Terrence Both For Helping Me Get This Taken Care Of Apparently I Was Charged Twice, So They Are Helping Me Dispute The Account And Will Take It Off My Credit Report, After I've Worked Hard For Years Trying To Build Up Our Credit Score, So I Say Thanks Again To Them...
  • Review fromMikal H

    Date: 06/23/2025

    5 stars
    ??????????
    Joy really came through for me with my credit dispute.
    She helped me challenge an account that wasn’t mine and made the whole process simple. She was patient, clear, and professional. If you need someone real who knows how to fix credit and guide you through it, Joy is the one. Appreciate everything she did for me — highly recommend her services!

    — Mikal H.
  • Review fromJoseph W

    Date: 06/19/2025

    5 stars
    Curtis was very awesome and super knowledgeable and on point with his clear explanations on how to achieve a better credit score with his company's full and completes services and help.
  • Review fromDallas M

    Date: 06/19/2025

    4 stars
    Shamona was very helpful and was able to explain everything to me in a very helpful understanding manner very nice experience
  • Review fromTravis S

    Date: 06/18/2025

    5 stars
    Shamona was great!! Help me out a lot and made sure I understand everything
  • Review fromErin S

    Date: 06/16/2025

    1 star
    We've paid them $600 to $700 in the last 4 months with them stringing us along with very little results we're realizing that we could have done most of it by ourselves and we are seeing bad reviews all over the place. They are being turned into the FTC
  • Review fromHonesty F

    Date: 06/16/2025

    5 stars
    lakcha was amazing she helped me through everything. I can not say how appreciative I am to get the journey started thank you for everything.

BBB Business Profiles may not be reproduced for sales or promotional purposes.

BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

BBB Business Profiles generally cover a three-year reporting period, except for customer reviews. Customer reviews posted prior to July 5, 2024, will no longer be published when they reach three years from their submission date. Customer reviews posted on/after July 5, 2024, will be published indefinitely unless otherwise voluntarily retracted by the user who submitted the content, or BBB no longer believes the review is authentic. BBB Business Profiles are subject to change at any time. If you choose to do business with this company, please let them know that you checked their record with BBB.

As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.