We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies
Resources for Businesses My BBB
Share
Business Profile

Loans

Republic Finance, LLC

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Loans.

Reviews

This profile includes reviews for Republic Finance, LLC's headquarters and its corporate-owned locations. To view all corporate locations, see

Find a Location

Republic Finance, LLC has 304 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Please enter a valid location.

    Customer Review Ratings

    1.25

    Average of 99 Customer Reviews

    Want to share your experience?

    Leave a Review

    Review Details

    • meschelle w

      Date: 03/18/2023

      meschelle w

      Date: 03/18/2023

      I was paying on a loan for till 6 of 22, was having a hard time putting food on the table. told them I would pay them head every intention. they just kept calling and I finally had to go to a debit reduction place in 8 of 22 for help. the Debt relief had been trying to work it out with them and then the filed beach of contract on January. not I have to go to court this week. they wouldn't give me any consideration at all! yes I had grandkids I was trying to tend to do their parents could work. plus a few other problems. their interest is going to run the same amount that you borrow.

      Republic Finance, LLC

      Date: 03/23/2023

      “Hi *********, thank you for making us aware of your experience. Republic Finance is committed to providing excellent customer service and we would like the opportunity to speak with you to better address your concerns. Please feel free to contact us at ************** or http://republicfinance.com/contact. Thanks!”

    • Johnny R

      Date: 03/09/2023

      Johnny R

      Date: 03/09/2023

      I made a horrible mistake not knowing that Republic Finance was a Predatory Lender, I borrowed money and put up my car title as collateral in which I didn't qualify in the first place. Huge Mistake. High Interest with the potential of losing my car. What was I thinking. Don't ever put your car title as collateral your locked in for massive financial destruction. I totally regret getting involved with this loan.

      Republic Finance, LLC

      Date: 03/15/2023

      “Hi ******* thank you for taking the time to tell us about your problem. We would like to speak with you so that we can figure out the best way to address any issues that affect our customer service. Please feel free to contact us at ************** or **********************************. Thanks!”

    • Bobbie W

      Date: 03/07/2023

      Bobbie W

      Date: 03/07/2023

      Worse place to do business. If I ever get away from this company I will starve to death before I deal with them again. Can't give less than 1 star? Should be negative 5 . They keep calling with great news even after i told them to stop calling me. I make that high payment every month and they still won't leave me alone! Don't deal with the greenwood s.c. branch! Thus is a predatory loan company. BUYER BEWARE!!!

      Republic Finance, LLC

      Date: 03/09/2023

      “Hi ******* thank you for doing business with Republic Finance! We apologize for your experience and we would greatly appreciate some time to talk to you about how we can do better. Please feel free to contact us at ************** or *********************************** Thanks!”

    • Elizabeth B

      Date: 02/16/2023

      Elizabeth B

      Date: 02/16/2023

      Last year I was in a rough place and needed some extra cash, I had received a loan check in the mail. I am very aware on how this work. Anyways over the couple of month I have gotten behind and was thinking about filing bankruptcy or debt consolidation. Anyways I called Republic Finance to request a statement for either my attorney or debt consolidation. I only called because my account on their application was locked and didn’t show anything. The number listed on the application took me to collections and the lady said she was unable to help me with a statement or anything that showed a balance so she transferred me to the local branch. Dakota is who I spoke to at the branch and he said the only thing he could send me in writing is so payoff request, not a statement. 1st he tells me the payoff is good for 10 days then says payoff is only good for today. He asked questions about why I couldn’t make payment and I felt like he was prying wanting personal information. But the fact that I cannot see in writing what my balance is or what the interest rate it’s or how it is building by day or the last time a payment was made is very unsettling.

      Republic Finance, LLC

      Date: 02/20/2023

      “Hi *********, Republic Finance is always grateful for your feedback. It sounds like you may have had a negative experience with us, and we would like the opportunity to speak with you to gather additional information. Please feel free to contact us at ************** or http://republicfinance.com/contact. Thanks!”

    • Isaac M

      Date: 02/13/2023

      Isaac M

      Date: 02/13/2023

      My wife took out a loan through Republic Financial, was one month late on her payments, and got a court summons! Only one month late!! We had all intentions of paying them back, but the drastic decision to file in small claims court is completely unreasonable!!

      Republic Finance, LLC

      Date: 02/16/2023

      “Hi *****, thank you for making us aware of your experience. Republic Finance is committed to providing excellent customer service and we would like the opportunity to speak with you to better address your concerns. Please feel free to contact us at ************** or http://republicfinance.com/contact. Thanks!”

    • Deborah A

      Date: 02/03/2023

      Deborah A

      Date: 02/03/2023

      This company is run like something out of the 18th century! It's impossible to pay the bill online! They still couldn't get it right after asking me to mail them a check to set up automatic deposits. Who uses checks and snail mail these days to do business? I'm in my 60's and I even stopped doing that 10 years ago. They have caused my credit score to go down because of their ineptitude. If this keeps up I'm going to look in to a class action suit.

      Republic Finance, LLC

      Date: 02/08/2023

      “Hi *******, thank you for making us aware of your experience. Republic Finance is committed to providing excellent customer service and we would like the opportunity to speak with you to better address your concerns. Please feel free to contact us at ************** or http://republicfinance.com/contact. Thanks!”

    • Edward D

      Date: 01/29/2023

      Edward D

      Date: 01/29/2023

      This company is the best! We live in MO .I want to give out a big THANK YOU to **** who helped us out of a jam.This is the place to go.Forever a loyal customer.

      Republic Finance, LLC

      Date: 01/31/2023

      “Hi ******, Republic Finance is always grateful for your feedback. Your comment was received, and we would like to thank you for taking the time to make us aware of your recent experience with Republic Finance. Your gratitude will be shared throughout the company. Thanks!”

    • Nikia M

      Date: 01/25/2023

      Nikia M

      Date: 01/25/2023

      This company is basically predatory. They lend at a high rate without disclosing the rate up front. They also are violating lending practices by no providing how they are calculating interest monthly or daily. The billing they send is very vague with no details except a balance that never goes down and what you owe for the month. I want this company to provide proper billing as required by law so that customers arnt just looking at a balance and amount, this isnt a light bill and shouldn’t be treated as such. Also they are rude.

      Republic Finance, LLC

      Date: 01/27/2023

      “Hi *****, thank you for making us aware of your experience. Republic Finance is committed to providing excellent customer service and we would like the opportunity to speak with you to better address your concerns. Please feel free to contact us at 1-800-317-7662 or http://republicfinance.com/contact. Thanks!”

    • Donna M

      Date: 01/11/2023

      Donna M

      Date: 01/11/2023

      My 81 year old mother received a summons meant for me that was not even signed by her or person that left them with her. I had harassing calls to me numerous times at work and on my cell phone after I told the man I was not allowed calls at work or during work hours. I have been diagnosed with an incurable disease and have been put in the hosptial once a week for IVGS plus loss of wages and put on disablity. I will be having to retire early due to this. I paid what I could when I had the money. The summons I got did not even have full lawyers name on it nor a court date plus the year was wrong and scratched with an ink pen!

      Republic Finance, LLC

      Date: 01/16/2023

      “Hi *****, thank you for giving us a heads up! At Republic Finance, we are always looking for ways to improve our customer service. We would love to hear about your experience so we can correct any problems. Please feel free to contact us at ************** or http://republicfinance.com/contact. Thanks!”

    • Susan W

      Date: 12/30/2022

      Susan W

      Date: 12/30/2022

      I’ve been a customer off and on for 20+ years. I was recently late paying due to circumstances. The rep calls me numerous times per day. I work and can’t take personal calls at work. She now calls my family when I don’t answer the phone. It is embarrassing to have family call you and ask why they are calling them. You guys literally dug up past contacts that are not on my current loan. This is not the way to treat long term customers. Once paid off you have lost my business.

      Republic Finance, LLC

      Date: 01/05/2023

      “Hi *****, Republic Finance is always grateful for your feedback. It sounds like you may have had a negative experience with us, and we would like the opportunity to speak with you to gather additional information. Please feel free to contact the local branch office at ************ or http://republicfinance.com/contact. Thanks!”

    Republic Finance, LLC is NOT a BBB Accredited Business.

    To become accredited, a business must agree to BBB Standards for Trust and pass BBB's vetting process.

    Why choose a BBB Accredited Business?

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period, except for customer reviews. Customer reviews posted prior to July 5, 2024, will no longer be published when they reach three years from their submission date. Customer reviews posted on/after July 5, 2024, will be published indefinitely unless otherwise voluntarily retracted by the user who submitted the content, or BBB no longer believes the review is authentic. BBB Business Profiles are subject to change at any time. If you choose to do business with this company, please let them know that you checked their record with BBB.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.