Complaints
This profile includes complaints for Advance America's headquarters and its corporate-owned locations. To view all corporate locations, see
Customer Complaints Summary
- 325 total complaints in the last 3 years.
- 117 complaints closed in the last 12 months.
If you've experienced an issue
Submit a ComplaintThe complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.
Initial Complaint
Date:11/04/2024
Type:Status:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
11/1/2024 a man called claiming to be a loan officer and provided me with my routing number and account number to my bank account. He became aggressive when I stated I was not comfortable with this and wanted my online banking information. I told him I did not want a loan and he proceeded to be verbally aggressive and told me he was sending me money and I had to send it back by **** *** or ***** ***. My bank account is now compromised and I had to call my bank to report the fraud.
Business Response
Date: 11/11/2024
November 11,
2024
Cindy R*****
Better Business
Bureau
*** ***** ****** ******* **** *
Greenville, SC
29601
RE: **** ******* * ********* *** ********
Dear Cindy:
Purpose Financial, Inc. f/k/a Advance America,
Cash Advance Centers, Inc. (“Advance
America”), is in receipt of a complaint filed by **** ******** We have
thoroughly reviewed and appreciate the opportunity to respond.
In the complaint, **** ******* states, “1/1/2024 a man called claiming to be a loan officer and
provided me with my routing number and account number to my bank account. **** further
states, “He became aggressive when I stated I was not comfortable with this and
wanted my online banking information.” **** states, “I told him I did not want
a loan and he proceeded to be verbally aggressive and told me he was sending me
money and I had to send it back by **** *** or ***** *****
Please be
advised neither the loan nor the communications described above, came from us, Advance
America. The communications described above appear to be part of an effort to
defraud customers, like ***** by falsely claiming to represent Advance America.
Advance America would never operate under the conditions described above, by having
funds deposited into a customer’s account only to request their immediate
return. Further, Advance America employees do not use “*******” or “********”
for business purposes. Lastly, Advance America does not operate and
brick-and-mortar locations in the state of New Jersey, nor does it offer online
services to residents of New Jersey.
We recommend **** visit the FBI reporting
website for further guidance and assistance in reporting this incident. The
link to this resource can be found here:. It is imperative
that **** exercise caution and diligence in dealing with any financial
transactions, especially those that seem suspicious or unfamiliar.
This letter is written under a full reservation
of rights and is not intended to be, nor should it be construed as, any
admission of liability or as a waiver of any rights afforded Purpose Financial,
Inc. f/k/a Advance America, Cash Advance Centers, Inc., under any applicable
laws, statutes, or procedures.
Sincerely,
Ally
P*****
Senior
Compliance Governance & Risk AnalystInitial Complaint
Date:10/21/2024
Type:Status:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
Online application was filled out with my name and information. A loan was granted and funded under my social security my identity. The person that stole my identity had my information correct. Name address email and social correct. The money was funded to PNC bank account based out of Indiana. Never heard of PNC they are not anywhere near my place of living. When I found out about this was told to file a police report. The most the police could do was take a sworn statement. They had no application no information to go in investigate this. I asked Advance America for the original application that was filled out. They refused to give it to me said they can't because the application was done online. They have refused to fix this matter been uncooperative with clearing my name. Trashed my credit and I have had lots of contact but never applied thru a loan thru themBusiness Response
Date: 10/29/2024
October 29, 2024
Cindy R*****
Better Business Bureau
*** ***** ****** ******* **** *
Greenville, SC 29601
RE: ******** ******** * ********* *** ********
Dear Cindy:
Advance America, Cash Advance
Centers of Missouri, Inc. (“Advance
America”), is in receipt of a complaint filed by ******** ********* We have
thoroughly reviewed and appreciate the opportunity to respond.
In the complaint, ******** ******** contends a loan with Advance
America was originated using their personal information; however, was not
authorized. ******** states, “They have refused to fix this matter been
uncooperative with clearing my name.”
According to our records, ******** entered into a Customer Loan
Agreement (“Agreement”) with Advance America on September 9, 2024. Pursuant to
the Agreement, ******** agreed to repay an amount of one thousand seven hundred
sixty dollars and eighty-three cents ($1760.83) in twelve (12) bi-weekly
installments of one hundred thirty-five dollars and forty-six cents ($135.46)
and one (1) final installment of one hundred thirty-five dollars and thirty-one
cents ($135.31) due on March 14, 2025. Payment attempts have been made;
however, have been returned.
As stated previously to ********, to further our investigation,
they may submit a copy of their police report or FTC Identity Theft Report noting
the loan above was obtained fraudulently to ******************************** or ************************************** In the meantime, we recommend ******** contact our Customer Care Team at ***** ******** to discuss mutually
agreeable payment options regarding their past due balance.
This letter is written under a full reservation of rights and is
not intended to be, nor should it be construed as, any admission of liability
or as a waiver of any rights afforded Advance America, Cash Advance Centers of Missouri,
Inc., under any applicable laws, statutes, or procedures.
Sincerely,
Ally P*****
Senior Compliance Governance & Risk AnalystInitial Complaint
Date:10/11/2024
Type:Status:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I was offered a small loan and I had some car issues and I tooked the offer and boy did . I regret it. They scammed my bank account , they invaded my privacy and they accessed my private account information…they Add access to my phone password every single thing in my phone my private stuff. I am so upset about these people they need to be in jail.Business Response
Date: 10/20/2024
October 20,
2024
Cindy R*****
Better Business
Bureau
*** ***** ****** ******* **** *
Greenville, SC
29601
RE: ******* ***** * ********* *** ********
Dear Cindy:
Advance America, Cash Advance Centers of California,
LLC (“Advance America”), is in
receipt of a complaint filed by ******* ****** We have thoroughly reviewed and
appreciate the opportunity to respond.
In the complaint,
******* ***** contends they were offered a loan, however now, “They scammed my
bank account, they invaded my privacy and they accessed my private account
information…they Add access to my phone password every single thing in my phone
my private stuff.”
Please be
advised neither the loan nor the communications described above, came from us, Advance
America. Advance America would never operate under the conditions described above,
to use personal customer information for anything other than the purpose of a
loan. The communications described above appear to be part of an effort to
defraud customers, like *******, by falsely claiming to represent Advance
America.
We recommend ******* visit the FBI reporting
website for further guidance and assistance in reporting this incident. The
link to this resource can be found here: . It is imperative
that ******* exercise caution and diligence in dealing with any financial
transactions, especially those that seem suspicious or unfamiliar.
This letter is written under a full reservation
of rights and is not intended to be, nor should it be construed as, any
admission of liability or as a waiver of any rights afforded Advance America,
Cash Advance Centers of California, LLC, under any applicable laws, statutes,
or procedures.
Sincerely,
Ally
P*****
Senior
Compliance Governance & Risk AnalystInitial Complaint
Date:10/08/2024
Type:Status:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I received an email on 10/6/2024 from this email address: ************************** I applied for a few different unsecured loans online - so I had expected to see loan offers. The email says this:
Loan Documents $8000
Hello ****** **** Subject: Loan Confirmation
Your loan application has been approved for up to $8000. Please click on Review & Sign to complete your loan paper.
Loan Amount: $8000.00
Interest rate: 8.95% (APR)
Loan Term: 36 Months
Monthly Installment: $249.85
Please call back ASAP to proceed ahead with the deposit.
Thanks & Regards
Jim Miller
Sr. Loan Manager
+* ***** ********
CASH ADVANCE AMERICA
San Francisco, CA, USA.
This was followed by a second email from **** *** after I signed the loan documents. Signing the documents included providing my bank account number, routing number and bank name. I completed it and sent it through **** **** I was not able to keep a copy. However, the phone number listed for Jim Miller (same loan agent as on the email) showed a different phone number on those documents. I did not try to call the numbers until 10/7/2024. But on 10/7/2024 I am no longer able to access the documents I signed on 10/6/2024. I also received voicemail from Jessica from Advance America on 10/3/2024. Her phone # is *** ********. On 10/6/2024 I left her two voicemails. No returned calls from her on 10/7/2024. I call Jim's number and Jessica today and it goes to a ******* gift card recording. I did get ahold of a male, but it is to sign you up for a card I do not want. Online, I found an Advance America phone number for customer care as ************** No live person was available, and their options do not get you to the option it says.. Checked for open loan based on my social - and nothing came up. I am concerned my bank account is in jeopardy. I need to ensure I have a safe bank account is my desired settlement. I can also provide the saved voicemails from the female - it is on my cell phone. Emails were uploaded.Business Response
Date: 10/16/2024
October 16,
2024
Cindy R*****
Better Business
Bureau
*** ***** ****** ******* **** *
Greenville, SC
29601
RE: ****** **** * ********* *** ********
Dear Cindy:
Advance America, Cash Advance Centers of California,
LLC (“Advance America”), is in
receipt of a complaint filed by ****** ****. We have thoroughly reviewed and
appreciate the opportunity to respond.
In the complaint,
****** **** contends they received an email regarding a loan confirmation from
“Cash Advance America”. ****** contends they were approved for a loan of up to $8000. ****** provided the email address, **************************** and phone
numbers, ************** and “************” with their complaint.
Please be
advised neither the loan nor the communications described above, came from us, Advance
America. Advance America is not affiliated with the business name, “Cash
Advance America”. Furthermore, Advance America does not offer loans in the
amount described above in the state of California. The largest loan available
is two hundred fifty-five dollars ($255). Advance America employees do not
utilize email addresses on the domain, *********************” nor do we own or
operate the phone numbers, ************** or “*************.
We recommend ****** visit the FBI reporting
website for further guidance and assistance in reporting this incident. The
link to this resource can be found here: . It is imperative
that ****** exercise caution and diligence in dealing with any financial
transactions, especially those that seem suspicious or unfamiliar.
This letter is written under a full reservation
of rights and is not intended to be, nor should it be construed as, any
admission of liability or as a waiver of any rights afforded Advance America,
Cash Advance Centers of California, LLC, under any applicable laws, statutes,
or procedures.
Sincerely,
Ally
P*****
Senior
Compliance Governance & Risk AnalystInitial Complaint
Date:10/07/2024
Type:Status:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
you constantly call me stop I do not have a loan with you also you had a guy call me a ***** and I asked who he worked for he said us bank you are committing fraudBusiness Response
Date: 10/15/2024
October 15,
2024
Cindy R*****
Better Business
Bureau
*** ***** ****** ******* **** *
Greenville, SC
29601
RE: ****** ******* * ********* *** ********
Dear Cindy:
Advance America, Cash Advance Centers of
Missouri, Inc. (“Advance America”),
is in receipt of a complaint filed by ****** *******. We have thoroughly
reviewed and appreciate the opportunity to respond.
In the complaint,
****** ******* states, “you constantly call me stop I do not have a loan with
you also you had a guy call me a ***** and I asked who he worked for he said us
bank you are committing fraud”.
According to
our records, ****** entered into a Customer Loan Agreement (“Agreement”) with
Advance America on August 27, 2024. Pursuant to the Agreement, ****** agreed to
repay an amount of two thousand fifty-one dollars and thirty-nine cents
($2051.39) in eighteen (18) bi-weekly installments of one hundred seven dollars
and ninety-nine cents ($107.99) and one (1) final installment of one hundred
seven dollars and fifty-seven cents ($107.57) due on May 16, 2025. To date, there have
been no completed payments as agreed. On October 8, 2024, the loan entered
default which halts all interest from accruing. ****** has a past due balance
of one thousand three hundred one dollars and seventy-two cents ($1301.72). We
recommend ****** contact our Customer Care Team at ***** ******** to discuss
mutually agreeable payment options.
If ******
did not originate the loan above, we recommend they send a copy of their police
report or FTC Identity Theft Report to or
*************************************. Once we receive one (1) of those
documents noting the loan above was originated fraudulently, we will be able to
further our investigation.
With regards to ******’s complaint referencing
calling on an elevated level, calling them a name, and being affiliated with “US
Bank”, we are perplexed. Upon receipt of ******’s complaint, we reviewed all
calls made to their phone number. We did not find any evidence of elevated
calls nor any of our agents calling ****** any name or stating any affiliation
with “US Bank”. Advance America is not affiliated with “US Bank”.
This letter is written under a full reservation
of rights and is not intended to be, nor should it be construed as, any
admission of liability or as a waiver of any rights afforded Advance America,
Cash Advance Centers of Missouri, Inc., under any applicable laws, statutes, or
procedures.
Sincerely,
Ally
P*****
Senior
Compliance Governance & Risk AnalystInitial Complaint
Date:10/04/2024
Type:Status:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
a person stating he was from advance america told me that you can no longer go on their website to change your password. he than told me you have to call advance america to have a rep change it for you. to me that's not secured to do that.Business Response
Date: 10/11/2024
October 11,
2024
Cindy R*****
Better Business
Bureau
*** ***** ****** ******* **** *
Greenville, SC
29601
RE: ******* ***** * ********* *** ********
Dear Cindy:
Purpose Financial, Inc. f/k/a Advance America,
Cash Advance Centers, Inc. (“Advance
America”), is in receipt of a complaint filed by ******* ****** We have
thoroughly reviewed and appreciate the opportunity to respond.
In the complaint,
******* ***** states, “a person stating he was from advance america told me
that you can no longer go on their website to change your password.” ******* further states, “he than told me you have to call advance america to have a rep
change it for you.” ******* contends that it is not a secure process.
With regards to ********* *omplaint referencing
having to have an Advance America representative update and change a customer’s
password, we are perplexed. Customers have the option to request a password
link sent to their email address to update their password or they are more than
welcome to contact our Customer Care Team at ***** ******** *or further
support. We apologize for any information that was miscommunicated to ********
This letter is written under a full reservation
of rights and is not intended to be, nor should it be construed as, any
admission of liability or as a waiver of any rights afforded Purpose Financial,
Inc. f/k/a Advance America, Cash Advance Centers, Inc., under any applicable
laws, statutes, or procedures.
Sincerely,
Ally
P*****
Senior
Compliance Governance & Risk AnalystInitial Complaint
Date:10/04/2024
Type:Status:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I withdraw $50 a week ago from Advance America and then $100 two days ago (for a total of of $150). I tried to pay my balance this afternoon, as I'm obviously accruing interest. The website said I couldn't pay there so I called the provided customer service number. I was told that I'm not allowed to pay any of my balance until it's been at least five business days after my last withdrawal. I asked to speak to someone with more agency and was told that no one can override it. This seems predatory and possibly illegal on Advance America's part. If I knew I would be forced to let interest accrue for a certain amount of time, I wouldn't have used their services.Business Response
Date: 10/18/2024
October
18, 2024
Cindy
R*****
Better
Business Bureau
*** ***** ****** ******* **** *
Greenville,
SC 29601
RE: ********* ****** * ********* *** ********
Dear
Cindy:
Advance
America, Cash Advance Centers of Kansas, LLC (“Advance America”), is in receipt
of a complaint filed by ********* ******. We have thoroughly reviewed and
appreciate the opportunity to respond.
In
the complaint, ********* ****** states, “I withdraw $50 a week ago from Advance
America and then $100 two days ago (for a total of $150).” ********* states, “I
tried to pay my balance this afternoon, as I’m obviously accruing interest.”
********* contends they were unable to make a payment within a certain period
of time after a draw. ********* states, “This seems predatory and possibly
illegal on Advance America’s part.”
Unfortunately,
at this time debit cards are unable to be used as a payment method online
within five (5) days after a draw. ********* may schedule an ACH or visit a
local branch with cash to make their payments during that time if they choose. We
apologize for the inconvenience and thank ********* for bringing this to our
attention.
This
letter is written under a full reservation of rights and is not intended to be,
nor should it be construed as, any admission of liability or as a waiver of any
rights afforded Advance America, Cash Advance Centers of Kansas, LLC, under any
applicable laws, statutes, or procedures.
Sincerely,
Ally
P*****
Senior
Compliance Governance & Risk AnalystInitial Complaint
Date:10/03/2024
Type:Status:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I was notified by text message that my loan was approved. I never applied for a loan and had never heard of Advance America before this. I contacted Advance America and told them that someone was fraudulently using my information. They advised (Kim T***** with Advance America) they needed a a police report. I filed a police report with my local agency and provided that report to Kim at Advance America. They told me via phone that the account would be closed. I thought the ordeal was over, but now I'm getting calls from a collection agency. Advance America is impossible to get ahold of by phone and no one will email me back. I NEVER APPLIED FOR A LOAN. The phone calls are harassment at this point. I want the account CLOSED and for the collection agency stop contacting me over a FRAUDULENT LOAN. Advance America should be held accountable.Business Response
Date: 10/18/2024
October
18, 2024
Cindy
R*****
Better
Business Bureau
*** ***** ****** ******* **** *
Greenville,
SC 29601
RE: ***** ******** * ********* *** ********
Dear
Cindy:
Advance
America, Cash Advance Centers of Kansas, LLC (“Advance America”), is in receipt
of a complaint filed by ***** ********* We have thoroughly reviewed and
appreciate the opportunity to respond.
In
the complaint, ***** ******** contends a loan was opened using their personal
information; however, was not authorized. ***** states, “I filed a police
report with my local agency and provided that report to Kim at Advance
America.”
According
to our records, ***** provided the police report number, not the physical
report. The physical report was requested; however, never received. On October
11, 2024, the account was flagged as fraud, the police report number confirmed,
and a request was sent to the third-party debt buyer to return the account. *****
no longer owes a balance to Advance America.
We understand that *****’s personal
information was improperly used to secure a loan through Advance America.
Please note, we are not aware of how the information was obtained by the
individual. We have thoroughly investigated the fraudulent activity and taken
appropriate action. Although *****’s information was misused by another
individual, we remain fully committed to safeguarding all personal data
entrusted to us.
Identity
Theft presents an ever-evolving threat to the consumer finance industry. As a
victim of fraud, ***** may wish to visit the FBI reporting website for further
guidance and assistance in reporting this incident. The link to this resource
can be found here: . It is imperative that
***** exercise caution and diligence in the handling and distribution of their
personal information.
This
letter is written under a full reservation of rights and is not intended to be,
nor should it be construed as, any admission of liability or as a waiver of any
rights afforded Advance America, Cash Advance Centers of Kansas, LLC, under any
applicable laws, statutes, or procedures.
Sincerely,
Ally
P*****
Senior
Compliance Governance & Risk AnalystInitial Complaint
Date:10/02/2024
Type:Status:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I got threatening email today, 10/02/2024 for a loan NOT mine.
I do not and never have had any outstanding loans with
Advance America.Business Response
Date: 10/11/2024
October 11,
2024
Cindy R*****
Better Business
Bureau
*** ***** ****** ******* **** *
Greenville, SC
29601
RE: **** ******** * ********* *** ********
Dear Cindy:
Advance America, Cash Advance Centers of
Florida, LLC (“Advance America”),
is in receipt of a complaint filed by **** ********. We have thoroughly
reviewed and appreciate the opportunity to respond.
In the complaint, **** ******** states, “I got a threatening email today, 10/02/2024 for a loan
NOT mine.” **** states, “I do not and never have had any outstanding loans with
Advance America.”
Please be
advised neither the loan nor the communications described above, came from us, Advance
America. Advance America would never threaten a customer with legal action that
could not lawfully be undertaken, nor would it condone such behavior by third
parties acting on its behalf. Lastly, the communications appear to be an effort to
defraud customers, like ***** by falsely claiming to represent Advance America.
We recommend **** visit the FBI reporting
website for further guidance and assistance in reporting this incident. The
link to this resource can be found here: . It is imperative
that **** exercise caution and diligence in dealing with any financial
transactions, especially those that seem suspicious or unfamiliar.
This letter is written under a full reservation
of rights and is not intended to be, nor should it be construed as, any
admission of liability or as a waiver of any rights afforded Advance America,
Cash Advance Centers of Florida, LLC, under any applicable laws, statutes, or
procedures.
Sincerely,
Ally
P*****
Senior
Compliance Governance & Risk AnalystInitial Complaint
Date:10/02/2024
Type:Status:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
Advance America told me originally that I’d have to pay $250 to be approved for a loan. A month later Justin W******* of said company told me I’d have to pay $150 for approval for same loan then I’d be given the loan. But after I paid the $159, he said I’d have to pay $250 more for the loan. That isn’t fair or in my eyes morally right. I demanded my $150 back. He said I’d get half of it back cause the other half went for the cancellation fee. But I’d have it back within two hours. Later that evening he said it’d take 48 hours. Nothing was coming out right with anything he said. Instead it feels like a scam from the get go.Business Response
Date: 10/11/2024
October 11,
2024
Cindy R*****
Better Business
Bureau
*** ***** ****** ******* **** *
Greenville, SC
29601
RE: ********* ********* * ********* *** ********
Dear Cindy:
Purpose Financial, Inc. f/k/a Advance America,
Cash Advance Centers, Inc. (“Advance
America”), is in receipt of a complaint filed by ********* ********** We have
thoroughly reviewed and appreciate the opportunity to respond.
In the complaint,
********* ********* states, “Advance America told me originally that I’d have
to pay $250 to be approved for a loan.” ********* contends that about a month
later, an additional $150 was requested. ********* contends they tried to request
a refund; however, it has not been received.
Please be advised
neither the loan nor the communications described above, came from us, Advance
America. Advance America would never operate under the conditions described by
*********, to require funds upfront from the customer to be approved for a
loan. Advance America does not operate any brick-and-mortar storefront
locations in the state of Virginia, nor does it offer online services to
residents in the state of Virginia. Lastly, the communications appear to be an effort
to defraud customers, like *********, by falsely claiming to represent Advance
America.
We recommend ********* visit the FBI reporting
website for further guidance and assistance in reporting this incident. The
link to this resource can be found here: . It is imperative
that ********* exercise caution and diligence in dealing with any financial
transactions, especially those that seem suspicious or unfamiliar.
This letter is written under a full reservation
of rights and is not intended to be, nor should it be construed as, any
admission of liability or as a waiver of any rights afforded Purpose Financial,
Inc. f/k/a Advance America, Cash Advance Centers, Inc., under any applicable
laws, statutes, or procedures.
Sincerely,
Ally
P*****
Senior
Compliance Governance & Risk Analyst
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