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Business Profile

Credit Cards and Plans

OpenSky, A Division of Capital Bank N.A.

Headquarters

Reviews

This profile includes reviews for OpenSky, A Division of Capital Bank N.A.'s headquarters and its corporate-owned locations. To view all corporate locations, see

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OpenSky, A Division of Capital Bank N.A. has 2 locations, listed below.

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    Customer Review Ratings

    2.94/5 stars

    Average of 127 Customer Reviews

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    Review Details

    • Review fromRuth Ann A

      Date: 09/13/2023

      3 stars
      I’ve enjoyed my use of my OpenSky card and extremely happy for its benefit. The one and only complaint or frustration I have is that my card has an expiration date of 7/23 but yet I have never received a replacement card to be able to continue usage. I’ve called several times but still there has been no replacement card. Which makes me extremely upset.
      I would appreciate if I was sent a new card especially since you charged me the service fee for the annual fee but still no card. Why should pay itificant use it.
      Ruth Ann A*******
    • Review fromGeorge Z

      Date: 09/13/2023

      4 stars
      I worked very hard and Open Sky has helped me dramatically! I only wish they would increase my credit limit!
    • Review fromMelissa B

      Date: 09/13/2023

      5 stars
      A secured card with OpenSky has been the best decision ever. It’s helping me build my credit and my score has went up since then. I got approved for a personal loan because of OpenSky. I recommend them!
    • Review fromJames C

      Date: 09/13/2023

      5 stars
      May I hold off on the star rating. It’s all a bit early to be rating something I just received. Not sure how my credit score could go up so quickly. My first payment hasn’t been made yet. Unfortunately, I am going to be late. The payment is due on the 18th and I don’t get paid until the 20th. Sucks to be me.
      So until a couple months have passed or OpenSky gives me an increase, I won’t know wether to give them a one star or ten stars. I guess I have no choice but to give you a 5 star, don’t fail me now! Can’t please all of the people all the time and only some of the people some of the time. We live in a very unhappy world!
    • Review fromHelen S

      Date: 09/13/2023

      5 stars
      I’ve had the card for awhile now and they have increased my line of credit but I have not seen an increase on my credit score from them in particular- maybe that will hopefully happen soon. I recommend this card!
    • Review fromKeAndra A

      Date: 09/13/2023

      4 stars
      Started out with little to no credit. Open a secured card through Open Sky and my credit score has increased since.
    • Review fromBetty C

      Date: 09/13/2023

      5 stars
      Opensky has help me to improve my credit rating never thought that would be possible.
    • Review fromRussell L

      Date: 09/13/2023

      5 stars
      Great card. Helped better my credit journey. I use it everywhere.
    • Review fromRichard E

      Date: 09/13/2023

      3 stars
      I've had opensky secured for over 2 years &I'd say it helped my credit score but only because I pay my bills on time! I've had opensky Gold unsecured for a year, no credit limit increases &idk if I can honestly say it's helped my credit. Actually, it's kind of embarrassing to have a 500 dollar credit limit with the gold card given all my other credit cards limits are 1500 to 4000! If your building credit give opensky a shot, they're very consistent reporting to trans union,experian &equivalent!
    • Review fromJamie W

      Date: 09/13/2023

      5 stars
      Love!! Great customer service as well. They answer the phone in little to no wait time.

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