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Business Profile

Credit Cards and Plans

OpenSky, A Division of Capital Bank N.A.

Headquarters

Reviews

This profile includes reviews for OpenSky, A Division of Capital Bank N.A.'s headquarters and its corporate-owned locations. To view all corporate locations, see

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OpenSky, A Division of Capital Bank N.A. has 2 locations, listed below.

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    Customer Review Ratings

    2.94/5 stars

    Average of 127 Customer Reviews

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    Review Details

    • Review fromRobert B

      Date: 09/13/2023

      1 star
      I’ve proven myself and raised my credit rating…tried numerous times to get a credit increase, but with no avail? The keep “pushing” the Gold Card (with only a $900 credit limit and a $60.00 a year fee?? Seriously??) I’m NOT paying a $60.00 fee for only a $900 credit limit!! In my opinion, You can keep both cards!! I’ve proved myself, now it’s your turn!!
    • Review fromBeatrice N

      Date: 09/13/2023

      5 stars
      Open sky gave me a chance to rebuild my credit when no other companies would. I have no complaints with open sky as I’ve experienced nothing but positivity with them. My credit score has increased from the 500s to 600s in less than 6 months (in 4 months to be exact). Open sky is very easy to apply for and also very easy to make your monthly payments. Just download the OpenSky app and you can make your payments there. You can also see all your transactions, statements, etc..just as you would with the bank for your checking or savings accounts. There’s even an option to schedule payments for future dates and so on. I would recommend OpenSky to anyone wanting to rebuild credit or build new credit for those who do not have credit at all. Thank you OpenSky for giving me an opportunity at rebuilding my own credit!
    • Review fromJoshua B

      Date: 09/12/2023

      1 star
      Worst customer support EVER there is NO phone number on their app and when I found the number to call on an email I had, after being on hold for 15 to 20 minutes they hung up on me. And the $165 I put on my card to make a payment didn't even up my balance but only took my balance lower this company is BS. I DO NOT RECOMMEND OPENSKY AT ALL IF I KNEW I WAS GOING TO HAVE THIS PROBLEM I WOULD HAVE TAKEN MY BUSINESS SOMEWHERE ELSE.
    • Review fromKenneth R

      Date: 09/11/2023

      5 stars
      Opensky really helped me with my credit I would definitely recommend opensky to anyone.
    • Review fromBrenda C

      Date: 09/08/2023

      5 stars
      OpenSky has worked well for me no issues with my account or bill pay, etc. This has been a great experience working with OpenSky!
    • Review fromMa N

      Date: 09/07/2023

      1 star
      I hate not being able to make same day payments. Some days their phone line doesn’t even work to communicate with someone. I tried for a week to report my card lost and of course you can only do this by phone. Their Mobil app is horrible very plain your Breyer off using the website but still can’t get the assistance u need without calling. I’ve had nothing but bad experiences and looking for a new company as we speak
    • Review fromJames B

      Date: 09/07/2023

      1 star
      OpenSky is terrible I haven’t received my card in the mail and it’s going on a month now I need my money
    • Review fromSam C

      Date: 09/07/2023

      5 stars
      Great card, got a credit limit increase after a short period of time. It also helped my credit score increase
    • Review fromJeffery T

      Date: 09/07/2023

      5 stars
      I love open sky credit card when I first got it my credit score was like 575 now my credit score is 674 and climbing so please get VW them a try an I promise you be glad you did thanks Open Sky credit card Love you…..
    • Review fromJoshua W

      Date: 09/07/2023

      5 stars
      I have built my creditback up with Open Sky after bankruptcy and it has helped open new doors to prove I work hard and can pay on time.

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