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Business Profile

Loans

SoFi

Headquarters

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Loans.

Reviews

This profile includes reviews for SoFi's headquarters and its corporate-owned locations. To view all corporate locations, see

Find a Location

SoFi has 9 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

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    • SoFi

      San Francisco, CA 94105-2624

    • SoFi Finance Inc.

      1412 Broadway, FL Team Room 5 New York, NY 10018

    • SoFi

      2750 E Cottonwood Pkwy Ste 300 Salt Lake City, UT 84121-7285

    • SoFi

      SoFI Mailroom Operations 2750 East Cottonwood Pkwy, Suite 300 Cottonwood Heights, UT 84121

    • SoFi Finance Inc.

      860 Washington St Fl 2 New York, NY 10014-1308

    Customer Review Ratings

    1.29/5 stars

    Average of 358 Customer Reviews

    Want to share your experience?

    Leave a Review

    Review Details

    • Review fromSteve L

      Date: 10/21/2024

      1 star

      Steve L

      Date: 10/21/2024

      SoFi's platform is efficient for deposits and initial transactions, but their withdrawal process needs significant improvement. While basic account services like password resets are handled adequately, more complex issues require better support. In my experience, I encountered delays with a withdrawal that remained pending for over a week, despite having already sold all holdings. The customer service team was unable to provide effective resolution.SoFi shows promise with their innovative approach to financial services, but their execution, particularly regarding withdrawals and customer support for complex issues, requires substantial enhancement. To become a more reliable platform, they need to streamline their withdrawal process and improve their support team's ability to handle time-sensitive account issues. (They should consider hiring U.S.-based live support agents,)

      SoFi

      Date: 11/01/2024

      Thank you for submitting your BBB Review. We have sent a copy of our final response via email to the email address provided within your BBB Review.
    • Review fromRyan K

      Date: 10/16/2024

      1 star

      Ryan K

      Date: 10/16/2024

      The amount of spam I get from the company is insane. Highly regret doing business with them.

      SoFi

      Date: 10/25/2024

      Thank you for submitting your BBB Review. We have sent a copy of our final response via email to the email address provided within your BBB Review.
    • Review fromAndrea G

      Date: 10/15/2024

      1 star

      Andrea G

      Date: 10/15/2024

      They were ok until they kept a rental car deposit saying the car company hasn’t communicated for the return of my $600. I finally had the rental company FAX the release to SoFi 17 days after the car was returned and I STILL haven’t received my money. It’s been pending in my account for over a month. Unless you have quite a bit of money to sit pending, I wouldn’t rent a car, get a hotel etc with this account. Nothing that requires a deposit because apparently they’re the ONLY bank that doesn’t get notified to RETURN THE CUSTOMERS MONEY. What a nightmare. Because of this I’ll be pulling my funds and banking somewhere else, once they finally return my money!!!

      SoFi

      Date: 10/25/2024

      October 25, 2024

      Better Business Bureau
      *****************************************************************

      RE: BBB Case Review: ********; ****** *******


      To whom it may concern:


      We are in receipt of your letter received on October 16, 2024, regarding the above referenced individual. We are reviewing the customers concerns and sending a response directly to the customer via mail.

      Please do not hesitate to contact our office if you have additional questions or concerns.

      Kind **************************************** N.A.


    • Review fromRhonda C

      Date: 10/10/2024

      1 star

      Rhonda C

      Date: 10/10/2024

      THIS BANK IS HORRIBLE!!!!! They have my refund in pending status and keep telling me its the hotel when its not! They wont even call the hotel to speak with them nor have they addressed the faxed letter from the hotel stating u was not charged for my stay and to lift the pending. Half the csr you cant understand. NO ONE WILL HELP YOU!!! Run from this bank. Do not use them.

      SoFi

      Date: 10/28/2024

      Thank you for submitting your BBB Review. We have sent a copy of our final response via email to the email address provided within your BBB Review.
    • Review fromEddie M

      Date: 10/07/2024

      1 star

      Eddie M

      Date: 10/07/2024

      This is the worst bank ever. They froze my account due to a wire days ago. The wire is legit and processed. Their customer service is worthless. No manager will talk to me. Im reporting them to the regulators right now.

      SoFi

      Date: 10/16/2024

      Thank you for submitting your BBB Review. We have sent a copy of our final response via email to the email address provided within your BBB Review.
    • Review fromTamala A

      Date: 10/07/2024

      1 star

      Tamala A

      Date: 10/07/2024

      Terrible customer service!! I regret choosing them for a loan

      SoFi

      Date: 10/16/2024

      Thank you for submitting your BBB Review. We have sent a copy of our final response via email to the email address provided within your BBB Review.
    • Review fromBob T

      Date: 10/02/2024

      1 star

      Bob T

      Date: 10/02/2024

      Completely horrible experience ! Every time I would supply the required information they would add a new required document . Then loan was under review and lo and behold more required documents appear ! Talked to a manager , was reassured they had all they needed and then they asked for documents already supplied . After 6 weeks of this a got a loan denial whith no explanation ! I have a 815 credit rating and it got dropped to 797 from what was stated as a soft credit pull ! DO NOT USE THIS COMPANY ! Con artists !

      SoFi

      Date: 10/11/2024

      Thank you for submitting your BBB Review. We have sent a copy of our final response via mail to the address provided within your BBB Review.

    • Review fromKaren J

      Date: 10/01/2024

      1 star

      Karen J

      Date: 10/01/2024

      The WORST Credit Card Company, the ******************. They deserve ZERO stars. I will never ever let SOFI assist me in any financial matters EVER. Take my wordIf youre thinking of utilizing SOFI, please try other options elsewhere!!!!!!!!!!

      SoFi

      Date: 10/15/2024

      Thank you for submitting your BBB Review. We have sent a copy of our final response via email to the email address provided within your BBB Review.
    • Review fromjay d

      Date: 09/29/2024

      1 star

      jay d

      Date: 09/29/2024

      Very unprofessional staff, does not have any deferment or interest pause plans in case of emergencies like hurricanes. **** and many other companies do this. Agent did not know what I was talking about and was frustrating.

      SoFi

      Date: 10/11/2024

      Thank you for submitting your BBB Review. We have sent a copy of our final response to the email address provided within your BBB Review.
    • Review fromAsh S

      Date: 09/27/2024

      5 stars

      Ash S

      Date: 09/27/2024

      Thank you **** ******* and **** + everyone else involved! Getting a home equity loan through SoFi was seamless and everything was done from the comfort of my own home. Even the notary came to my home for closing. I recommend SoFi to all my family and friends. I got a great rate and the process was easy.

      SoFi

      Date: 11/01/2024

      Thank you for submitting your BBB Review. We have sent a copy of our final response via email to the email address provided within your BBB Review.

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