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Business Profile

Timeshare Companies

Central Florida Investments, Inc.

Headquarters

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Timeshare Companies.

Reviews

This profile includes reviews for Central Florida Investments, Inc.'s headquarters and its corporate-owned locations. To view all corporate locations, see

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Central Florida Investments, Inc. has 28 locations, listed below.

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    Customer Review Ratings

    1.05/5 stars

    Average of 339 Customer Reviews

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    Review Details

    • Review fromShunvonda G

      Date: 05/12/2023

      1 star

      Shunvonda G

      Date: 05/12/2023

      This Westgate Resorts company have been scaming ppl for years . How are they still in business?
      I didn't purchase the time share but I did purchase a prepaid vacation that would allow me 2 years to use and book, and before that time was up they were sending me to collections. How? How is this possible because I gave them my money and they just get to keep it and bill me for the remaining balance of a trip I haven't taken yet??? This company is the epitome of a legal scam. And consumers should be aware !!!

      Central Florida Investments, Inc.

      Date: 05/22/2023

      May 22, 2023





      RE: Shunvonda ******

             Review ID # ****** * ******* * *********** * **** * *********



      Dear Ms. ******,



      We
      appreciate your patience while we reviewed your correspondence. Please find our
      response below.



      Ms. ******, please be advised
      that you are required to make monthly payments per the terms of your purchase
      of the Vacation Occupancy Agreement. A review of your account indicates payment
      delinquency, and Westgate is well within its rights to send your account to
      collections accordingly. Please also be advised that you remain responsible for
      the financial and contractual obligations associated with the agreement
      regardless of whether it is utilized.



      We encourage you to contact
      our Vacation Traveler Team at 1-800-811-8760for further assistance with your account. They will explore options
      that may be available to assist you with bringing your account current with
      your financial difficulties in mind. If any questions or concerns should
      remain, we may also be contacted at the email address provided below. We
      appreciate the opportunity to be of service.



      Respectfully,



      Connor M., Executive Team

      Owner
      Relations Correspondence

      Westgate
      Resorts

      [email protected]



      Cm/am
    • Review fromanna s

      Date: 04/28/2023

      1 star

      anna s

      Date: 04/28/2023

      Westgate Resorts = No accountability, no honor, intentional deception, manipulation, and greedy salespeople. I fell for the scam but realized it quickly. 7 days post-purchase I called to cancel the contract, knowing full well the State of Tennessee provides a 10-day cancellation period. Instead of honoring my legal right, they refused any cancellation assistance and immediately went into sales-mode. Little did I know at the time, this was a stall tactic to get me past the 10-day period.
      While my story sounds pretty close to everyone else’s on this site, I’ll tell it anyway.
      The 45-minute meeting lasted 5 HOURS. This time was mostly spent being spoon-fed information that was tactically given to manipulate a sale. It’s not just the salespeople, the supervisor, manager, and quality assurance people are all in on the scam too. I was told that what I was buying is a deeded property yet there is no guarantee that I can even use it! During the paperwork portion, everything was so rushed and the most important information in the documents was glossed over, like the rescission period. I also wasn’t given an opportunity to review the financial aspects and found out later that once interest is factored in, I am paying about double what I agreed to.
      This is what you can expect from Westgate!

      Central Florida Investments, Inc.

      Date: 05/24/2023

      May 24, 2023





      RE: Anna ****

             ****** ** * ****** * ******* * *********** * **** * *********
       

      Dear Ms. ****,



      We
      appreciate your patience while we reviewed your correspondence. For your
      convenience, we will be sending a separate letter to you directly including
      additional copies of any documents mentioned herein. Please find our response
      below.



      It is our most sincere regret
      to once again read that you no longer wish to be an owner with Westgate. With
      regard to your claim about the alleged call you made after purchasing the
      timeshare, as well as your concerns regarding the presentation length and
      closing, as well as your purchase of deeded property, have been addressed in
      our previous response which we have attached to an email that we will be
      sending to you directly.



      With respect to your concern
      about not being given enough time to review the financial aspects of the
      purchase, please be advised that as a consumer, you are able to do what you
      feel is best for your purchasing decision. If at any point you were unable to
      do as you chose, you would have been well within your rights to refrain from
      purchasing altogether.



      Regarding your claim that
      there is no guarantee that you can use the timeshare, Keep in mind that you
      purchased under the floating use plan for reservations, wherein you do
      not own the use of a specific unit, but a certain unit type, based on
      availability. Therefore, you have the right to occupy your villa at your home
      resort during your current year and season of ownership without being charged
      additional fees. As for your concern about the amount you are paying for
      interest, please review the Closing Disclosure document which discloses
      the costs associated with the purchase.



      As for your concern about any negative
      reviews for Westgate you may have found online, please be advised that
      duplicate complaints initiated by timeshare exit companies that prey on owners
      with false promises have become common on the internet. Understand, the
      frequency of these repetitive complaints does not lend them any credibility or
      merit.



      Please understand that
      Westgate does hold its employees responsible for the things they say. If you
      are able to provide supporting documents for your claims, we will review and
      respond accordingly. However, in the absence of such documents, no form of
      verbal communication can or will supersede the contract agreement made between
      you and the Developer.



      As you may know, a rescission
      period for contract cancellation was provided on your Contract for Purchase
      and Sale document. This rescission time is mandated by the state to
      allow new owners the opportunity to review their signed contract documents as
      well as their purchase decision, and if they changed their mind, they could
      cancel the contract. Westgate did not receive a written request for contract
      cancellation within the time provided; therefore, your request to cancel your
      contract has respectfully been denied.



      We encourage you to contact
      our Owner Benefits Team at 1-800-372-0216 for further assistance
      with your account. While they do not provide contract cancellation services,
      they are committed to helping you. They will explore options that may be
      available to you to assist you with bringing your account current with your
      financial difficulties in mind. We appreciate the opportunity to be of service.



      Respectfully,



      Connor M., Executive Team

      Owner
      Relations Correspondence

      Westgate
      Resorts

      [email protected]



      Cm/am
    • Review fromLinda G

      Date: 04/28/2023

      1 star

      Linda G

      Date: 04/28/2023

      Westgate is the most fraudulent company I’ve ever encountered!! They kept us cooped up in the Sales room all day when it was supposed to be just a 1-hour meeting. I was over 60 at the time of presentation and feel like Westgate used that to manipulate me into signing. They use anything and everything against you and force your hand to sign. This “Investment” has cost me so much money, and for nothing. I can’t use it when I want, can’t go where I want. I’m better off going to one of those travel sites, like Priceline.com or something. Now I’m in a Contract that’s such a hassle, and burden!! DO NOT GET SUCKERED into this elder abuse scheme!

      Central Florida Investments, Inc.

      Date: 05/24/2023

      May 24, 2023





      RE: Linda *****

             ********* ** * ****** * ******* * *********** * **** * *********
       

      Dear Ms. *****,



      We
      appreciate your patience while we reviewed your correspondence. For your
      convenience, we will be sending a separate letter to you directly via email
      including an additional copy of the document mentioned herein. Please find our
      response below.



      It is our most sincere regret
      to read that you no longer wish to be an owner with Westgate. We sincerely apologize for any inconvenience you may have
      experienced due to the length of the presentation you attended and if you felt
      pressured or uncomfortable in any way. Please remember that in order to receive
      the promised gifts, you were only required to attend the presentation for 90
      minutes and had no obligation to remain past that time or to purchase. We ask
      for you to understand that it would have been at your discretion to inform the
      sales staff or closing officer of any discomfort to ensure proper action was
      taken and refrain from purchasing if your concerns were not addressed to your
      satisfaction. While Westgate is a sales-driven company, at no point were you
      forced to stay or to purchase a timeshare.



      With regard to your concern
      about your age at the time of signing, please be advised that no one is
      excluded from taking a tour or purchasing with Westgate. As such, Westgate
      firmly denies participation in any form of elderly abuse.



      As for your concern about the
      alleged investment potential of your timeshare, please be advised that Westgate
      requires all owners to complete the Acknowledgment of Representations document
      to eliminate the possibility of any misunderstandings with regard to what may
      have been presented to you, which may have influenced your decision to
      purchase. Your signatures and initials on this document confirm that you
      purchased this property for personal use and that there were no representations
      made regarding investment or resale potential. Additionally, they confirm your
      understanding that Westgate does not have a rental or resale program. As an owner
      of an interest in timeshare real estate, you can use, rent, sell, or transfer
      any rights of ownership at your own discretion as Westgate does not assist with
      these processes.



      Regarding your concern about
      when and where you are able to use your timeshare, please
      be advised that we will be addressing this matter in a separate letter that
      will be emailed to you directly for the protection of your private information.



      Regarding your claim that it
      would be cheaper to book through a third-party company, please keep in mind
      that at the time of purchase, you were provided with the costs associated with
      travel. Please understand that as the consumers, it was your responsibility to
      review the financial obligations associated with the purchase to ensure that
      the purchase fit within your financial means.



      Please understand also
      understand that at each property, there are two allotments of inventory: sold and unsold. Westgate pays the HOA on all unsold inventory just as
      owners, such as you, pay the HOA on sold inventory. Because of this,
      each of you has control of the usage rights, which will allow you to rent,
      sell, or use the property any way you see fit based on availability. That being
      said, Westgate chooses to use its unsold allotment toward growth (e.g.,
      marketing, 3rd party rentals, etc.), which results in offsetting
      resort fees. To be clear, this unsold inventory in no way affects your sold allotment’s availability.



      Please also be advised that you
      are able to book from an owner-exclusive inventory pool and are entitled to
      rights and benefits that are solely offered to our owners. The discounted stays
      that you see online are governed by very strict requirements, which include a
      limit as to how many a consumer can accept.



      Our
      research has concluded that you were given full and fair disclosure of the
      purchase terms and conditions. As the consumer, it was your responsibility to
      review the terms of the purchase to ensure they fit within your financial means
      and travel needs. For Westgate’s and your protection, the written documents
      signed and initialed by the parties are considered expressions of our mutual
      understanding of the purchase transaction. Please know that Westgate too is
      bound to comply with the terms of the written documents, which constitute the
      only verifiable evidence to establish the terms of your ownership. With that
      being said, it is Westgate’s position that your contract is valid, enforceable,
      and it will not be cancelled.



      While
      we are appreciative of your concerns, we remain here to help you. We encourage
      you to contact our Owner Benefits Team at 1-800-372-0216 for
      further assistance with your account. While they do not provide contract
      cancellation services, they are committed to helping you. They will explore
      options that may be available to you to assist you with bringing your account
      current with your financial difficulties in mind. Thank
      you for the opportunity to be of service.



      Respectfully,



      Connor M., Executive Team

      Owner
      Relations Correspondence

      Westgate
      Resorts

      [email protected]



      Cm/am
    • Review fromS. P.

      Date: 04/26/2023

      1 star

      S. P.

      Date: 04/26/2023

      Do not get swindled by Westgate and their various attempts to get you to sign a Contract! Westgate made us a BUNCH of FALSE PROMISES/HOPES. We were MISLED, LIED TO, MANIPULATED, and DECEIVED. Westgate promised us FREE GIFTS, and it’s all for NOTHING! You can book online at ************ *******.com, etc., and get more bang for your buck! AND you won’t be tied down to a Contract. These ruthless, conniving Salesmen are 1000x WORSE than when going to buy a car. SAVE YOUR TIME, MONEY, and SANITY!!!

      Central Florida Investments, Inc.

      Date: 05/18/2023

      May
      18, 2023





      RE:
      Steven ******

             ********* * ****** * ******* * *********** * **** * *********
       

      Dear
      Mr. ******,



      First
      and foremost, please understand we appreciate your ownership and belief in the
      philosophy of the many benefits of regular vacations on both health and
      personal connections. We do regret that you are dissatisfied with your purchase
      and apologize for any misunderstandings you may have experienced.



      With
      regard to your claim of being able to book cheaper rates online, please know
      that at each property, there are two allotments of inventory: sold and unsold. Sold inventory consists of weeks that have been backed by a contracted
      sale in which an owner is contractually bound to pay the Homeowners Association
      (HOA) dues. Since the Developer pays the HOA dues and taxes on all unsold
      inventory, he has the right to and chooses to use it to promote growth and offset
      costs by offering discounted vacation packages and rental stays using unsold inventory that he controls. To be clear, this unsold inventory in no way
      affects the consumer’s sold allotment’s availability. Additionally, be
      advised you are able to book from an owner-exclusive inventory pool and are
      entitled to rights and benefits that are solely offered to our owners. The
      discounted stays that you see online are governed by very strict requirements,
      which include a limit as to how many a consumer can accept.



      Mr.
      ******, for the Developer’s and your protection, the written documents signed
      and initialed by the parties are considered the expressions of our mutual
      understanding of the purchase transaction. Please know that Westgate too is
      bound to comply with the terms of the written documents, which constitute the
      only verifiable evidence to establish the terms of your ownership. While you
      are entitled to your opinions, Westgate’s position is that the contract is
      valid and enforceable. As it is Westgate’s desire to help all of our owners
      realize the full potential of their vacationing asset, we encourage you to
      contact our Owner Relations Team directly at 1-800-925-9999 / option 4 for
      personalized assistance with all account matters. Should any questions or concerns
      remain, please reach out to us at the email address furnished below.



      Respectfully,



      Michaynalda
      L., Executive Team

      Owner
      Relations Correspondence

      Westgate
      Resorts

      [email protected]



      Ml/am

      S. P.

      Date: 07/06/2023


      LoL - YOU JUST COOKIE CUT YOUR RESPONSE. Look.. dont buy from WESTGATE, they promise you a lot and lie about even more. You CANNOT refi your timeshare with your bank. Something we asked and multiple WG people said it would be able to do to lower your loan interest rate. WG said we can do it once it goes to title at courthouse in NV. Said we could spilt or partial times into 3 or 4 weekend uses...you cant. You can't book or use the interval travel add on - No dates are available....EVER (so another lie) So let's break down your response a few different ways.

      (your claim) - "To be clear, this unsold inventory in no way affects the consumer’s sold allotment’s availability." (my reply) Ummm yes it does because nothing is ever able to be booked because you have over sold your inventory of unused/used. We had to move our dates 4 times because nothing was able to be booked as an owner. (WG lied here too)

      (your claim) - You can refi your timeshare to lower your interest rate"
      (my reply) no you cant. No bank will ever touch a timeshare for a refi. You have predatory lending with WG and no other means to have a lower rate. (WG current interest Rate is 14.99%) This is your best deal but if you dont act today, the deal will be gone tomorrow. (so thats not predatory lending?)

      (your claim) - "Additionally, be advised you are able to book from an owner-exclusive inventory pool and are entitled to rights and benefits that are solely offered to our owners. The discounted stays that you see online are governed by very strict requirements, which include a limit as to how many a consumer can accept."
      (my reply) This is false and at no point in time are you able to provide any type of inventory pool for Owners. Everyone is first come first serve. There is nothing special about booking through WG vs booking thru travelocity (R); In fact, you were higher is most of the cases when booking a flight or a hotel. One of your "OWNERS ONLY SPECIALS" was actually higher than going through the hotel directly by 41 dollars. So you aren't saving anyone by using your nonexistent travel service. All they ever do is try to get you to upgrade to the next tier level. More bait and switch from WG.

      There are way too many false and misleading statements and none of them were addressed in your BBB reply. To all others out there looking at a WG property: Stay as far away from Westgate as you can. This was the worst mistake I have ever made by dealing with WG.
      --


    • Review fromANA Z

      Date: 04/24/2023

      1 star

      ANA Z

      Date: 04/24/2023

      ¡Westgate es una compañía terrible que ni siquiera merece una estrella! Mi familia se ha convertido en víctima de su estafa de tiempo compartido y, como muchas otras personas aquí, a nosotros también nos mintieron y manipularon para comprar un tiempo compartido de estos vagabundos. Cuando fuimos a su presentación de venta, fuimos sometidos a muchas tácticas de venta de presión y violaciones que eventualmente nos llevaron a firmar un contrato por un tiempo compartido extremadamente caro. Todo comenzó con una villa gratis que se nos fue ofrecida en una de sus propiedades en Orlando, íbamos a asistir a una reunión de ventas que es donde comenzó nuestra pesadilla. Se suponía que la reunión sería corta, pero terminó siendo una prueba de 5 horas. Se dijeron muchas mentiras sobre la propiedad de un tiempo compartido y no se nos reveló mucha información crucial. Te dicen que sus tiempos compartidos son una “inversión” esto es todo lo contrario. Es una gran pérdida de tiempo y dinero. Nunca nos dijeron que teníamos un número limitado de días para cancelar la compra. Ahora estamos atrapados con un tiempo compartido que no podemos usar y una gran cantidad de deuda. Mintieron en casi todo; ¡esto es una estafa! Nunca nos dijeron que las tarifas de mantenimiento aumentarían drásticamente cada año, incluso cuando no usa el tiempo compartido. Antes de que comenzáramos a firmar los documentos legales, el agente de ventas nos dijo que no hiciéramos preguntas ni mencionáramos ciertas cosas al notario. Nos prometieron unas vacaciones de 4 días y 3 noches pero esto también fue mentira. Están vendiendo tiempos compartidos de manera ilegal, horrible. Lamentamos cada participación con Westgate. Mire lo que todos los demás dicen, ¡los tiempos compartidos de Westgate son una estafa!


      Translated by BBB Representative:


      Westgate is a terrible company that doesn't even deserve one star! My family has become a victim of their timeshare scam and like many other people here, we too were lied to and manipulated into buying a timeshare from these homeless people. When we went to his sales presentation, we were subjected to many high-pressure sales tactics and violations that eventually led us to sign a contract for an extremely expensive timeshare. It all started with a free villa that was offered to us at one of their properties in Orlando, we were going to attend a sales meeting which is where our nightmare began. The meeting was supposed to be short, but it ended up being a 5 hour test. Many lies were told about timeshare ownership and much crucial information was not revealed to us. They tell you that their timeshares are an "investment" this is the opposite. It's a big waste of time and money. We were never told that we had a limited number of days to cancel the purchase. Now we're stuck with a timeshare we can't use and a huge amount of debt. They lied about almost everything; this is a fraud! We were never told that the maintenance fees would go up dramatically every year, even when you don't use the timeshare. Before we started signing the legal documents, the sales agent told us not to ask questions or mention certain things to the notary. They promised us a vacation of 4 days and 3 nights but this was also a lie. They are selling timeshares illegally, horrible. We regret every involvement with Westgate. Look what everyone else is saying, Westgate timeshares are a scam!



      Central Florida Investments, Inc.

      Date: 05/25/2023

      May 25, 2023
      Email: ********************* 
      RE: Ana ******
      ****** ** * ****** * **** * ********* Dear Ms. ******,
      Westgate's corporate office is in receipt of your BBB review.
      Please know, we are truly sorry for any confusion or misunderstanding that you may have experienced in the course of your recent purchase of a timeshare at Westgate’s resorts.
      It is Westgate’s desire to provide our owners with an outstanding vacation experience when they use their ownership, and feel disheartened that you have not chosen to make use of your vacationing asset as contracted. Since we have previously addressed your concerns and in order to protect your privacy, we will be responding to your allegations in your native Spanish language directly to your email address on file.
      Respectfully,
      Blas P., Executive Team
      Owner Relations Correspondence
      [email protected]
      Bp/acs
    • Review fromElla D

      Date: 04/24/2023

      1 star

      Ella D

      Date: 04/24/2023

      Westgate Resorts is one of the most disreputable companies, that is full of dishonest salespeople. They will lure you into a high-pressure sales pitch, while you are innocently attempting to enjoy your vacation. If you think that they will be honest or empathetic you are wrong. If you let them know you can’t afford it, they will simply amend the lie to “suit” what you can “afford”, then try to appease you by simply lying to you by overvaluing their product. Then doubling down by reassuring you that they will buy it back or you can resell, it at a profit, which is the most outlandish lie!

      They even ran our credit without our consent and drew up a contract PRIOR to us agreeing. The confusion with maintenance fees and the total amount of debt you are incurring comes from high pressure to purchase with multiple people approaching us. There is no way we can afford this, we are in our 60’s, and we were manipulated, pure and simple. We would never recommend anyone to buy with Westgate moving forward if this is how they treat their "owners." After many failed attempts to speak to anyone at Westgate about our problems, we have not gotten anywhere. We have resorted to writing to the owner of Westgate, in the hopes that he finds it in his heart to help two elderly individuals out of this abusive contract.?

      Central Florida Investments, Inc.

      Date: 05/17/2023

      May
      17, 2023





      RE:
      Ella ******

             ********* * ****** * ******* * *********** * **** * *********


      Dear Ms. ******,



      We
      appreciate your continued patience while we researched and reviewed your
      concerns. Please accept this as Westgate’s response and additional copies of
      the mentioned documents have been sent to you directly for your reference.



      Ms.
      ******, we were saddened to read about your dissatisfaction with Westgate thus
      far and we apologize for any lack of quality customer service you may have
      experienced during your attempts to contact and get assistance from our team
      members. Please be advised that we have previously addressed your concerns
      regarding pressure, affordability, buyback, and resale. As such, we are resending
      our previous response dated March 16, 2023, directly to you for further review.



      With
      regard to your claim that the contract was drawn up prior to your agreement,
      allow us to clarify that the Proposal and the Proposal Review are
      both in fact, agreed to by all parties before the contract is drawn up and
      later executed. In reference to your claims regarding your credit being run
      without your consent, we kindly ask that you provide us with documentation to
      support that Westgate ran your credit on the day of sale, for our further
      review.



      Ms.
      ******, ultimately, Westgate’s position remains that full and fair disclosure
      of the purchase terms, including the costs and maintenance and tax obligations,
      were provided on the day of sale. As such your contract is valid and
      enforceable. We continue to encourage you to contact our Owner Benefits Team at
      1-800-372-0216 for assistance with your account. Should any questions or concerns remain, please reach out
      to us at the email address listed below.



      Respectfully,



      Executive
      Team

      Owner
      Relations Correspondence

      Westgate
      Resorts

      [email protected]



      Ml/am

    • Review fromMark S

      Date: 04/20/2023

      1 star

      Mark S

      Date: 04/20/2023

      I am a Navy Veteran, and I served my country with honor and dignity, however I cannot say the same thing for the salespeople at Westgate Resorts. Over a period of 5 hours, we were lied to about so many things. They told us that once we pay off the loan in 10 years there would be zero cost to take vacations for the rest of our lives. Yet, no one bothered to disclose the maintenance fees are perpetual in nature and there are so many nickel and diming fees when you do get to travel (if you’re lucky enough to get a reservation). After declining 6 offers, they wore us down and finally presented a price within our budget, at least that’s what we thought. They told us we could vacation EVERY year for the rest of our lives, yet we discovered they put us on a plan that we can only use every other year. When signing the contract with the notary, we had several questions we wanted clarification on, but she told us she was not allowed to answer any questions, so just sign here and initial there.
      If you are reading this review, steer clear of Westgate. They will lie, cheat, and steal their way into your bank account. They will hold you hostage and refuse to accept NO for an answer.

      Central Florida Investments, Inc.

      Date: 05/17/2023

      May 17, 2023





      RE: Mark *****

             ****** * ****** * ******* * *********** * **** * *********



      Dear Mr. *****,



      We
      appreciate your patience while we reviewed your correspondence. Please find our
      response below.



      First and foremost, please
      allow us to express our most sincere level of gratitude and appreciation for
      your service to our country. We deeply regret to read that you no longer wish
      to be an owner with Westgate. We sincerely apologize
      for any inconvenience you may have experienced due to the length of the
      presentation you attended and if you felt pressured or uncomfortable in any
      way. Please remember that in order to receive the promised gifts, you were only
      required to attend the presentation for 90 minutes and had no obligation to
      remain past that time or to purchase.



      We ask that you understand that it would have been at your
      discretion to inform the sales staff of any discomfort to ensure proper action
      was taken and refrain from purchasing if your concerns were not addressed to
      your satisfaction. As you have also stated that you felt rushed during the
      closing process, please know that had you informed the closing officer of this
      concern, they most certainly would have proceeded at a pace with which you were
      comfortable. Please be aware that daily, there are hundreds of consumers who
      choose not to purchase and are given their agreed-upon incentive. While
      Westgate is a sales-driven company, at no point were you forced to stay or
      purchase a timeshare.



      With regard to your claim that
      you were told that the notary was not allowed to answer any of your questions,
      please be advised that our review of the closing does not support this. Please
      be advised that our review of the closing indicates that the closing officer
      asked if you had any questions to which replied that you did not. Please also
      be advised that your claim that you were told that there would be no cost to
      utilize your timeshare is neither substantiated nor supported by our review of
      the closing; however, we can confirm that If you use your deeded week at your
      home resort in your occupancy year and season, no additional fees would be due.



      While your claim that you were
      told that you could vacation every year is unsubstantiated as it is based on a
      verbal statement that cannot be validated, we can confirm that there are owner
      benefits available to you that would allow you to travel every year. This
      includes locking off your unit to split your usage; however, please be advised
      that any reservations outside of your contracted usage rights are
      considered owner benefits, which are provided through the Westgate
      Resorts Internal Exchange and are also based on availability and subject to
      additional fees as disclosed in the executed Acknowledgment of
      Representations (AOR) document. As for your
      concerns regarding availability, please be advised that we will be addressing
      this concern in a separate response that will be emailed to you directly for
      the protection of your private information.



      With regard to your claim that
      the additional fees were not properly disclosed, please be advised that all
      fees associated with the utilization of the timeshare are outlined between the
      executed Contract for Purchase and Sale (Contract), Public
      Offering Statement, Closing Disclosure, and AOR documents.
      For your convenience, we will be sending you additional copies of these
      documents directly via email for you to review.



      Regarding your concerns about
      the perpetuity of the maintenance assessments, please also be advised that as
      disclosed within the executed Contract document, you purchased deeded
      real estate in the form of a timeshare which includes the conveyance of an
      interest in real property in perpetuity. This means that you will remain
      responsible for the financial and contractual obligations associated with the
      timeshare unless there is a change in title. Additionally, please be advised
      that our review of the closing indicated that you were advised that maintenance
      assessments would be due every even-numbered year starting in 2022.



      Our review has confirmed that
      you were provided full and fair disclosure of all matters pertaining to your
      purchase on the day of sale. As no wrongdoing was found that would affect the
      validity of your contract, your request for cancellation and refund is
      respectfully denied. While this is the case, we understand that individual
      circumstances can change over time and wish to assist our owners as best as possible.
      To this end, we urge you to contact our Account Services Team at 1-888-999-0101 for
      further assistance with your account. While they do not provide contract
      cancellation services, they are committed to helping you. They will explore
      options that may be available to you to assist you with bringing your account
      current with your financial difficulties in mind. If any questions or
      concerns should remain, you may also contact us at the email address provided
      below.



      As you are a respected and
      valued owner with Westgate, we thank you for the opportunity to be of service.



      Respectfully,



      Connor M., Executive Team

      Owner
      Relations Correspondence

      Westgate
      Resorts

      [email protected]



      Cm/am
    • Review fromYanique A

      Date: 04/17/2023

      1 star

      Yanique A

      Date: 04/17/2023

      I strongly advise you to be cautious when dealing with Westgate Resorts. I recently had a very disappointing experience with their sales staff that used false urgency tactics to pressure me into making a purchase. The presentation lasted over six hours; it was pure torture. Despite declining the offers multiple times they would just keep pushing their lies on us.
      One of the most concerning issues was the lack of transparency about the cost to use the exchange company, as well as inaccurate information about the exchange program. They also lied about the resorts being private and exclusive. To be clear anyone can stay at their resorts, and it’ll be cheaper if you make reservations on Expedia or Hotels.com.
      I feel extremely disappointed and misled by this company, and I urge others to be cautious when considering dealing with them. Always ask for transparent and honest information about your investment, and never let yourself be pressured into making a decision.
      If you want Westgate to get in touch with you, just fall behind on your payments and your phone won’t stop ringing. I answered one of these calls and told them I had sent a letter of cancellation and to stop calling, They denied I ever sent a letter and were extremely rude throughout the whole phone call.
      Don’t let Westgate trick you into one of their “short” presentations. They will keep you there as long as they want and will say whatever it takes to pressure you into buying into their scam timeshares.

      Central Florida Investments, Inc.

      Date: 05/02/2023

      May
      2, 2023





      RE:
      Yanique *********

             ********* * ****** * ******* * *********** * **** * *********



      Dear
      Mrs. *********,



      We
      appreciate your continued patience while we researched and reviewed your
      concerns. Please accept this as Westgate’s response.



      First
      and foremost, we regret to read that you may feel dissatisfied with your
      experience with Westgate thus far and for any lack of quality customer service you
      may have experienced while attempting to get assistance from our staff. We
      apologize for our delay in response to your previous correspondence postmarked
      February 15, 2023. Be assured that your correspondence was received, and we
      will also be addressing the concerns raised in that correspondence below.



      Please
      know we are sorry for any inconvenience you may have experienced due to the
      length of the presentation you attended and if you felt pressured or
      uncomfortable in any way. Please
      remember that in order to receive the promised gifts, you were only required to
      attend the presentation for 90 minutes and had no obligation to remain past
      that time or to purchase. You were well within your rights to have stopped the
      presentation at any time. Additionally,
      be advised that the inventory being offered during the presentations is considered
      “live” inventory. Because the properties and units available can and do change
      depending on what is sold, the representative may have expressed some urgency,
      but you were under no obligation to purchase the product or services offered.



      We
      ask you to understand that it would have been at your discretion to inform the
      sales staff or closing officer of any discomfort to ensure proper action was
      taken and refrain from purchasing if your concerns were not addressed to your
      satisfaction. While
      Westgate is a sales-driven company, at no point were you forced to stay or
      purchase a timeshare. Daily,
      there are hundreds of consumers who choose not to purchase and leave with their
      agreed-upon incentive, accordingly. As such, you were well within your rights
      to have stopped the presentation at any time.



      In
      reference to your mention of investments, be advised that your Public
      Offering Statement (provided on the day of sale) states “the purchase of a
      timeshare should be based upon its value as an investment into a lifetime of
      future vacations and not considered for purposes of acquiring an appreciating
      investment or with an expectation that the timeshare interest may be resold.”
      Additionally, with regard to your claim of having to pay a fee for exchanging,
      please keep in mind that exchanges are not contractual in nature and that this
      option is provided through a third-party company. Furthermore, exchange fees
      and the fact that it is a separate membership is fully disclosed in the Proposal
      Review. We have forwarded a copy of this document to the email address on
      file for your account, for your further review.



      With
      reference to your claim of finding availability and cheaper rates online,
      please know that at each property, there are two allotments of inventory: sold
      and unsold. Sold inventory consists of weeks that have been backed by a
      contracted sale in which an owner is contractually bound to pay the Homeowners
      Association (HOA) dues. Since the Developer pays the HOA dues and taxes on all
      unsold inventory, he has the right to and chooses to use it to promote growth
      and offset costs by offering discounted vacation packages and rental stays
      using unsold inventory that he controls. To be clear, this unsold inventory in
      no way affects the consumer’s sold allotment’s availability. Additionally, be
      advised you are able to book from an owner-exclusive inventory pool and are
      entitled to rights and benefits that are solely offered to our owners. The
      discounted stays that you see online are governed by very strict requirements,
      which include a limit as to how many a consumer can accept.



      Mrs.
      *********, ultimately you were provided full and fair disclosure of the
      purchase on the day of sale. As such, Westgate’s position is that the Contract
      is valid and enforceable. Westgate’s desire is to help all of our owners
      realize the full potential of their vacationing assets. As such, we encourage
      you to contact our Owner Benefits Team at 1-800-372-0216 for assistance with
      your account. Should any questions or concerns remain, please reach out to us
      at the email address listed below.



      Sincerely,



      Executive
      Team

      Owner
      Relations Correspondence

      Westgate
      Resorts

      [email protected]



      Ml/am
    • Review fromDwayne B

      Date: 04/11/2023

      1 star

      Dwayne B

      Date: 04/11/2023

      Westgate Smoky Mountain Resort is a complete sham. Their sales representatives are slick and deceitful, and they use every trick in the book to sell you a timeshare. They lure you in with a free vacation and then subject you to an eight-hour sales pitch filled with lies and high-pressure tactics. Their claims of luxurious resorts and worldwide travel opportunities are nothing but hot air, as we were never able to book a single vacation through them. Even worse, they stole over $9000 from us, leaving our family in despair. I would strongly advise anyone considering a timeshare with Westgate to run the other way and not look back.

      Central Florida Investments, Inc.

      Date: 04/24/2023

      April
      24, 2023





      RE:
      Dwayne ******

             ********* ** * ****** * ******* * *********** * **** * *********



      Dear
      Mr. ******,



      We
      thank you for your feedback and were saddened to read about your
      dissatisfaction with your purchase. We
      appreciate your continued patience while we researched and reviewed your
      concerns. Please accept this as Westgate’s response.



      First
      and foremost, we sincerely apologize for any inconvenience you may have
      experienced due to the length of the presentation you attended and if you felt
      pressured or uncomfortable in any way. Please
      remember that in order to receive the promised gifts, you were only required to
      attend the presentation for 90 minutes and had no obligation to remain past
      that time or to purchase. We ask you to understand that it would have been at
      your discretion to inform the sales staff or closing officer of any discomfort
      to ensure proper action was taken and refrain from purchasing if your concerns
      were not addressed to your satisfaction. While Westgate is a sales-driven
      company, at no point were you forced to stay or to purchase a timeshare.



      In
      reference to your claim of not being able to book and feeling as though
      Westgate stole from you, please allow us to clarify exactly what you
      contracted. On June 28, 2021, you purchased usage rights of a timeshare which
      provides you annual use of a 2-Bedroom Lock-off Villa at the Westgate
      Smoky Mountain Resort & Waterpark during an All-Season Week.
      Keep in mind that you purchased under the Floating Use Plan for reservations,
      wherein you do not own the use of a specific unit, but of a certain unit type,
      based on availability. Therefore, you have the right to occupy your villa at
      your home resort during your current year and season of ownership without being
      charged additional fees. To improve the likelihood of securing desired travel
      dates, Westgate allows owners to book reservations up to eleven (11) months in
      advance of their travel dates.



      With
      regard to your claim of being advised that you would stay at luxurious resorts
      and have worldwide opportunities, while this is a verbal allegation that cannot
      be substantiated, we can confirm that you are able to utilize your owner
      benefits to travel outside of your home Resort to various other locations.As part of the many benefits that
      come with being valued Westgate owners, you can utilize your week through Westgate
      Resorts Internal Exchange program to travel to other Westgate Resorts.
      Additionally, Getaways, which are provided through Interval International (II) and Westgate Cruise & Travel Collection (WGCTC)
      allow owners the opportunity to expand their travel options with the
      possibility of booking worldwide. Keep in mind, any travel through II or WGCTC is subject to their terms and conditions as they are third-party
      entities with memberships separate from your Westgate ownership, and Westgate
      neither governs nor controls their processes or inventory.



      Mr.
      ******, Westgate’s position is that the contract is valid and enforceable.
      Nonetheless, we do regret to read about any hardships you may be facing. As it
      is our desire to be of assistance, we encourage you to contact our Account
      Services Team at 1-888-999-0101 for further assistance with your account.Should any questions or concerns
      remain, please reach out to us at the email address listed below.



      Respectfully,



      Executive
      Team

      Owner
      Relations Correspondence

      Westgate
      Resorts

      [email protected]



      Ml/am
    • Review fromP. N.

      Date: 04/02/2023

      1 star

      P. N.

      Date: 04/02/2023

      BUYER BEWARE! There is a reason this company doesn’t want to associate with the BBB! We are an owner for over 20 years in Orlando and in the beginning enjoyed our timeshare! Approximately 3 years ago we transferred our ownership to Cocoa Beach since it was closer to home and our children are grown. All was good and we decided to purchase another unit…what wasn’t clearly explained to us when we purchased the second unit is that they lowered our exchange power to get us the price they presented! Making it very difficult to exchange our week to any other resort! Even our home resort has LOTS of blackout dates. I have written two letters to corporate and have not received any response! We are very disappointed! We have been a loyal customer for over 20 years with every payment made on time! Beware of EVER detail of your trade power BEFORE you sign anything! Example: we wanted to trade our two units for Gaitlinburg…it would cost us an additional $500 to exchange our units IF we could get availability!! The resorts are beautiful…I will admit but, dealing with this company takes all the pleasure away!

      Central Florida Investments, Inc.

      Date: 04/17/2023

      April
      17, 2023





      Email:
      ********************



      RE:
      Pamela *******

             ********* ** * ****** * ******* * *********** * **** * *********



      Dear
      Ms. *******,



      We
      thank you for your feedback and were saddened to read about your dissatisfaction
      with your purchase.



      Please
      be advised that we are still in the process of researching your concerns, and
      we will respond directly to you as soon as our review is complete.



      Respectfully,



      Michaynalda
      L., Executive Team

      Owner
      Relations Correspondence

      Westgate
      Resorts

      [email protected]



      Ml/am

      Central Florida Investments, Inc.

      Date: 04/25/2023

      April
      25, 2023





      Email:
      ********************



      RE:
      Pamela *******

             ********* ** * ****** * ******* * *********** * **** * *********



      Dear
      Ms. *******,



      We
      thank you for reaching out to Westgate directly and are pleased to have reached
      an amicable resolution with you. Westgate owes its success to respected and
      valued owners like you, who have embraced our philosophy that regular vacations
      can, and do, lead to improvements in health, personal well-being, and family
      connections.



      We
      thank you for the opportunity to be of service to you. Should you wish to speak
      with us or have any questions, please do not hesitate to contact us at the
      email address provided below.



      Respectfully,



      Executive
      Team

      Owner
      Relations Correspondence

      Westgate
      Resorts

      [email protected]



      Ml/am

      P. N.

      Date: 04/25/2023

      Westgate reached out to us and we are very happy our issue was directed to the correct department and our issue was addressed. We are in the process of working on a resolution that will solve our complaint. The staff that contacted us was very professional and were very determined to make us happy. It has restored our confidence in the company that we knew 20 years ago. Our family is looking forward to many more fun vacations at Westgate.

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