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Business Profile

Loans

Republic Finance, LLC

This business is NOT BBB Accredited.

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Complaints

This profile includes complaints for Republic Finance, LLC's headquarters and its corporate-owned locations. To view all corporate locations, see

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Republic Finance, LLC has 304 locations, listed below.

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    Customer Complaints Summary

    • 168 total complaints in the last 3 years.
    • 57 complaints closed in the last 12 months.

    If you've experienced an issue

    Submit a Complaint

    The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

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    Complaint status

    Complaint type

    • Initial Complaint

      Date:04/19/2023

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      On March 7th 2023 i contacted Republic Finance LLC to pay off my balance, Republic Finance LLC instructed me to pay it with ******* ********* ** as the account had been forwarded to them, I paid the $479 requested pay off in full for my account thru ******* ********* **, and received a letter dated 03/07/23 with the account paid off confirmation.
      On 03/31/23 my credit report updated showing a balance update of $235 (two hundred and thirty five dollars) on the Republic Finance Account. further hurting my credit score.
      I kindly ask Republic Finance LLC To delete this account from their records and to DELETE this account from the credit bureaus as the information is inaccurate.

      Business Response

      Date: 05/03/2023

      Dear BBB Complaint Department:

      Thank
      you for your correspondence dated April 19, 2023. It is our goal at Republic
      Finance, LLC ("Republic Finance") to provide excellent
      customer service and we welcome the opportunity to address the concerns of our
      customers. Please allow this to serve as Republic Finance's response to case #19954012.
      As requested by the BBB guidelines, we have left all personal identifying
      information, including the consumer's name, out of this response. Instead, we
      refer to the consumer as "the Consumer."

      In his
      complaint, the Consumer disputes the way certain information regarding his Republic
      Finance account is being reported to the credit reporting agencies. Republic Finance
      immediately investigated the Consumer’s complaint and his statements made
      therein. Republic Finance is committed to
      providing the credit reporting agencies with accurate information and is
      mailing a letter under separate cover to the Consumer regarding the resolution
      of this matter.

      If you have any
      questions or additional information, please feel free to contact me.

      Sincerely,
      **** *****
      Compliance Supervisor

    • Initial Complaint

      Date:04/14/2023

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I have never had a loan with the business. I am on no paperwork or anything with this company. They levied $6,059.19 from my bank account on 4/13/2023. I would rather not sue the company, I would like my money returned with interest for damages I confirmed with my back that it was Republic Finance.

      Business Response

      Date: 04/25/2023

      Dear BBB Complaint Department:

      Thank you for
      your correspondence dated April 14, 2023.  It is our goal at Republic Finance, LLC (“Republic
      Finance”) to provide excellent service and we welcome the opportunity to
      address the concerns of our customers. Please allow this to serve as Republic
      Finance’s response to case #19935011.  As
      requested by the BBB guidelines, we have left all personal identifying
      information, including the consumer’s name, out of this response. Instead, we
      refer to the consumer as “the Consumer.”

      Upon
      receiving this complaint, Republic Finance immediately investigated the
      Consumer’s statements made therein. 
      Republic Finance has confirmed with the BBB that the Consumer’s
      complaint and desired resolution are outside the BBB’s purview due to the fact
      that it pertains to a matter allegedly involving active litigation. Republic
      Finance is mailing a letter under separate cover to the Consumer in response to
      this complaint and considers this matter closed.

      If you have
      any questions or additional information, please feel free to contact me.

      Sincerely,

      **** *****
      Compliance Supervisor

      Customer Answer

      Date: 04/25/2023



      Complaint: 19935011



      I am rejecting this response because:

      The monies were moved from my account to an account I am not even on. Also the attorney that was used ***** ****** discriminated against my wife stating “You must not be listening.” My wife wears a hearing aid. and he never called her name as well.




      Sincerely,



      **** ********

    • Initial Complaint

      Date:04/12/2023

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I put post dated check in drop box at republic finance dated fot 4-8-23. They deposited 3rd-4th causing overdraft in my account and extra fees. I had verbally informed of pymt. Date. Also upon opening this account republic finance reported a higher higher loan amount to credit bureau. Informed them of this and no response to issue.

      Business Response

      Date: 04/20/2023

      Dear BBB Complaint Department:

      Thank
      you for your correspondence dated April 12, 2023.  It is our goal at Republic Finance, LLC
      ("Republic Finance") to provide excellent customer service and
      we welcome the opportunity to address the concerns of our customers. Please
      allow this to serve as Republic Finance's response to case #19926591. As
      requested by the BBB guidelines, we have left all personal identifying
      information, including the consumer's name, out of this response.  Instead, we refer to the consumer as "the
      Consumer."

      Upon
      receiving his complaint, Republic Finance immediately investigated the
      statements made therein. As a part of its investigation, Republic Finance’s Regional
      Vice President (“RVP”) attempted to contact the Consumer to discuss this
      matter, and to reach a mutually agreeable resolution, with the Consumer on
      numerous occasions. Specifically, Republic Finance’s RVP attempted to reach the
      Consumer by telephone to discuss this matter on April 13, 2023, April 17, 2023,
      and April 19, 2023 but was unsuccessful in her attempts. Republic Finance
      mailed a letter on April 19, 2023 to the Consumer requesting that he return our
      calls to discuss this matter in detail. As of the date of this response, the
      Consumer has not contacted Republic Finance.

      If you
      have any questions or additional information, please feel free to contact me.

      Sincerely,
      **** *****
      Compliance Supervisor

    • Initial Complaint

      Date:03/02/2023

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      On February 28, 2023, the manager of Republic Finance called my 81-year-old mother ***** ** **** in St. Louis Missouri and consistently integrated her with numerous illegal questions regarding my account with Republic Finance. ***** ( Manager) demanded more than once that my mother call me from her 314 number and conference ***** into the call. In addition, ***** asked questions about my job, and finances and continued to detain my mother on the phone by stating that it was " AN EMERGENCY" that she locate, and speak with me and that my mother help ***** " call" me. My mother felt intimidated, worried, and very anxious after speaking with *****. In, fact *****'s illegal request and harassing negative tone caused my mother to have a panic attack, headache, and anxiety. *****'s behavior was inappropriate, insensitive, and in direct violation of the 2021 Federal Violation of Fair Debt Collection Practices.
      I am respectfully requesting that ***** and Republic Finance " Cease & Desist" contact my mother, my job, and or personal contacts for the purpose of using deceptive techniques to collect or discuss a debt. I have consulted legal counsel and am in the process of filing a formal complaint with the Consumer Financial Protection Bureau. Likewise, I have filed a complaint and submitted the issue with **** ******* of Channel 5 Investigative News. It is very disturbing that ***** was concerned about the collection of the debt. Yet, Never offered an amicable financial solution to help bring the loan current. ( example: refinance the loan with payments rolled into the principal) , skipping payments, etc. ).

      Business Response

      Date: 03/14/2023

      Dear BBB Complaint Department:

      Thank
      you for your correspondence dated March 2, 2023.  It is our goal at Republic Finance, LLC
      ("Republic Finance") to provide excellent customer service and
      we welcome the opportunity to address the concerns of our customers. Please
      allow this to serve as Republic Finance's response to case #19526838. As
      requested by the BBB guidelines, we have left all personal identifying
      information, including the consumer's name, out of this response.  Instead, we refer to the consumer as "the
      Consumer."

      Upon
      receiving his complaint, Republic Finance immediately investigated the
      statements made therein. As a part of its investigation, Republic Finance’s Regional
      Vice President (“RVP”) attempted to contact the Consumer to discuss this
      matter, and to reach a mutually agreeable resolution, with the Consumer on
      numerous occasions. Specifically, Republic Finance’s RVP attempted to reach the
      Consumer by telephone to discuss this matter on March 3, 2023, March 9, 2023,
      and March 13, 2023 but was unsuccessful in his attempts. Republic Finance
      mailed a letter on March 14, 2023 to the Consumer requesting that she return
      our calls to discuss this matter in detail. As of the date of this response,
      the Consumer has not contacted Republic Finance.

      If you
      have any questions or additional information, please feel free to contact me.

      Sincerely,
      **** *****
      Compliance Supervisor

    • Initial Complaint

      Date:03/01/2023

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      My hours slowed down drastically at work to where I missed some payments and I called and let them know the payment would be made. I also received a called from the main branch asking why was I late on payments and the missed payments. January 13 I made a payment and thats when the questions were asked. A letter was sent about filing sue and than again I called and spoke with a agent. I’ve had this long for a few years and my balance was down to 815.67 so I called on February 27th to make a payment and after payment my balance was now 1,293.17 before payment. After payment its 1083.17 425.00 court costs and 52.50 Attorney fees were added and payments were still being made. I called the main branch several times on the 28th of February and no call was returned I also called today March 1st still no one could talk to me. I should not have to pay these fees if payments were being made.

      Business Response

      Date: 03/08/2023

      Dear BBB Complaint Department:

      Thank
      you for your correspondence dated March 1, 2023.  It is our goal at Republic Finance, LLC
      ("Republic Finance") to provide excellent customer
      service and we welcome the opportunity to address the concerns of our
      customers.  Please allow this to serve as
      Republic Finance's response to case #19518400.  As requested by the BBB guidelines, we have
      left all personal identifying information, including the consumer's name, out
      of this response.  Instead, we refer to the
      consumer as "the Consumer."

      Upon
      receiving her complaint, Republic Finance immediately investigated the
      statements made therein. Additionally, Republic Finance’s Regional Vice President
      discussed the matter in detail on March 3, 2023 and reached a mutually
      agreeable resolution with the Consumer on March 3, 2023. Republic Finance and
      the Consumer consider this matter satisfactorily resolved.

      If you
      have any questions or additional information, please feel free to contact me.

      Sincerely,
      **** *****
      Compliance Supervisor

    • Initial Complaint

      Date:02/27/2023

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I opened a loan with this company in the Spring of 2022. The payments were being taken out automatically. I changed cards and when I went to change my information on the site it said I had a missed payment and would not let me make changes. Shortly after I received a letter from a law office. I attempted to pay them on the law offices site but the referral number on the letter the law office sent did not work. I have tried to called multiple times and have never been able to speak to a person. I’m either on hold for a ridiculous amount of time until I can no longer hold. I attempted to contact them through email with no response. I finally complained through a link on their site, I received a call from someone while I was working and could not answer. Everytime I have tried to call that persons direct number back I have had to leave a message, this has been going on for months now. Near the end of December I received a subpoena from them for the amount of the loan that I still owe. I mailed them a check for a large part is the amount and included a letter that I would like to arrange payments and settle this out of court. The check was cashed but I have yet to hear from anyone at Republic Finance or the lawyers office.

      Business Response

      Date: 03/07/2023

      Dear BBB Complaint Department:

      Thank you for
      your correspondence dated February 27, 2023.  It is our goal at Republic Finance, LLC (“Republic
      Finance”) to provide excellent service and we welcome the opportunity to
      address the concerns of our customers. Please allow this to serve as Republic
      Finance’s response to case #19497337.  As
      requested by the BBB guidelines, we have left all personal identifying
      information, including the consumer’s name, out of this response. Instead, we
      refer to the consumer as “the Consumer.”

      Upon
      receiving this complaint, Republic Finance immediately investigated the
      Consumer’s statements made therein. 
      Republic Finance has confirmed with the BBB that the Consumer’s
      complaint and desired resolution are outside the BBB’s purview due to the fact
      that it pertains to a matter allegedly involving active litigation. Republic
      Finance is mailing a letter under separate cover to the Consumer in response to
      this complaint and considers this matter closed.

      If you have
      any questions or additional information, please feel free to contact me.

      Sincerely,

      **** *****
      Compliance Supervisor

    • Initial Complaint

      Date:02/22/2023

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I contacted this company on several occasions to express a financial hardship I was having. I attempted to work with them on the debt and each time I called they wanted to run my credit just to assist me with my hardship situation which made no sense since I was only calling due to my financial hardship and this phone call was in December 2022. When I did not agree to them running my credit again I receive a Warrant due to lack of payment in January 2023. I called the location to see how I could settle the loan and for the amount. I settled the loan in February 3, 2023 with Republic. I was informed I would receive paperwork regarding the settlement from their law firm in 7-10 business days and I would not have to appear in court. Today is February 22, 2023, I have not received anything in the mail. When I contacted the law firm, ******* ****** * ********** in Indianapolis, IN, regarding the account, I spoke with a debt collector by the name of Tony, who was very rude and unhelpful. The contact number for this firm is ************. After doing what I needed to do to resolve this account, I have been getting the runaround. I feel this business has been unprofessional in how it operates and extensive in how they go about issuing loans.

      Business Response

      Date: 03/06/2023

      Dear BBB Complaint Department:

      Thank
      you for your correspondence dated February 22, 2023.  It is our goal at Republic Finance, LLC
      ("Republic Finance") to provide excellent customer
      service and we welcome the opportunity to address the concerns of our
      customers.  Please allow this to serve as
      Republic Finance's response to case #19447136.  As requested by the BBB guidelines, we have
      left all personal identifying information, including the consumer's name, out
      of this response.  Instead, we refer to the
      consumer as "the Consumer."

      Upon
      receiving her complaint, Republic Finance immediately investigated the
      statements made therein. Additionally, Republic Finance’s Central Operations
      Team Member discussed the matter in detail on February 28, 2023 and reached a
      mutually agreeable resolution with the Consumer on February 28, 2023. We mailed
      a letter under separate cover with the documentation requested. Republic
      Finance and Consumer consider this matter satisfactorily resolved.

      If you
      have any questions or additional information, please feel free to contact me.

      Sincerely,
      **** *****
      Compliance Supervisor

    • Initial Complaint

      Date:01/24/2023

      Type:Billing Issues
      Status:
      Resolved
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      We obtain a loan online 2 years ago for $4000, on May 2022 we obtain another loan for $2000 we have been paying $300 every month, and we still owe $6000, all the money that we have been paying its going to the interest, so I called today to get the payoff amount and they told me the balance its still $6000 and a little bit more, how can they scam people like that?

      Business Response

      Date: 02/07/2023

      Dear BBB Complaint Department:

      Thank
      you for your correspondence dated January 24, 2023.  It is our goal at Republic Finance, LLC
      ("Republic Finance") to provide excellent customer service and
      we welcome the opportunity to address the concerns of our customers. Please
      allow this to serve as Republic Finance's response to case #18886512. As
      requested by the BBB guidelines, we have left all personal identifying
      information, including the consumer's name, out of this response.  Instead, we refer to the consumer as "the
      Consumer."

      Upon
      receiving his complaint, Republic Finance immediately investigated the
      statements made therein. As a part of its investigation, Republic Finance’s Regional
      Vice President (“RVP”) attempted to contact the Consumer to discuss this
      matter, and to reach a mutually agreeable resolution, with the Consumer on
      numerous occasions. Specifically, Republic Finance’s RVP attempted to reach the
      Consumer by telephone to discuss this matter on January 24, 2023, January 27,
      2023, and February 2, 2023 but was unsuccessful in his attempts. Republic
      Finance mailed a letter on February 7, 2023 to the Consumer requesting that she
      return our calls to discuss this matter in detail. As of the date of this
      response, the Consumer has not contacted Republic Finance.

      If you
      have any questions or additional information, please feel free to contact me.

      Sincerely,
      **** *****
      Compliance Supervisor

      Customer Answer

      Date: 02/15/2023



      Better Business Bureau:



      I have reviewed the response made by the business in reference to complaint ID 18886512, and find that this resolution is satisfactory to me.




      Sincerely,



      **** *******

    • Initial Complaint

      Date:01/20/2023

      Type:Customer Service Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I want to report this company for haressment, haressing my family, threats of garnishment, calling my employment. I have been paying this acct! I do not make the same money as I once was making but I am sending what I can. Good faith payments! Im also in a debt consolidation program!

      Business Response

      Date: 01/24/2023

      Dear BBB Complaint Department:

      Thank
      you for your correspondence dated January 20, 2023.  It is our goal at Republic Finance, LLC
      ("Republic Finance") to provide excellent customer
      service and we welcome the opportunity to address the concerns of our
      customers.  Please allow this to serve as
      Republic Finance's response to case #18857110.  As requested by the BBB guidelines, we have
      left all personal identifying information, including the consumer's name, out
      of this response.  Instead, we refer to the
      consumer as "the Consumer."

      Upon
      receiving her complaint, Republic Finance immediately investigated the
      statements made therein. Additionally, Republic Finance’s Attorney Performance
      Specialist discussed the matter in detail on January 20, 2023, and reached a
      mutually agreeable resolution with the Consumer on January 20, 2023. Republic
      Finance and the Consumer consider this matter satisfactorily resolved.

      If you
      have any questions or additional information, please feel free to contact me.

      Sincerely,
      **** *****
      Compliance Supervisor

    • Initial Complaint

      Date:01/18/2023

      Type:Billing Issues
      Status:
      Answered
      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I came to realize that there has been id theft/fraud on my SSN, . I reached out to all three agencies and was told that I needed to contact the bank directly because this was done online and not at a actual place of business. I was told by all three that I would have to dispute the inquiry through the bank because it was done online. I have mailed and called with no help what so ever. I have placed a freeze as well as filed a police report in reference to these inquires being removed. Since I am a victim of this ID theft/fraud I am requesting that the hard inquiry be removed from all three agencies or their reporting agency whom they deal with. Republic Finance LLC June 2, 2022, June 21, 2022, April 26 2022, Jan 25, 2022 attached you will fine the police report attached.

      Business Response

      Date: 01/23/2023

      Dear BBB Complaint Department:

      Thank you for
      your correspondence dated January 18, 2023.  It is our goal at Republic Finance, LLC (“RepublicFinance”) to provide excellent service and we welcome the opportunity to
      address the concerns of our customers. Please allow this to serve as Republic
      Finance’s response to case #18834110.  As
      requested by the BBB guidelines, we have left all personal identifying
      information, including the consumer’s name, out of this response. Instead, we
      refer to the consumer as “the Consumer.”

      Republic Finance has conducted a search of its records
      and determined that it does not have a customer with account information that
      matches the name or email address provided by the Consumer in his complaint. Importantly,
      Republic Finance is willing to re-investigate this complaint if the consumer
      can provide to us any additional documentation to prove a relationship with
      Republic Finance. The Consumer did not provide sufficient information or
      supporting documentation, such as a government-issued ID or social security card
      to prove his identity and a recent credit report to substantiate his
      allegations. Under the Fair Credit Reporting Act (“FCRA”),
      Republic Finance is obligated to investigate credit disputes that are complete
      and meet certain requirements.  According
      to the FCRA, a dispute notice is complete when it is submitted in writing
      directly to the creditor (i.e., not through a private, non-profit organization
      such as the BBB) and includes the following: (1) sufficient information to
      identify the account in dispute (e.g., consumer's full name, address, telephone
      number, and account number); (2) the specific information that is being
      disputed and an explanation of the basis for the dispute; and (3) all supporting
      documentation or information to substantiate the dispute, to the extent
      available (e.g., a copy of the relevant portion of the consumer report that
      contains the allegedly inaccurate information, a police report, a fraud or
      identity theft affidavit, a court order, or account statements). Therefore,
      Republic Finance has determined the Consumer’s credit dispute is incomplete
      because it does not meet all of the three afore-mentioned requirements.  If the Consumer has any additional
      information to satisfy the requirements set forth above, he is welcomed to
      submit a complete dispute notice directly to: Republic Finance, LLC, Attn:
      Credit Dispute Team, 7031 Commerce Circle, Suite 100, Baton Rouge, LA
      70809-1394.  Upon receipt of the
      Consumer’s complete dispute notice, Republic Finance will investigate the
      dispute, correct any inaccuracies that may be discovered, and report back to him.


      If you have
      any questions or additional information, please feel free to contact me.

      Sincerely,
      **** *****
      Compliance Supervisor

      Customer Answer

      Date: 01/23/2023



      Complaint: 18834110



      I am rejecting this response because it his was an inquiry that was done without my permission. I have seen the company a letter with my social as well as added my social I’m the original complaint. I am just asking the inquiry be taken off all three credit agencies ***********



      Sincerely,



      ******* *****

      Business Response

      Date: 02/01/2023

      Dear BBB Complaint Department:

      Thank you for
      your correspondence dated January 23, 2023 regarding Republic Finance, LLC’s (“Republic Finance”) response to Complaint
      Case #18834110.  Please allow this to
      serve as Republic Finance’s response to the Consumer’s rebuttal to our response
      submitted to the BBB on January 23, 2023 regarding this matter.

      Republic Finance
      immediately investigated the Consumer’s rebuttal, his statements made therein,
      and the supporting documentation he provided by mail. Republic Finance is committed to providing the credit reporting
      agencies with accurate information and is mailing a letter under
      separate cover to the Consumer regarding the resolution of this matter.

      If you have any
      questions or additional information, please feel free to contact me.

      Sincerely,
      **** *****
      Compliance Supervisor

    Republic Finance, LLC is NOT a BBB Accredited Business.

    To become accredited, a business must agree to BBB Standards for Trust and pass BBB's vetting process.

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