Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies
Share
Business Profile

Health Insurance

UnitedHealth Group

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Health Insurance.

Reviews

This profile includes reviews for UnitedHealth Group's headquarters and its corporate-owned locations. To view all corporate locations, see

Find a Location

UnitedHealth Group has 525 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Customer Review Ratings

    1.1/5 stars

    Average of 1,282 Customer Reviews

    Want to share your experience?

    Leave a Review

    Review Details

    • Review fromSean S

      Date: 07/24/2024

      1 star

      Sean S

      Date: 07/24/2024

      United healthcare has told me numerous times through app or me literally calling them and asking if I would be able to use my plan to go to certain doctors. 3/3 times I have visited the doctor with my United healthcare plan after checking it would be covered they denied me coverage and I was stuck with expensive bills. I have spoken to several supervisors only to be told later on calls that I had never spoken with a supervisor. They have gaslit me at every turn to deny me benefits as agreed on in my healthcare coverage. This company is incompetent at paying for their consumers. I am cancelling my coverage prematurely because of the corporate greed and denial of coverages that are listed on my policy. There needs to be a class action law suit for the billions of dollars they have not paid out in coverage to families and individuals who have been held responsible after being lied to by United Healthcare. Would 0/10 absolutely never recommend to a friend and will never be returning even if it is offered by an employer.

      UnitedHealth Group

      Date: 08/06/2024

      Due to the protections of the Health Insurance Portability and Accountability Act (HIPAA), I am unable to respond directly to you regarding this review. Since this review provided a copy of the enrollees correspondence and/or a description of the issue, we will be responding directly to the enrollee regarding this review. 

      Should you have any questions or comments, please feel free to call me. I can be reached during normal business hours at ******************************.
      Sincerely,

      ****************
    • Review fromAlexander B

      Date: 07/23/2024

      1 star

      Alexander B

      Date: 07/23/2024

      I was lied to when signing up and told that my coverage would have an out of pocket maximum. It wasn't until I had a health incident and started getting statements explaining coverage that I realized that my plan only covers a small payment per visit. Nothing like what the sales rep told me on the phone. I feel like an idiot for not verifying the information. Now we are outside of the enrollment period for ACA and am unable to get proper coverage for me and my family. It's such a scam and outright criminal to lie to people about their plan coverage. I have no idea how this operation still exists or how United Health Care supports this. I'm canceling as soon as possible and will never give another dime to United Health Care.

      UnitedHealth Group

      Date: 07/29/2024


      Due to the protections of the Health Insurance Portability and Accountability Act (HIPAA),I am unable to respond directly to you regarding these concerns. Since your letter provided a copy of the enrollees correspondence and/or a description of the issue, we will be responding directly to the enrollee.

      Should you have any questions or comments, please feel free to contact *********************** directly by phone at ************* or by email at *********************************************************
    • Review fromDeborah M

      Date: 07/22/2024

      1 star

      Deborah M

      Date: 07/22/2024

      I pay an incredible amount a year for PPO insurance with UMR. As previous reviews have stated, they pay very little to nothing. You have to jump through hoops to get your claims processed. The amount of stress they put you through trying to get what you pay for actually creates more health problems. Do yourself a favor and find a provider that cares. Save your mental health and your pocketbook.

      UnitedHealth Group

      Date: 07/30/2024

      Due to the protections of the Health Insurance Portability and Accountability Act (HIPAA), I am unable to respond directly to you regarding this review. Since this review provided a copy of the enrollees correspondence and/or a description of the issue, we will be responding directly to the enrollee regarding this review. 

      Should you have any questions or comments, please feel free to call UMR during normal business hours. 
    • Review fromRenee S

      Date: 07/22/2024

      1 star

      Renee S

      Date: 07/22/2024

      I am so unhappy with United Health Care. They have more excuses than ******** has little pills. I hate the virtual assistant. Takes forever to get through to a live person and most do not speak very good English. They either don't understand what your asking or can't answer you. I am so sick of hearing, Do to plan changes you have to apply for special authorization for that medicine. I have been on it for over 10 years, what a crock of ........ I will be going back to humana, tired of UHC c*** They get a NEGATIVE the whole way around.

      UnitedHealth Group

      Date: 07/25/2024

      Due to the protections of the Health Insurance Portability and Accountability Act (HIPAA),I am unable to respond directly to you regarding this review. Since this review provided a copy of the enrollees correspondence and/or a description of the issue, we will be responding directly to the enrollee regarding this review.

      Should you have any questions or comments, please feel free to call me. I can be reached during normal business hours at ******************************.

      Sincerely,
      **********************
    • Review fromJoseph D

      Date: 07/22/2024

      1 star

      Joseph D

      Date: 07/22/2024

      I have to say without a doubt United healthcare is the worst insurance. They have gone from having your back to greedy, corrupt, and price gouging their customers instead of covering the important things you need when you need them which is why you choose their insurance company in the first place . I'm Disabled and on Social Security Disability and Have a Autoimmune Neuromuscular Disease and Spinal issues and need an important CT done and instead of covering it like an insurance is supposed to do they wanted to profit off Me instead of the tune of $250 which mind you I barely make enough to survive which includes barely keeping a roof over My head and they have gotten greedy and look to profit off Me with what little money I have left instead of doing what we get insurance in the first place to protect us tisk tisk. Going with Unitedhealthcare was the biggest mistake I have ever made with health insurance they have become greedy and are self serving they care only for themselves and not serve the customers interest or care about their well-beings as they claim and will be talking to My health insurance broker to find a insurance that actually has My interest and protection at heart which is why you choose them in the first place, instead of profiting off of Me Shirking their responsibilities and only see Me as a dollar sign . Sincerely ******************************** unsatisfied customer and human being.

      UnitedHealth Group

      Date: 07/22/2024

      Due to the protections of the Health Insurance Portability and Accountability Act (HIPAA), I am unable to respond directly to this submission regarding these concerns. Since your letter provided a copy of the enrollees correspondence and/or a description of the issue, we will be responding directly to the enrollee and the resolution will be sent in writing. I have attached the appropriate authorization form for the member to complete if they would like a copy of the resolution shared with the BBB.

      Should you have any questions or comments, please feel free to call me. I can be reached during normal business hours at ******************************.
      Sincerely,

      Tischa D

    • Review fromLinda V

      Date: 07/21/2024

      1 star

      Linda V

      Date: 07/21/2024

      Does not take care of customer complaints. I was overcharge $75 for my medication in May 2024. This is the end of July and I am still waiting for a refund. I am told they will send it to the accounting department. I will have a refund in 3-5 business days. I am still waiting for the refund. I am filing a complaint.

      UnitedHealth Group

      Date: 07/22/2024

      July 22 2024           


      To Whom It May ******************* to the protections of the Health Insurance Portability and Accountability Act (HIPAA), I am unable to respond directly to the Better Business Bureau regarding these concerns. Since your letter provided a copy of the enrollees correspondence and/or a description of the issue, we will be responding directly to the enrollee.

      Should you have any questions or comments, please feel free to call me. I can be reached during normal business hours at ************.

      Sincerely,


      Consumer Advocate


      NOTICE:  This communication may contain PERSONAL and CONFIDENTIAL information and is intended only for the use of the specific individual(s) to which it is addressed. It may contain Protected Health Information that is privileged and confidential.  Protected Health Information may be used or disclosed in accordance with law and you may be subject to penalties under law for improper use or further disclosure of the Protected Health Information in this communication. If you are not an intended recipient, you are hereby notified that any unauthorized use, dissemination or copying of the information contained in it or attached to it is strictly prohibited. If you have received this in error, please securely destroy it and immediately notify the sender. Thank you.

    • Review fromJoann I

      Date: 07/18/2024

      1 star

      Joann I

      Date: 07/18/2024

      Id give them zero stars if possible!!! The agent who sold us the insurance completely lied about what they cover! They cover NOTHING! Save yourself the hassle and go elsewhere.

      UnitedHealth Group

      Date: 07/30/2024

      Due to the protections of the Health Insurance Portability and Accountability Act (HIPAA), I am unable to respond directly to you regarding this review. Since this review provided a copy of the enrollees correspondence and/or a description of the issue, we will be responding directly to the enrollee regarding this review. 

      Should you have any questions or comments, please feel free to call me. I can be reached during normal business hours at ************
      Sincerely,

      ******************

      Manager-Consumer Affairs Department

       

    • Review fromMS Sucks H

      Date: 07/18/2024

      1 star

      MS Sucks H

      Date: 07/18/2024

      I am 35 year old female who has had been diagnosed with Multiple Sclerosis since 2013. I am currently going through a difficult time with this insurance we have had for over 12 years because they denied a much needed surgery. I have had a cyst lesion in my T1-T2 spine that affects my walking and causes me pain in all areas of my body (that was misdiagnosed for over 10 years as a "lesion"). I am losing function as time moves forward. I was scheduled for a SPINE, CERVICAL, POSTERIOR APPROACH, WITH LAMINECTOMY and they denied my surgery so I now have to wait longer to move forward with my life because they are greedy and said they didnt have enough information. I have 2 young daughters, man of God husband, and also a dad with cancer whom we are the caretakers of... this is alot on our plate. It's not about money, it's about my life and this is so upsetting.

      UnitedHealth Group

      Date: 08/01/2024

      This will acknowledge receipt of your complaint to the BBB, complaint number ******. Thank you for bringing this issue to our attention. Unfortunately, we are unable to find a policy for you in our system. Please provide us with your member information. After we receive this information, we will investigate your issue.

      Sincerely,
      Consumer Affairs
    • Review fromBrianne H

      Date: 07/17/2024

      1 star

      Brianne H

      Date: 07/17/2024

      If I could give 0 stars I would. Optum RX is TERRIBLE TO WORK WITH. Medication delays, lack of communication, incompetent customer service. I've been without my medication several times because of this terrible company. Worst part - United Health Care requires me to get my medication through them. Shame on you, United Health Care.

      UnitedHealth Group

      Date: 07/18/2024

      July 18, 2024


      To Whom It May ******************* to the protections of the Health Insurance Portability and Accountability Act (HIPAA), I am unable to respond directly to the Better Business Bureau regarding these concerns. Since your letter provided a copy of the enrollees correspondence and/or a description of the issue, we will be responding directly to the enrollee.

      Should you have any questions or comments, please feel free to call me. I can be reached during normal business hours at ************.

      Sincerely,


      Consumer Advocate


      NOTICE:  This communication may contain PERSONAL and CONFIDENTIAL information and is intended only for the use of the specific individual(s) to which it is addressed. It may contain Protected Health Information that is privileged and confidential.  Protected Health Information may be used or disclosed in accordance with law and you may be subject to penalties under law for improper use or further disclosure of the Protected Health Information in this communication. If you are not an intended recipient, you are hereby notified that any unauthorized use, dissemination or copying of the information contained in it or attached to it is strictly prohibited. If you have received this in error, please securely destroy it and immediately notify the sender. Thank you.

    • Review fromPhillip T

      Date: 07/16/2024

      1 star

      Phillip T

      Date: 07/16/2024

      United Healthcare over promises and under deliveres. They indicate hospitals and specialists are in network on both their website and their app. But totally different when you contact the healthcare provider. The customer service advocates have no ability escalate the issue. They do not know if a provider is in network either and cannot report to fix the issue.

      UnitedHealth Group

      Date: 09/19/2024

      Due to the protections of the Health Insurance Portability and Accountability Act (HIPAA), I am unable to respond directly to this submission regarding these concerns. Since your letter provided a copy of the enrollees correspondence and/or a description of the issue, we responded directly to the enrollee. 

      Should ******* have any questions or comments, he has my contact number and my business hours.

      Sincerely,

      ******************

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period, except for customer reviews. Customer reviews posted prior to July 5, 2024, will no longer be published when they reach three years from their submission date. Customer reviews posted on/after July 5, 2024, will be published indefinitely unless otherwise voluntarily retracted by the user who submitted the content, or BBB no longer believes the review is authentic. BBB Business Profiles are subject to change at any time. If you choose to do business with this company, please let them know that you checked their record with BBB.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.