Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies
Share
Business Profile

Insurance Companies

Cigna

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Insurance Companies.

Reviews

This profile includes reviews for Cigna's headquarters and its corporate-owned locations. To view all corporate locations, see

Find a Location

Cigna has 181 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Customer Review Ratings

    1.05/5 stars

    Average of 399 Customer Reviews

    Want to share your experience?

    Leave a Review

    Review Details

    • Review fromAngela F

      Date: 12/11/2023

      2 stars
      Not as many benefits as united for otc this is why we are changing to a better one
    • Review fromstephanie s

      Date: 12/11/2023

      1 star
      Dealing with this company is absolute torture. I can't even count the amount of hours I've now wasted on the phone with their useless customer service reps fighting for money that is owed to me. It's literally become my part time job to keep an eye out for invalid bills from them and then call them to rectify.

      On the phone, they claim to do things and then tell you "call back in a couple weeks"... Well then when you follow up, you have to start all over because they never did what they said they'd do!

      I went to the *in network* doctor and forgot my new insurance card, I paid out of pocket and figured it would be easy to just have them reimburse me after the fact. This happened on August 27th.... IT'S NOW DECEMBER 11th and nobody has any answers for me. This is wild. I've been with several insurance companies in my life and I have never dealt with such incompetence in my life.

      Every single doctor and dental visit I've had since becoming a member of this company has had a billing issue. This week, I'm dealing with $150 that was auto-billed for a doctor visit I had a month ago because Cigna *accidentally* thought they were out of network when they were IN NETWORK. I've gone to this same doctors office several times before... How does an accident like this happen? This is remedial level work. Now I have to wait weeks to get my $150 back, for absolutely no reason, and thankfully I pay attention to this stuff because I'm sure so many people lose track and/or are too elderly to notice/rectify their billing issues!!!

      I hate this company so much.
    • Review fromJason B

      Date: 12/10/2023

      1 star
      Just about the worst health insurance you could have. They are absolutely atrocious. In fact there should probably be an antitrust lawsuit filed against them for their horrible business practices. This company denies or mishandles virtually every medical claim they get. Their website is almost unusable and their customer service representatives are incompetent.
    • Review fromLauren B

      Date: 12/08/2023

      1 star
      I had to give them a star to do this report otherwise it would be zero. I have had united healthcare and blue shield and never had issues with any of my prescriptions. I changed jobs and got Cigna health and so far they haven’t covered any prescriptions and lost paperwork from my Dr’s office and they are asking me to get the form refilled out even though my Dr already did it. Horrible insurance if I had a choice I would go back to United Healthcare they are the best!
    • Review fromJen T

      Date: 12/07/2023

      1 star
      I had 2 dental visits on 6/16/2022 and 4/25/2023, respectively. Since my dental office doesn’t accept Cigna insurance, I paid the costs by credit card and filed 2 claims for reimbursement on 4/25/2023.
      In May, Cigna sent 2 checks to the dental office. Although the dental office sent both checks back immediately, Cigna didn’t issue the check to me. I called Cigna and requested the checks 4 times (each time takes more than 45 minutes). They told me that they put stop payments for the 2 checks, and I need to wait for 60 days. In July and August, I called them 4 times to check the status of the payments. They told me the problem was resolved at the end of each long call (more than 1 hour). After another 2 calls in September and October, I received 1 check at the end of October.
      Again, I called Cigna to find another check. But Cigna once again sent the check to my dental office by mistake! They advised me to wait another 75 days to call back!
      Almost all Cigna’s customer service representatives who handle the claim are foreigners who speak English with very strong accent. It’s very difficult to understand. I'm frustrating.


    • Review fromScott O

      Date: 12/06/2023

      1 star
      Awful experience with Cigna customer service. The service has been farmed out to a company that uses people that can barely speaks English, have heavy accents, and paid no attention to my questions. I was bounced around from one phone site to another, each site had their own menu which took me to other sites with their own menus. At no time was I asked my name and subscriber number, they read stuff to me and then transferred me to another site. There was no pretense at addressing my questions. I have no choice but to change companies ASAP.
    • Review fromleslie s

      Date: 12/05/2023

      1 star
      In May of last year, 2022, I had a colonoscopy cancer screening with an in network Dr. at an in network facility. The anesthesiologist was out of network. The EOB says that the service was either not covered or my deductible ($1000) had not been met and that they allowed $143 to go towards my deductible (I had satisfied $250 already) but that I owe the full $2600 to the provider?! Cigna later says the anesthesiologist claims I signed a consent to waive my rights to the no surprise act. I did not and would not have!! I asked if they had it and they said no. Then the anesthesiologist states recently that Cigna says No surprise billing act doesn't apply to this?! I know that the act prohibits waivers to be given for non emergency ancillary services, they are void even if signed. Their site documents even state this! I've gone back and forth and have gotten nowhere with their investigations and appeals. neither side will budge. I thought I was not to be charged an out of network rate under the bill? I'm being sent to collections and they won't explain anything other than to look at my EOB.
    • Review fromCharles C

      Date: 12/01/2023

      1 star

      Reviewed Dec. 1, 2023

      In 2023 my wife and I had Cigna Dental insurance. Absolutely horrendous company to do business with. They constantly look to deny and if that doesn’t fly they will absolutely nickel and dime. The dentist (Cigna preferred ) has actually withdrawn from accepting any Cigna dental insurance in 2024.
      Worst of the worst and frequently give incomplete and/or inaccurate information
      Best advise I can give - pick another company- they are truly awful
    • Review fromPennie N

      Date: 12/01/2023

      1 star
      Cigna has been unlawfully taking payments from my mother for over a year. My mother switched to Humana and has tried several times to cancel with Cigna, they claim they've canceled but every month they still deduct a payment from her account. The last time being October 16th 2023 but yet again they took $223 out of her account in November.
    • Review fromJenni K

      Date: 11/30/2023

      1 star
      Was unable to post without giving a star, and zero was not an option otherwise it would be a HUGE ZERO..... Unbelievably horrible experience. I as told 2 different things by customer service, neither of which followed through. Cancelled my policy due to their misleading information and have yet to get my refund. I highly recommend if you are looking for ANY kind of insurance, look elsewhere, because honest and great customer service is NOT Cigna's top priority, if it is one at all.

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period, except for customer reviews. Customer reviews posted prior to July 5, 2024, will no longer be published when they reach three years from their submission date. Customer reviews posted on/after July 5, 2024, will be published indefinitely unless otherwise voluntarily retracted by the user who submitted the content, or BBB no longer believes the review is authentic. BBB Business Profiles are subject to change at any time. If you choose to do business with this company, please let them know that you checked their record with BBB.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.