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Business Profile

Credit Cards and Plans

OpenSky, A Division of Capital Bank N.A.

Headquarters

Reviews

This profile includes reviews for OpenSky, A Division of Capital Bank N.A.'s headquarters and its corporate-owned locations. To view all corporate locations, see

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OpenSky, A Division of Capital Bank N.A. has 2 locations, listed below.

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    Customer Review Ratings

    2.94/5 stars

    Average of 127 Customer Reviews

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    Review Details

    • Review fromPerla V

      Date: 04/23/2023

      1 star

      Perla V

      Date: 04/23/2023

      I was late only for 2 months and they kept saying that if I pay the balance I’ll be able to use my card again. Guess what I payed the balance and they closed my account. Except the problem is that they reported to the credit bureas that the account is closed and it’s still open. I know because I can still access the account online. Not only that but it’s been more than 5 months and they haven’t given me an official notice stating that my account has been closed down. They are so incredibly unprofessional.

      OpenSky, A Division of Capital Bank N.A.

      Date: 05/01/2023

      Thank you for bringing this to our attention! Please call us at **************
    • Review fromMichelie L

      Date: 04/21/2023

      5 stars

      Michelie L

      Date: 04/21/2023

      I've always been under the mistaken impression that as long as I paid my bills on time and hadn't been taken to court that I had "good credit" right? Not true; I worked hard to pay everything on time, every time for many years and nothing. Then I received a letter that changed all that. Thank goodness I made the choice to apply for a secured card with OpenSky. My application was accepted for membership with my initial deposit. It was the best investment I've ever made in my financial future. .Thank you for helping me along the path to establishing credit worthiness!

      OpenSky, A Division of Capital Bank N.A.

      Date: 05/01/2023

      Thank you for the lovely words! Our goal is to help you achieve financial wellness and we’re proud of your progress so far.
    • Review fromRitchie G

      Date: 04/20/2023

      1 star

      Ritchie G

      Date: 04/20/2023

      Paid my deposit, got approved for a credit card. Never got the card. Called Open Sky, they told me it would be here within 30 days. Still waiting (3 months). Still don't have my credit card and very unhappy.

      OpenSky, A Division of Capital Bank N.A.

      Date: 05/01/2023

      We would love to chat with you about this. We recommend calling **************
    • Review fromDaniel T

      Date: 04/20/2023

      3 stars

      Daniel T

      Date: 04/20/2023

      I need a new card sent to me. The one I have is delaminating.

      OpenSky, A Division of Capital Bank N.A.

      Date: 05/01/2023

      We are always here to support our loyal cardholders. Please call us at **************
    • Review fromCamille F

      Date: 04/20/2023

      5 stars

      Camille F

      Date: 04/20/2023

      Thx OpenSky for helping me to rebuild my credit in such a short time. Not only did OpenSky help my credit Skyrocket I have also just been approved through another credit card company for an unsecured credit card in a 4month period. I couldn't be more pleased. PLEASE DO YOURSELF A FAVOR AND APPLY FOR OPENSKY ??

      OpenSky, A Division of Capital Bank N.A.

      Date: 05/01/2023

      Thank you for your kind review! We love hearing the positive impact OpenSky has on our cardholders!
    • Review fromFernando C

      Date: 04/19/2023

      4 stars
      Really has helped me establish credit and rebuild a good credit score. Now my credit worthiness is much higher than before.
    • Review fromTavaras S

      Date: 04/19/2023

      5 stars

      Tavaras S

      Date: 04/19/2023

      Help me build my credit fast 3yrs. Ago no problem

      OpenSky, A Division of Capital Bank N.A.

      Date: 05/01/2023

      Thank you for the lovely words! Our goal is to help you achieve financial wellness and we’re proud of your progress so far.
    • Review fromLisa G

      Date: 04/19/2023

      5 stars

      Lisa G

      Date: 04/19/2023

      Great starter card. Approved for card with damaged credit. Increased credit limit within first year. Easy online access. Would definitely recommend!!!

      OpenSky, A Division of Capital Bank N.A.

      Date: 05/01/2023

      Thank you for your kind review! We love hearing the positive impact OpenSky has on our cardholders!
    • Review fromRicky G. M

      Date: 04/14/2023

      4 stars
      This is about my experience towards the road to increasing my credit score with OpenSky credit card. A guy from Veteran United, a realitor company, suggested (when I was searching for a home), to get the OpenSky Credit Card which started with $300.00 of my cash. He then told me that in 6 months time, providing that you pay a little more than the minimum each month, (naturally not getting behind on all your other bills), your credit scores will slowly increase. He stated, that at that time your increased credit score will qualify you for a home thru Veteran United. Through the grace of God, thru His Son Jesus Christ!!, I'm still staying in that home I've purchased later that same year (2018). Since then, it became a strong habit, and before you know it, my score reached a little over 800!! With the help of another credit card I received along the way. My scores went up & down, but never down too low. So keep that up, it worked for me!
    • Review fromDashunda J

      Date: 04/13/2023

      5 stars
      I deposited $200 on this card and paid on time faithful and never been offered or given a credit card increase for my outstanding payments. So I'm bout to close both accounts before the next annual date. Thanks but no Thanks

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