Auto Financing
Toyota Motor Credit CorporationHeadquarters
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This profile includes reviews for Toyota Motor Credit Corporation's headquarters and its corporate-owned locations. To view all corporate locations, see
Customer Review Ratings
Average of 117 Customer Reviews
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Review fromAbigail E
Date: 09/01/2023
1 starAbigail E
Date: 09/01/2023
I paid off my car loan and tried to cancel recurring payment but was blocked by the website. Today, I was charged again. I have contacted both Toyota and my bank to reverse the payment but received no response, as neither have accessible, live contact options. Additionally, the Toyota website is inaccessible and liable to be sued for *** violations under Section 508.Toyota Motor Credit Corporation
Date: 09/08/2023
September 8, 2023 Contact Name: ***************************** Account Number: ********** ******************** of Toyota Financial Services (***) is in receipt of the review filed against Toyota Motor Credit Corporation (****) and *** regarding *********************** dissatisfaction with the *** website and canceling the reoccurring payment schedule.After a thorough review of the account, our records reflect the remaining balance to pay off the 2014 Toyota Corolla was received as of August 30, 2023. Our records also reflect that the reoccurring payments scheduled through our 100% customer-driven website were effectively cancelled as of September 1, 2023.On September 1, 2023, an overage for a refund in the amount of $1.23 was sent to the system address via check # ********.Please know that Toyota Financial Services strives for excellence in customer satisfaction. If there are any additional questions regarding this concern, please contact us at **************.We may include Personally Identifiable Information (***) as necessary to the complaint as submitted by the customer. We do not control how or whether the BBB safeguards our response or the *** in our response after submission. Toyota Financial Services is a service **** of Toyota Motor Credit Corporation (****). Retail installment accounts may be owned by **** or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. **** is the servicer for accounts owned by ****, TLT, and their securitization affiliates.Review frombrandon j
Date: 08/21/2023
1 starbrandon j
Date: 08/21/2023
Cant give zero stars. This is a domestic terrorist company that call for bills that are not past due they purposefully delay mail and put ridiculous request they gave me a six dollar per diem a day at ten and two and a half hours later it magically was 13 dollars? They are scum that are dishonest and maliciously try to take advantage of people for theyre own bottom line. This is a disgraceful company and should be sued and ran out of *******. I cant believe they get away ruining a ******************* with the most crooked bank ran operation Ive ever seen. A ten year old on a iPad could do better. Feel free to contact me whenever you want.Toyota Motor Credit Corporation
Date: 08/25/2023
August 25, 2023 Contact Name: *************************** Account Number: ********** ******************** of Toyota Financial Services (TFS) is in receipt of the review submitted by *************************** against Toyota Motor Credit Corporation (****) and TFS, regarding their dissatisfaction with the service they received from Toyota Financial Services (TFS). Our records indicate our customer entered into a Retail Installment Sale Contract Simple Finance Charge (contract) with Toyota Financial Services (TFS) on May 3, 2022. The contract also includes an Annual Percentage Rate (APR) of *****%. It is important for *************************** to understand that interest is accrued on a daily basis for this type of loan. Furthermore, pursuant to your contract, you acknowledged that you read the entire contract and agreed to all of its terms and conditions, referencing page 4 (four), section 1 (one), "Payments Before or After Scheduled Due Date," it reads, "This means that the amount of the Finance Charge may vary. The Finance Charge and Total of Payments shown on page one of the contract are based on the assumption that all payments are made when due." As of the date of this response, the last payment to post to the account was May 4, 2023. Interest has accrued daily since the previous payment. Your current daily interest is $13.89. Each time you make a payment your daily interest is recalculated. We have mailed a copy of the transaction history connected to this account along with a simple interest brochure for review to the system address. We realize this may not be the response you desired, but we hope our above reply has resolved this matter amicably through explanation and that our customer understands we are doing business according to the terms agreed to in the contract. Please know that Toyota Financial Services strives for excellence in customer satisfaction. If there are any additional questions regarding this concern, please contact us at **************.We may include Personally Identifiable Information (***) as necessary to the complaint as submitted by the customer. We do not control how or whether the BBB safeguards our response or the *** in our response after submission. Toyota Financial Services is a service **** of Toyota Motor Credit Corporation (****). Retail installment accounts may be owned by **** or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. **** is the servicer for accounts owned by ****, TLT, and their securitization affiliates.Review fromDavid S
Date: 08/14/2023
1 starDavid S
Date: 08/14/2023
Toyota finance company have the rudest people working for them. I will never buy a toyota again. ********************* 08 14 2023 *********Toyota Motor Credit Corporation
Date: 08/18/2023
August 18, 2023 Contact Name: ********************* Account Number: ********** ******************** of Toyota Motor Credit Corporation (****) and Toyota Financial Services (TFS) is in receipt of the review submitted by ********************* regarding their dissatisfaction with the service received from TFS. Our team members are trained to the highest standards and Toyota Financial Services does not condone any unprofessional interactions or inappropriate behavior from our team members towards our customers, including providing misinformation. We have reviewed all phone recordings relating to this matter and any instance of unprofessionalism discovered has been reported to the appropriate management team.Please know that Toyota Financial Services strives for excellence in customer satisfaction. We hope to have the opportunity to earn your business again in the future. If there are any additional questions regarding this concern, please contact us at **************.We may include Personally Identifiable Information (***) as necessary to the complaint as submitted by the customer. We do not control how or whether the BBB safeguards our response or the *** in our response after submission. Toyota Financial Services is a service **** of Toyota Motor Credit Corporation (****). Retail installment accounts may be owned by **** or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. **** is the servicer for accounts owned by ****, TLT, and their securitization affiliates.Review fromBrianna V
Date: 08/04/2023
1 starBrianna V
Date: 08/04/2023
Absolutely disgusting institution. Was a loyal customer for 10+ years and they screwed me over and held onto my car by saying I was not paying my lease (because they removed my autopay info on my account and I had to re-enter it). While this was the case, I was never informed until they REPOSSESSED my car. Not a single phone call, email, or piece of mail to warn me on late payments. Truly criminal what they have done throughout this entire process.Toyota Motor Credit Corporation
Date: 08/11/2023
August 11, 2023 Contact Name: ******************************* ******************** of Toyota Financial Services (TFS) is in receipt of the complaint filed against Toyota Motor Credit Corporation (****) and TFS regarding the repossession of their vehicle and concerns with not receiving proper notice.A lease maturity extension was approved on February 6, 2023, per our customers request. The extension document provided to our customer is specific in regards to important payment information: "Payments made through the TFS/LFS Website: Your bank account information deletes from the website once the original Maturity Date is reached. Payment can be set up again after the website reflects the revised Maturity Date."We did not receive their payment for the months of April, May, and June 2023. As a result, their vehicle was approved for repossession.In compliance with repossession laws, TFS sent the required Cure Notices before the repossession took place. All Cure Notices were returned to TFS by **** due to being undeliverable" to the system address on June 2, 2023, August 1, 2023, and August 10, 2023.Pursuant to the lease contract signed for the referenced vehicle, if a customer defaults on payments, we may take possession of the vehicle as permitted by law and require our customer to pay the amounts set forth in the contract.We realize this may not be the response you desired, but we hope our above reply has resolved this matter amicably.Please know that Toyota Financial Services strives for excellence in customer satisfaction. If there are any additional questions regarding this concern, please contact us at **************.We may include Personally Identifiable Information (***) as necessary to the complaint as submitted by the customer. We do not control how or whether the BBB safeguards our response or the *** in our response after submission. Toyota Financial Services is a service **** of Toyota Motor Credit Corporation (****). Retail installment accounts may be owned by **** or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. **** is the servicer for accounts owned by ****, TLT, and their securitization affiliates.Review fromRobert B
Date: 08/03/2023
1 starRobert B
Date: 08/03/2023
CRIMINALS! The website does not indicate how to make a payoff amount. I posted the amount and they didn't take it. I called them. the agent said I first had to pay $4999.00 then make the pay off amount. So I did that. STILL they would not take the pay off amount. Long story short, $4999.00 is the largest online payment you can make. if your payoff is above that, you have to make multiple payments until the payoff amount is less than $4999.00 FURTHERMORE. AFTER the final payment, they STILL TOOK the next autopayment STEALING yet another payment from my bank account. They THEN claimed it would take **** business days before they could send me my money, the MONEY THEY STOLE plus the $18 over the final amount I sent to ensure it was completely paid off. THESE PEOPLE ARE CRIMINALS. DO NOT BUY TOYOTAS. DO NOT FINANCE THROUGH TFS.Toyota Motor Credit Corporation
Date: 08/04/2023
August 4, 2023 BBB Case: Review Contact Name: ********************* Account Number: ********** ******************** of Toyota Financial Services (TFS) is in receipt of the complaint filed against Toyota Motor Credit Corporation (****) and TFS regarding their request for refund and experience with the payoff process via our website. First and foremost, we would like to congratulate ********************* on the payoff of the above-referenced account number.Our records reflect their automatic recurring payment of $765.09, processed and approved by *********************, starting on July 20, 2022, when they initiated the automatic payment via our 100% customer-driven website. We acknowledge that they paid in full on July 27, 2023; however, the payoff was in process, and therefore the authorized payment was processed as scheduled.Additionally, please know on July 31, 2023, TFS issued check #******** for $13.19, which is the overpayment after their July 27, 2023, payment of $1,836.81.********************* was correctly informed about the timeframe for the refund of this recurring payment. We respectfully request that they allow processing time for the refund of $765.09.Please know that Toyota Financial Services strives for excellence in customer satisfaction. If there are any additional questions regarding this concern, please contact us at **************.We may include Personally Identifiable Information (***) as necessary to respond to the complaint as submitted by the customer. We do not control how or whether the BBB safeguards our response or the *** in our response after submission. Toyota Financial Services is a service **** of Toyota Motor Credit Corporation (****). Retail installment accounts may be owned by **** or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. **** is the servicer for accounts owned by ****, TLT, and their securitization affiliates.Review fromPeter M
Date: 07/24/2023
1 starPeter M
Date: 07/24/2023
This institution is horrible to to the consumer. The website/app do not allow you to make extra payments towards the principle. And when you make double payments or throw extra monies at the payment. Even if it's let say $90. TFS puts that towards interest only. So on next billing cycle the interest charges are on the lien which you though would've be -$90 lower instead it's not. Happened to me twice with two double payments. Where only 1/4 went to principle an rest to interest. I had to call twice to have it adjusted. And now since adjusting that I'm being told I have a missed payment an this months payment and it's just a horrible institution to deal with. They are legitimately stealing consumer's monies. I will never consider any vehicle from any Toyota dealership again for rest of my life an I've already passed this information onto my family as well. Please pay attention to your statements an check your online account. Since I keep a file of what I paid I was able to catch the math not adding up to what I have paid vs what TFS said I still owed on the vehicle.Toyota Motor Credit Corporation
Date: 07/28/2023
July 28, 2023 BBB Case: Review Contact Name: *********************** Account Number: ********** ******************** of Toyota Financial Services (TFS) is in receipt of the review filed against Toyota Motor Credit Corporation (****) and TFS regarding the option for principal payments via the website. Our records reflect that *********************** called TFS on June 30, 2023, to request payment adjustments. Upon review, we found an inadvertent administrative error that caused their account to be placed in a past-due status. We have corrected this error, and they can confirm the adjustment via the website on or about Tuesday, August 1, 2023.*********************** may continue to pay additional funds towards their principal through their online account at www.toyotafinancial.com and request that any funds beyond their regular monthly payment be applied directly to the principal.Please note that this is a two-step process. First, they must submit their regular monthly payment, and then, as a separate step, submit the additional payment towards the principal. This step was missing from their first attempt on January 23, 2023.Additionally, *********************** can calculate the Simple Interest loans as follows: they should take their outstanding balance, shown on the billing statement, and multiply it by the APR. They should then divide that number by 365 (the number of days in a year). This will give them their per diem (daily interest). *********************** would then multiply their per diem by the number of days since the last payment. This number will equal the amount that is applied towards interest when they remit their next payment.We mailed a brochure for Simple Interest accounts, which they can refer to for their records.Please know that Toyota Financial Services strives for excellence in customer satisfaction. If there are any additional questions regarding this concern, please contact us at **************.We may include Personally Identifiable Information (***) as necessary to respond to the complaint as submitted by the customer. We do not control how or whether the BBB safeguards our response or the *** in our response after submission. Toyota Financial Services is a service **** of Toyota Motor Credit Corporation (****). Retail installment accounts may be owned by **** or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. **** is the servicer for accounts owned by ****, TLT, and their securitization affiliates.Review fromKenny C
Date: 07/17/2023
1 starKenny C
Date: 07/17/2023
I have been trying to register my car since May. Its July and Toyota Financial has been failing me. Each time, I have AAA fax them the transfer request and each time, I call back a few days later to see if theyve received the fax, which they never do. The employees are unhelpful with this, as they tell me to keep trying the same thing. I have confirmed fax numbers several times to make sure theyre being sent to the right place. The employees cannot tell me why they dont receive the fax. I am fed up with Toyota.Toyota Motor Credit Corporation
Date: 07/18/2023
July 18, 2023 BBB Case: Review Contact Name: ***************************** Account Number: ********** ******************** of Toyota Financial Services (TFS) is in receipt of the complaint filed against Toyota Motor Credit Corporation (****) and TFS regarding their state-to-state transfer.Our records match theirs; TFS received their verbal request for the original title in May of 2023, and we are pending their written request to further assist.Our office reached out via phone call to provide the option for a different fax number or assistance through our support center on our website at toyotafinancial.com. We left our phone number in case ***************************** has further questions. At this time, until we receive the address for AAA to mail them the title, TFS cannot take additional action.Please know that Toyota Financial Services strives for excellence in customer satisfaction. If there are any additional questions regarding this concern, please contact us at **************.We may include Personally Identifiable Information (***) as necessary to respond to the complaint as submitted by the customer. We do not control how or whether the BBB safeguards our response or the *** in our response after submission. Toyota Financial Services is a service **** of Toyota Motor Credit Corporation (****). Retail installment accounts may be owned by **** or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. **** is the servicer for accounts owned by ****, TLT, and their securitization affiliates.Review frommark f
Date: 07/10/2023
1 starmark f
Date: 07/10/2023
horrible mess of a company - cancelled my extended warranty 6 weeks ago, - and the money from the remainder of the warranty still hasnt been applied -Toyota Motor Credit Corporation
Date: 07/12/2023
July 12, 2023 BBB Case: Review Contact Name: ********************* ******************** of Toyota Financial Services (***) is in receipt of the complaint filed against Toyota Motor Credit Corporation (****) and *** regarding the warranty refund status.The privacy of our customers is vital. Based on our records, and the voicemail with additional information from ****************, we have determined that they are not listed as an authorized party on the *** account for which they are requesting warranty refund status. To best assist, we ask that our account holder contact us at the telephone number provided below to provide full authorization to discuss the account with them, or they may contact us directly to discuss the above referenced concern.We realize this may not be the response they desired, but we hope our above reply has resolved this matter amicably.Please know that Toyota Financial Services strives for excellence in customer satisfaction. If there are any additional questions regarding this concern, please contact us at **************.We may include Personally Identifiable Information (***) as necessary to respond to the complaint as submitted by the customer. We do not control how or whether the BBB safeguards our response or the *** in our response after submission. Toyota Financial Services is a service **** of Toyota Motor Credit Corporation (****). Retail installment accounts may be owned by **** or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. **** is the servicer for accounts owned by ****, TLT, and their securitization affiliates.Review fromDeonda G
Date: 07/08/2023
1 starDeonda G
Date: 07/08/2023
This company full of s*** cause for some unknown reason I dont know if staff is stealing money and not post to our account of what I had extensions done On my account from time to time which I was told that when you do an extension it goes to end of you bill but for some unknown reason they will call and say Im missing payment after a whole year goes by this my second time around with this ******** now we in the year of 23 they calling saying Im missing a payment from 01/22 HOW ???Toyota Motor Credit Corporation
Date: 07/11/2023
July 11, 2023 Contact Name: *************************** ******************** of Toyota Financial Services (TFS) is in receipt of the review submitted for Toyota Motor Credit Corporation (****) and TFS regarding payment and account history. The privacy of our customers is vital. After reviewing our records, we have determined that you are not listed as an authorized party and/or the name submitted on the review does not match any TFS account. To best assist, we ask that our account holder contact us at the telephone number provided below to provide full authorization to discuss the account with you, or they may contact us directly to discuss the above referenced concern.If *************************** is the correct party, TFS must obtain a signed name change document and be provided with a copy of the document(s) listed for confirmation of the change to make an update. To change the name on your account, we need the following documentation: A signed, written statement from you requesting the name change on your account. Please include the complete spelling of the new name along with your account number. Additionally, please send us one of the following documents to validate the name change: certified copy of marriage certificate or divorce decree, or other certified legal document. You can send us these documents through our online secure message center or by mail. Please know that Toyota Financial Services strives for excellence in customer satisfaction. If there are any additional questions regarding this concern, please contact us at **************.We may include Personally Identifiable Information (***) as necessary to the complaint as submitted by the customer. We do not control how or whether the BBB safeguards our response or the *** in our response after submission. Toyota Financial Services is a service **** of Toyota Motor Credit Corporation (****). Retail installment accounts may be owned by **** or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. **** is the servicer for accounts owned by ****, TLT, and their securitization affiliates.Review fromLinda F
Date: 07/05/2023
1 starLinda F
Date: 07/05/2023
I have ad a few loans for cArs with Toyota financial, trying to get an answer to a question about your account is undoable! I have called numerous times and am given the same answer every time 2-7 business days to fix , I have heard that since June 14, 2023, and nothing has changed , we are now being told we are past due , which we are not ! I have all the confirmation numbers to prove it ! Apparently that does t matter, it will still take forever , in the meantime this could show up on my excellent credit rating ! Its been over a month still no progress . I wish I had read these reviews before taking the loan through themToyota Motor Credit Corporation
Date: 07/07/2023
July 7, 2023 Contact Name: ******************* Account Number: ********** ******************** of Toyota Financial Services (TFS) is in receipt of the review submitted by ******************* against Toyota Motor Credit Corporation (****) and TFS regarding their concern related to the payments on the above referenced account. **** and ******************** (TFS) would first like to extend our apology for the frustration endured regarding their experience with Toyota Financial Services. We recognize ******************* has been a long-time customer with us and we are happy to have the opportunity to earn their loyalty and business.Great news! As of the date of this response, the account is reflecting as current and paid until August 2, 2023. Also, there is no negative credit impact to the account. Our records reflect, payments are made on the ToyotaFinancial.com website and some payments are scheduled prior to the due date on the account. It is important to know, for future reference, when a payment is scheduled to post prior to the due date, the system will automatically allocate the funds to principal only. When scheduling a payment, we respectfully request to please select the contracted due date of the second of every month to ensure the funds are allocated as a monthly payment.Please know that Toyota Financial Services strives for excellence in customer satisfaction. If there are any additional questions regarding this concern, please contact us at **************.We may include Personally Identifiable Information (***) as necessary to the complaint as submitted by the customer. We do not control how or whether the BBB safeguards our response or the *** in our response after submission. Toyota Financial Services is a service **** of Toyota Motor Credit Corporation (****). Retail installment accounts may be owned by **** or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. **** is the servicer for accounts owned by ****, TLT, and their securitization affiliates.
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